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U.S. Regional Banks Industry Analysis

UpdatedJan 01, 2026
DataAggregated Company Financials
Companies629
  • 7D-2.5%
  • 3M3.9%
  • 1Y7.8%
  • YTDn/a

Over the last 7 days, the Regional Banks industry has dropped 1.6%, driven by Truist Financial declining 1.8%. This takes the industry's 12 month performance to a gain of 8.7%. Looking forward, earnings are forecast to grow by 17% annually.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 01 Jan 2026US$688.5bUS$184.6bUS$50.0b11.7x13.8x3.7x
Sat, 29 Nov 2025US$654.8bUS$184.3bUS$50.0b11.3x13.1x3.6x
Mon, 27 Oct 2025US$637.9bUS$183.3bUS$49.6b11.2x12.8x3.5x
Wed, 24 Sep 2025US$671.3bUS$179.9bUS$47.6b11.8x14.1x3.7x
Fri, 22 Aug 2025US$684.4bUS$180.8bUS$47.7b11.4x14.3x3.8x
Sun, 20 Jul 2025US$659.2bUS$177.4bUS$46.0b11.9x14.3x3.7x
Tue, 17 Jun 2025US$591.6bUS$169.8bUS$40.1b11x14.8x3.5x
Thu, 15 May 2025US$618.4bUS$169.5bUS$40.0b11.4x15.5x3.6x
Sat, 12 Apr 2025US$525.3bUS$167.5bUS$38.9b10.3x13.5x3.1x
Mon, 10 Mar 2025US$603.3bUS$167.8bUS$38.9b11.3x15.5x3.6x
Wed, 05 Feb 2025US$648.6bUS$167.3bUS$38.7b12x16.7x3.9x
Fri, 03 Jan 2025US$634.7bUS$168.8bUS$26.8b12.1x23.6x3.8x
Sun, 01 Dec 2024US$701.5bUS$168.7bUS$26.8b13.2x26.2x4.2x
Tue, 29 Oct 2024US$609.0bUS$168.5bUS$26.9b11.8x22.7x3.6x
Thu, 26 Sep 2024US$591.5bUS$167.2bUS$26.9b11.5x22x3.5x
Sat, 24 Aug 2024US$579.7bUS$167.7bUS$27.1b11.6x21.4x3.5x
Mon, 22 Jul 2024US$586.7bUS$175.3bUS$33.9b11x17.3x3.3x
Wed, 19 Jun 2024US$496.7bUS$176.8bUS$35.1b9.5x14.2x2.8x
Fri, 17 May 2024US$537.0bUS$177.0bUS$35.2b9.8x15.3x3x
Sun, 14 Apr 2024US$500.8bUS$178.8bUS$38.1b9.1x13.1x2.8x
Tue, 12 Mar 2024US$519.1bUS$179.2bUS$38.2b9.5x13.6x2.9x
Thu, 08 Feb 2024US$500.2bUS$179.6bUS$41.0b9.3x12.2x2.8x
Sat, 06 Jan 2024US$542.9bUS$195.0bUS$57.3b9.2x9.5x2.8x
Mon, 04 Dec 2023US$499.8bUS$194.5bUS$57.1b8.7x8.8x2.6x
Wed, 01 Nov 2023US$428.5bUS$193.9bUS$57.2b8x7.5x2.2x
Fri, 29 Sep 2023US$445.3bUS$195.6bUS$59.6b7.8x7.5x2.3x
Sun, 27 Aug 2023US$465.0bUS$195.7bUS$59.6b8.2x7.8x2.4x
Tue, 25 Jul 2023US$505.0bUS$195.0bUS$60.1b8.4x8.4x2.6x
Thu, 22 Jun 2023US$455.3bUS$193.4bUS$59.3b7.8x7.7x2.4x
Sat, 20 May 2023US$429.9bUS$193.4bUS$59.3b7.6x7.3x2.2x
Mon, 17 Apr 2023US$468.4bUS$188.6bUS$57.4b8.2x8.2x2.5x
Wed, 15 Mar 2023US$579.9bUS$230.9bUS$69.0b8.5x8.4x2.5x
Fri, 10 Feb 2023US$766.2bUS$230.3bUS$68.8b9.7x11.1x3.3x
Sun, 08 Jan 2023US$739.1bUS$224.4bUS$66.0b9.8x11.2x3.3x
Price to Earnings Ratio

