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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedDec 02, 2025
DataAggregated Company Financials
Companies54
  • 7D1.3%
  • 3M-9.7%
  • 1Y-7.9%
  • YTDn/a

In the last week, the Transaction and Payment Processing Services industry is up 1.3%, with PayPal Holdings up 2.2%. In the past year, the industry is down 7.9%. Earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 02 Dec 2025US$1.5tUS$228.0bUS$50.3b20.5x29.2x6.4x
Thu, 30 Oct 2025US$1.6tUS$224.3bUS$49.6b21.2x31.8x7x
Sat, 27 Sep 2025US$1.6tUS$222.4bUS$49.5b23.4x31.4x7x
Mon, 25 Aug 2025US$1.6tUS$219.7bUS$49.5b25.3x32.9x7.4x
Wed, 23 Jul 2025US$1.6tUS$210.6bUS$49.7b26.8x32x7.5x
Fri, 20 Jun 2025US$1.5tUS$211.3bUS$49.8b24.4x30.8x7.3x
Sun, 18 May 2025US$1.6tUS$209.3bUS$49.8b24.7x32.4x7.7x
Tue, 15 Apr 2025US$1.5tUS$205.9bUS$48.8b23.8x30.9x7.3x
Thu, 13 Mar 2025US$1.5tUS$206.0bUS$49.3b23.4x31.1x7.4x
Sat, 08 Feb 2025US$1.7tUS$204.4bUS$46.7b29.8x35.9x8.2x
Mon, 06 Jan 2025US$1.6tUS$201.5bUS$45.5b27.6x34.6x7.8x
Wed, 04 Dec 2024US$1.6tUS$201.7bUS$45.5b28.1x35.3x8x
Fri, 01 Nov 2024US$1.4tUS$199.3bUS$44.2b28.7x32.8x7.3x
Sun, 29 Sep 2024US$1.4tUS$197.8bUS$44.4b27.8x31.4x7.1x
Tue, 27 Aug 2024US$1.3tUS$197.4bUS$44.2b27.1x30.2x6.8x
Thu, 25 Jul 2024US$1.3tUS$194.8bUS$42.5b28.7x31x6.8x
Sat, 22 Jun 2024US$1.3tUS$194.2bUS$41.8b28.8x32.1x6.9x
Mon, 20 May 2024US$1.4tUS$194.4bUS$41.8b29.6x33x7.1x
Wed, 17 Apr 2024US$1.3tUS$189.4bUS$39.6b31x31.7x6.6x
Fri, 15 Mar 2024US$1.4tUS$193.7bUS$39.5b33.4x36.1x7.4x
Sun, 11 Feb 2024US$1.4tUS$196.1bUS$21.9b32.4x62.3x7x
Tue, 09 Jan 2024US$1.3tUS$193.9bUS$20.3b32.1x63.5x6.7x
Thu, 07 Dec 2023US$1.3tUS$193.8bUS$20.3b31.2x61.9x6.5x
Sat, 04 Nov 2023US$1.2tUS$192.7bUS$13.7b25.3x86.4x6.1x
Mon, 02 Oct 2023US$1.2tUS$184.4bUS$11.6b28.9x100.7x6.4x
Wed, 30 Aug 2023US$1.2tUS$184.6bUS$11.6b30.2x106.9x6.7x
Fri, 28 Jul 2023US$1.2tUS$180.9bUS$14.7b30.1x85x6.9x
Sun, 25 Jun 2023US$1.2tUS$179.6bUS$13.8b30.3x85.3x6.6x
Tue, 23 May 2023US$1.2tUS$179.4bUS$13.8b30.4x85.9x6.6x
Thu, 20 Apr 2023US$1.2tUS$174.4bUS$12.4b32x95.7x6.8x
Price to Earnings Ratio

