Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedJul 10, 2026
DataAggregated Company Financials
Companies54
  • 7D-2.9%
  • 3M10.6%
  • 1Y-10.6%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has dropped 2.9%, driven by Visa declining 3.8%. In contrast, PayPay has gained 6.3%. The industry has fallen 11% in the last year. As for the next few years, earnings are expected to grow by 13% per annum.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 10 Jul 2026US$1.4tUS$244.1bUS$54.5b21.3x26.1x5.8x
Sun, 07 Jun 2026US$1.3tUS$244.1bUS$54.5b19.4x24.3x5.4x
Tue, 05 May 2026US$1.4tUS$239.5bUS$53.0b20.3x25.9x5.7x
Thu, 02 Apr 2026US$1.3tUS$236.3bUS$52.4b18.5x24.9x5.5x
Sat, 28 Feb 2026US$1.4tUS$233.1bUS$49.8b21.1x27.2x5.8x
Mon, 26 Jan 2026US$1.4tUS$228.1bUS$50.3b21.3x28.4x6.3x
Wed, 24 Dec 2025US$1.5tUS$227.8bUS$50.3b21.6x30.5x6.7x
Fri, 21 Nov 2025US$1.4tUS$227.9bUS$50.4b19.3x28x6.2x
Sun, 19 Oct 2025US$1.5tUS$222.6bUS$49.5b22.1x31.3x6.9x
Tue, 16 Sep 2025US$1.6tUS$222.5bUS$49.5b24.4x32x7.1x
Thu, 14 Aug 2025US$1.6tUS$219.5bUS$49.4b22.4x31.6x7.1x
Sat, 12 Jul 2025US$1.6tUS$210.7bUS$49.7b29x32.4x7.6x
Mon, 09 Jun 2025US$1.6tUS$209.4bUS$49.8b23.4x32.8x7.8x
Wed, 07 May 2025US$1.5tUS$208.1bUS$49.3b26.3x31.4x7.4x
Fri, 04 Apr 2025US$1.6tUS$206.1bUS$48.8b24.5x32.8x7.8x
Sun, 02 Mar 2025US$1.7tUS$205.8bUS$49.2b25.5x34.2x8.2x
Tue, 28 Jan 2025US$1.6tUS$201.7bUS$45.5b28.8x35.4x8x
Thu, 26 Dec 2024US$1.6tUS$201.5bUS$45.4b26.9x35.2x7.9x
Sat, 23 Nov 2024US$1.6tUS$201.9bUS$45.5b28.7x34.5x7.8x
Mon, 21 Oct 2024US$1.5tUS$197.5bUS$44.3b30.1x33.3x7.5x
Wed, 18 Sep 2024US$1.4tUS$197.7bUS$44.4b29.2x32x7.2x
Fri, 16 Aug 2024US$1.3tUS$197.3bUS$44.2b27x29.5x6.6x
Sun, 14 Jul 2024US$1.3tUS$194.2bUS$41.8b29.2x31.5x6.8x
Tue, 11 Jun 2024US$1.3tUS$194.3bUS$41.8b29.6x32.1x6.9x
Thu, 09 May 2024US$1.4tUS$193.7bUS$41.7b30.2x32.8x7.1x
Sat, 06 Apr 2024US$1.4tUS$189.6bUS$39.7b32x35x7.3x
Mon, 04 Mar 2024US$1.4tUS$193.7bUS$39.5b33.6x35.8x7.3x
Wed, 31 Jan 2024US$1.4tUS$194.8bUS$21.0b32.3x64.6x7x
Fri, 29 Dec 2023US$1.3tUS$193.9bUS$20.3b32x64.5x6.8x
Sun, 26 Nov 2023US$1.2tUS$193.8bUS$20.3b30.5x60.9x6.4x
Tue, 24 Oct 2023US$1.1tUS$188.6bUS$11.8b26.6x97.1x6.1x
Thu, 21 Sep 2023US$1.2tUS$184.6bUS$11.6b30.1x105.2x6.6x
Sat, 19 Aug 2023US$1.2tUS$184.4bUS$11.7b29.2x102.9x6.5x
Mon, 17 Jul 2023US$1.3tUS$179.6bUS$13.8b32.2x91.3x7x
Price to Earnings Ratio

