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U.S. Regional Banks Industry Analysis

UpdatedSep 25, 2025
DataAggregated Company Financials
Companies629
  • 7D-0.02%
  • 3M7.1%
  • 1Y14.1%
  • YTDn/a

Over the last 7 days, the Regional Banks industry has remained flat, although notably Synovus Financial declined by 3.6%. The past year has been better, since the industry has gained 14% in that time. Earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 25 Sep 2025US$671.9bUS$179.9bUS$47.6b11.7x14.1x3.7x
Sat, 23 Aug 2025US$682.0bUS$180.8bUS$47.7b11.8x14.3x3.8x
Mon, 21 Jul 2025US$659.2bUS$177.4bUS$46.0b11.9x14.3x3.7x
Wed, 18 Jun 2025US$592.9bUS$169.8bUS$40.1b11x14.8x3.5x
Fri, 16 May 2025US$615.9bUS$169.5bUS$40.0b11.4x15.4x3.6x
Sun, 13 Apr 2025US$524.5bUS$167.5bUS$38.9b10.3x13.5x3.1x
Tue, 11 Mar 2025US$603.4bUS$167.8bUS$38.9b11x15.5x3.6x
Thu, 06 Feb 2025US$662.8bUS$167.3bUS$38.7b12.1x17.1x4x
Sat, 04 Jan 2025US$625.3bUS$168.3bUS$27.3b12.1x22.9x3.7x
Mon, 02 Dec 2024US$701.5bUS$168.7bUS$26.8b13.2x26.2x4.2x
Wed, 30 Oct 2024US$625.7bUS$168.4bUS$26.8b11.8x23.4x3.7x
Fri, 27 Sep 2024US$584.4bUS$167.2bUS$26.9b11.5x21.7x3.5x
Sun, 25 Aug 2024US$605.2bUS$167.7bUS$27.1b11.6x22.3x3.6x
Tue, 23 Jul 2024US$586.7bUS$175.3bUS$33.9b11.1x17.3x3.3x
Thu, 20 Jun 2024US$498.9bUS$176.8bUS$35.1b9.5x14.2x2.8x
Sat, 18 May 2024US$534.4bUS$176.7bUS$35.1b9.8x15.2x3x
Mon, 15 Apr 2024US$496.7bUS$178.8bUS$38.1b9.1x13x2.8x
Wed, 13 Mar 2024US$519.1bUS$179.2bUS$38.2b9.4x13.6x2.9x
Fri, 09 Feb 2024US$497.9bUS$179.5bUS$41.0b9.3x12.1x2.8x
Sun, 07 Jan 2024US$547.7bUS$195.0bUS$57.3b9.2x9.6x2.8x
Tue, 05 Dec 2023US$499.8bUS$194.5bUS$57.1b8.8x8.8x2.6x
Thu, 02 Nov 2023US$428.7bUS$193.9bUS$57.2b8.1x7.5x2.2x
Sat, 30 Sep 2023US$445.3bUS$195.6bUS$59.6b7.8x7.5x2.3x
Mon, 28 Aug 2023US$465.0bUS$195.7bUS$59.6b8.2x7.8x2.4x
Wed, 26 Jul 2023US$498.9bUS$195.1bUS$60.2b8.3x8.3x2.6x
Fri, 23 Jun 2023US$455.4bUS$193.4bUS$59.3b7.7x7.7x2.4x
Sun, 21 May 2023US$429.9bUS$193.4bUS$59.3b7.6x7.2x2.2x
Tue, 18 Apr 2023US$480.0bUS$188.6bUS$57.4b8.4x8.4x2.5x
Thu, 16 Mar 2023US$574.9bUS$229.4bUS$69.0b8.5x8.3x2.5x
Sat, 11 Feb 2023US$766.5bUS$230.3bUS$68.9b9.7x11.1x3.3x
Mon, 09 Jan 2023US$739.1bUS$224.4bUS$66.0b9.8x11.2x3.3x
Wed, 07 Dec 2022US$727.7bUS$224.4bUS$66.0b9.8x11x3.2x
Fri, 04 Nov 2022US$749.4bUS$224.3bUS$65.8b9.7x11.4x3.3x
Sun, 02 Oct 2022US$716.8bUS$219.4bUS$64.1b9.4x11.2x3.3x
Price to Earnings Ratio

11.2x


Total Market Cap: US$716.8bTotal Earnings: US$64.1bTotal Revenue: US$219.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 13.6x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.6x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 9.4% per year over the last three years,
  • Revenues have also declined 6.4% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market0.26%
Financials-0.58%
Banks0.34%
Regional Banks-0.018%
Diversified Banks0.46%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TFC Truist FinancialUS$45.891.1%
+US$657.6m		10.0%PB1x
CFG Citizens Financial GroupUS$53.151.7%
+US$379.6m		32.1%PB1x
MTB M&T BankUS$199.440.4%
+US$131.3m		15.5%PB1.2x
BPOP PopularUS$127.091.5%
+US$130.4m		29.4%PB1.4x
BOKF BOK FinancialUS$112.021.7%
+US$120.9m		9.0%PB1.2x

Latest News

COLB
US$26.15
Columbia Banking System
7D
1.3%
1Y
2.0%
FBK
US$54.72
FB Financial
7D
3.6%
1Y
19.4%
BPOP
US$127.09
Popular
7D
1.5%
1Y
29.4%

Digital Infrastructure And Puerto Rico Projects Will Improve Efficiency

Analysts have raised Popular’s price target to $138.12, citing strong capital ratios, improved economic conditions in Puerto Rico, and resilient profitability, while still viewing the bank’s valuation as underappreciated. Analyst Commentary Bullish analysts cite Popular's strong capital position, particularly a 16.1% common equity tier 1 ratio, providing flexibility for growth and strategic opportunities.
TFC
US$45.89
Truist Financial
7D
1.1%
1Y
10.0%
HBAN
US$17.37
Huntington Bancshares
7D
-1.0%
1Y
20.9%

Texas And Carolinas Expansion Will Unlock Digital Banking Opportunities

Huntington Bancshares’ price target was raised as analysts cited continued net interest income growth, improved loan activity, efficiency gains, and a favorable regulatory environment, resulting in a modest fair value increase from $19.32 to $19.42. Analyst Commentary Bullish analysts point to net interest margin expansion and consistent net interest income growth as key drivers behind price target increases.
WTFC
US$131.73
Wintrust Financial
7D
-1.7%
1Y
24.2%
MTB
US$199.44
M&T Bank
7D
0.4%
1Y
15.5%
SNV
US$49.59
Synovus Financial
7D
-3.6%
1Y
14.7%
PNFP
US$95.09
Pinnacle Financial Partners
7D
-1.9%
1Y
-0.5%
UMBF
US$118.74
UMB Financial
7D
-1.5%
1Y
14.6%
RF
US$26.66
Regions Financial
7D
-1.0%
1Y
18.3%

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Region Financial’s consensus price target saw a slight upward revision to $28.75, as analysts cited improved fundamentals, favorable macro and regulatory conditions, expected loan growth, and higher projected earnings, reflecting continued optimism toward large bank outperformance. Analyst Commentary Bullish analysts cite a constructive macro backdrop, deregulation, improved banking fundamentals, favorable sentiment, expected M&A activity, and a forecast for solid loan growth in the second half.
EWBC
US$105.76
East West Bancorp
7D
-1.6%
1Y
32.3%

US-China Trade Ties And Digital Banking Will Shape Future Resilience

Analysts have raised their price target for East West Bancorp to $120.15, citing improved loan growth expectations, elevated net interest income and revenue guidance, constructive regulatory outlook, and strong recent earnings, all of which reinforce optimism about the company’s fundamentals. Analyst Commentary Bullish analysts cite improved loan growth expectations and forecast a rebound in commercial lending, especially in the back half of the year, supporting higher estimates and price targets.
CFG
US$53.15
Citizens Financial Group
7D
1.7%
1Y
32.1%

AI And Digital Banking Will Improve Operational Efficiency

Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.
FLG
US$11.73
Flagstar Financial
7D
-2.9%
1Y
10.0%
WSBC
US$32.35
WesBanco
7D
3.9%
1Y
10.6%
BOKF
US$112.02
BOK Financial
7D
1.7%
1Y
9.0%