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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedDec 21, 2024
DataAggregated Company Financials
Companies30
  • 7D-3.2%
  • 3M-22.6%
  • 1Y-4.5%
  • YTDn/a

In the last week, the Thrifts and Mortgage Finance industry is down 6.3% with MGIC Investment down the most at 6.2%. However, the industry is down 6.4% over the past year. Looking forward, earnings are forecast to grow by 40% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 21 Dec 2024US$75.5bUS$21.5bUS$4.1b9.3x18.4x3.5x
Mon, 18 Nov 2024US$82.2bUS$21.6bUS$4.1b8.6x20.1x3.8x
Wed, 16 Oct 2024US$96.1bUS$20.8bUS$4.5b10.5x21.6x4.6x
Fri, 13 Sep 2024US$97.6bUS$20.8bUS$4.5b9.9x21.9x4.7x
Sun, 11 Aug 2024US$94.3bUS$20.8bUS$4.5b9.3x21.2x4.5x
Tue, 09 Jul 2024US$80.6bUS$20.2bUS$3.8b8.4x21.2x4x
Thu, 06 Jun 2024US$82.8bUS$20.2bUS$3.8b8.7x21.8x4.1x
Sat, 04 May 2024US$78.6bUS$20.0bUS$3.7b8.1x21.5x3.9x
Mon, 01 Apr 2024US$72.8bUS$17.0bUS$3.4b9.1x21.1x4.3x
Wed, 28 Feb 2024US$72.5bUS$19.0bUS$3.2b8.1x22.3x3.8x
Fri, 26 Jan 2024US$77.4bUS$19.7bUS$3.2b9.5x23.9x3.9x
Sun, 24 Dec 2023US$84.5bUS$19.7bUS$3.2b9.3x26.1x4.3x
Tue, 21 Nov 2023US$65.3bUS$19.7bUS$3.2b8.6x20.2x3.3x
Thu, 19 Oct 2023US$63.6bUS$20.0bUS$4.0b9.4x15.7x3.2x
Sat, 16 Sep 2023US$68.2bUS$20.0bUS$4.0b9.1x16.9x3.4x
Mon, 14 Aug 2023US$76.8bUS$20.0bUS$4.0b11.3x19x3.8x
Wed, 12 Jul 2023US$67.6bUS$20.3bUS$4.3b10.2x15.8x3.3x
Fri, 09 Jun 2023US$65.2bUS$20.3bUS$4.3b9.8x15.2x3.2x
Sun, 07 May 2023US$62.1bUS$21.3bUS$4.7b8.8x13.2x2.9x
Tue, 04 Apr 2023US$61.4bUS$24.0bUS$5.7b7.4x10.7x2.6x
Thu, 02 Mar 2023US$82.6bUS$32.7bUS$8.2b12.4x10.1x2.5x
Sat, 28 Jan 2023US$93.0bUS$35.8bUS$8.7b11.5x10.7x2.6x
Mon, 26 Dec 2022US$83.2bUS$35.7bUS$8.7b11.4x9.6x2.3x
Wed, 23 Nov 2022US$84.2bUS$35.8bUS$8.7b11.6x9.7x2.4x
Fri, 21 Oct 2022US$76.9bUS$40.3bUS$9.2b11.3x8.4x1.9x
Sun, 18 Sep 2022US$85.0bUS$40.3bUS$9.2b11.7x9.2x2.1x
Tue, 16 Aug 2022US$97.6bUS$40.5bUS$9.3b11.6x10.5x2.4x
Thu, 14 Jul 2022US$85.0bUS$44.9bUS$9.0b11.4x9.5x1.9x
Sat, 11 Jun 2022US$86.4bUS$44.9bUS$9.0b11.7x9.6x1.9x
Mon, 09 May 2022US$87.7bUS$48.8bUS$9.5b12x9.3x1.8x
Wed, 06 Apr 2022US$101.4bUS$50.1bUS$9.6b12.4x10.6x2x
Fri, 04 Mar 2022US$114.0bUS$50.7bUS$11.3b12.5x10.1x2.2x
Sun, 30 Jan 2022US$113.7bUS$55.0bUS$14.0b12.2x8.1x2.1x
Tue, 28 Dec 2021US$122.6bUS$55.0bUS$14.1b12.1x8.7x2.2x
Price to Earnings Ratio

8.7x


Total Market Cap: US$122.6bTotal Earnings: US$14.1bTotal Revenue: US$55.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 15.3x202220232024
Current Industry PE
  • Investors are optimistic on the American Thrifts and Mortgage Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 18.5x which is higher than its 3-year average PE of 15.3x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.5x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 34% per year over the last three years,
  • Revenues have also declined 27% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market-2.39%
Financials-2.56%
Mortgage Finance0%
Thrifts and Mortgage Finance-3.17%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GHLD Guild HoldingsUS$14.073.4%
+US$28.5m
-4.2%PS1x
FOA Finance of America CompaniesUS$25.796.3%
+US$15.2m
108.0%PE1.5x
GHI Greystone Housing Impact InvestorsUS$10.891.3%
+US$3.3m
-37.0%PE18x
IOR Income Opportunity Realty InvestorsUS$18.953.3%
+US$2.4m
46.6%PE12.8x
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Latest News

GHI

US$10.89

Greystone Housing Impact Investors

7D

1.3%

1Y

-37.0%

RDN

US$32.05

Radian Group

7D

-4.4%

1Y

11.7%

NMIH

US$36.54

NMI Holdings

7D

-3.8%

1Y

21.9%

AGM

US$199.53

Federal Agricultural Mortgage

7D

-5.1%

1Y

6.0%

GHLD

US$14.07

Guild Holdings

7D

3.4%

1Y

-4.2%

PFSI

US$101.66

PennyMac Financial Services

7D

-2.7%

1Y

15.1%

IOR

US$18.95

Income Opportunity Realty Investors

7D

3.3%

1Y

46.6%

ACT

US$32.72

Enact Holdings

7D

-4.7%

1Y

12.2%