Update shared on 11 Dec 2025
Fair value Decreased 0.72%Analysts have modestly reduced their price target on Primerica by approximately $2 to about $300 per share, reflecting slightly lower fair value and future price-to-earnings assumptions, while keeping revenue growth and profit margin expectations essentially unchanged.
What's in the News
- The Board of Directors authorized a new share repurchase plan for Primerica, signaling continued confidence in the company’s long term prospects (Key Developments).
- Primerica launched a share repurchase program of up to $475 million, with authorization running through December 31, 2026, providing flexibility for ongoing capital returns (Key Developments).
- Between July 1 and September 30, 2025, Primerica repurchased 480,272 shares, or about 1.48% of shares outstanding, bringing total 2025 buybacks to 1,381,935 shares, or 4.19%, at a cost of $375.92 million (Key Developments).
Valuation Changes
- Fair Value: edged down slightly from about $302 to roughly $300 per share, a modest reduction of less than 1 %.
- Discount Rate: was effectively unchanged, holding steady at approximately 6.96 %.
- Revenue Growth: remained virtually flat, staying near 3.46 % in the long term forecast.
- Net Profit Margin: was stable, with the projected margin holding around 21.85 %.
- Future P/E: declined slightly from about 12.82 x to roughly 12.73 x, indicating a modestly lower valuation multiple assumption.
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