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U.S. Regional Banks Industry Analysis

UpdatedApr 10, 2026
DataAggregated Company Financials
Companies606
  • 7D5.6%
  • 3M3.7%
  • 1Y38.8%
  • YTDn/a

The Regional Banks industry is up 5.6% in the last week, with Truist Financial up 7.0%. Meanwhile, Catalyst Bancorp actually underperformed within the industry, shrinking 5.7% in the last week. In the last 12 months, the industry was up 39%. Earnings are forecast to grow by 15% annually.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 10 Apr 2026US$719.9bUS$186.7bUS$52.1b11.8x13.8x3.9x
Sun, 08 Mar 2026US$684.2bUS$186.9bUS$51.9b11.3x13.2x3.7x
Tue, 03 Feb 2026US$710.2bUS$187.3bUS$52.4b11.8x13.5x3.8x
Thu, 01 Jan 2026US$688.5bUS$184.6bUS$50.0b11.7x13.8x3.7x
Sat, 29 Nov 2025US$654.8bUS$184.3bUS$50.0b11.3x13.1x3.6x
Mon, 27 Oct 2025US$637.9bUS$183.3bUS$49.6b11.2x12.8x3.5x
Wed, 24 Sep 2025US$671.3bUS$179.9bUS$47.6b11.8x14.1x3.7x
Fri, 22 Aug 2025US$684.4bUS$180.8bUS$47.7b11.4x14.3x3.8x
Sun, 20 Jul 2025US$659.2bUS$177.4bUS$46.0b11.9x14.3x3.7x
Tue, 17 Jun 2025US$591.6bUS$169.8bUS$40.1b11x14.8x3.5x
Thu, 15 May 2025US$618.4bUS$169.5bUS$40.0b11.4x15.5x3.6x
Sat, 12 Apr 2025US$525.3bUS$167.5bUS$38.9b10.3x13.5x3.1x
Mon, 10 Mar 2025US$603.3bUS$167.8bUS$38.9b11.3x15.5x3.6x
Wed, 05 Feb 2025US$648.6bUS$167.3bUS$38.7b12x16.7x3.9x
Fri, 03 Jan 2025US$634.7bUS$168.8bUS$26.8b12.1x23.6x3.8x
Sun, 01 Dec 2024US$701.5bUS$168.7bUS$26.8b13.2x26.2x4.2x
Tue, 29 Oct 2024US$609.0bUS$168.5bUS$26.9b11.8x22.7x3.6x
Thu, 26 Sep 2024US$591.5bUS$167.2bUS$26.9b11.5x22x3.5x
Sat, 24 Aug 2024US$579.7bUS$167.7bUS$27.1b11.6x21.4x3.5x
Mon, 22 Jul 2024US$586.7bUS$175.3bUS$33.9b11x17.3x3.3x
Wed, 19 Jun 2024US$496.7bUS$176.8bUS$35.1b9.5x14.2x2.8x
Fri, 17 May 2024US$537.0bUS$177.0bUS$35.2b9.8x15.3x3x
Sun, 14 Apr 2024US$500.8bUS$178.8bUS$38.1b9.1x13.1x2.8x
Tue, 12 Mar 2024US$519.1bUS$179.2bUS$38.2b9.5x13.6x2.9x
Thu, 08 Feb 2024US$500.2bUS$179.6bUS$41.0b9.3x12.2x2.8x
Sat, 06 Jan 2024US$542.9bUS$195.0bUS$57.3b9.2x9.5x2.8x
Mon, 04 Dec 2023US$499.8bUS$194.5bUS$57.1b8.7x8.8x2.6x
Wed, 01 Nov 2023US$428.5bUS$193.9bUS$57.2b8x7.5x2.2x
Fri, 29 Sep 2023US$445.3bUS$195.6bUS$59.6b7.8x7.5x2.3x
Sun, 27 Aug 2023US$465.0bUS$195.7bUS$59.6b8.2x7.8x2.4x
Tue, 25 Jul 2023US$505.0bUS$195.0bUS$60.1b8.4x8.4x2.6x
Thu, 22 Jun 2023US$455.3bUS$193.4bUS$59.3b7.8x7.7x2.4x
Sat, 20 May 2023US$429.9bUS$193.4bUS$59.3b7.6x7.3x2.2x
Mon, 17 Apr 2023US$468.4bUS$188.6bUS$57.4b8.2x8.2x2.5x
Price to Earnings Ratio

