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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedNov 14, 2025
DataAggregated Company Financials
Companies53
  • 7D-1.8%
  • 3M-9.0%
  • 1Y-5.9%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has dropped 1.8%, driven by a pullback from Visa of 1.8%. In contrast, Shift4 Payments has gained 5.6%. Overall the industry is down 5.9% in 12 months. Earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 17 Nov 2025US$1.5tUS$227.8bUS$50.8b19.7x29.5x6.6x
Wed, 15 Oct 2025US$1.6tUS$222.9bUS$49.5b22.2x31.4x7x
Fri, 12 Sep 2025US$1.6tUS$222.9bUS$49.5b24.9x31.9x7.1x
Sun, 10 Aug 2025US$1.6tUS$219.3bUS$50.5b21.4x30.8x7.1x
Tue, 08 Jul 2025US$1.6tUS$210.7bUS$49.7b29.4x32.6x7.7x
Thu, 05 Jun 2025US$1.6tUS$209.3bUS$49.8b22.7x32.3x7.7x
Sat, 03 May 2025US$1.5tUS$208.1bUS$49.2b26.3x31x7.3x
Mon, 31 Mar 2025US$1.6tUS$206.0bUS$48.8b25.5x32.2x7.6x
Wed, 26 Feb 2025US$1.6tUS$205.7bUS$49.1b29.1x33.4x8x
Fri, 24 Jan 2025US$1.6tUS$201.7bUS$45.5b28.1x35x7.9x
Sun, 22 Dec 2024US$1.6tUS$201.7bUS$45.5b27.3x34.7x7.8x
Tue, 19 Nov 2024US$1.6tUS$202.0bUS$45.6b27.8x34.3x7.7x
Thu, 17 Oct 2024US$1.5tUS$197.6bUS$44.4b29.1x33x7.4x
Sat, 14 Sep 2024US$1.4tUS$197.6bUS$44.4b29x31.6x7.1x
Mon, 12 Aug 2024US$1.3tUS$197.2bUS$44.1b26.3x29.3x6.5x
Wed, 10 Jul 2024US$1.3tUS$194.2bUS$41.8b28.6x31.5x6.8x
Fri, 07 Jun 2024US$1.3tUS$194.4bUS$41.8b29.7x32x6.9x
Sun, 05 May 2024US$1.3tUS$193.4bUS$41.7b29.9x32x6.9x
Tue, 02 Apr 2024US$1.4tUS$189.6bUS$39.7b32.1x36x7.6x
Thu, 29 Feb 2024US$1.4tUS$193.6bUS$39.5b33.9x35.7x7.3x
Sat, 27 Jan 2024US$1.3tUS$194.8bUS$21.0b31.6x63.6x6.9x
Mon, 25 Dec 2023US$1.3tUS$193.9bUS$20.3b31.9x64.2x6.7x
Wed, 22 Nov 2023US$1.2tUS$193.8bUS$20.3b30.2x59.7x6.3x
Fri, 20 Oct 2023US$1.2tUS$184.4bUS$11.6b28.2x99.8x6.3x
Sun, 17 Sep 2023US$1.2tUS$184.6bUS$11.7b30.5x106.2x6.7x
Tue, 15 Aug 2023US$1.2tUS$184.2bUS$10.8b31.6x113.6x6.7x
Thu, 13 Jul 2023US$1.2tUS$179.6bUS$13.8b32.1x90.6x7x
Sat, 10 Jun 2023US$1.2tUS$179.5bUS$13.8b29.2x83.6x6.4x
Mon, 08 May 2023US$1.2tUS$178.0bUS$12.5b30.7x95.6x6.7x
Wed, 05 Apr 2023US$1.2tUS$174.4bUS$12.4b31.2x94.1x6.7x
Price to Earnings Ratio

91x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 50.7x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 29.5x which is lower than its 3-year average PE of 50.8x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 60% per year over the last three years.
  • Revenues for these companies have grown 9.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market-0.39%
Financials-0.68%
Diversified Financial-0.12%
Transaction and Payment Processing Services-1.83%
Specialized Finance4.95%
Multi-Sector Holdings2.06%
Other Diversified Financial Services-1.35%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
EVTC EVERTECUS$29.057.4%
+US$128.6m		-16.7%PE12.7x
JKHY Jack Henry & AssociatesUS$164.020.9%
+US$102.1m		-4.7%PE24.7x
MQ MarqetaUS$4.882.1%
+US$44.0m		25.1%PS3.6x
FLYW FlywireUS$13.922.4%
+US$40.3m		-36.1%PS2.9x
XBP XBP Global HoldingsUS$0.6815.1%
+US$10.5m		-47.9%PS0.5x

Latest News

JKHY
US$164.02
Jack Henry & Associates
7D
0.9%
1Y
-4.7%

JKHY: Fiscal 2026 Guidance And Sector Pressures Will Shape Outlook

The average analyst price target for Jack Henry & Associates has edged higher to $179.17 from $177, as analysts cited modest forecast improvements and a solid sales pipeline, despite ongoing sector headwinds. Analyst Commentary Recent street research on Jack Henry & Associates reflects both optimism and caution among analysts as the company navigates persistent sector challenges.
CHYM
US$18.90
Chime Financial
7D
-11.1%
1Y
n/a
XYZ
US$60.48
Block
7D
-9.5%
1Y
-33.4%
AFRM
US$70.51
Affirm Holdings
7D
-7.3%
1Y
13.6%
V
US$330.02
Visa
7D
-1.4%
1Y
5.7%
MA
US$545.73
Mastercard
7D
-1.3%
1Y
4.6%
MQ
US$4.88
Marqeta
7D
2.1%
1Y
25.1%

MQ: Expanding European Partnerships Will Drive Market Upside Going Forward

Analysts have slightly trimmed their price target for Marqeta from $6.20 to $6.18 per share. This reflects modest adjustments to growth and profit expectations amid evolving market conditions.
PYPL
US$62.81
PayPal Holdings
7D
-5.2%
1Y
-25.8%
KLAR
US$34.27
Klarna Group
7D
-6.6%
1Y
n/a
XBP
US$0.68
XBP Global Holdings
7D
15.1%
1Y
-47.9%
EVTC
US$29.05
EVERTEC
7D
7.4%
1Y
-16.7%

EVTC: Digital Payments Expansion Will Drive Future Latin American Upside

EVERTEC Analyst Price Target Adjusted Reflecting Updated Performance Outlook Analysts have revised EVERTEC's fair value estimate downward from $38.60 to $33.80. This change reflects adjustments to forecasts for revenue growth, profit margins, and valuation multiples based on evolving company fundamentals.
FLYW
US$13.92
Flywire
7D
2.4%
1Y
-36.1%

FLYW: International Student Visa Uncertainty Will Influence Market Upside Potential

Analysts have raised their price target for Flywire from $14.55 to $15.95 per share. This reflects optimism around improved revenue growth and a slightly lower discount rate, despite ongoing caution regarding profit margins and valuation multiples.
TOST
US$35.90
Toast
7D
-6.0%
1Y
-9.8%
CASS
US$41.29
Cass Information Systems
7D
0.4%
1Y
-6.8%

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.32

Oct 28
Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.32