11.2x


Total Market Cap: US$739.1bTotal Earnings: US$66.0bTotal Revenue: US$224.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 13.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.8x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 8.8% per year over the last three years,
  • Revenues have also declined 6.3% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market-1.43%
Financials-1.80%
Banks-2.33%
Regional Banks-2.51%
Diversified Banks-2.28%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MCHB Mechanics BancorpUS$14.633.2%
+US$101.8m		n/aPB1.2x
CBC Central BancompanyUS$24.120.5%
+US$28.6m		78.7%PB1.8x
FRST Primis FinancialUS$13.915.9%
+US$19.0m		19.3%PB0.9x
PNBK Patriot National BancorpUS$1.829.0%
+US$18.3m		-6.2%PB2.3x
HWBK Hawthorn BancsharesUS$34.887.1%
+US$16.0m		23.0%PB1.5x

Latest News

HWBK
US$34.88
Hawthorn Bancshares
7D
7.1%
1Y
23.0%
TFC
US$49.21
Truist Financial
7D
-3.0%
1Y
13.4%
EWBC
US$112.39
East West Bancorp
7D
-2.6%
1Y
17.4%

EWBC: Beat And Raise Quarter Will Support Stronger Future Earnings Power

Analysts have raised their average price target on East West Bancorp by about $2 to approximately $128 per share, citing stronger modeled net interest income, higher fee contributions, improved operating leverage, and a richer long term earnings growth profile following the bank's latest beat and raise quarter. Analyst Commentary Analyst sentiment on East West Bancorp is broadly constructive, with recent target price increases reflecting improving earnings power, clearer visibility on capital deployment, and a more favorable macro backdrop for midcap banks.
RF
US$27.10
Regions Financial
7D
-2.3%
1Y
15.2%

RF: M&A Buyer Perception And Deposit Competition Will Shape Balanced Outlook

Analysts have modestly reduced their price target for Regions Financial to $27 from $30, citing a narrower upside profile amid elevated M&A expectations for likely bank acquirers and rising competitive pressures on the company’s low cost Southeast deposit base. Analyst Commentary Analysts are parsing the implications of the rating change in the context of both valuation and strategic optionality, with views divided on how much upside remains while the bank M&A cycle is active.
SNV
US$50.05
Synovus Financial
7D
-5.5%
1Y
-2.3%

SNV: Merger Execution And Rate Cuts Will Shape Outlook Into 2027

Analysts have modestly raised their fair value estimate for Synovus Financial to about $57.21 per share from roughly $56.29. This reflects slightly higher projected revenue growth, improved profit margins, and a still-supportive future earnings multiple, even as Street price targets edge lower amid merger execution and interest rate concerns.
HBAN
US$17.35
Huntington Bancshares
7D
-2.2%
1Y
6.6%

HBAN: Cadence Deal Will Expand Southeast Footprint And Capital Markets Capabilities

Analysts have nudged their fair value estimate for Huntington Bancshares up by $0.10 to $19.85, citing slightly improved growth and profitability assumptions. These are supported by recent research that highlights the additive Cadence acquisition and the potential for a positive re rating if operational outperformance continues.
PNFP
US$95.41
Pinnacle Financial Partners
7D
-5.8%
1Y
-16.6%
CFG
US$58.41
Citizens Financial Group
7D
-2.4%
1Y
33.5%

CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook

Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.
FRST
US$13.91
Primis Financial
7D
5.9%
1Y
19.3%

FRST: Improving Credit Quality And Margin Outlook Will Support Stronger Earnings

Analysts have raised their price target on Primis Financial from 13.63 dollars to 15.13 dollars, citing improving revenue growth expectations, a modestly lower discount rate, and a more normalized profit margin outlook that supports a higher future earnings multiple. What's in the News Completed repurchase of 79,549 shares, representing approximately 0.32% of shares outstanding, for a total of 0.8 million dollars under the buyback program announced on December 19, 2024 (Key Developments) Reported third quarter 2025 net charge offs of 1.17 million dollars, significantly lower than 7.95 million dollars in the prior year period, indicating improved credit quality trends (Key Developments) Valuation Changes The fair value estimate has risen moderately from 13.63 dollars to 15.13 dollars per share, reflecting a higher intrinsic value assessment.
MTB
US$201.48
M&T Bank
7D
-2.8%
1Y
7.2%
MYFW
US$26.81
First Western Financial
7D
2.6%
1Y
37.1%
EGBN
US$21.42
Eagle Bancorp
7D
1.3%
1Y
-17.7%
MCHB
US$14.63
Mechanics Bancorp
7D
3.2%
1Y
n/a
BYFC
US$7.40
Broadway Financial
7D
22.2%
1Y
8.0%
PNBK
US$1.82
Patriot National Bancorp
7D
9.0%
1Y
-6.2%
CBC
US$24.12
Central Bancompany
7D
0.5%
1Y
78.7%