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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedNov 18, 2025
DataAggregated Company Financials
Companies53
  • 7D-3.5%
  • 3M-10.2%
  • 1Y-8.0%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has dropped 3.5%, driven by Visa declining 2.7%. Overall the industry is down 8.0% in 12 months. As for the next few years, earnings are expected to grow by 14% per annum.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 19 Nov 2025US$1.4tUS$227.3bUS$50.7b19.4x28.6x6.4x
Fri, 17 Oct 2025US$1.6tUS$222.5bUS$49.5b21.9x31.5x7x
Sun, 14 Sep 2025US$1.6tUS$222.4bUS$49.5b24.5x32x7.1x
Tue, 12 Aug 2025US$1.6tUS$219.3bUS$50.5b21.3x30.8x7.1x
Thu, 10 Jul 2025US$1.6tUS$210.7bUS$49.7b29.1x32.2x7.6x
Sat, 07 Jun 2025US$1.6tUS$209.4bUS$49.8b23.4x32.5x7.7x
Mon, 05 May 2025US$1.5tUS$208.1bUS$49.2b26.3x31.4x7.4x
Wed, 02 Apr 2025US$1.6tUS$206.1bUS$48.8b25.4x32.7x7.7x
Fri, 28 Feb 2025US$1.6tUS$205.8bUS$49.2b25.8x33.3x8x
Sun, 26 Jan 2025US$1.6tUS$201.7bUS$45.5b28.4x35.4x8x
Tue, 24 Dec 2024US$1.6tUS$201.6bUS$45.5b27x34.8x7.8x
Thu, 21 Nov 2024US$1.6tUS$201.9bUS$45.5b28.1x34.6x7.8x
Sat, 19 Oct 2024US$1.5tUS$197.5bUS$44.3b30.1x33.1x7.4x
Mon, 16 Sep 2024US$1.4tUS$197.6bUS$44.4b29x31.7x7.1x
Wed, 14 Aug 2024US$1.3tUS$197.3bUS$44.1b26.8x29.1x6.5x
Fri, 12 Jul 2024US$1.3tUS$194.2bUS$41.8b28.9x30.9x6.7x
Sun, 09 Jun 2024US$1.4tUS$194.3bUS$41.8b29.8x32.4x7x
Tue, 07 May 2024US$1.4tUS$193.4bUS$41.7b30.1x32.5x7x
Thu, 04 Apr 2024US$1.4tUS$189.6bUS$39.7b32x35.6x7.5x
Sat, 02 Mar 2024US$1.4tUS$193.7bUS$39.5b33.6x35.7x7.3x
Mon, 29 Jan 2024US$1.3tUS$194.8bUS$21.0b31.6x61.7x6.7x
Wed, 27 Dec 2023US$1.3tUS$193.9bUS$20.3b32.1x64.2x6.7x
Fri, 24 Nov 2023US$1.2tUS$193.8bUS$20.3b30.2x59.9x6.3x
Sun, 22 Oct 2023US$1.2tUS$188.6bUS$11.8b26.8x98.1x6.1x
Tue, 19 Sep 2023US$1.2tUS$184.6bUS$11.7b30.6x106.8x6.7x
Thu, 17 Aug 2023US$1.2tUS$184.3bUS$11.5b30x105.2x6.6x
Sat, 15 Jul 2023US$1.3tUS$179.6bUS$13.8b32.2x91.3x7x
Mon, 12 Jun 2023US$1.2tUS$179.5bUS$13.8b29.2x83.6x6.4x
Wed, 10 May 2023US$1.2tUS$178.6bUS$12.8b30.4x92.9x6.6x
Fri, 07 Apr 2023US$1.2tUS$174.5bUS$12.4b31x93.6x6.6x
Price to Earnings Ratio

91x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 50.7x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 28.6x which is lower than its 3-year average PE of 50.7x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 60% per year over the last three years.
  • Revenues for these companies have grown 9.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market-2.74%
Financials-3.18%
Diversified Financial-1.67%
Transaction and Payment Processing Services-3.51%
Multi-Sector Holdings1.45%
Specialized Finance-0.94%
Other Diversified Financial Services-5.01%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RELY Remitly GlobalUS$12.812.6%
+US$66.9m		-35.9%PE127.6x
CTLP CantaloupeUS$10.701.1%
+US$8.8m		19.6%PE13.3x
XBP XBP Global HoldingsUS$0.6610.1%
+US$7.1m		-46.7%PS0.5x
RVYL RyvylUS$0.3213.2%
+US$1.2m		-74.5%PS0.3x

Latest News

FIS
US$63.15
Fidelity National Information Services
7D
-4.9%
1Y
-26.6%
KLAR
US$31.63
Klarna Group
7D
-14.3%
1Y
n/a
PYPL
US$60.71
PayPal Holdings
7D
-9.9%
1Y
-27.8%
TOST
US$33.74
Toast
7D
-10.6%
1Y
-20.6%

TOST: Expansion Into New Restaurant Markets Will Drive Continued Momentum

Analysts have revised Toast's fair value estimate downward by approximately $1 to $47.35 per share. They cited strong recent results but also expressed caution regarding macroeconomic uncertainty and a more conservative long-term outlook.
XYZ
US$57.64
Block
7D
-12.5%
1Y
-37.6%
AFRM
US$65.69
Affirm Holdings
7D
-12.6%
1Y
2.7%
V
US$321.18
Visa
7D
-5.2%
1Y
3.0%
RELY
US$12.81
Remitly Global
7D
2.6%
1Y
-35.9%
MA
US$527.58
Mastercard
7D
-5.5%
1Y
1.6%
XBP
US$0.66
XBP Global Holdings
7D
10.1%
1Y
-46.7%
CTLP
US$10.70
Cantaloupe
7D
1.1%
1Y
19.6%
RVYL
US$0.32
Ryvyl
7D
13.2%
1Y
-74.5%