Affirm Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:AFRM Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Role	Shares	Max Price
12 Sep 24	SellUS$576,288	Christa Quarles	Individual		14,400	US$40.02

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of AFRM?
Owner Type	Number of Shares	Ownership Percentage
State or Government	128,057	0.0408%
Private Companies	10,714,287	3.41%
Individual Insiders	19,968,426	6.36%
Public Companies	20,347,594	6.48%
General Public	50,799,325	16.2%
Institutions	212,098,408	67.5%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.1%.

Top Shareholders

Top 25 shareholders own 69.16% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
13.4%	Capital Research and Management Company	42,060,570	US$3.1b	-1.19%	0.14%
8.85%	Morgan Stanley Investment Management Inc.	27,787,519	US$2.0b	3.7%	1.48%
6.72%	The Vanguard Group, Inc.	21,098,989	US$1.5b	0.29%	0.02%
6.46%	Shopify Inc.	20,297,594	US$1.5b	0%	no data
5.37%	Max Levchin	16,868,238	US$1.2b	0%	no data
4.4%	GIC Private Limited	13,808,437	US$1.0b	-37.3%	1.93%
3.41%	2012 MRL Investments LLC	10,714,287	US$780.6m	3.49%	no data
3.16%	Baillie Gifford & Co.	9,935,768	US$723.9m	-25.9%	0.29%
3.16%	BlackRock, Inc.	9,931,000	US$723.6m	-0.39%	0.01%
1.82%	D. E. Shaw & Co., L.P.	5,711,163	US$416.1m	-24.3%	0.54%
1.48%	Jericho Capital Asset Management L.P.	4,659,147	US$339.5m	0%	5.91%
1.26%	Geode Capital Management, LLC	3,961,119	US$288.6m	-1.06%	0.02%
1.26%	State Street Global Advisors, Inc.	3,942,698	US$287.3m	2.63%	0.01%
0.95%	Durable Capital Partners, LP	2,969,456	US$216.4m	0%	1.4%
0.84%	Citadel Advisors LLC	2,647,923	US$192.9m	-35.5%	0.2%
0.75%	Spyglass Capital Management LLC	2,348,095	US$171.1m	9.33%	8.55%
0.71%	Millennium Management LLC	2,221,945	US$161.9m	-2.08%	0.13%
0.7%	Charles Schwab Investment Management, Inc.	2,203,210	US$160.5m	44%	0.02%
0.7%	Susquehanna International Group, LLP, Asset Management Arm	2,183,584	US$159.1m	397%	0.24%
0.66%	Abdiel Capital Advisors, LP	2,059,737	US$150.1m	0%	6.66%
0.65%	1832 Asset Management L.P.	2,037,400	US$148.4m	0%	0.19%
0.63%	Wellington Management Group LLP	1,980,639	US$144.3m	155%	0.02%
0.62%	UBS Asset Management AG	1,961,422	US$142.9m	-35.9%	0.01%
0.61%	Libor Michalek	1,903,980	US$138.7m	0.19%	no data
0.6%	Marshall Wace LLP	1,893,777	US$138.0m	85.6%	0.19%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/17 13:11
End of Day Share Price	2024/12/17 00:00
Earnings	2024/09/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Affirm Holdings, Inc. is covered by 33 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ishan Majumdar	Baptista Research
Ramsey El-Assal	Barclays
James Fotheringham	BMO Capital Markets Equity Research