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U.S. Mortgage Finance Industry Analysis

UpdatedDec 03, 2023
DataAggregated Company Financials
  • 7D-1.1%
  • 3M-2.3%
  • 1Y-16.3%
  • YTD-18.4%

Over the last 7 days, the Mortgage Finance industry has dropped 1.5%, driven by a pullback from New York Community Bancorp of 11%. Meanwhile, Home Point Capital actually outperformed within the industry, gaining 34% in the last week. Overall the industry is down 19% in 12 months. Earnings are forecast to grow by 6.3% annually.

Industry Valuation and Performance

Has the U.S. Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 03 Dec 2023US$2.4bUS$1.5bUS$275.9m35.9x8.6x1.6x
Tue, 31 Oct 2023US$2.4bUS$1.5bUS$275.9m35.9x8.6x1.6x
Thu, 28 Sep 2023US$2.4bUS$1.5bUS$275.9m35.9x8.6x1.6x
Sat, 26 Aug 2023US$2.4bUS$1.5bUS$275.9m35.9x8.7x1.6x
Mon, 24 Jul 2023US$2.4bUS$1.5bUS$275.9m35.9x8.7x1.6x
Wed, 21 Jun 2023US$2.4bUS$1.5bUS$276.1m36x8.7x1.6x
Fri, 19 May 2023US$2.4bUS$1.5bUS$276.1m36x8.7x1.6x
Sun, 16 Apr 2023US$2.4bUS$1.5bUS$276.1m36x8.7x1.6x
Tue, 14 Mar 2023US$80.7bUS$31.4bUS$8.0b11.3x10.1x2.6x
Thu, 09 Feb 2023US$94.7bUS$35.1bUS$8.6b11.7x11.1x2.7x
Sat, 07 Jan 2023US$84.4bUS$35.7bUS$8.7b11.3x9.7x2.4x
Mon, 05 Dec 2022US$89.0bUS$35.8bUS$8.7b11.8x10.2x2.5x
Wed, 02 Nov 2022US$81.6bUS$39.4bUS$8.8b11.1x9.2x2.1x
Fri, 30 Sep 2022US$77.4bUS$40.3bUS$9.2b11.5x8.4x1.9x
Sun, 28 Aug 2022US$89.0bUS$40.3bUS$9.2b11.7x9.7x2.2x
Tue, 26 Jul 2022US$89.1bUS$44.8bUS$9.0b11.5x10x2x
Thu, 23 Jun 2022US$78.5bUS$44.9bUS$9.0b11.3x8.7x1.7x
Sat, 21 May 2022US$87.7bUS$44.9bUS$9.0b12.2x9.8x2x
Mon, 18 Apr 2022US$94.8bUS$50.1bUS$9.6b12x9.9x1.9x
Wed, 16 Mar 2022US$102.9bUS$50.6bUS$9.9b12.4x10.4x2x
Fri, 11 Feb 2022US$111.0bUS$53.4bUS$11.5b12.6x9.6x2.1x
Sun, 09 Jan 2022US$124.3bUS$55.0bUS$14.1b12.9x8.8x2.3x
Tue, 07 Dec 2021US$124.5bUS$55.1bUS$14.1b12.2x8.8x2.3x
Thu, 04 Nov 2021US$132.5bUS$58.3bUS$16.1b11.8x8.3x2.3x
Sat, 02 Oct 2021US$136.9bUS$59.2bUS$16.1b12.3x8.5x2.3x
Mon, 30 Aug 2021US$82.4bUS$59.0bUS$14.5b12.1x5.7x1.4x
Tue, 06 Jul 2021US$80.8bUS$59.0bUS$14.5b12x5.6x1.4x
Fri, 09 Apr 2021US$88.3bUS$61.0bUS$14.4b12.2x6.1x1.4x
Thu, 31 Dec 2020US$75.0bUS$43.5bUS$6.4b12x11.7x1.7x
Price to Earnings Ratio


Total Market Cap: US$70.9bTotal Earnings: US$5.9bTotal Revenue: US$38.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Mortgage Finance Industry Price to Earnings3Y Average 8.6x202120222023
Current Industry PE
  • Investors are relatively neutral on the American Mortgage industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 8.6x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Mortgage industry have declined 64% per year over the last three years,
  • Revenues have also declined 66% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.15%
Mortgage Finance-1.07%
Thrifts and Mortgage Finance4.30%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
No data available
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