8.2x


Total Market Cap: US$468.4bTotal Earnings: US$57.4bTotal Revenue: US$188.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 14.1x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 14.1x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 3.2% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market3.43%
Financials3.59%
Banks5.99%
Regional Banks5.62%
Diversified Banks6.13%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TFC Truist FinancialUS$50.487.0%
+US$4.1b		41.6%PB1x
MTB M&T BankUS$222.996.1%
+US$1.9b		41.3%PB1.3x
CFG Citizens Financial GroupUS$64.976.5%
+US$1.7b		86.7%PB1.1x
HBAN Huntington BancsharesUS$16.595.1%
+US$1.6b		28.7%PB1.6x
RF Regions FinancialUS$28.156.3%
+US$1.4b		48.2%PB1.4x

Latest News

EWBC
US$116.73
East West Bancorp
7D
7.1%
1Y
64.0%
UNB
US$24.39
Union Bankshares
7D
-1.3%
1Y
-16.2%
CLST
US$15.97
Catalyst Bancorp
7D
-5.7%
1Y
43.9%
BPOP
US$146.82
Popular
7D
7.3%
1Y
78.3%

BPOP: Normalized Yield Curve And Execution Should Support Future Profitability

Narrative Update on Popular The analyst fair value estimate for Popular has shifted from $157.00 to $161.60, as analysts factor in slightly higher modeled revenue growth and a modestly higher future P/E multiple, supported by a series of recent price target increases and upgrades across major firms, even as one house trimmed its target by $5. Analyst Commentary Recent Street research on Popular shows a cluster of target price increases, fresh coverage initiations, and a few rating upgrades, alongside one modest target reduction.
CFG
US$64.97
Citizens Financial Group
7D
6.5%
1Y
86.7%

CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks

Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.
TFC
US$50.48
Truist Financial
7D
7.0%
1Y
41.6%

TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns

Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.
HBAN
US$16.59
Huntington Bancshares
7D
5.1%
1Y
28.7%

HBAN: Solid Credit Trends And Loan Momentum Will Support Future Upside

Analysts have trimmed the consolidated price target for Huntington Bancshares to $20.13 from $20.60, reflecting recent target reductions clustered around $19 to $20 as they factor in acquisition integration risk, broader regional bank updates, and changing macro and geopolitical conditions, alongside generally supportive views on capital and credit trends. Analyst Commentary Recent research on Huntington Bancshares highlights a mix of optimism around fundamentals and caution around execution and macro risk.
MTB
US$222.99
M&T Bank
7D
6.1%
1Y
41.3%
TCBS
US$17.38
Texas Community Bancshares
7D
-0.8%
1Y
8.6%
RF
US$28.15
Regions Financial
7D
6.3%
1Y
48.2%

RF: Credit Trends And Buybacks Will Drive Future Upside Potential

The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.
CMTV
US$35.15
Community Bancorp
7D
-0.9%
1Y
105.3%
PNFP
US$93.59
Pinnacle Financial Partners
7D
7.0%
1Y
3.6%

PNFP: Synovus Merger Execution And Steeper Yield Curve Will Drive Re Rating

The consensus analyst price target for Pinnacle Financial Partners has shifted slightly, with the updated fair value estimate moving by about $1 to $115.58 as analysts incorporate recent target tweaks across firms and their views on bank sector tailwinds, valuation gaps, and the Synovus acquisition setup. Analyst Commentary Recent research updates on Pinnacle Financial Partners cluster around price target revisions and fresh coverage, giving you a clearer view of how the Street is weighing the Synovus acquisition setup, bank sector conditions, and valuation against execution risks.
UBCP
US$15.45
United Bancorp
7D
-3.4%
1Y
21.4%
BSBK
US$8.54
Bogota Financial
7D
-2.4%
1Y
21.4%
CPBI
US$17.31
Central Plains Bancshares
7D
-1.1%
1Y
24.6%
ASRV
US$3.69
AmeriServ Financial
7D
-0.5%
1Y
75.7%

AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03

Jan 23
AmeriServ Financial (NASDAQ:ASRV) Has Announced A Dividend Of $0.03