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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedAug 28, 2025
DataAggregated Company Financials
Companies27
  • 7D2.6%
  • 3M26.1%
  • 1Y-1.8%
  • YTDn/a

Over the last 7 days, the Thrifts and Mortgage Finance industry has risen 2.6%, driven by gains from Rocket Companies of 2.8%. Overall in the last year, the industry is flat. Earnings are forecast to grow by 53% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 28 Aug 2025US$99.1bUS$23.0bUS$4.4b9.4x22.8x4.3x
Sat, 26 Jul 2025US$84.7bUS$22.6bUS$4.6b9.4x18.3x3.7x
Mon, 23 Jun 2025US$82.1bUS$22.4bUS$4.6b9.9x17.9x3.7x
Wed, 21 May 2025US$77.9bUS$22.4bUS$4.6b10.4x17x3.5x
Fri, 18 Apr 2025US$73.9bUS$22.2bUS$4.8b8.5x15.4x3.3x
Sun, 16 Mar 2025US$81.5bUS$22.2bUS$4.8b9.6x17x3.7x
Tue, 11 Feb 2025US$81.2bUS$20.8bUS$4.3b9.5x19x3.9x
Thu, 09 Jan 2025US$73.0bUS$21.5bUS$4.1b9.4x17.8x3.4x
Sat, 07 Dec 2024US$83.4bUS$21.5bUS$4.1b10.4x20.4x3.9x
Mon, 04 Nov 2024US$85.1bUS$21.5bUS$4.2b10.4x20.2x4x
Wed, 02 Oct 2024US$100.7bUS$20.8bUS$4.5b10.2x22.6x4.8x
Fri, 30 Aug 2024US$101.3bUS$20.8bUS$4.5b9.8x22.8x4.9x
Sun, 28 Jul 2024US$92.9bUS$20.4bUS$3.9b9.4x23.8x4.5x
Tue, 25 Jun 2024US$81.5bUS$20.2bUS$3.8b8.4x21.4x4x
Thu, 23 May 2024US$83.4bUS$20.3bUS$3.8b8.7x22x4.1x
Sat, 20 Apr 2024US$72.2bUS$19.1bUS$3.4b8.1x21.1x3.8x
Mon, 18 Mar 2024US$66.1bUS$19.2bUS$3.2b8.2x20.4x3.4x
Wed, 14 Feb 2024US$74.1bUS$18.7bUS$3.2b8.6x22.9x4x
Fri, 12 Jan 2024US$78.4bUS$19.7bUS$3.2b9.1x24.2x4x
Sun, 10 Dec 2023US$41.6bUS$19.7bUS$3.2b9.3x12.8x2.1x
Tue, 07 Nov 2023US$63.6bUS$19.6bUS$4.0b8.4x16x3.3x
Thu, 05 Oct 2023US$63.2bUS$20.0bUS$4.0b10x15.6x3.2x
Sat, 02 Sep 2023US$73.3bUS$20.0bUS$4.0b9.8x18.1x3.7x
Mon, 31 Jul 2023US$74.9bUS$20.2bUS$4.2b10.7x17.8x3.7x
Wed, 28 Jun 2023US$64.8bUS$20.3bUS$4.3b10.1x15.1x3.2x
Fri, 26 May 2023US$60.7bUS$20.3bUS$4.3b9.1x14.2x3x
Sun, 23 Apr 2023US$62.6bUS$24.0bUS$5.7b7.4x10.9x2.6x
Tue, 21 Mar 2023US$58.8bUS$24.0bUS$5.7b8.7x10.3x2.5x
Thu, 16 Feb 2023US$93.3bUS$34.9bUS$8.3b11.9x11.2x2.7x
Sat, 14 Jan 2023US$89.8bUS$35.7bUS$8.7b11.6x10.3x2.5x
Mon, 12 Dec 2022US$87.2bUS$35.8bUS$8.7b11.4x10x2.4x
Wed, 09 Nov 2022US$80.3bUS$36.9bUS$9.0b11x8.9x2.2x
Fri, 07 Oct 2022US$80.1bUS$40.3bUS$9.2b11.5x8.7x2x
Sun, 04 Sep 2022US$84.7bUS$40.3bUS$9.2b11.6x9.2x2.1x
Price to Earnings Ratio

9.2x


Total Market Cap: US$84.7bTotal Earnings: US$9.2bTotal Revenue: US$40.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 17.1x202320242025
Current Industry PE
  • Investors are optimistic on the American Thrifts and Mortgage Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 22.8x which is higher than its 3-year average PE of 17.1x.
  • The 3-year average PS ratio of 3.4x is lower than the industry's current PS ratio of 4.3x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 22% per year over the last three years,
  • Revenues have also declined 17% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market1.88%
Financials2.10%
Mortgage Finance0%0
Thrifts and Mortgage Finance2.62%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RKT Rocket CompaniesUS$18.082.8%
+US$1.1b		-6.4%PS7.4x
COOP Mr. Cooper GroupUS$190.982.9%
+US$345.6m		107.6%PE21.4x
PFSI PennyMac Financial ServicesUS$108.515.0%
+US$264.8m		3.1%PE14.5x
WD Walker & DunlopUS$86.875.6%
+US$157.7m		-18.2%PE27.4x
ESNT Essent GroupUS$63.612.0%
+US$124.2m		0.2%PE8.8x

Latest News

ACT
US$38.13
Enact Holdings
7D
1.1%
1Y
8.3%
PFSI
US$108.51
PennyMac Financial Services
7D
5.0%
1Y
3.1%
RKT
US$18.08
Rocket Companies
7D
2.8%
1Y
-6.4%

Redfin And Mr Cooper Deals Will Test Risks And Upsides

The consensus price target for Rocket Companies has increased, driven by a substantial rise in its projected future P/E ratio despite a notable decline in net profit margin, resulting in the analyst fair value moving from $16.20 to $17.17. Valuation Changes Summary of Valuation Changes for Rocket Companies The Consensus Analyst Price Target has risen from $16.20 to $17.17.
ESNT
US$63.61
Essent Group
7D
2.0%
1Y
0.2%
WD
US$86.87
Walker & Dunlop
7D
5.6%
1Y
-18.2%

Walker And Dunlop Tries To Stay Healthy In A Struggling Market

Aug 24
AGM
US$207.09
Federal Agricultural Mortgage
7D
5.7%
1Y
6.7%
FOA
US$26.35
Finance of America Companies
7D
-1.8%
1Y
276.4%
COOP
US$190.98
Mr. Cooper Group
7D
2.9%
1Y
107.6%

Digital Mortgage And Rocket Integration Will Unlock Market Opportunities

With no material changes in key metrics such as the discount rate or future P/E, the consensus analyst price target for Mr. Cooper Group remains steady at $172.50. What's in the News Completed the repurchase of 6,406,816 shares for $382.62 million under the buyback program.
MTG
US$28.00
MGIC Investment
7D
1.8%
1Y
11.3%
PAPL
US$3.58
Pineapple Financial
7D
-19.0%
1Y
-79.2%
IOR
US$18.20
Income Opportunity Realty Investors
7D
-0.7%
1Y
8.3%