Affirm Holdings, Inc.

NasdaqGS:AFRM Stock Report

Market Cap: US$9.8b

Affirm Holdings Past Earnings Performance

Past criteria checks 0/6

Affirm Holdings's earnings have been declining at an average annual rate of -39.2%, while the Diversified Financial industry saw earnings growing at 8.3% annually. Revenues have been growing at an average rate of 30.4% per year.

Key information

-39.2%

Earnings growth rate

-5.5%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate30.4%
Return on equity-28.5%
Net Margin-39.2%
Next Earnings Update08 May 2024

Recent past performance updates

Recent updates

Affirm: Acceleration Across The Board

Apr 18

Affirm: Risk-Reward Is Attractive To Initiate A Position In The Stock

Apr 06

Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Apr 03
Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Affirm Holdings: Get In Before The Fed Cuts

Mar 07

Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Feb 10
Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Affirm: The Recent Inflection In The Business Is Under-Appreciated

Jan 23

Affirm Holdings, Inc.'s (NASDAQ:AFRM) Subdued P/S Might Signal An Opportunity

Apr 18
Affirm Holdings, Inc.'s (NASDAQ:AFRM) Subdued P/S Might Signal An Opportunity

Affirm, Block, Lightspeed shares lead fintech stocks higher as investors buy the dip

Sep 28

Affirm offers 'Buy Now, Pay Later' options for INTERMIX shoppers in new partnership

Sep 21

Affirm: Considering The Share Price Implosion And The Company's Opportunities

Sep 07

Affirm FQ4 2022 Earnings Preview

Aug 24

Affirm Adaptive Checkout named BigCommerce's preferred pay-over-time option

Aug 16

Affirm: Time To Go Long

Aug 04

Affirm: Strong Partnerships Driving Future Growth

Jul 27

Affirm: Borrow-Now-Pay-Later With $1.4B Of Cash Burn

Jul 20

Affirm teams up with SeatGeek to provide fans with flexible payment options

Jul 14

Affirm: Less Bearish, Upgraded To Neutral

Jul 08

Affirm trading in red on price target cut at Piper Sandler amid weak broader market fundamentals

Jun 29

Affirm Holdings: A Broken Business Model Tested By Rising Interest Rates

Jun 17

Affirm: Built To Win

Jun 07

Affirm Does Have Numerous Special Sauces If You Know Where To Look

May 27

Affirm: Chasing Growth Hasn't Worked

May 19

Affirm: The Tesla Of Finance

May 10

Is Affirm Stock A Buy Or Sell After Falling Over 60% In 2022?

Apr 29

Affirm: Buy Now, Alpha Later?

Apr 16

Affirm: A Software-Defined, Data Preserving, Vertically Integrated Network

Mar 22

Affirm: Markets Are Panicked, But We, And Management, Have Never Been More Confident

Mar 14

Affirm: A Victim Of The Tech Wreck But I Am Buying More

Mar 07

Is Affirm Stock Worth Buying For Long-Term Investors? Not Even At This Price

Feb 25

Revenue & Expenses Breakdown
Beta

How Affirm Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:AFRM Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 231,914-7501,511567
30 Sep 231,723-9061,551604
30 Jun 231,588-9851,553616
31 Mar 231,506-9661,704599
31 Dec 221,480-8151,723547
30 Sep 221,442-6521,554486
30 Jun 221,349-7071,365419
31 Mar 221,247-6441,026352
31 Dec 211,123-877966347
30 Sep 21966-744761294
30 Jun 21870-441620249
31 Mar 21762-283410212
31 Dec 20670-81210141
30 Sep 20596-99168131
30 Jun 20510-113251122
30 Jun 19264-13510676

Quality Earnings: AFRM is currently unprofitable.

Growing Profit Margin: AFRM is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AFRM is unprofitable, and losses have increased over the past 5 years at a rate of 39.2% per year.

Accelerating Growth: Unable to compare AFRM's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AFRM is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (9.9%).


Return on Equity

High ROE: AFRM has a negative Return on Equity (-28.48%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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