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U.S. Regional Banks Industry Analysis

UpdatedJul 14, 2026
DataAggregated Company Financials
Companies600
  • 7D-0.3%
  • 3M8.5%
  • 1Y18.3%
  • YTDn/a

Over the last 7 days, the Regional Banks industry has remained flat. As for the the longer term, the industry is up 18% over the past 12 months. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 15 Jul 2026US$794.3bUS$193.1bUS$55.4b12.2x14.3x4.1x
Fri, 12 Jun 2026US$758.4bUS$194.1bUS$55.6b11.8x13.6x3.9x
Sun, 10 May 2026US$740.6bUS$193.8bUS$55.5b11.3x13.3x3.8x
Tue, 07 Apr 2026US$692.0bUS$186.7bUS$52.1b11.4x13.3x3.7x
Thu, 05 Mar 2026US$706.3bUS$186.9bUS$51.9b11.6x13.6x3.8x
Sat, 31 Jan 2026US$717.8bUS$188.5bUS$52.4b11.7x13.7x3.8x
Mon, 29 Dec 2025US$699.4bUS$184.6bUS$50.0b11.8x14x3.8x
Wed, 26 Nov 2025US$647.1bUS$184.3bUS$50.0b11.3x12.9x3.5x
Fri, 24 Oct 2025US$630.3bUS$182.1bUS$48.8b11.2x12.9x3.5x
Sun, 21 Sep 2025US$677.2bUS$179.9bUS$47.6b11.9x14.2x3.8x
Tue, 19 Aug 2025US$644.5bUS$180.6bUS$47.7b11.4x13.5x3.6x
Thu, 17 Jul 2025US$644.3bUS$169.5bUS$40.1b11.8x16.1x3.8x
Sat, 14 Jun 2025US$604.3bUS$169.8bUS$40.1b11x15.1x3.6x
Mon, 12 May 2025US$590.9bUS$169.6bUS$40.0b11x14.8x3.5x
Wed, 09 Apr 2025US$524.6bUS$167.5bUS$38.9b10.4x13.5x3.1x
Fri, 07 Mar 2025US$612.2bUS$167.8bUS$38.8b11.3x15.8x3.6x
Sun, 02 Feb 2025US$664.3bUS$168.1bUS$38.9b11.9x17.1x4x
Tue, 31 Dec 2024US$637.2bUS$168.8bUS$26.8b12.3x23.7x3.8x
Thu, 28 Nov 2024US$706.0bUS$168.7bUS$26.8b13.1x26.3x4.2x
Sat, 26 Oct 2024US$618.3bUS$168.5bUS$26.9b11.6x23x3.7x
Mon, 23 Sep 2024US$602.2bUS$167.2bUS$26.9b11.7x22.3x3.6x
Wed, 21 Aug 2024US$584.3bUS$167.7bUS$27.1b11.2x21.5x3.5x
Fri, 19 Jul 2024US$592.8bUS$176.0bUS$34.4b10.9x17.2x3.4x
Sun, 16 Jun 2024US$490.1bUS$176.8bUS$35.1b9.5x14x2.8x
Tue, 14 May 2024US$528.9bUS$177.0bUS$35.2b9.6x15x3x
Thu, 11 Apr 2024US$523.1bUS$178.6bUS$38.1b9.1x13.7x2.9x
Sat, 09 Mar 2024US$521.3bUS$179.2bUS$38.2b9.5x13.6x2.9x
Mon, 05 Feb 2024US$519.2bUS$189.6bUS$44.2b9.6x11.7x2.7x
Wed, 03 Jan 2024US$554.7bUS$195.0bUS$57.3b9.4x9.7x2.8x
Fri, 01 Dec 2023US$480.0bUS$194.8bUS$57.2b8.5x8.4x2.5x
Sun, 29 Oct 2023US$421.1bUS$193.9bUS$57.2b7.8x7.4x2.2x
Tue, 26 Sep 2023US$449.8bUS$195.6bUS$59.6b7.9x7.6x2.3x
Thu, 24 Aug 2023US$466.3bUS$195.7bUS$59.6b8.2x7.8x2.4x
Sat, 22 Jul 2023US$495.8bUS$195.0bUS$60.2b8.3x8.2x2.5x
Price to Earnings Ratio

