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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedApr 13, 2025
DataAggregated Company Financials
Companies27
  • 7D-12.8%
  • 3M3.1%
  • 1Y0.3%
  • YTDn/a

Over the last 7 days, the Thrifts and Mortgage Finance industry has dropped 13%, driven by a pullback from Mr. Cooper Group of 18%. In contrast, Enact Holdings has gained 6.4%. As for the longer term, the industry's performance has been flat for the past year. Looking forward, earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 14 Apr 2025US$72.9bUS$22.2bUS$4.8b8.3x15.2x3.3x
Wed, 12 Mar 2025US$79.1bUS$23.2bUS$4.7b9.5x16.8x3.4x
Fri, 07 Feb 2025US$81.2bUS$20.8bUS$4.3b9.6x19x3.9x
Sun, 05 Jan 2025US$75.0bUS$21.5bUS$4.1b9.6x18.3x3.5x
Tue, 03 Dec 2024US$47.4bUS$14.5bUS$4.1b10.5x11.5x3.3x
Thu, 31 Oct 2024US$89.3bUS$21.5bUS$4.2b10.4x21.2x4.2x
Sat, 28 Sep 2024US$99.3bUS$20.8bUS$4.5b10.2x22.3x4.8x
Mon, 26 Aug 2024US$104.0bUS$20.8bUS$4.5b9.8x23.3x5x
Wed, 24 Jul 2024US$88.6bUS$20.2bUS$3.8b9.1x23.3x4.4x
Fri, 21 Jun 2024US$82.0bUS$20.2bUS$3.8b8.4x21.6x4.1x
Sun, 19 May 2024US$82.8bUS$20.3bUS$3.8b8.5x21.8x4.1x
Tue, 16 Apr 2024US$74.6bUS$19.1bUS$3.4b8.2x21.8x3.9x
Thu, 14 Mar 2024US$66.5bUS$19.2bUS$3.2b8.3x20.5x3.5x
Sat, 10 Feb 2024US$73.3bUS$18.7bUS$3.2b8.8x22.9x3.9x
Mon, 08 Jan 2024US$78.2bUS$19.7bUS$3.2b9.1x24.1x4x
Wed, 06 Dec 2023US$68.4bUS$19.7bUS$3.2b9x21.1x3.5x
Fri, 03 Nov 2023US$59.1bUS$19.6bUS$4.0b8.3x14.9x3x
Sun, 01 Oct 2023US$63.5bUS$20.0bUS$4.0b9.9x15.7x3.2x
Tue, 29 Aug 2023US$72.4bUS$19.9bUS$4.0b10.1x17.9x3.6x
Thu, 27 Jul 2023US$73.8bUS$20.2bUS$4.3b10.6x17.3x3.7x
Sat, 24 Jun 2023US$64.7bUS$20.3bUS$4.3b10.3x15.1x3.2x
Mon, 22 May 2023US$61.5bUS$20.3bUS$4.3b9.5x14.4x3x
Wed, 19 Apr 2023US$63.1bUS$24.0bUS$5.7b7.4x11x2.6x
Fri, 17 Mar 2023US$84.0bUS$31.4bUS$8.0b11x10.5x2.7x
Sun, 12 Feb 2023US$92.5bUS$35.3bUS$8.5b11.9x10.9x2.6x
Tue, 10 Jan 2023US$84.4bUS$35.7bUS$8.7b11.4x9.7x2.4x
Thu, 08 Dec 2022US$87.1bUS$35.8bUS$8.7b11.6x10x2.4x
Sat, 05 Nov 2022US$79.5bUS$39.4bUS$9.1b11.2x8.7x2x
Mon, 03 Oct 2022US$75.9bUS$40.3bUS$9.2b11.4x8.3x1.9x
Wed, 31 Aug 2022US$87.5bUS$40.3bUS$9.2b11.6x9.5x2.2x
Fri, 29 Jul 2022US$89.2bUS$44.8bUS$8.9b11.7x10x2x
Sun, 26 Jun 2022US$83.2bUS$44.9bUS$9.0b11.3x9.3x1.9x
Tue, 24 May 2022US$88.3bUS$44.9bUS$9.0b12x9.8x2x
Thu, 21 Apr 2022US$97.5bUS$50.1bUS$9.6b12.3x10.2x1.9x
Price to Earnings Ratio

10.2x


Total Market Cap: US$97.5bTotal Earnings: US$9.6bTotal Revenue: US$50.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 16.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Thrifts and Mortgage Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.2x.
  • The industry is trading close to its 3-year average PS ratio of 3.2x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 21% per year over the last three years,
  • Revenues have also declined 24% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market5.42%
Financials4.96%
Mortgage Finance0%0
Thrifts and Mortgage Finance-12.76%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ACT Enact HoldingsUS$35.376.4%
+US$322.0m
19.5%PE7.8x
MTG MGIC InvestmentUS$23.943.5%
+US$194.0m
21.3%PE7.6x
RDN Radian GroupUS$32.403.3%
+US$150.9m
7.1%PE7.8x
ESNT Essent GroupUS$54.930.8%
+US$45.7m
2.4%PE7.8x
NMIH NMI HoldingsUS$33.940.3%
+US$8.6m
13.6%PE7.4x
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Latest News

COOP

US$110.00

Mr. Cooper Group

7D

-18.0%

1Y

45.0%

NMIH

US$33.94

NMI Holdings

7D

0.3%

1Y

13.6%

RDN

US$32.40

Radian Group

7D

3.3%

1Y

7.1%

ACT

US$35.37

Enact Holdings

7D

6.4%

1Y

19.5%

UWMC

US$4.37

UWM Holdings

7D

-21.0%

1Y

-30.4%

RKT

US$11.90

Rocket Companies

7D

-22.7%

1Y

-2.9%

MBIN

US$31.38

Merchants Bancorp

7D

-6.1%

1Y

-18.3%

MTG

US$23.94

MGIC Investment

7D

3.5%

1Y

21.3%

GHLD

US$12.81

Guild Holdings

7D

-15.1%

1Y

-9.3%

ESNT

US$54.93

Essent Group

7D

0.8%

1Y

2.4%

PFSI

US$93.31

PennyMac Financial Services

7D

-10.0%

1Y

6.1%

PAPL

US$0.29

Pineapple Financial

7D

0.8%

1Y

-81.0%

IOR

US$18.00

Income Opportunity Realty Investors

7D

3.7%

1Y

5.9%