91.3x


Total Market Cap: US$1.3tTotal Earnings: US$13.8bTotal Revenue: US$179.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 41.8x202420252026
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 26.1x which is lower than its 3-year average PE of 41.8x.
  • The 3-year average PS ratio of 6.9x is higher than the industry's current PS ratio of 5.8x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 58% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market0.59%
Financials-0.26%
Diversified Financial-2.72%
Transaction and Payment Processing Services-2.91%
Other Diversified Financial Services1.69%
Multi-Sector Holdings-2.70%
Specialized Finance-7.81%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PAYP PayPayUS$15.636.3%
+US$623.0m		n/aPE14.9x
WEX WEXUS$153.835.0%
+US$254.8m		-0.2%PE17.2x
JKHY Jack Henry & AssociatesUS$150.222.3%
+US$238.0m		-16.3%PE20.6x
CHYM Chime FinancialUS$21.312.1%
+US$167.6m		-30.8%PS3.5x
PAY Paymentus HoldingsUS$28.274.5%
+US$152.2m		-3.5%PE48.1x

Latest News

WEX
US$153.83
WEX
7D
5.0%
1Y
-0.2%
XYZ
US$77.42
Block
7D
-1.8%
1Y
12.6%
CHYM
US$21.31
Chime Financial
7D
2.1%
1Y
-30.8%
FISV
US$51.65
Fiserv
7D
-1.3%
1Y
-69.6%
Seeking Alpha • Jul 09

Fiserv: A Fallen Compounder Worth Another Look

Summary Fiserv remains a cautious Buy with a $100 price target, reflecting attractive risk-reward despite ongoing turnaround uncertainty and high leverage. FI's FiservOne turnaround plan focuses on client-centricity, platform consolidation, Clover expansion, innovation, and disciplined capital allocation, but execution risk remains elevated. Management is prioritizing investments in technology and people, accepting near-term margin compression to restore long-term growth and client retention. While fundamentals remain weak, healthy volume trends  signal underlying business resilience, but position sizing should remain conservative. Read the full article on Seeking Alpha
V
US$348.20
Visa
7D
-3.8%
1Y
-2.2%
MA
US$523.20
Mastercard
7D
-3.0%
1Y
-7.2%
SEZL
US$177.08
Sezzle
7D
-3.4%
1Y
19.1%
AFRM
US$83.78
Affirm Holdings
7D
-0.9%
1Y
22.2%
Narrative Update • Jul 07

AFRM: Future Returns Will Rely On Sustaining 100b GMV Without Execution Missteps

Affirm Holdings' updated analyst price target framework reflects a modest fair value trim to about $61 from roughly $63, as analysts factor in stronger growth and margin assumptions alongside a lower modeled P/E multiple and slightly reduced discount rate following a series of recent target lifts and one valuation-driven downgrade. Analyst Commentary Recent Street research on Affirm Holdings shows a split view, with several large firms lifting price targets while at least one high profile institution has taken a more measured stance on the stock after a strong run.
KLAR
US$19.99
Klarna Group
7D
1.4%
1Y
n/a
MQ
US$15.51
Marqeta
7D
-10.9%
1Y
-35.2%
PAYP
US$15.63
PayPay
7D
6.3%
1Y
n/a
GPN
US$74.38
Global Payments
7D
-5.4%
1Y
-8.4%
PICS
US$11.58
PicS
7D
4.7%
1Y
n/a
PAY
US$28.27
Paymentus Holdings
7D
4.5%
1Y
-3.5%
JKHY
US$150.22
Jack Henry & Associates
7D
2.3%
1Y
-16.3%
RTB
US$17.97
RTB Digital
7D
21.5%
1Y
-27.5%