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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedFeb 01, 2025
DataAggregated Company Financials
Companies30
  • 7D1.7%
  • 3M-4.6%
  • 1Y6.6%
  • YTDn/a

Over the last 7 days, the Thrifts and Mortgage Finance industry has risen 4.6%, and PennyMac Financial Services contributed the most with a gain of 5.1%. In the last 12 months, the industry was up 8.8%. Looking forward, earnings are forecast to grow by 40% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 01 Feb 2025US$83.0bUS$20.4bUS$4.3b9.5x19.5x4.1x
Mon, 30 Dec 2024US$75.0bUS$21.5bUS$4.1b9.6x18.3x3.5x
Wed, 27 Nov 2024US$50.6bUS$21.5bUS$4.1b10.3x12.3x2.4x
Fri, 25 Oct 2024US$89.9bUS$21.5bUS$4.2b10.6x21.2x4.2x
Sun, 22 Sep 2024US$99.4bUS$20.8bUS$4.5b10x22.3x4.8x
Tue, 20 Aug 2024US$98.0bUS$20.8bUS$4.5b9.4x22x4.7x
Thu, 18 Jul 2024US$90.7bUS$20.2bUS$3.8b9.1x23.9x4.5x
Sat, 15 Jun 2024US$83.0bUS$20.2bUS$3.8b8.2x21.9x4.1x
Mon, 13 May 2024US$81.8bUS$20.3bUS$3.8b9.1x21.8x4x
Wed, 10 Apr 2024US$79.7bUS$19.1bUS$3.4b8.6x23.3x4.2x
Fri, 08 Mar 2024US$66.1bUS$19.2bUS$3.3b8.2x20.3x3.5x
Sun, 04 Feb 2024US$79.7bUS$19.6bUS$3.2b9.6x25.1x4.1x
Tue, 02 Jan 2024US$83.8bUS$19.7bUS$3.2b9.4x25.9x4.3x
Thu, 30 Nov 2023US$65.6bUS$19.7bUS$3.2b8.7x20.3x3.3x
Sat, 28 Oct 2023US$61.3bUS$20.1bUS$4.2b8.7x14.7x3.1x
Mon, 25 Sep 2023US$64.6bUS$20.0bUS$4.0b9.4x16x3.2x
Wed, 23 Aug 2023US$70.7bUS$19.9bUS$4.0b10.6x17.5x3.5x
Fri, 21 Jul 2023US$73.7bUS$20.3bUS$4.3b10.5x17.2x3.6x
Sun, 18 Jun 2023US$66.4bUS$20.3bUS$4.3b10.3x15.5x3.3x
Tue, 16 May 2023US$60.6bUS$19.6bUS$4.3b9.1x14.2x3.1x
Thu, 13 Apr 2023US$64.3bUS$24.0bUS$5.7b7.4x11.2x2.7x
Sat, 11 Mar 2023US$84.3bUS$31.4bUS$8.0b11.8x10.5x2.7x
Mon, 06 Feb 2023US$97.7bUS$35.3bUS$8.6b11.8x11.4x2.8x
Wed, 04 Jan 2023US$82.5bUS$35.7bUS$8.7b11.4x9.5x2.3x
Fri, 02 Dec 2022US$89.1bUS$35.8bUS$8.7b11.8x10.3x2.5x
Sun, 30 Oct 2022US$81.2bUS$39.4bUS$8.9b11.5x9.2x2.1x
Tue, 27 Sep 2022US$79.4bUS$40.3bUS$9.2b11.6x8.6x2x
Thu, 25 Aug 2022US$91.5bUS$40.3bUS$9.2b11.6x9.9x2.3x
Sat, 23 Jul 2022US$89.4bUS$44.9bUS$9.0b11.5x10x2x
Mon, 20 Jun 2022US$77.4bUS$44.9bUS$9.0b11.4x8.6x1.7x
Wed, 18 May 2022US$85.6bUS$44.9bUS$9.0b12.3x9.5x1.9x
Fri, 15 Apr 2022US$95.4bUS$50.1bUS$9.6b12x9.9x1.9x
Sun, 13 Mar 2022US$104.8bUS$50.6bUS$9.9b12.4x10.6x2.1x
Tue, 08 Feb 2022US$109.4bUS$53.4bUS$11.5b12.5x9.5x2x
Price to Earnings Ratio

9.5x


Total Market Cap: US$109.4bTotal Earnings: US$11.5bTotal Revenue: US$53.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 15.7x202320242025
Current Industry PE
  • Investors are optimistic on the American Thrifts and Mortgage Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 19.7x which is higher than its 3-year average PE of 15.7x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 29% per year over the last three years,
  • Revenues have also declined 26% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market-0.87%
Financials1.11%
Mortgage Finance0%0
Thrifts and Mortgage Finance1.69%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MTG MGIC InvestmentUS$25.543.2%
+US$200.2m
28.9%PE8.5x
MBIN Merchants BancorpUS$41.937.5%
+US$134.2m
1.9%PE6.8x
RDN Radian GroupUS$34.021.9%
+US$95.3m
16.9%PE8.5x
ACT Enact HoldingsUS$33.781.7%
+US$89.1m
20.6%PE7.6x
RKT Rocket CompaniesUS$12.604.8%
+US$84.6m
0.7%PS0.4x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

MTG

US$25.54

MGIC Investment

7D

3.2%

1Y

28.9%

PFSI

US$104.69

PennyMac Financial Services

7D

-4.3%

1Y

12.3%

MBIN

US$41.93

Merchants Bancorp

7D

7.5%

1Y

1.9%

RDN

US$34.02

Radian Group

7D

1.9%

1Y

16.9%

WD

US$96.07

Walker & Dunlop

7D

1.0%

1Y

1.4%

COOP

US$103.81

Mr. Cooper Group

7D

-0.3%

1Y

53.6%

ESNT

US$58.25

Essent Group

7D

1.2%

1Y

6.5%

BETR

US$10.18

Better Home & Finance Holding

7D

-6.6%

1Y

-67.3%

NMIH

US$38.62

NMI Holdings

7D

1.5%

1Y

23.5%

LDI

US$1.69

loanDepot

7D

-2.9%

1Y

-39.9%

ACT

US$33.78

Enact Holdings

7D

1.7%

1Y

20.6%

RKT

US$12.60

Rocket Companies

7D

4.8%

1Y

0.7%

GHLD

US$12.63

Guild Holdings

7D

-1.2%

1Y

-13.0%