Affirm Holdings, Inc.

NasdaqGS:AFRM Stock Report

Market Cap: US$20.9b

Affirm Holdings Past Earnings Performance

Past criteria checks 0/6

Affirm Holdings's earnings have been declining at an average annual rate of -21.9%, while the Diversified Financial industry saw earnings growing at 11.1% annually. Revenues have been growing at an average rate of 28.4% per year.

Key information

-21.9%

Earnings growth rate

1.6%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate28.4%
Return on equity-15.7%
Net Margin-17.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Affirm Holdings Could Be Set For A Breakout

Nov 19

After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Nov 17
After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results

Nov 10
US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results

Affirm: Look Beyond Next Earnings Release

Nov 05

Affirm: Still A Prime BNPL Player After A Moderate Pullback

Oct 22

Affirm Holdings Is A Buy (Technical Analysis)

Sep 17

After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Sep 02
After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Affirm: Unnecessary Focus On GAAP Profits

Aug 29

What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S

Jul 18
What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S

Affirm Holdings: Undervalued With Potential For Re-Rating And Long-Term Growth

Jun 20

Affirm: Significant Upside Potential, Growing Adoption With Expanding Merchants And Profitability

May 23

Affirm: More Room To Grow In A Favorable BNPL Landscape

May 16

Affirm: Acceleration Across The Board

Apr 18

Affirm: Risk-Reward Is Attractive To Initiate A Position In The Stock

Apr 06

Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Apr 03
Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Affirm Holdings: Get In Before The Fed Cuts

Mar 07

Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Feb 10
Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Affirm: The Recent Inflection In The Business Is Under-Appreciated

Jan 23

Affirm Holdings, Inc.'s (NASDAQ:AFRM) Subdued P/S Might Signal An Opportunity

Apr 18
Affirm Holdings, Inc.'s (NASDAQ:AFRM) Subdued P/S Might Signal An Opportunity

Affirm, Block, Lightspeed shares lead fintech stocks higher as investors buy the dip

Sep 28

Affirm offers 'Buy Now, Pay Later' options for INTERMIX shoppers in new partnership

Sep 21

Affirm: Considering The Share Price Implosion And The Company's Opportunities

Sep 07

Affirm FQ4 2022 Earnings Preview

Aug 24

Affirm Adaptive Checkout named BigCommerce's preferred pay-over-time option

Aug 16

Revenue & Expenses Breakdown

How Affirm Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:AFRM Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,525-4461,097503
30 Jun 242,323-5181,100502
31 Mar 242,110-6791,112530
31 Dec 231,914-7501,129567
30 Sep 231,723-9061,183604
30 Jun 231,588-9851,222616
31 Mar 231,506-9661,276599
31 Dec 221,480-8151,296547
30 Sep 221,442-6521,234486
30 Jun 221,349-7071,110419
31 Mar 221,247-644960352
31 Dec 211,123-877900347
30 Sep 21966-744695294
30 Jun 21870-441554249
31 Mar 21762-283410212
31 Dec 20670-81210141
30 Sep 20596-99168131
30 Jun 20510-113146122
30 Jun 19264-13510676

Quality Earnings: AFRM is currently unprofitable.

Growing Profit Margin: AFRM is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AFRM is unprofitable, and losses have increased over the past 5 years at a rate of 21.9% per year.

Accelerating Growth: Unable to compare AFRM's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AFRM is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (14.6%).


Return on Equity

High ROE: AFRM has a negative Return on Equity (-15.74%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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