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U.S. Transaction and Payment Processing Services Industry Analysis

UpdatedOct 29, 2025
DataAggregated Company Financials
Companies53
  • 7D-5.0%
  • 3M-7.0%
  • 1Y-0.7%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has remained flat, although notably PayPal Holdings gained 7.3%. As for the the longer term, the industry is up 9.5% over the past 12 months. As for the next few years, earnings are expected to grow by 14% per annum.

Industry Valuation and Performance

Has the U.S. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 30 Oct 2025US$1.6tUS$223.2bUS$49.6b22x32x7.1x
Sat, 27 Sep 2025US$1.6tUS$222.4bUS$49.5b23.4x31.4x7x
Mon, 25 Aug 2025US$1.6tUS$219.7bUS$49.5b25.3x32.9x7.4x
Wed, 23 Jul 2025US$1.6tUS$210.6bUS$49.7b26.8x32x7.5x
Fri, 20 Jun 2025US$1.5tUS$211.3bUS$49.8b24.4x30.8x7.3x
Sun, 18 May 2025US$1.6tUS$209.3bUS$49.8b24.7x32.4x7.7x
Tue, 15 Apr 2025US$1.5tUS$205.9bUS$48.8b23.8x30.9x7.3x
Thu, 13 Mar 2025US$1.5tUS$206.0bUS$49.3b23.4x31.1x7.4x
Sat, 08 Feb 2025US$1.7tUS$204.4bUS$46.7b29.8x35.9x8.2x
Mon, 06 Jan 2025US$1.6tUS$201.5bUS$45.5b27.6x34.6x7.8x
Wed, 04 Dec 2024US$1.6tUS$201.7bUS$45.5b28.1x35.3x8x
Fri, 01 Nov 2024US$1.4tUS$199.3bUS$44.2b28.7x32.8x7.3x
Sun, 29 Sep 2024US$1.4tUS$197.8bUS$44.4b27.8x31.4x7.1x
Tue, 27 Aug 2024US$1.3tUS$197.4bUS$44.2b27.1x30.2x6.8x
Thu, 25 Jul 2024US$1.3tUS$194.8bUS$42.5b28.7x31x6.8x
Sat, 22 Jun 2024US$1.3tUS$194.2bUS$41.8b28.8x32.1x6.9x
Mon, 20 May 2024US$1.4tUS$194.4bUS$41.8b29.6x33x7.1x
Wed, 17 Apr 2024US$1.3tUS$189.4bUS$39.6b31x31.7x6.6x
Fri, 15 Mar 2024US$1.4tUS$193.7bUS$39.5b33.4x36.1x7.4x
Sun, 11 Feb 2024US$1.4tUS$196.1bUS$21.9b32.4x62.3x7x
Tue, 09 Jan 2024US$1.3tUS$193.9bUS$20.3b32.1x63.5x6.7x
Thu, 07 Dec 2023US$1.3tUS$193.8bUS$20.3b31.2x61.9x6.5x
Sat, 04 Nov 2023US$1.2tUS$192.7bUS$13.7b25.3x86.4x6.1x
Mon, 02 Oct 2023US$1.2tUS$184.4bUS$11.6b28.9x100.7x6.4x
Wed, 30 Aug 2023US$1.2tUS$184.6bUS$11.6b30.2x106.9x6.7x
Fri, 28 Jul 2023US$1.2tUS$180.9bUS$14.7b30.1x85x6.9x
Sun, 25 Jun 2023US$1.2tUS$179.6bUS$13.8b30.3x85.3x6.6x
Tue, 23 May 2023US$1.2tUS$179.4bUS$13.8b30.4x85.9x6.6x
Thu, 20 Apr 2023US$1.2tUS$174.4bUS$12.4b32x95.7x6.8x
Price to Earnings Ratio

91.2x


Total Market Cap: US$1.1tTotal Earnings: US$12.4bTotal Revenue: US$174.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 51.1x20242025
Current Industry PE
  • Investors are pessimistic on the American Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 32.0x which is lower than its 3-year average PE of 51.2x.
  • The industry is trading close to its 3-year average PS ratio of 7.1x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 59% per year over the last three years.
  • Revenues for these companies have grown 8.6% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Transaction and Payment Processing Services compare with similar industries?

