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U.S. Mortgage Finance Industry Analysis

UpdatedNov 30, 2022
DataAggregated Company Financials
Companies138
  • 7D1.2%
  • 3M-0.9%
  • 1Y-24.5%
  • YTD-25.0%

In the last week, the Mortgage Finance industry is up 1.2%, with Walker & Dunlop up 4.0%. However, the industry is down 25% over the past year. As for the next few years, earnings are expected to grow by 8.4% per annum.

Industry Valuation and Performance

Has the U.S. Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 30 Nov 2022US$84.5bUS$35.8bUS$8.7b11.6x9.7x2.4x
Fri, 28 Oct 2022US$78.4bUS$39.9bUS$9.0b11.6x8.7x2x
Sun, 25 Sep 2022US$80.3bUS$40.2bUS$9.2b11.7x8.7x2x
Tue, 23 Aug 2022US$93.1bUS$40.3bUS$9.2b12x10.1x2.3x
Thu, 21 Jul 2022US$88.3bUS$44.9bUS$9.0b11.7x9.8x2x
Sat, 18 Jun 2022US$77.1bUS$44.9bUS$9.0b11.4x8.6x1.7x
Mon, 16 May 2022US$85.4bUS$45.0bUS$9.0b12.4x9.5x1.9x
Wed, 13 Apr 2022US$94.9bUS$50.1bUS$9.6b12x9.9x1.9x
Fri, 11 Mar 2022US$106.6bUS$50.7bUS$9.9b12.4x10.8x2.1x
Sun, 06 Feb 2022US$108.8bUS$53.0bUS$11.5b12.7x9.4x2.1x
Tue, 04 Jan 2022US$120.3bUS$55.0bUS$14.1b12.4x8.5x2.2x
Thu, 02 Dec 2021US$121.4bUS$55.1bUS$14.1b12.2x8.6x2.2x
Sat, 30 Oct 2021US$250.1bUS$59.3bUS$16.2b12.6x15.5x4.2x
Mon, 27 Sep 2021US$128.2bUS$59.2bUS$16.1b12.1x8x2.2x
Wed, 25 Aug 2021US$82.8bUS$59.0bUS$14.5b12.1x5.7x1.4x
Thu, 01 Jul 2021US$80.8bUS$59.0bUS$14.5b12x5.6x1.4x
Sun, 04 Apr 2021US$88.3bUS$61.0bUS$14.4b12.2x6.1x1.4x
Wed, 06 Jan 2021US$75.0bUS$43.5bUS$6.4b12x11.7x1.7x
Sat, 10 Oct 2020US$62.4bUS$36.8bUS$5.5b10.4x11.2x1.7x
Fri, 03 Jul 2020US$73.6bUS$22.7bUS$4.8b11.4x15.3x3.2x
Mon, 06 Apr 2020US$52.0bUS$21.8bUS$4.8b11.2x10.7x2.4x
Thu, 09 Jan 2020US$71.4bUS$20.7bUS$4.7b14.3x15.1x3.5x
Price to Earnings Ratio

13.9x


Total Market Cap: US$72.5bTotal Earnings: US$5.2bTotal Revenue: US$20.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Mortgage Finance Industry Price to Earnings3Y Average 9.9x202020212022
Current Industry PE
  • Investors are relatively neutral on the American Mortgage industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 9.9x.
  • The 3-year average PS ratio of 2.1x is lower than the industry's current PS ratio of 2.4x.
Past Earnings Growth
  • The earnings for companies in the Mortgage industry have grown 19% per year over the last three years.
  • Revenues for these companies have grown 20% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-0.94%
Financials-0.31%
Mortgage Finance1.20%
Thrifts and Mortgage Finance1.20%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WD Walker & DunlopUS$86.024.0%
+US$109.3m
-38.9%PB1.7x
PFSI PennyMac Financial ServicesUS$57.832.6%
+US$74.0m
-8.7%PB0.8x
GHLD Guild HoldingsUS$11.5011.7%
+US$73.3m
-22.2%PB0.6x
COOP Mr. Cooper GroupUS$44.372.0%
+US$60.7m
13.0%PB0.8x
RKT Rocket CompaniesUS$7.836.1%
+US$54.8m
-49.5%PB1.7x
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PFS

US$22.12

Provident Financial Services

7D

-1.9%

1Y

-6.0%

TFSL

US$13.54

TFS Financial

7D

-3.4%

1Y

-24.8%

ESNT

US$39.01

Essent Group

7D

-1.1%

1Y

-6.2%

HIFS

US$278.24

Hingham Institution for Savings

7D

2.9%

1Y

-28.8%

WSFS

US$47.44

WSFS Financial

7D

-1.2%

1Y

-4.6%

PFSI

US$57.83

PennyMac Financial Services

7D

2.6%

1Y

-8.7%

FBC

US$37.11

Flagstar Bancorp

7D

-1.7%

1Y

-20.3%

ACT

US$24.34

Enact Holdings

7D

-0.7%

1Y

17.2%

GHLD

US$11.50

Guild Holdings

7D

11.7%

1Y

-22.2%

MTG

US$13.53

MGIC Investment

7D

0.6%

1Y

-4.0%

COOP

US$44.37

Mr. Cooper Group

7D

2.0%

1Y

13.0%