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May 18
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U.S. Insurance Industry Analysis
UpdatedMay 18, 2025
DataAggregated Company Financials
Companies125
- 7D1.7%
- 3M4.8%
- 1Y16.5%
- YTD8.4%
In the last week, the Insurance industry is up 1.7%, with Marsh & McLennan Companies leading the way with a 2.0% gain. This takes the industry's 12 month performance to a gain of 17%. Earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 19 May 2025 | US$1.5t | US$902.8b | US$82.1b | 15.2x | 17.9x | 1.6x |
| Wed, 16 Apr 2025 | US$1.4t | US$897.3b | US$92.9b | 13.4x | 15.5x | 1.6x |
| Fri, 14 Mar 2025 | US$1.4t | US$897.4b | US$93.0b | 12.8x | 15.3x | 1.6x |
| Sun, 09 Feb 2025 | US$1.4t | US$904.8b | US$95.8b | 12.4x | 14.7x | 1.6x |
| Tue, 07 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 13x | 14.9x | 1.5x |
| Thu, 05 Dec 2024 | US$1.5t | US$893.2b | US$91.1b | 13.4x | 15.9x | 1.6x |
| Sat, 02 Nov 2024 | US$1.4t | US$884.9b | US$89.5b | 13.3x | 15.3x | 1.5x |
| Mon, 30 Sep 2024 | US$1.4t | US$855.0b | US$87.4b | 13.9x | 15.9x | 1.6x |
| Wed, 28 Aug 2024 | US$1.4t | US$855.4b | US$87.0b | 14x | 15.6x | 1.6x |
| Fri, 26 Jul 2024 | US$1.2t | US$828.3b | US$81.5b | 13x | 14.8x | 1.5x |
| Sun, 23 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 13.1x | 15x | 1.4x |
| Tue, 21 May 2024 | US$1.2t | US$823.1b | US$79.1b | 12.5x | 15.2x | 1.5x |
| Thu, 18 Apr 2024 | US$1.1t | US$797.1b | US$68.9b | 14.6x | 16.3x | 1.4x |
| Sat, 16 Mar 2024 | US$1.2t | US$792.5b | US$66.9b | 14.4x | 17.5x | 1.5x |
| Mon, 12 Feb 2024 | US$1.1t | US$784.4b | US$61.3b | 12.2x | 18.1x | 1.4x |
| Wed, 10 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 12.7x | 22.7x | 1.4x |
| Fri, 08 Dec 2023 | US$1.1t | US$792.7b | US$47.5b | 13.1x | 23x | 1.4x |
| Sun, 05 Nov 2023 | US$1.1t | US$790.3b | US$46.8b | 12.8x | 22.7x | 1.3x |
| Tue, 03 Oct 2023 | US$1.0t | US$799.1b | US$38.9b | 14.5x | 26.4x | 1.3x |
| Thu, 31 Aug 2023 | US$1.0t | US$799.3b | US$38.7b | 15.2x | 26.5x | 1.3x |
| Sat, 29 Jul 2023 | US$1.0t | US$791.2b | US$41.3b | 15.6x | 24.7x | 1.3x |
| Mon, 26 Jun 2023 | US$964.1b | US$774.5b | US$35.1b | 15.7x | 27.4x | 1.2x |
| Wed, 24 May 2023 | US$959.6b | US$774.0b | US$35.6b | 15.4x | 27x | 1.2x |
| Fri, 21 Apr 2023 | US$987.7b | US$760.4b | US$44.2b | 15.9x | 22.3x | 1.3x |
| Sun, 19 Mar 2023 | US$905.6b | US$759.4b | US$44.2b | 14.5x | 20.5x | 1.2x |
| Tue, 14 Feb 2023 | US$1.1t | US$767.1b | US$47.1b | 16.2x | 22.3x | 1.4x |
| Thu, 12 Jan 2023 | US$1.0t | US$777.9b | US$54.7b | 15x | 19x | 1.3x |
| Sat, 10 Dec 2022 | US$1.0t | US$777.8b | US$54.7b | 14.7x | 18.5x | 1.3x |
| Mon, 07 Nov 2022 | US$995.1b | US$774.8b | US$54.6b | 15.7x | 18.2x | 1.3x |
| Wed, 05 Oct 2022 | US$941.3b | US$767.1b | US$63.3b | 14.2x | 14.9x | 1.2x |
| Fri, 02 Sep 2022 | US$936.0b | US$767.2b | US$63.2b | 13.4x | 14.8x | 1.2x |
| Sun, 31 Jul 2022 | US$892.9b | US$768.7b | US$70.2b | 11.9x | 12.7x | 1.2x |
| Tue, 28 Jun 2022 | US$965.1b | US$787.8b | US$79.3b | 12x | 12.2x | 1.2x |
| Thu, 26 May 2022 | US$1.0t | US$787.9b | US$79.3b | 11.1x | 12.9x | 1.3x |
Price to Earnings Ratio
12.9x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 5.34% | |
| Financials | 3.85% | |
| Insurance | 1.69% | |
| General Insurance | 3.56% | |
| Life and Health Insurance | 2.58% | |
| Insurance Brokers | 1.58% | |
| Property and Casualty Insurance | 1.53% | |
| Reinsurance | 1.16% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.3x.
- Analysts are expecting annual earnings growth of 22.8%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MMC Marsh & McLennan Companies | US$231.39 | 2.0% +US$2.2b | 10.2% | PE28.2x | |
| MET MetLife | US$80.83 | 3.8% +US$2.0b | 8.9% | PE12.6x | |
| CB Chubb | US$294.33 | 1.5% +US$1.8b | 7.3% | PE13.9x | |
| ALL Allstate | US$209.06 | 3.2% +US$1.7b | 23.3% | PE14.1x | |
| AON Aon | US$361.92 | 2.1% +US$1.6b | 23.8% | PE30.7x |