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U.S. Life and Health Insurance Industry Analysis

UpdatedAug 10, 2025
DataAggregated Company Financials
Companies23
  • 7D3.0%
  • 3M-2.3%
  • 1Y8.2%
  • YTDn/a

In the last week, the Life and Health Insurance industry is up 2.9%, with Aflac up 5.5%. This means that the industry has gained 8.3% over the past year. As for the next few years, earnings are expected to grow by 15% per annum.

Industry Valuation and Performance

Has the U.S. Life and Health Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 10 Aug 2025US$240.3bUS$254.5bUS$15.7b13.3x15.3x0.9x
Tue, 08 Jul 2025US$249.3bUS$257.6bUS$18.1b12.3x13.7x1x
Thu, 05 Jun 2025US$226.6bUS$243.3bUS$17.6b12.3x12.9x0.9x
Sat, 03 May 2025US$221.5bUS$241.4bUS$19.4b12.2x11.4x0.9x
Mon, 31 Mar 2025US$237.3bUS$250.3bUS$22.4b11.4x10.6x0.9x
Wed, 26 Feb 2025US$230.4bUS$248.7bUS$22.5b10.4x10.3x0.9x
Fri, 24 Jan 2025US$237.5bUS$242.9bUS$14.3b14.4x16.7x1x
Sun, 22 Dec 2024US$229.0bUS$242.9bUS$14.3b13.5x16.1x0.9x
Tue, 19 Nov 2024US$243.8bUS$242.9bUS$14.3b14.6x17.1x1x
Thu, 17 Oct 2024US$247.5bUS$229.8bUS$16.6b13.9x14.9x1.1x
Sat, 14 Sep 2024US$232.0bUS$229.8bUS$16.6b12.9x14x1x
Mon, 12 Aug 2024US$218.4bUS$229.8bUS$16.6b12.1x13.1x1x
Wed, 10 Jul 2024US$214.3bUS$225.3bUS$14.8b10.6x14.4x1x
Fri, 07 Jun 2024US$213.1bUS$225.4bUS$14.8b10.4x14.4x0.9x
Sun, 05 May 2024US$207.3bUS$223.8bUS$14.2b13.2x14.6x0.9x
Tue, 02 Apr 2024US$225.8bUS$216.9bUS$10.3b15.2x22x1x
Thu, 29 Feb 2024US$213.3bUS$216.4bUS$10.1b15.3x21.2x1x
Sat, 27 Jan 2024US$263.5bUS$213.6bUS$2.7b13.7x97.4x1.2x
Mon, 25 Dec 2023US$254.9bUS$216.4bUS$1.6b13.4x156.5x1.2x
Wed, 22 Nov 2023US$245.1bUS$216.4bUS$1.6b12.7x151.3x1.1x
Fri, 20 Oct 2023US$242.5bUS$238.9bUS$1.0b12.8x237.2x1x
Sun, 17 Sep 2023US$247.0bUS$238.9bUS$1.0b13.1x241.6x1x
Tue, 15 Aug 2023US$246.0bUS$238.9bUS$1.0b13.4x241.6x1x
Thu, 13 Jul 2023US$237.6bUS$240.0bUS$5.5b12.5x43.3x1x
Sat, 10 Jun 2023US$226.0bUS$240.0bUS$5.5b12.6x41.1x0.9x
Mon, 08 May 2023US$221.2bUS$239.5bUS$10.8b11.5x20.5x0.9x
Wed, 05 Apr 2023US$223.0bUS$236.5bUS$11.3b7x19.7x0.9x
Fri, 03 Mar 2023US$251.7bUS$236.5bUS$11.4b7.1x22.1x1.1x
Sun, 29 Jan 2023US$261.6bUS$252.2bUS$14.9b6.6x17.5x1x
Tue, 27 Dec 2022US$254.5bUS$252.2bUS$14.9b6.2x17.1x1x
Thu, 24 Nov 2022US$264.4bUS$248.8bUS$14.2b6.4x18.6x1.1x
Sat, 22 Oct 2022US$244.9bUS$246.2bUS$19.4b8.9x12.6x1x
Mon, 19 Sep 2022US$250.0bUS$274.2bUS$30.3b7.9x8.2x0.9x
Wed, 17 Aug 2022US$204.5bUS$246.2bUS$19.4b9.3x10.5x0.8x
Price to Earnings Ratio

10.5x


Total Market Cap: US$204.5bTotal Earnings: US$19.4bTotal Revenue: US$246.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Life and Health Insurance Industry Price to Earnings3Y Average 43.9x202320242025
Current Industry PE
  • Investors are pessimistic on the American Life and Health Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.1x which is lower than its 3-year average PE of 43.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.00x.
Past Earnings Growth
  • The earnings for companies in the Life and Health Insurance industry have declined 6.9% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does U.S. Life and Health Insurance compare with similar industries?

US Market2.39%
Financials1.01%
Insurance2.36%
Life and Health Insurance2.95%
General Insurance6.88%
Insurance Brokers2.53%
Property and Casualty Insurance2.16%
Reinsurance0.82%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AFL AflacUS$103.525.5%
+US$2.3b		2.3%PE22.7x
MET MetLifeUS$76.273.1%
+US$1.0b		8.8%PE12.4x
PRU Prudential FinancialUS$103.302.6%
+US$911.4m		-5.6%PE22.6x
OSCR Oscar HealthUS$15.4613.8%
+US$538.2m		-14.3%PS0.4x
FG F&G Annuities & LifeUS$33.988.3%
+US$346.7m		-11.4%PE14.2x

Latest News

MET
US$76.27
MetLife
7D
3.1%
1Y
8.8%
FG
US$33.98
F&G Annuities & Life
7D
8.3%
1Y
-11.4%
AFL
US$103.52
Aflac
7D
5.5%
1Y
2.3%
BNT
US$64.72
Brookfield Wealth Solutions
7D
-0.9%
1Y
44.4%
BHF
US$44.52
Brighthouse Financial
7D
-3.6%
1Y
6.1%
PRU
US$103.30
Prudential Financial
7D
2.6%
1Y
-5.6%
LNC
US$38.16
Lincoln National
7D
3.5%
1Y
29.0%
PRI
US$257.87
Primerica
7D
-0.6%
1Y
1.4%
OSCR
US$15.46
Oscar Health
7D
13.8%
1Y
-14.3%
UNM
US$69.39
Unum Group
7D
-0.5%
1Y
29.4%

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
PFG
US$76.59
Principal Financial Group
7D
1.4%
1Y
2.4%
GNW
US$8.31
Genworth Financial
7D
5.9%
1Y
29.6%