US Market2.58%
Financials-0.90%
Diversified Financial-4.16%
Transaction and Payment Processing Services-4.98%
Other Diversified Financial Services-1.01%
Specialized Finance-2.56%
Multi-Sector Holdings-3.23%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KLAR Klarna GroupUS$37.545.2%
+US$701.7m		n/aPS4.7x
PYPL PayPal HoldingsUS$69.682.4%
+US$536.3m		-10.9%PE13.3x
WU Western UnionUS$9.5417.3%
+US$417.8m		-11.7%PE3.9x
XYZ BlockUS$76.510.8%
+US$359.6m		4.4%PE15.8x
AFRM Affirm HoldingsUS$72.661.0%
+US$237.7m		60.6%PE453.4x

Latest News

V
US$341.28
Visa
7D
-1.2%
1Y
17.6%
FI
US$70.60
Fiserv
7D
-43.6%
1Y
-64.7%
TOST
US$35.74
Toast
7D
-6.2%
1Y
18.5%
JKHY
US$149.94
Jack Henry & Associates
7D
-4.5%
1Y
-18.0%
PYPL
US$69.68
PayPal Holdings
7D
2.4%
1Y
-10.9%
WU
US$9.54
Western Union
7D
17.3%
1Y
-11.7%
DLO
US$15.41
DLocal
7D
2.5%
1Y
73.9%

Confidence Will Strengthen As Digital Payment Momentum Grows In Emerging Markets

DLocal's analyst price target has increased from $15.94 to $16.61. Analysts cite improved growth expectations, stronger margins, and more consistent performance as factors driving greater confidence in the company's outlook.
MA
US$554.58
Mastercard
7D
-2.9%
1Y
8.0%
AFRM
US$72.66
Affirm Holdings
7D
1.0%
1Y
60.6%
STNE
US$19.05
StoneCo
7D
4.8%
1Y
69.0%

Shareholder Returns and Capital Generation Will Drive Brazil Market Opportunity Forward

StoneCo's analyst price target has been raised from $15 to $25. Analysts cite ongoing strong capital generation and shareholder returns through buybacks as key factors supporting improved earnings forecasts.
XYZ
US$76.51
Block
7D
0.8%
1Y
4.4%

Momentum Across Core Segments Will Shape Fintech Landscape Amid Lending Risks Ahead

The analyst price target for Block has been increased modestly from $87.17 to $88.40, as analysts point to growing momentum across Square and Cash App segments, along with a broadly more optimistic outlook following recent industry research. Analyst Commentary Recent analyst research reveals a mix of optimism and caution regarding Block’s near- and mid-term prospects, reflecting differing views on growth acceleration, risk exposure, and valuation following the company’s latest performance updates.
FIS
US$61.50
Fidelity National Information Services
7D
-9.4%
1Y
-32.2%
PAGS
US$9.50
PagSeguro Digital
7D
4.5%
1Y
15.4%

Analysts Adjust PagSeguro Digital Targets Amid Mixed Views on Growth and Margin Prospects

Analysts have slightly lowered their price target for PagSeguro Digital to approximately $11.21 from $11.71. This change reflects cautious views on profit margins and execution risks despite recent strategic updates and ongoing sector developments.
GPN
US$79.21
Global Payments
7D
-7.5%
1Y
-23.3%
CPAY
US$268.11
Corpay
7D
-5.3%
1Y
-19.2%

Expanding Cross-Border Payments Will Redefine Global Digital Commerce

Corpay's analyst price target has edged down from $379 to $375. This reflects a slightly more conservative outlook as analysts weigh ongoing organic growth along with recent capital allocation decisions and the impact of strategic acquisitions.
KLAR
US$37.54
Klarna Group
7D
5.2%
1Y
n/a