AFRM Stock Overview
Operates payment network in the United States, Canada, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Affirm Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$65.64 |
| 52 Week High | US$73.34 |
| 52 Week Low | US$22.25 |
| Beta | 3.67 |
| 1 Month Change | -1.37% |
| 3 Month Change | 46.94% |
| 1 Year Change | 33.80% |
| 3 Year Change | -35.11% |
| 5 Year Change | n/a |
| Change since IPO | -32.50% |
Recent News & Updates
Recent updates
Affirm: Wait Now, Buy Later
Dec 07Affirm Holdings Could Be Set For A Breakout
Nov 19After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar
Nov 17
US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results
Nov 10Affirm: Look Beyond Next Earnings Release
Nov 05Affirm: Still A Prime BNPL Player After A Moderate Pullback
Oct 22Affirm Holdings Is A Buy (Technical Analysis)
Sep 17After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar
Sep 02Affirm: Unnecessary Focus On GAAP Profits
Aug 29What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S
Jul 18Affirm Holdings: Undervalued With Potential For Re-Rating And Long-Term Growth
Jun 20Affirm: Significant Upside Potential, Growing Adoption With Expanding Merchants And Profitability
May 23Affirm: More Room To Grow In A Favorable BNPL Landscape
May 16Affirm: Acceleration Across The Board
Apr 18Affirm: Risk-Reward Is Attractive To Initiate A Position In The Stock
Apr 06Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)
Apr 03Affirm Holdings: Get In Before The Fed Cuts
Mar 07Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates
Feb 10Affirm: The Recent Inflection In The Business Is Under-Appreciated
Jan 23Affirm, Block, Lightspeed shares lead fintech stocks higher as investors buy the dip
Sep 28Affirm offers 'Buy Now, Pay Later' options for INTERMIX shoppers in new partnership
Sep 21Affirm: Considering The Share Price Implosion And The Company's Opportunities
Sep 07Shareholder Returns
| AFRM | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -7.2% | -0.6% | -2.4% |
| 1Y | 33.8% | 25.5% | 23.3% |
Return vs Industry: AFRM exceeded the US Diversified Financial industry which returned 25.5% over the past year.
Return vs Market: AFRM exceeded the US Market which returned 23.3% over the past year.
Price Volatility
| AFRM volatility | |
|---|---|
| AFRM Average Weekly Movement | 11.7% |
| Diversified Financial Industry Average Movement | 5.0% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: AFRM's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: AFRM's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 2,006 | Max Levchin | www.affirm.com |
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time.
Affirm Holdings, Inc. Fundamentals Summary
| AFRM fundamental statistics | |
|---|---|
| Market cap | US$20.61b |
| Earnings (TTM) | -US$446.20m |
| Revenue (TTM) | US$2.52b |
8.2x
P/S Ratio-46.2x
P/E RatioIs AFRM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFRM income statement (TTM) | |
|---|---|
| Revenue | US$2.52b |
| Cost of Revenue | US$1.46b |
| Gross Profit | US$1.07b |
| Other Expenses | US$1.51b |
| Earnings | -US$446.20m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.42 |
| Gross Margin | 42.27% |
| Net Profit Margin | -17.67% |
| Debt/Equity Ratio | 249.8% |
How did AFRM perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Affirm Holdings, Inc. is covered by 33 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ishan Majumdar | Baptista Research |
| Ramsey El-Assal | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |