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U.S. Regional Banks Industry Analysis

UpdatedFeb 16, 2026
DataAggregated Company Financials
Companies620
  • 7D-3.3%
  • 3M20.1%
  • 1Y11.9%
  • YTDn/a

Over the last 7 days, the Regional Banks industry has dropped 3.3%, driven by a pullback from Truist Financial of 7.0%. Over the past 12 months, the industry was up 12%. Looking forward, earnings are forecast to grow by 15% annually.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 16 Feb 2026US$743.6bUS$189.2bUS$52.6b11.9x14.1x3.9x
Wed, 14 Jan 2026US$692.6bUS$182.1bUS$49.2b11.7x14.1x3.8x
Fri, 12 Dec 2025US$693.8bUS$184.4bUS$50.0b11.9x13.9x3.8x
Sun, 09 Nov 2025US$637.7bUS$184.6bUS$50.0b11x12.8x3.5x
Tue, 07 Oct 2025US$665.3bUS$180.1bUS$47.7b11.7x14x3.7x
Thu, 04 Sep 2025US$676.1bUS$180.5bUS$47.7b11.7x14.2x3.7x
Sat, 02 Aug 2025US$631.3bUS$180.7bUS$47.6b11.1x13.3x3.5x
Mon, 30 Jun 2025US$626.7bUS$169.8bUS$40.1b11.4x15.6x3.7x
Wed, 28 May 2025US$592.1bUS$169.7bUS$40.1b11.2x14.8x3.5x
Fri, 25 Apr 2025US$564.5bUS$168.6bUS$39.6b11x14.2x3.3x
Sun, 23 Mar 2025US$596.6bUS$168.1bUS$38.9b11.2x15.3x3.5x
Tue, 18 Feb 2025US$660.2bUS$167.6bUS$38.8b12x17x3.9x
Thu, 16 Jan 2025US$638.9bUS$168.1bUS$27.2b12.3x23.5x3.8x
Sat, 14 Dec 2024US$677.6bUS$168.8bUS$26.8b13x25.2x4x
Mon, 11 Nov 2024US$675.3bUS$168.7bUS$26.8b12.6x25.2x4x
Wed, 09 Oct 2024US$587.1bUS$167.8bUS$27.2b11.3x21.6x3.5x
Fri, 06 Sep 2024US$595.1bUS$167.7bUS$27.1b11.4x21.9x3.5x
Sun, 04 Aug 2024US$570.1bUS$167.7bUS$27.1b11.1x21x3.4x
Tue, 02 Jul 2024US$522.9bUS$176.4bUS$35.0b9.9x15x3x
Thu, 30 May 2024US$512.2bUS$176.7bUS$35.1b9.5x14.6x2.9x
Sat, 27 Apr 2024US$513.6bUS$177.5bUS$37.7b9.5x13.6x2.9x
Mon, 25 Mar 2024US$515.4bUS$179.2bUS$38.2b9.3x13.5x2.9x
Wed, 21 Feb 2024US$510.4bUS$179.6bUS$41.0b9.4x12.4x2.8x
Fri, 19 Jan 2024US$526.8bUS$193.8bUS$50.1b9.1x10.5x2.7x
Sun, 17 Dec 2023US$552.0bUS$194.7bUS$57.2b9.3x9.6x2.8x
Tue, 14 Nov 2023US$447.0bUS$194.9bUS$57.2b8.2x7.8x2.3x
Thu, 12 Oct 2023US$450.0bUS$195.6bUS$59.6b7.9x7.6x2.3x
Sat, 09 Sep 2023US$458.2bUS$195.6bUS$59.6b8.1x7.7x2.3x
Mon, 07 Aug 2023US$512.0bUS$195.7bUS$57.8b8.7x8.9x2.6x
Wed, 05 Jul 2023US$457.0bUS$192.9bUS$59.1b7.8x7.7x2.4x
Fri, 02 Jun 2023US$436.3bUS$199.0bUS$61.0b7.5x7.2x2.2x
Sun, 30 Apr 2023US$465.5bUS$193.0bUS$59.2b8.1x7.9x2.4x
Tue, 28 Mar 2023US$593.3bUS$237.1bUS$70.9b8.6x8.4x2.5x
Thu, 23 Feb 2023US$747.1bUS$230.4bUS$68.9b9.6x10.9x3.2x
Price to Earnings Ratio

