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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedSep 02, 2025
DataAggregated Company Financials
Companies51
  • 7D0.9%
  • 3M-0.4%
  • 1Y18.6%
  • YTDn/a

Last week, the Transaction and Payment Processing Services industry hasn't moved much but Affirm Holdings is up 13% in that time. As for the the longer term, the industry is up 19% over the past 12 months. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 03 Sep 2025US$1.6tUS$219.9bUS$49.6b25.6x32.8x7.4x
Fri, 01 Aug 2025US$1.6tUS$212.6bUS$50.4b22.4x31.6x7.5x
Sun, 29 Jun 2025US$1.6tUS$211.3bUS$49.8b25.6x31.7x7.5x
Tue, 27 May 2025US$1.6tUS$209.3bUS$49.8b24.3x31.3x7.5x
Thu, 24 Apr 2025US$1.5tUS$206.1bUS$48.8b24.4x31.2x7.4x
Sat, 22 Mar 2025US$1.6tUS$206.1bUS$48.7b24.7x32.4x7.7x
Mon, 17 Feb 2025US$1.7tUS$204.8bUS$47.1b30.8x35.6x8.2x
Wed, 15 Jan 2025US$1.5tUS$201.6bUS$45.5b25.9x33.7x7.6x
Fri, 13 Dec 2024US$1.6tUS$201.7bUS$45.5b28.1x35.1x7.9x
Sun, 10 Nov 2024US$1.5tUS$201.6bUS$45.8b28.2x33.4x7.6x
Tue, 08 Oct 2024US$1.4tUS$197.7bUS$44.4b27.7x31.8x7.1x
Thu, 05 Sep 2024US$1.4tUS$197.6bUS$44.4b28.4x31.1x7x
Sat, 03 Aug 2024US$1.3tUS$197.1bUS$43.5b28x30x6.6x
Mon, 01 Jul 2024US$1.3tUS$194.0bUS$41.8b28.5x31.1x6.7x
Wed, 29 May 2024US$1.3tUS$194.4bUS$41.8b29.3x32.2x6.9x
Fri, 26 Apr 2024US$1.4tUS$190.7bUS$40.2b30.7x34.2x7.2x
Sun, 24 Mar 2024US$1.4tUS$193.8bUS$39.7b32.2x36.1x7.4x
Tue, 20 Feb 2024US$1.4tUS$196.6bUS$22.0b33.8x63x7x
Thu, 18 Jan 2024US$1.3tUS$193.8bUS$20.3b31.3x64.5x6.8x
Sat, 16 Dec 2023US$1.3tUS$193.8bUS$20.3b30.7x63.5x6.7x
Mon, 13 Nov 2023US$1.2tUS$193.7bUS$20.7b27.1x57.4x6.1x
Wed, 11 Oct 2023US$1.2tUS$184.4bUS$11.6b28.8x102.2x6.4x
Fri, 08 Sep 2023US$1.2tUS$184.5bUS$11.6b30x107.4x6.8x
Sun, 06 Aug 2023US$1.2tUS$183.7bUS$10.9b30.3x111.7x6.6x
Tue, 04 Jul 2023US$1.2tUS$179.6bUS$13.8b30.9x88.6x6.8x
Thu, 01 Jun 2023US$1.1tUS$179.3bUS$13.8b28.6x82.1x6.3x
Sat, 29 Apr 2023US$1.2tUS$176.4bUS$12.7b32.5x94.5x6.8x
Mon, 27 Mar 2023US$1.1tUS$174.3bUS$12.4b30.5x91x6.5x
Price to Earnings Ratio

91x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 52.4x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 32.8x which is lower than its 3-year average PE of 52.4x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 59% per year over the last three years.
  • Revenues for these companies have grown 8.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market0.45%
Financials1.17%
Diversified Financial1.72%
Transaction and Payment Processing Services0.86%
Multi-Sector Holdings3.50%
Other Diversified Financial Services1.21%
Specialized Finance0.93%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AFRM Affirm HoldingsUS$82.225.5%
+US$1.6b		97.7%PE513.1x
MA MastercardUS$591.870.04%
+US$235.0m		22.8%PE39.4x
STNE StoneCoUS$16.283.9%
+US$163.2m		24.2%PS1.7x
RELY Remitly GlobalUS$18.924.2%
+US$158.8m		40.8%PE277.1x
PAGS PagSeguro DigitalUS$9.025.5%
+US$137.2m		-18.4%PE6.6x

Latest News

WU
US$8.75
Western Union
7D
2.0%
1Y
-28.1%
FLYW
US$13.13
Flywire
7D
0.7%
1Y
-26.6%

Market Might Still Lack Some Conviction On Flywire Corporation (NASDAQ:FLYW) Even After 27% Share Price Boost

Aug 31
Market Might Still Lack Some Conviction On Flywire Corporation (NASDAQ:FLYW) Even After 27% Share Price Boost
AFRM
US$82.22
Affirm Holdings
7D
5.5%
1Y
97.7%
STNE
US$16.28
StoneCo
7D
3.9%
1Y
24.2%

Digital Payments And Financial Inclusion Will Unlock Brazil Market Potential

Despite a modest decline in consensus revenue growth forecasts, StoneCo's significantly lower future P/E implies improved expected profitability, supporting an upward revision in the consensus analyst price target from $16.43 to $16.94. What's in the News StoneCo raised full-year 2025 guidance, now expecting gross profit growth above 14.5% and gross profit to exceed BRL 6.3 billion.
FI
US$136.78
Fiserv
7D
-0.8%
1Y
-21.4%
FIS
US$68.31
Fidelity National Information Services
7D
-2.4%
1Y
-17.3%
RELY
US$18.92
Remitly Global
7D
4.2%
1Y
40.8%
XYZ
US$76.23
Block
7D
-3.2%
1Y
18.8%
PAGS
US$9.02
PagSeguro Digital
7D
5.5%
1Y
-18.4%

Secured Lending Focus And Ecosystem Expansion Will Strengthen Future Prospects

PagSeguro Digital's consensus price target was revised slightly lower to $11.22, primarily reflecting a sharp decline in its projected future P/E multiple while revenue growth forecasts remained steady. What's in the News PagSeguro Digital announced a special cash dividend of $0.12 per common share, with two more similar distributions expected over the next three quarters, subject to conditions.
V
US$350.07
Visa
7D
-0.3%
1Y
25.7%
IMXI
US$14.52
International Money Express
7D
0.7%
1Y
-19.9%
CHYM
US$24.72
Chime Financial
7D
-8.8%
1Y
n/a
GPN
US$86.99
Global Payments
7D
-1.4%
1Y
-20.6%

Global Payments (NYSE:GPN) Has Announced A Dividend Of $0.25

Aug 09
Global Payments (NYSE:GPN) Has Announced A Dividend Of $0.25
MA
US$591.87
Mastercard
7D
0.04%
1Y
22.8%
CPAY
US$317.79
Corpay
7D
-2.3%
1Y
1.1%
PYPL
US$69.25
PayPal Holdings
7D
-1.3%
1Y
-3.8%

PayPal's Future Growth Through Venmo and Merchant Solutions

PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.