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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedMay 29, 2025
DataAggregated Company Financials
Companies27
  • 7D3.2%
  • 3M-2.3%
  • 1Y-0.2%
  • YTDn/a

In the last week, the Thrifts and Mortgage Finance industry is flat overall, with PennyMac Financial Services standing out by going down 4.3%. Furthermore, the industry has been flat for the past year as well. As for the next few years, earnings are expected to grow by 25% per annum.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 29 May 2025US$77.8bUS$22.4bUS$4.6b9.9x16.9x3.5x
Sat, 26 Apr 2025US$76.6bUS$22.3bUS$4.7b9.1x16.1x3.4x
Mon, 24 Mar 2025US$80.6bUS$22.2bUS$4.8b9.7x16.8x3.6x
Wed, 19 Feb 2025US$81.2bUS$21.0bUS$4.3b9.5x19x3.9x
Fri, 17 Jan 2025US$77.3bUS$21.5bUS$4.1b9.6x18.9x3.6x
Sun, 15 Dec 2024US$79.2bUS$21.5bUS$4.1b10.2x19.3x3.7x
Tue, 12 Nov 2024US$87.6bUS$22.0bUS$4.1b10.6x21.3x4x
Thu, 10 Oct 2024US$94.5bUS$20.8bUS$4.5b10.3x21.2x4.5x
Sat, 07 Sep 2024US$99.7bUS$20.8bUS$4.5b9.9x22.4x4.8x
Mon, 05 Aug 2024US$61.9bUS$20.7bUS$4.0b8.7x15.5x3x
Wed, 03 Jul 2024US$79.2bUS$20.2bUS$3.8b8.5x20.8x3.9x
Fri, 31 May 2024US$81.3bUS$20.2bUS$3.8b8.4x21.4x4x
Sun, 28 Apr 2024US$75.7bUS$19.2bUS$3.6b7.9x21.1x3.9x
Tue, 26 Mar 2024US$71.4bUS$19.2bUS$3.2b8.5x22x3.7x
Thu, 22 Feb 2024US$72.3bUS$18.8bUS$3.2b8.6x22.3x3.9x
Sat, 20 Jan 2024US$75.3bUS$19.7bUS$3.2b9.2x23.2x3.8x
Mon, 18 Dec 2023US$81.1bUS$19.7bUS$3.2b8.9x25x4.1x
Wed, 15 Nov 2023US$61.8bUS$19.6bUS$4.0b8.5x15.6x3.2x
Fri, 13 Oct 2023US$65.0bUS$20.0bUS$4.0b10.1x16x3.3x
Sun, 10 Sep 2023US$43.1bUS$20.0bUS$4.0b9.8x10.6x2.2x
Tue, 08 Aug 2023US$77.3bUS$19.9bUS$4.0b11.2x19.5x3.9x
Thu, 06 Jul 2023US$65.8bUS$20.3bUS$4.3b10.1x15.4x3.2x
Sat, 03 Jun 2023US$62.8bUS$20.3bUS$4.3b9.6x14.7x3.1x
Mon, 01 May 2023US$63.9bUS$23.4bUS$5.0b9.4x12.9x2.7x
Wed, 29 Mar 2023US$59.9bUS$24.0bUS$5.7b7.7x10.5x2.5x
Fri, 24 Feb 2023US$90.0bUS$34.8bUS$8.3b12.1x10.9x2.6x
Sun, 22 Jan 2023US$90.5bUS$35.7bUS$8.6b11.6x10.5x2.5x
Tue, 20 Dec 2022US$84.5bUS$35.7bUS$8.7b11.4x9.7x2.4x
Thu, 17 Nov 2022US$86.0bUS$35.8bUS$8.7b11.5x9.9x2.4x
Sat, 15 Oct 2022US$78.4bUS$40.3bUS$9.2b11.5x8.5x1.9x
Mon, 12 Sep 2022US$87.3bUS$40.3bUS$9.2b11.7x9.5x2.2x
Wed, 10 Aug 2022US$92.4bUS$41.3bUS$9.3b11.7x9.9x2.2x
Fri, 08 Jul 2022US$84.6bUS$44.9bUS$9.0b11.4x9.4x1.9x
Sun, 05 Jun 2022US$89.7bUS$44.9bUS$9.0b11.8x10x2x
Price to Earnings Ratio

10x


Total Market Cap: US$89.7bTotal Earnings: US$9.0bTotal Revenue: US$44.9bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 16.4x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Thrifts and Mortgage Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.4x.
  • The industry is trading close to its 3-year average PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 20% per year over the last three years,
  • Revenues have also declined 21% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market0.79%
Financials0.66%
Mortgage Finance0%0
Thrifts and Mortgage Finance3.24%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
COOP Mr. Cooper GroupUS$131.144.5%
+US$360.9m		61.6%PE14.6x
RDN Radian GroupUS$34.012.8%
+US$124.9m		12.3%PE7.7x
MTG MGIC InvestmentUS$26.431.7%
+US$104.5m		30.6%PE8.1x
NMIH NMI HoldingsUS$38.913.4%
+US$99.2m		21.0%PE8.1x
RKT Rocket CompaniesUS$12.875.1%
+US$95.3m		-5.2%PE702.3x
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Latest News

AGM

US$185.30

Federal Agricultural Mortgage

7D

-0.4%

1Y

7.8%

ESNT

US$57.89

Essent Group

7D

0.6%

1Y

5.1%

GHLD

US$14.18

Guild Holdings

7D

10.3%

1Y

-0.4%

RDN

US$34.01

Radian Group

7D

2.8%

1Y

12.3%

COOP

US$131.14

Mr. Cooper Group

7D

4.5%

1Y

61.6%

PFSI

US$95.95

PennyMac Financial Services

7D

-0.3%

1Y

7.6%

RKT

US$12.87

Rocket Companies

7D

5.1%

1Y

-5.2%

CNF

US$0.40

CNFinance Holdings

7D

-30.3%

1Y

-73.6%

MTG

US$26.43

MGIC Investment

7D

1.7%

1Y

30.6%

UWMC

US$4.19

UWM Holdings

7D

5.5%

1Y

-41.4%

ACT

US$35.47

Enact Holdings

7D

-0.6%

1Y

17.1%

We Think The Compensation For Enact Holdings, Inc.'s (NASDAQ:ACT) CEO Looks About Right

May 07
We Think The Compensation For Enact Holdings, Inc.'s (NASDAQ:ACT) CEO Looks About Right

NMIH

US$38.91

NMI Holdings

7D

3.4%

1Y

21.0%

NMI Holdings, Inc. (NASDAQ:NMIH) Looks Inexpensive But Perhaps Not Attractive Enough

Apr 22
NMI Holdings, Inc. (NASDAQ:NMIH) Looks Inexpensive But Perhaps Not Attractive Enough

IOR

US$18.45

Income Opportunity Realty Investors

7D

-0.8%

1Y

13.7%