Do I have to pay to use Simply Wall St?

No. Once your 14-day trial ends you can choose to continue on the free Learner plan.

Can I get a refund if I change my mind?

We are confident you will love Simply Wall St. That is why apart from the 14-day trial we also offer a 14-day money back guarantee.

Are my credit card details safe?

All transactions are handled by Stripe, one of the leading electronic payment providers. Stripe exceeds the most stringent industry standards for security. Simply Wall St does not come into contact with your billing details

My card is being declined, what should I do?

Declines can happen for a variety of reasons, usually from incorrect details being entered.

We use Stripe as our payment provider who support almost any kind of credit or debit card, if your card is declined this occurs due to the response from your bank or financial institution (Read more here).

We recommend two solutions if you are having trouble with payment:

• Try using a card from a different bank;
• Wait 24 hours and try the same card again ensuring the card number, the expiration date and the CVC are correct.

If you are still having issues after 24 hours we recommend contacting your bank or drop us an email and we will endeavour to find a solution.

We do the hard work for you by running every company through our holistic analysis model. Our model seeks to identify long term value, growth or income investment opportunities. Over 1,000 data points are used in the analysis and the entire model is public meaning you can learn and understand why we chose each metric.

About the analysis

Value: The fair value of the company's shares, and how that value compares with the current share price, other companies and the stockmarket.

• Discounted cash flow
• Market ratio analysis compared to industry and market

Future performance: Anticipated future financial performance based on analyst forecasts.

• Future earnings growth
• High growth potential based on Revenue, Cash flow and Net income

Past performance: The historical financial performance of the company.

• Past Earnings growth compared to the industry and the long term growth rate
• Return on equity, assets and capital employed

Health: The financial strength of the company's balance sheet.

• Balance sheet analysis
• The level of debt and its affordability

Dividends: The dividend being paid, and the sustainability of the dividend.

• Competitiveness of the yield
• Stability and historical growth
• Ability of the company to continue paying the dividend

Management: The CEO's compensation, management and board of directors.

• CEO compensation compared to company performance
• Tenure of Management and Board of Directors
• Insider trading

Portfolio Management and Analysis

Understand and improve your portfolio like never before

We analyze your portfolio and create a Snowflake and infographic report so you can understand where the strengths and weaknesses are. Our analysis covers the same areas we look at when analyzing companies and much more.

Import your portfolio to:

• Keep track of your portfolio and understand where you returns are coming from
• Make sure you are well diversified across industries and individual holdings
• Easily see the current Value and expected Future growth