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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedNov 25, 2025
DataAggregated Company Financials
Companies54
  • 7D2.4%
  • 3M-9.4%
  • 1Y-6.9%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has risen 2.4%, driven by gains from Visa of 2.0%. In contrast, the industry has lost 6.9% in the last 12 months. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 01 Dec 2025US$1.4tUS$228.0bUS$50.3b19.9x28.5x6.3x
Wed, 29 Oct 2025US$1.6tUS$223.2bUS$49.6b22x32x7.1x
Fri, 26 Sep 2025US$1.6tUS$222.4bUS$49.5b23.4x31.7x7.1x
Sun, 24 Aug 2025US$1.6tUS$219.7bUS$49.5b25.3x32.9x7.4x
Tue, 22 Jul 2025US$1.6tUS$210.6bUS$49.7b26.9x31.8x7.5x
Thu, 19 Jun 2025US$1.6tUS$211.3bUS$49.8b24.4x32.1x7.6x
Sat, 17 May 2025US$1.6tUS$209.3bUS$49.8b24.7x32.2x7.7x
Mon, 14 Apr 2025US$1.5tUS$205.9bUS$48.8b24x30.8x7.3x
Wed, 12 Mar 2025US$1.6tUS$206.0bUS$49.3b22.7x31.7x7.6x
Fri, 07 Feb 2025US$1.7tUS$204.2bUS$46.4b30.1x36.2x8.2x
Sun, 05 Jan 2025US$1.6tUS$201.5bUS$45.5b27.6x34.6x7.8x
Tue, 03 Dec 2024US$1.6tUS$201.7bUS$45.5b28x35.2x7.9x
Thu, 31 Oct 2024US$1.4tUS$198.3bUS$44.2b29.3x32.6x7.3x
Sat, 28 Sep 2024US$1.4tUS$197.8bUS$44.4b27.8x31.2x7x
Mon, 26 Aug 2024US$1.3tUS$197.5bUS$44.2b27x30.2x6.8x
Wed, 24 Jul 2024US$1.3tUS$194.1bUS$41.8b29.3x31.9x6.9x
Fri, 21 Jun 2024US$1.3tUS$194.2bUS$41.8b28.6x31.8x6.8x
Sun, 19 May 2024US$1.4tUS$194.4bUS$41.8b29.6x33x7.1x
Tue, 16 Apr 2024US$1.3tUS$189.5bUS$39.7b31.1x32.2x6.7x
Thu, 14 Mar 2024US$1.4tUS$193.7bUS$39.5b33.7x35.9x7.3x
Sat, 10 Feb 2024US$1.4tUS$196.1bUS$21.9b32.4x62.3x7x
Mon, 08 Jan 2024US$1.3tUS$193.9bUS$20.3b31.6x63.5x6.7x
Wed, 06 Dec 2023US$1.3tUS$193.8bUS$20.3b31.3x61.8x6.5x
Fri, 03 Nov 2023US$1.1tUS$191.6bUS$13.7b25.1x83.6x6x
Sun, 01 Oct 2023US$1.2tUS$184.4bUS$11.6b28.9x100.7x6.4x
Tue, 29 Aug 2023US$1.2tUS$184.6bUS$11.6b29.5x105.1x6.6x
Thu, 27 Jul 2023US$1.2tUS$181.0bUS$14.6b30.8x85.3x6.9x
Sat, 24 Jun 2023US$1.2tUS$179.6bUS$13.8b30.3x85.3x6.6x
Mon, 22 May 2023US$1.2tUS$179.2bUS$13.7b27.8x86.5x6.6x
Wed, 19 Apr 2023US$1.2tUS$174.5bUS$12.4b32.2x96x6.8x
Price to Earnings Ratio

91.6x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 50.4x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 28.5x which is lower than its 3-year average PE of 50.4x.
  • The 3-year average PS ratio of 7.1x is higher than the industry's current PS ratio of 6.3x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 60% per year over the last three years.
  • Revenues for these companies have grown 9.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market2.95%
Financials3.14%
Diversified Financial2.08%
Transaction and Payment Processing Services2.42%
Specialized Finance5.01%
Other Diversified Financial Services2.13%
Multi-Sector Holdings0.95%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MA MastercardUS$550.532.4%
+US$11.4b		3.6%PE34.7x
V VisaUS$334.441.6%
+US$9.8b		5.6%PE32.2x
XYZ BlockUS$66.808.0%
+US$3.0b		-28.0%PE12.9x
PYPL PayPal HoldingsUS$62.693.5%
+US$2.0b		-27.6%PE11.9x
AFRM Affirm HoldingsUS$70.956.1%
+US$1.3b		3.7%PE100.5x

Latest News

FIS
US$65.77
Fidelity National Information Services
7D
2.1%
1Y
-22.7%

FIS: Recent Acquisition And Pullback Will Drive Free Cash Flow Expansion

Fidelity National Information Services’ analyst price target has been slightly reduced to $81.05, down from $81.15. Analysts are incorporating mixed growth prospects and recent Street research, which highlights solid results while noting ongoing uncertainty in core business segments.
V
US$334.44
Visa
7D
1.6%
1Y
5.6%
AFRM
US$70.95
Affirm Holdings
7D
6.1%
1Y
3.7%

AFRM: Expanding Partnerships And International Access Will Drive Upside Momentum

Affirm Holdings' analyst price target has been revised downward from approximately $96 to $93 per share. Analysts cite adjustments to peer valuations and sector multiples, even as they note stronger projected revenue growth and an improved profit margin outlook.
PYPL
US$62.69
PayPal Holdings
7D
3.5%
1Y
-27.6%
KLAR
US$31.47
Klarna Group
7D
7.4%
1Y
n/a
EVTC
US$28.90
EVERTEC
7D
-0.2%
1Y
-19.7%

EVTC: Latin American Segment Expansion Will Drive Future Performance Upside

Analysts have lowered their fair value estimate for EVERTEC from $33.80 to $32.80. They cite ongoing diversification efforts in Latin America and recent acquisitions as key factors influencing this adjustment.
XYZ
US$66.80
Block
7D
8.0%
1Y
-28.0%

XYZ: U S Payment Volume Acceleration Will Drive Renewed Upside Momentum This Year

Block's analyst price target has been modestly reduced from $88.51 to $84.01, as analysts weigh mixed signals from recent earnings and evolving growth forecasts. Analyst Commentary Recent Street research reflects a range of views regarding Block's outlook and market positioning, with analysts weighing the company’s evolving operational momentum against execution risks and sector headwinds.
MA
US$550.53
Mastercard
7D
2.4%
1Y
3.6%

MA: Digital Payment Momentum Will Drive Gains As Blockchain Expansion Accelerates

Mastercard's analyst price target has increased modestly to approximately $656.51. This reflects analysts' optimism following strong recent results, consistent digital payment growth, and ongoing positive trends highlighted in recent research updates.
GPN
US$75.76
Global Payments
7D
4.1%
1Y
-35.9%

Global Payments (NYSE:GPN) Is Due To Pay A Dividend Of $0.25

Nov 12
Global Payments (NYSE:GPN) Is Due To Pay A Dividend Of $0.25
LSAK
US$3.71
Lesaka Technologies
7D
-5.8%
1Y
-31.3%