Affirm Holdings Future Growth
Future criteria checks 4/6
Affirm Holdings is forecast to grow earnings and revenue by 76.4% and 19.6% per annum respectively. EPS is expected to grow by 77.8% per annum. Return on equity is forecast to be 6.9% in 3 years.
Key information
76.4%
Earnings growth rate
77.8%
EPS growth rate
| Diversified Financial earnings growth | -4.7% |
| Revenue growth rate | 19.6% |
| Future return on equity | 6.9% |
| Analyst coverage | Good |
| Last updated | 02 Jan 2025 |
Recent future growth updates
Recent updates
Affirm: Wait Now, Buy Later
Dec 07Affirm Holdings Could Be Set For A Breakout
Nov 19After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar
Nov 17
US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results
Nov 10Affirm: Look Beyond Next Earnings Release
Nov 05Affirm: Still A Prime BNPL Player After A Moderate Pullback
Oct 22Affirm Holdings Is A Buy (Technical Analysis)
Sep 17After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar
Sep 02Affirm: Unnecessary Focus On GAAP Profits
Aug 29What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S
Jul 18Affirm Holdings: Undervalued With Potential For Re-Rating And Long-Term Growth
Jun 20Affirm: Significant Upside Potential, Growing Adoption With Expanding Merchants And Profitability
May 23Affirm: More Room To Grow In A Favorable BNPL Landscape
May 16Affirm: Acceleration Across The Board
Apr 18Affirm: Risk-Reward Is Attractive To Initiate A Position In The Stock
Apr 06Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)
Apr 03Affirm Holdings: Get In Before The Fed Cuts
Mar 07Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates
Feb 10Affirm: The Recent Inflection In The Business Is Under-Appreciated
Jan 23Affirm, Block, Lightspeed shares lead fintech stocks higher as investors buy the dip
Sep 28Affirm offers 'Buy Now, Pay Later' options for INTERMIX shoppers in new partnership
Sep 21Affirm: Considering The Share Price Implosion And The Company's Opportunities
Sep 07Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 6/30/2027 | 4,665 | 389 | 1,417 | 1,563 | 12 |
| 6/30/2026 | 3,765 | 154 | 1,544 | 1,558 | 18 |
| 6/30/2025 | 3,098 | -152 | 1,158 | 1,157 | 17 |
| 9/30/2024 | 2,525 | -446 | 380 | 548 | N/A |
| 6/30/2024 | 2,323 | -518 | 291 | 450 | N/A |
| 3/31/2024 | 2,110 | -679 | 279 | 425 | N/A |
| 12/31/2023 | 1,914 | -750 | 33 | 163 | N/A |
| 9/30/2023 | 1,723 | -906 | -66 | 60 | N/A |
| 6/30/2023 | 1,588 | -985 | -109 | 12 | N/A |
| 3/31/2023 | 1,506 | -966 | -239 | -91 | N/A |
| 12/31/2022 | 1,480 | -815 | -203 | -64 | N/A |
| 9/30/2022 | 1,442 | -652 | -603 | -476 | N/A |
| 6/30/2022 | 1,349 | -707 | -274 | -162 | N/A |
| 3/31/2022 | 1,247 | -644 | -164 | -123 | N/A |
| 12/31/2021 | 1,123 | -877 | -270 | -218 | N/A |
| 9/30/2021 | 966 | -744 | 142 | 174 | N/A |
| 6/30/2021 | 870 | -441 | -213 | -193 | N/A |
| 3/31/2021 | 762 | -283 | -242 | -202 | N/A |
| 12/31/2020 | 670 | -81 | -101 | -87 | N/A |
| 9/30/2020 | 596 | -99 | -75 | -55 | N/A |
| 6/30/2020 | 510 | -113 | -92 | -71 | N/A |
| 6/30/2019 | 264 | -135 | -109 | -88 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AFRM is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.6%).
Earnings vs Market: AFRM is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: AFRM is expected to become profitable in the next 3 years.
Revenue vs Market: AFRM's revenue (19.6% per year) is forecast to grow faster than the US market (9% per year).
High Growth Revenue: AFRM's revenue (19.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AFRM's Return on Equity is forecast to be low in 3 years time (6.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/03 05:38 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Affirm Holdings, Inc. is covered by 33 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ishan Majumdar | Baptista Research |
| Ramsey El-Assal | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |