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Jul 26
U.S. Thrifts and Mortgage Finance Industry Analysis
UpdatedJul 26, 2024
DataAggregated Company Financials
Companies30
- 7D2.0%
- 3M19.7%
- 1Y9.7%
- YTDn/a
Over the last 7 days, the Thrifts and Mortgage Finance industry has dropped 2.5%, driven by PennyMac Financial Services declining 5.8%. On the other hand Merchants Bancorp is actually up 5.6%. Over the past 12 months, the industry was up 4.5%. As for the next few years, earnings are expected to grow by 26% per annum.
Industry Valuation and Performance
Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Jul 2024 | US$87.5b | US$20.4b | US$3.8b | 9.3x | 22.8x | 4.3x |
| Sun, 23 Jun 2024 | US$81.5b | US$20.2b | US$3.8b | 8.4x | 21.4x | 4x |
| Tue, 21 May 2024 | US$82.8b | US$20.3b | US$3.8b | 8.7x | 21.8x | 4.1x |
| Thu, 18 Apr 2024 | US$72.1b | US$19.1b | US$3.4b | 8x | 21x | 3.8x |
| Sat, 16 Mar 2024 | US$66.0b | US$19.2b | US$3.2b | 8.2x | 20.4x | 3.4x |
| Mon, 12 Feb 2024 | US$73.7b | US$18.8b | US$3.2b | 8.8x | 22.8x | 3.9x |
| Wed, 10 Jan 2024 | US$78.8b | US$19.7b | US$3.2b | 9.1x | 24.3x | 4x |
| Fri, 08 Dec 2023 | US$68.4b | US$19.7b | US$3.2b | 9.3x | 21.1x | 3.5x |
| Sun, 05 Nov 2023 | US$63.6b | US$19.6b | US$4.0b | 8.5x | 16x | 3.3x |
| Tue, 03 Oct 2023 | US$63.5b | US$20.0b | US$4.0b | 9.8x | 15.7x | 3.2x |
| Thu, 31 Aug 2023 | US$72.2b | US$20.0b | US$4.0b | 9.9x | 17.8x | 3.6x |
| Sat, 29 Jul 2023 | US$73.9b | US$20.2b | US$4.2b | 10.7x | 17.6x | 3.7x |
| Mon, 26 Jun 2023 | US$64.5b | US$20.3b | US$4.3b | 10.3x | 15.1x | 3.2x |
| Wed, 24 May 2023 | US$61.6b | US$20.3b | US$4.3b | 9.2x | 14.4x | 3x |
| Fri, 21 Apr 2023 | US$63.1b | US$24.0b | US$5.7b | 7.4x | 11x | 2.6x |
| Sun, 19 Mar 2023 | US$75.6b | US$28.4b | US$7.1b | 10.9x | 10.6x | 2.7x |
| Tue, 14 Feb 2023 | US$92.8b | US$34.9b | US$8.3b | 12x | 11.2x | 2.7x |
| Thu, 12 Jan 2023 | US$87.0b | US$35.7b | US$8.7b | 11.6x | 10x | 2.4x |
| Sat, 10 Dec 2022 | US$87.5b | US$35.8b | US$8.7b | 11.4x | 10.1x | 2.4x |
| Mon, 07 Nov 2022 | US$80.1b | US$36.9b | US$9.0b | 11.2x | 8.9x | 2.2x |
| Wed, 05 Oct 2022 | US$80.5b | US$40.3b | US$9.2b | 11.5x | 8.8x | 2x |
| Fri, 02 Sep 2022 | US$85.4b | US$40.3b | US$9.2b | 11.9x | 9.3x | 2.1x |
| Sun, 31 Jul 2022 | US$92.3b | US$44.8b | US$8.6b | 11.9x | 10.8x | 2.1x |
| Tue, 28 Jun 2022 | US$83.4b | US$44.9b | US$9.0b | 11.3x | 9.3x | 1.9x |
| Thu, 26 May 2022 | US$88.3b | US$44.9b | US$9.0b | 12x | 9.8x | 2x |
| Sat, 23 Apr 2022 | US$94.4b | US$50.1b | US$9.5b | 12.3x | 9.9x | 1.9x |
| Mon, 21 Mar 2022 | US$106.0b | US$50.4b | US$9.7b | 12.5x | 10.9x | 2.1x |
| Wed, 16 Feb 2022 | US$111.3b | US$53.3b | US$11.6b | 12.8x | 9.6x | 2.1x |
| Fri, 14 Jan 2022 | US$125.3b | US$55.0b | US$14.1b | 12.8x | 8.9x | 2.3x |
| Sun, 12 Dec 2021 | US$125.0b | US$55.1b | US$14.1b | 12.1x | 8.8x | 2.3x |
| Tue, 09 Nov 2021 | US$132.2b | US$56.6b | US$15.9b | 12.1x | 8.3x | 2.3x |
| Thu, 07 Oct 2021 | US$127.2b | US$59.2b | US$16.1b | 12.4x | 7.9x | 2.1x |
| Sat, 04 Sep 2021 | US$82.7b | US$59.0b | US$14.5b | 11.9x | 5.7x | 1.4x |
| Mon, 02 Aug 2021 | US$80.7b | US$59.0b | US$14.5b | 12.3x | 5.5x | 1.4x |
Price to Earnings Ratio
5.5x
Current Industry PE
- Investors are optimistic on the American Thrifts and Mortgage Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 23.3x which is higher than its 3-year average PE of 13.5x.
- The 3-year average PS ratio of 2.8x is lower than the industry's current PS ratio of 4.4x.
Past Earnings Growth
- The earnings for companies in the Thrifts and Mortgage Finance industry have declined 36% per year over the last three years,
- Revenues have also declined 30% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Comparison
How does U.S. Thrifts and Mortgage Finance compare with similar industries?
| US Market | -2.42% | |
| Financials | -0.93% | |
| Mortgage Finance | 0% | |
| Thrifts and Mortgage Finance | 1.96% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| FOA Finance of America Companies | US$7.46 | 952.2% +US$669.9m | 286.7% | PS4.4x | |
| COOP Mr. Cooper Group | US$92.54 | 5.1% +US$291.9m | 56.1% | PE9.3x | |
| MTG MGIC Investment | US$24.43 | 4.4% +US$277.3m | 44.8% | PE8.9x | |
| RDN Radian Group | US$36.44 | 4.7% +US$246.9m | 35.3% | PE9.2x | |
| ESNT Essent Group | US$62.09 | 2.1% +US$133.3m | 24.8% | PE9.4x |