10.9x


Total Market Cap: US$747.1bTotal Earnings: US$68.9bTotal Revenue: US$230.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 13.9x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.9x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 8.6% per year over the last three years,
  • Revenues have also declined 6.4% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market-1.34%
Financials-4.29%
Banks-5.74%
Regional Banks-3.27%
Diversified Banks-6.61%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NIC Nicolet BanksharesUS$155.191.9%
+US$43.1m		31.0%PB1.8x
OFG OFG BancorpUS$41.912.4%
+US$42.0m		0.3%PB1.3x
EFSC Enterprise Financial ServicesUS$60.791.5%
+US$33.3m		-0.1%PB1.1x
RBKB Rhinebeck BancorpUS$15.4721.3%
+US$29.5m		54.4%PB1.2x
ISBA Isabella BankUS$51.305.7%
+US$20.2m		101.6%PB1.6x

Latest News

HBAN
US$17.26
Huntington Bancshares
7D
-9.2%
1Y
3.2%
CCNE
US$29.68
CNB Financial
7D
1.8%
1Y
13.6%

CNB Financial's (NASDAQ:CCNE) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 14
CNB Financial's (NASDAQ:CCNE) Shareholders Will Receive A Bigger Dividend Than Last Year
FMAO
US$29.57
Farmers & Merchants Bancorp
7D
4.5%
1Y
12.7%
OFG
US$41.91
OFG Bancorp
7D
2.4%
1Y
0.3%

OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings

Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.
MTB
US$228.71
M&T Bank
7D
-3.2%
1Y
15.0%
RBKB
US$15.47
Rhinebeck Bancorp
7D
21.3%
1Y
54.4%
FHN
US$24.56
First Horizon
7D
-5.6%
1Y
11.1%

First Horizon (NYSE:FHN) Is Increasing Its Dividend To $0.17

Feb 11
First Horizon (NYSE:FHN) Is Increasing Its Dividend To $0.17
PNFP
US$96.13
Pinnacle Financial Partners
7D
-5.1%
1Y
-20.1%

PNFP: 2026 Synovus Integration And Mid Cap Re Rating Will Drive Upside

Analysts have modestly raised their blended price target on Pinnacle Financial Partners to about US$116, reflecting incremental adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following a series of recent target revisions across the Street. Analyst Commentary Recent research updates on Pinnacle Financial Partners show a mix of optimism and caution, with several firms adjusting price targets and refining their views on how the bank might execute on growth plans, manage integration, and close any valuation gaps relative to peers.
EWBC
US$117.83
East West Bancorp
7D
-3.9%
1Y
19.5%

EWBC: Sector Tailwinds And Credit Discipline Are Expected To Support Earnings Power

Analysts made a modest upward adjustment to their price expectations for East West Bancorp, with the updated fair value estimate rising by about $1 to $132.20 as they refreshed models around net interest income, loan growth, credit costs, and forward P/E assumptions following a mix of small target increases and decreases across recent research reports. Analyst Commentary Recent research on East West Bancorp shows a mix of higher and lower price targets, with analysts updating their views as they refresh models ahead of upcoming results and longer term outlooks.
RF
US$29.74
Regions Financial
7D
-3.3%
1Y
22.3%

RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance

Analysts have raised their average price targets on Regions Financial by a few dollars, reflecting updated views around slightly higher fair value, modest tweaks to revenue growth and discount rate assumptions, as well as a small shift in expected profit margins and future P/E multiples. Analyst Commentary Recent research on Regions Financial has been mixed, with some firms lifting price targets while others have downgraded the stock or trimmed their expectations.
MOFG
US$49.31
MidWestOne Financial Group
7D
1.5%
1Y
53.8%

MOFG: Proposed Merger Will Likely Keep Shares Trading Above Implied Value

Narrative Update Analysts have nudged their fair value estimate for MidWestOne Financial Group higher, lifting the price target from $36.75 to about $37.33. This reflects updated assumptions around revenue growth, profit margins, the discount rate and future P/E levels.
TFC
US$51.90
Truist Financial
7D
-5.3%
1Y
10.9%
ISBA
US$51.30
Isabella Bank
7D
5.7%
1Y
101.6%
CFG
US$65.10
Citizens Financial Group
7D
-3.8%
1Y
40.5%

CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution

Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.
EFSC
US$60.79
Enterprise Financial Services
7D
1.5%
1Y
-0.1%

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.33

Jan 30
Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.33
NIC
US$155.19
Nicolet Bankshares
7D
1.9%
1Y
31.0%