91.2x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 50.4x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 29.2x which is lower than its 3-year average PE of 50.4x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 60% per year over the last three years.
  • Revenues for these companies have grown 9.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market1.79%
Financials1.98%
Diversified Financial0.97%
Transaction and Payment Processing Services1.33%
Specialized Finance4.92%
Other Diversified Financial Services1.44%
Multi-Sector Holdings-0.22%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PYPL PayPal HoldingsUS$62.582.2%
+US$1.3b		-26.5%PE11.9x
GPN Global PaymentsUS$78.696.3%
+US$1.1b		-33.5%PE11.4x
FISV FiservUS$62.693.2%
+US$1.0b		-70.9%PE9.3x
CHYM Chime FinancialUS$21.9511.8%
+US$865.3m		n/aPS4x
TOST ToastUS$34.363.3%
+US$646.8m		-19.0%PE74x

Latest News

GPN
US$78.69
Global Payments
7D
6.3%
1Y
-33.5%

Global Payments (NYSE:GPN) Is Due To Pay A Dividend Of $0.25

Dec 02
Global Payments (NYSE:GPN) Is Due To Pay A Dividend Of $0.25
FISV
US$62.69
Fiserv
7D
3.2%
1Y
-70.9%
KLAR
US$30.04
Klarna Group
7D
-0.8%
1Y
n/a
FIS
US$66.80
Fidelity National Information Services
7D
1.8%
1Y
-21.6%
WEX
US$146.48
WEX
7D
-2.1%
1Y
-21.2%

WEX: Expanding Charging Network Integration Will Drive Stronger Revenue Outlook

Analysts have slightly revised their price target for WEX from $177.44 to $176.89. This reflects minor adjustments to company forecasts and ongoing reviews of fundamental trends.
TOST
US$34.36
Toast
7D
3.3%
1Y
-19.0%

TOST: U S Restaurant Market Share Gains Will Drive Sustained Upside Momentum

Analysts have revised their average price target for Toast downward by several dollars. The new expectations are now in the mid-$40s range, with analysts citing strong recent performance as well as increased caution over macro uncertainty and future earnings outlooks.
V
US$330.39
Visa
7D
-1.2%
1Y
5.6%
PYPL
US$62.58
PayPal Holdings
7D
2.2%
1Y
-26.5%
EVTC
US$29.28
EVERTEC
7D
-1.7%
1Y
-17.5%

EVTC: Latin American Segment Expansion Will Drive Future Performance Upside

Analysts have lowered their fair value estimate for EVERTEC from $33.80 to $32.80. They cite ongoing diversification efforts in Latin America and recent acquisitions as key factors influencing this adjustment.
STNE
US$16.76
StoneCo
7D
8.1%
1Y
77.2%

STNE: Future Buybacks And Earnings Momentum Will Drive Shareholder Value

StoneCo’s analyst price target has been lifted from $15 to a range of $20 to $25 per share, reflecting improved earnings estimates and analyst confidence in the company’s ongoing capital returns to shareholders. Analyst Commentary Analysts covering StoneCo have recently adjusted their price targets significantly higher, reflecting growing optimism about the company's fundamentals and outlook.
XYZ
US$64.35
Block
7D
1.0%
1Y
-31.0%

XYZ: U S Payment Volume Acceleration Will Drive Renewed Upside Momentum This Year

Block's analyst price target has been modestly reduced from $88.51 to $84.01, as analysts weigh mixed signals from recent earnings and evolving growth forecasts. Analyst Commentary Recent Street research reflects a range of views regarding Block's outlook and market positioning, with analysts weighing the company’s evolving operational momentum against execution risks and sector headwinds.
MA
US$543.97
Mastercard
7D
-0.5%
1Y
3.4%

MA: Digital Payment Momentum Will Drive Gains As Blockchain Expansion Accelerates

Mastercard's analyst price target has increased modestly to approximately $656.51. This reflects analysts' optimism following strong recent results, consistent digital payment growth, and ongoing positive trends highlighted in recent research updates.
PAYS
US$5.01
Paysign
7D
-3.1%
1Y
50.5%
CHYM
US$21.95
Chime Financial
7D
11.8%
1Y
n/a
CTLP
US$10.61
Cantaloupe
7D
-1.0%
1Y
17.1%
LSAK
US$3.73
Lesaka Technologies
7D
-1.3%
1Y
-31.2%