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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedMar 18, 2025
DataAggregated Company Financials
Companies27
  • 7D6.4%
  • 3M7.8%
  • 1Y13.4%
  • YTDn/a

In the last week, the Thrifts and Mortgage Finance industry is up 6.4%, with Rocket Companies up 18%. In the last 12 months, the industry was up 13%. Looking forward, earnings are forecast to grow by 24% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 19 Mar 2025US$81.5bUS$22.2bUS$4.8b9.6x17x3.7x
Fri, 14 Feb 2025US$78.6bUS$20.9bUS$4.3b9.6x18.3x3.8x
Sun, 12 Jan 2025US$71.1bUS$21.5bUS$4.1b9.1x17.4x3.3x
Tue, 10 Dec 2024US$83.9bUS$21.5bUS$4.1b10.2x20.5x3.9x
Thu, 07 Nov 2024US$87.4bUS$21.6bUS$4.2b10.5x20.6x4.1x
Sat, 05 Oct 2024US$96.6bUS$20.8bUS$4.5b10.3x21.7x4.7x
Mon, 02 Sep 2024US$102.5bUS$20.8bUS$4.5b9.9x23x4.9x
Wed, 31 Jul 2024US$92.8bUS$20.5bUS$3.9b9.4x23.7x4.5x
Fri, 28 Jun 2024US$80.3bUS$20.2bUS$3.8b8.3x21.1x4x
Sun, 26 May 2024US$81.2bUS$20.3bUS$3.8b8.4x21.4x4x
Tue, 23 Apr 2024US$73.4bUS$19.1bUS$3.4b8.2x21.4x3.8x
Thu, 21 Mar 2024US$67.1bUS$19.2bUS$3.2b8.6x20.7x3.5x
Sat, 17 Feb 2024US$74.9bUS$18.8bUS$3.2b8.8x23.1x4x
Mon, 15 Jan 2024US$77.4bUS$19.7bUS$3.2b9x23.9x3.9x
Wed, 13 Dec 2023US$71.0bUS$19.7bUS$3.2b9.4x21.9x3.6x
Fri, 10 Nov 2023US$63.0bUS$18.8bUS$4.0b8.4x15.7x3.4x
Sun, 08 Oct 2023US$63.4bUS$20.0bUS$4.0b9.9x15.7x3.2x
Tue, 05 Sep 2023US$72.9bUS$20.0bUS$4.0b9.8x18x3.7x
Thu, 03 Aug 2023US$74.7bUS$20.2bUS$4.2b10.6x17.9x3.7x
Sat, 01 Jul 2023US$66.4bUS$20.3bUS$4.3b9.9x15.5x3.3x
Mon, 29 May 2023US$61.0bUS$20.3bUS$4.3b9.1x14.2x3x
Wed, 26 Apr 2023US$62.3bUS$24.0bUS$5.7b7.4x10.9x2.6x
Fri, 24 Mar 2023US$57.8bUS$23.9bUS$5.7b7.6x10.1x2.4x
Sun, 19 Feb 2023US$93.3bUS$34.9bUS$8.3b12.1x11.2x2.7x
Tue, 17 Jan 2023US$89.2bUS$35.7bUS$8.7b11.6x10.3x2.5x
Thu, 15 Dec 2022US$87.5bUS$35.8bUS$8.7b11.5x10.1x2.4x
Sat, 12 Nov 2022US$85.2bUS$36.2bUS$8.7b11.4x9.8x2.4x
Mon, 10 Oct 2022US$77.9bUS$40.3bUS$9.2b11.4x8.5x1.9x
Wed, 07 Sep 2022US$83.5bUS$40.3bUS$9.2b11.6x9.1x2.1x
Fri, 05 Aug 2022US$94.2bUS$44.0bUS$8.7b11.6x10.8x2.1x
Sun, 03 Jul 2022US$83.1bUS$44.9bUS$9.0b11.4x9.3x1.9x
Tue, 31 May 2022US$92.1bUS$44.9bUS$9.0b12x10.3x2.1x
Thu, 28 Apr 2022US$91.5bUS$50.1bUS$9.5b12.1x9.6x1.8x
Sat, 26 Mar 2022US$104.9bUS$50.4bUS$9.7b12.3x10.8x2.1x
Price to Earnings Ratio

10.8x


Total Market Cap: US$104.9bTotal Earnings: US$9.7bTotal Revenue: US$50.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 16x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Thrifts and Mortgage Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.0x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 21% per year over the last three years,
  • Revenues have also declined 24% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market1.66%
Financials2.75%
Mortgage Finance0%0
Thrifts and Mortgage Finance6.43%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RKT Rocket CompaniesUS$15.2715.9%
+US$307.9m		20.3%PE76.6x
COOP Mr. Cooper GroupUS$103.103.9%
+US$246.7m		38.8%PE9.8x
PFSI PennyMac Financial ServicesUS$99.022.5%
+US$122.4m		13.6%PE16.4x
MTG MGIC InvestmentUS$23.201.7%
+US$94.7m		10.7%PE7.4x
MBIN Merchants BancorpUS$38.225.4%
+US$89.4m		-6.4%PE6.2x
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Latest News

RKT

US$15.27

Rocket Companies

7D

15.9%

1Y

20.3%

WD

US$86.28

Walker & Dunlop

7D

-0.06%

1Y

-4.2%

CNF

US$0.85

CNFinance Holdings

7D

-17.0%

1Y

-60.4%

LDI

US$1.42

loanDepot

7D

-11.8%

1Y

-35.5%

ACT

US$33.55

Enact Holdings

7D

1.4%

1Y

13.3%

PFSI

US$99.02

PennyMac Financial Services

7D

2.5%

1Y

13.6%

VEL

US$18.80

Velocity Financial

7D

-5.0%

1Y

6.8%

Velocity Financial Is Firing On All Cylinders

Mar 10

COOP

US$103.10

Mr. Cooper Group

7D

3.9%

1Y

38.8%

ESNT

US$55.15

Essent Group

7D

1.1%

1Y

-1.3%

MBIN

US$38.22

Merchants Bancorp

7D

5.4%

1Y

-6.4%

PAPL

US$0.30

Pineapple Financial

7D

-13.4%

1Y

-77.2%

MTG

US$23.20

MGIC Investment

7D

1.7%

1Y

10.7%

NMIH

US$35.29

NMI Holdings

7D

2.4%

1Y

17.2%

IOR

US$17.35

Income Opportunity Realty Investors

7D

-2.3%

1Y

5.2%