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U.S. Life and Health Insurance Industry Analysis

UpdatedNov 20, 2024
DataAggregated Company Financials
Companies21
  • 7D-0.007%
  • 3M10.8%
  • 1Y31.7%
  • YTDn/a

The Life and Health Insurance is pretty flat in the last 7 days, but Oscar Health has stood out, gaining 34%. The past year has been better, since the industry has gained 32% in that time. Looking forward, earnings are forecast to grow by 15% annually.

Industry Valuation and Performance

Has the U.S. Life and Health Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 21 Nov 2024US$245.1bUS$242.9bUS$14.3b14.5x17.2x1x
Sat, 19 Oct 2024US$248.7bUS$229.8bUS$16.6b14.7x15x1.1x
Mon, 16 Sep 2024US$233.7bUS$229.8bUS$16.6b12.9x14.1x1x
Wed, 14 Aug 2024US$217.3bUS$229.8bUS$16.6b12.1x13.1x0.9x
Fri, 12 Jul 2024US$218.1bUS$222.7bUS$14.7b9.8x14.9x1x
Sun, 09 Jun 2024US$212.5bUS$225.4bUS$14.8b10.5x14.3x0.9x
Tue, 07 May 2024US$211.3bUS$223.8bUS$14.2b13.5x14.9x0.9x
Thu, 04 Apr 2024US$224.1bUS$216.9bUS$10.3b17.1x21.8x1x
Sat, 02 Mar 2024US$214.1bUS$216.4bUS$10.2b15.8x21x1x
Mon, 29 Jan 2024US$264.5bUS$213.6bUS$2.7b13.7x97.7x1.2x
Wed, 27 Dec 2023US$254.9bUS$216.4bUS$1.6b13.5x156.5x1.2x
Fri, 24 Nov 2023US$244.4bUS$216.4bUS$1.6b12.8x150.9x1.1x
Sun, 22 Oct 2023US$237.3bUS$238.9bUS$1.0b12.4x232.1x1x
Tue, 19 Sep 2023US$248.0bUS$238.9bUS$1.0b13.1x242.5x1x
Thu, 17 Aug 2023US$242.2bUS$238.9bUS$1.0b13.3x236.9x1x
Sat, 15 Jul 2023US$236.5bUS$240.0bUS$5.5b12.6x43.1x1x
Mon, 12 Jun 2023US$226.0bUS$240.0bUS$5.5b12.6x41.1x0.9x
Wed, 10 May 2023US$219.6bUS$239.4bUS$7.9b11.5x27.7x0.9x
Fri, 07 Apr 2023US$225.3bUS$236.9bUS$11.6b6.9x19.5x1x
Sun, 05 Mar 2023US$254.2bUS$236.5bUS$11.4b7.1x22.3x1.1x
Tue, 31 Jan 2023US$261.3bUS$252.2bUS$14.9b6.5x17.5x1x
Thu, 29 Dec 2022US$252.6bUS$252.2bUS$14.9b6.1x16.9x1x
Sat, 26 Nov 2022US$265.5bUS$252.2bUS$14.9b6.2x17.8x1.1x
Mon, 24 Oct 2022US$244.9bUS$246.2bUS$19.4b8.9x12.6x1x
Wed, 21 Sep 2022US$252.1bUS$274.2bUS$30.3b8x8.3x0.9x
Fri, 19 Aug 2022US$205.3bUS$246.2bUS$19.4b9.4x10.6x0.8x
Sun, 17 Jul 2022US$179.1bUS$247.1bUS$21.6b7.2x8.3x0.7x
Tue, 14 Jun 2022US$180.0bUS$247.1bUS$21.6b7.4x8.3x0.7x
Thu, 12 May 2022US$237.8bUS$247.1bUS$21.6b7.8x11x1x
Sat, 09 Apr 2022US$263.2bUS$248.9bUS$23.3b9.2x11.3x1.1x
Mon, 07 Mar 2022US$262.6bUS$277.5bUS$27.0b8.3x9.7x0.9x
Wed, 02 Feb 2022US$281.2bUS$275.0bUS$25.1b9.8x11.2x1x
Fri, 31 Dec 2021US$270.9bUS$275.0bUS$25.1b9.3x10.8x1x
Sun, 28 Nov 2021US$263.7bUS$275.0bUS$25.1b9.3x10.5x1x
Price to Earnings Ratio

10.5x


Total Market Cap: US$263.7bTotal Earnings: US$25.1bTotal Revenue: US$275.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Life and Health Insurance Industry Price to Earnings3Y Average 43.2x202220232024
Current Industry PE
  • Investors are pessimistic on the American Life and Health Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 17.2x which is lower than its 3-year average PE of 43.2x.
  • The industry is trading close to its 3-year average PS ratio of 1.00x.
Past Earnings Growth
  • The earnings for companies in the Life and Health Insurance industry have declined 17% per year over the last three years,
  • Revenues have also declined 4.1% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Life and Health Insurance compare with similar industries?

US Market-1.19%
Financials-0.27%
Insurance-0.80%
Life and Health Insurance-0.0069%
General Insurance0.43%
Reinsurance-0.15%
Property and Casualty Insurance-0.72%
Insurance Brokers-1.77%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
OSCR Oscar HealthUS$17.0026.1%
+US$869.3m		100.0%PE145x
MET MetLifeUS$82.600.7%
+US$401.6m		31.2%PE16.1x
UNM Unum GroupUS$72.622.3%
+US$292.2m		70.0%PE7.5x
GNW Genworth FinancialUS$7.492.2%
+US$68.3m		26.9%PE33.7x
CIA CitizensUS$4.655.9%
+US$13.0m		35.2%PE10.5x
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Latest News

GL

US$108.76

Globe Life

7D

-1.2%

1Y

-9.6%

PFG

US$84.15

Principal Financial Group

7D

-2.9%

1Y

16.5%

Principal Financial Group (NASDAQ:PFG) Has Announced That It Will Be Increasing Its Dividend To $0.73

Nov 20
Principal Financial Group (NASDAQ:PFG) Has Announced That It Will Be Increasing Its Dividend To $0.73

UNM

US$72.62

Unum Group

7D

2.3%

1Y

70.0%

Do Unum Group's (NYSE:UNM) Earnings Warrant Your Attention?

Nov 18
Do Unum Group's (NYSE:UNM) Earnings Warrant Your Attention?

LNC

US$34.27

Lincoln National

7D

-2.2%

1Y

42.7%

Lincoln National (NYSE:LNC) Will Pay A Dividend Of $0.45

Nov 18
Lincoln National (NYSE:LNC) Will Pay A Dividend Of $0.45

BHF

US$50.00

Brighthouse Financial

7D

-2.6%

1Y

-1.2%

OSCR

US$17.00

Oscar Health

7D

26.1%

1Y

100.0%

PRI

US$294.58

Primerica

7D

-1.9%

1Y

40.0%

FG

US$45.41

F&G Annuities & Life

7D

-0.8%

1Y

7.8%

PRU

US$124.11

Prudential Financial

7D

-0.9%

1Y

30.5%

CIA

US$4.65

Citizens

7D

5.9%

1Y

35.2%

GNW

US$7.49

Genworth Financial

7D

2.2%

1Y

26.9%

AFL

US$110.24

Aflac

7D

-0.2%

1Y

33.7%

MET

US$82.60

MetLife

7D

0.7%

1Y

31.2%

MDWT

US$26.99

Midwest Holding

7D

0.04%

1Y

103.7%