Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedSep 17, 2025
DataAggregated Company Financials
Companies52
  • 7D-0.7%
  • 3M2.0%
  • 1Y11.2%
  • YTDn/a

The Transaction and Payment Processing Services industry has stayed flat over the last week. The past year has been better, since the industry has gained 11% in that time. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 17 Sep 2025US$1.6tUS$222.5bUS$49.5b24.6x32.1x7.1x
Fri, 15 Aug 2025US$1.6tUS$219.6bUS$49.4b24.1x32.1x7.2x
Sun, 13 Jul 2025US$1.6tUS$210.6bUS$49.7b28.3x31.4x7.4x
Tue, 10 Jun 2025US$1.6tUS$209.4bUS$49.8b23.8x32.8x7.8x
Thu, 08 May 2025US$1.5tUS$208.3bUS$49.3b25x31.3x7.4x
Sat, 05 Apr 2025US$1.5tUS$205.9bUS$48.8b23.4x31.7x7.5x
Mon, 03 Mar 2025US$1.7tUS$205.8bUS$49.2b25.5x34.2x8.2x
Wed, 29 Jan 2025US$1.6tUS$201.8bUS$45.5b29.1x36x8.1x
Fri, 27 Dec 2024US$1.6tUS$201.6bUS$45.5b27.5x35.2x7.9x
Sun, 24 Nov 2024US$1.6tUS$201.9bUS$45.5b28.7x34.8x7.8x
Tue, 22 Oct 2024US$1.5tUS$197.5bUS$44.4b29x33.3x7.5x
Thu, 19 Sep 2024US$1.4tUS$197.8bUS$44.4b29.2x32.2x7.2x
Sat, 17 Aug 2024US$1.3tUS$197.3bUS$44.2b27x30.1x6.7x
Mon, 15 Jul 2024US$1.3tUS$194.2bUS$41.8b29.2x31.5x6.8x
Wed, 12 Jun 2024US$1.3tUS$194.3bUS$41.8b29.3x32.2x6.9x
Fri, 10 May 2024US$1.4tUS$193.9bUS$41.8b30.2x32.7x7.1x
Sun, 07 Apr 2024US$1.4tUS$189.6bUS$39.7b31.9x35.5x7.4x
Tue, 05 Mar 2024US$1.4tUS$193.7bUS$39.5b33.5x35.4x7.2x
Thu, 01 Feb 2024US$1.4tUS$194.8bUS$21.0b31.7x65.1x7x
Sat, 30 Dec 2023US$1.3tUS$193.9bUS$20.3b31.8x64.8x6.8x
Mon, 27 Nov 2023US$1.2tUS$193.8bUS$20.3b30.5x60.9x6.4x
Wed, 25 Oct 2023US$1.1tUS$188.6bUS$11.8b26.6x97.1x6.1x
Fri, 22 Sep 2023US$1.2tUS$184.5bUS$11.6b29.2x102.9x6.5x
Sun, 20 Aug 2023US$1.2tUS$184.4bUS$11.7b29.2x103.1x6.5x
Tue, 18 Jul 2023US$1.3tUS$179.6bUS$13.8b32.3x91.3x7x
Thu, 15 Jun 2023US$1.2tUS$179.6bUS$13.8b29.6x84.1x6.5x
Sat, 13 May 2023US$1.2tUS$179.2bUS$12.5b27.9x93.6x6.5x
Mon, 10 Apr 2023US$1.2tUS$174.5bUS$12.4b31x93.6x6.6x
Price to Earnings Ratio

92.7x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 52.1x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 32.1x which is lower than its 3-year average PE of 52.1x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 59% per year over the last three years.
  • Revenues for these companies have grown 8.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market1.62%
Financials0.29%
Diversified Financial-0.43%
Transaction and Payment Processing Services-0.74%
Specialized Finance3.21%
Other Diversified Financial Services1.50%
Multi-Sector Holdings-0.35%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MA MastercardUS$586.420.4%
+US$2.2b		17.1%PE39x
AFRM Affirm HoldingsUS$89.961.7%
+US$501.5m		104.5%PE561.4x
PAGS PagSeguro DigitalUS$10.7412.8%
+US$356.1m		16.4%PE7.6x
DLO DLocalUS$14.647.1%
+US$285.3m		68.9%PE29.5x
STNE StoneCoUS$18.835.5%
+US$262.2m		53.0%PS1.9x

Latest News

MA
US$586.42
Mastercard
7D
0.4%
1Y
17.1%
RELY
US$17.20
Remitly Global
7D
-15.1%
1Y
20.5%
AFRM
US$89.96
Affirm Holdings
7D
1.7%
1Y
104.5%
PYPL
US$66.85
PayPal Holdings
7D
-1.2%
1Y
-6.9%
STNE
US$18.83
StoneCo
7D
5.5%
1Y
53.0%

Digital Payments And Financial Inclusion Will Unlock Brazil Market Potential

The increase in StoneCo’s consensus price target reflects a sharply lower future P/E ratio, indicating improved earnings expectations, while a modest decline in the discount rate further supports a higher fair value, now at $17.64. What's in the News StoneCo raised 2025 earnings guidance, now projecting over 14.5% gross profit growth and updating EPS growth from 18% to 32%, driven by share buybacks and stronger net income.
GPN
US$84.29
Global Payments
7D
-3.0%
1Y
-24.8%
FLYW
US$13.35
Flywire
7D
2.1%
1Y
-23.7%
CHYM
US$22.99
Chime Financial
7D
-5.4%
1Y
n/a
XYZ
US$75.78
Block
7D
0.4%
1Y
12.6%
PAGS
US$10.74
PagSeguro Digital
7D
12.8%
1Y
16.4%
FI
US$132.75
Fiserv
7D
-2.7%
1Y
-24.3%
V
US$340.03
Visa
7D
-1.2%
1Y
16.6%
DLO
US$14.64
DLocal
7D
7.1%
1Y
68.9%
FIS
US$66.44
Fidelity National Information Services
7D
-3.2%
1Y
-21.9%

Digital Payment Solutions And Cloud Fintech Will Capture Global Momentum

With both revenue growth and net profit margin forecasts unchanged, analysts have maintained their fair value estimate for Fidelity National Information Services at $85.61. What's in the News FIS launched Optimized Reconciliation Service, an automated, fully managed reconciliation solution targeting improved efficiency and reduced errors for financial institutions, aiming for 98% automated matching rates and significant cutback in discrepancy resolution time.
XBP
US$1.01
XBP Global Holdings
7D
18.8%
1Y
-7.3%
TOST
US$39.96
Toast
7D
-2.3%
1Y
49.4%

Integrated Digital Payments And Automation Will Unlock Future Opportunities

The Analyst Price Target for Toast rose notably from $44.64 to $49.38, primarily reflecting improved net profit margin, despite a slight deceleration in revenue growth forecasts. What's in the News American Express and Toast formed a multi-year strategic partnership to integrate their technologies, aiming to enhance personalized hospitality and guest experiences across their restaurant networks, including Resy, Tock, and Toast locations.