8.2x


Total Market Cap: US$495.8bTotal Earnings: US$60.2bTotal Revenue: US$195.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 14.6x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 14.6x.
  • The 3-year average PS ratio of 3.4x is lower than the industry's current PS ratio of 4.1x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 2.6% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market-0.93%
Financials-0.43%
Banks-0.74%
Regional Banks-0.29%
Diversified Banks-0.90%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TFC Truist FinancialUS$51.951.0%
+US$660.3m		13.8%PB1.1x
RF Regions FinancialUS$31.071.9%
+US$503.5m		25.8%PB1.5x
MTB M&T BankUS$242.551.1%
+US$385.2m		19.5%PB1.4x
TCBK TriCo BancsharesUS$60.0711.0%
+US$189.5m		39.7%PB1.4x
PB Prosperity BancsharesUS$72.682.3%
+US$161.4m		-2.5%PB0.9x

Latest News

TCBK
US$60.07
TriCo Bancshares
7D
11.0%
1Y
39.7%
TCBI
US$101.87
Texas Capital Bancshares
7D
-3.3%
1Y
16.0%
CFG
US$70.36
Citizens Financial Group
7D
-2.4%
1Y
47.0%
OZK
US$50.58
Bank OZK
7D
1.9%
1Y
-3.7%
FSUN
US$35.48
FirstSun Capital Bancorp
7D
-8.4%
1Y
-7.1%
WBS
US$76.22
Webster Financial
7D
-1.8%
1Y
27.8%
CFR
US$157.90
Cullen/Frost Bankers
7D
1.0%
1Y
14.8%
RF
US$31.07
Regions Financial
7D
1.9%
1Y
25.8%
Seeking Alpha • Jul 09

Regions Financial: Recent Acquisition Underpins Growth Case For This Sunbelt Regional Bank

Summary Regions Financial Corporation gets a buy rating after outperforming my prior bullish and neutral views over the last 3 years and continuing with a compelling growth case and dividend story. Its recent acquisition of an investment bank in its region further boosts the growth case in the wake of favorable metrics in Q1 results as well. Loan performance has improved in Q1, while investment-grade ratings were maintained by the major agencies. The risk factor of Fed decisions impacting interest rates was also discussed, and this is actually a major factor impacting this sector directly. Read the full article on Seeking Alpha
AX
US$97.16
Axos Financial
7D
-3.5%
1Y
13.4%
HBAN
US$17.93
Huntington Bancshares
7D
0.2%
1Y
5.0%
Narrative Update • Jul 07

HBAN: Buyback And Execution Plans Will Support Future Earnings Power

The analyst price target for Huntington Bancshares has moved up by $0.50 to $20.34, reflecting a blend of higher Street targets around $20 to $22 and analyst expectations for steady revenue, margin, and future P/E assumptions, despite mixed views on near term headwinds. Analyst Commentary Recent research on Huntington Bancshares highlights a mix of optimism on execution and earnings, alongside some caution about valuation, near term headwinds, and how the bank manages through the current rate backdrop.
WAL
US$80.49
Western Alliance Bancorporation
7D
-2.4%
1Y
-5.6%
MTB
US$242.55
M&T Bank
7D
1.1%
1Y
19.5%
Narrative Update • Jul 07

MTB: Higher Price Views And Buybacks Will Shape Future Returns

The updated narrative fair value estimate for M&T Bank moves to $239.19 from $233.33, reflecting analysts' higher Street price targets in the $215 to $260 range and expectations for stable revenue, profit margins, and forward P/E assumptions. Analyst Commentary Recent Street research on M&T Bank clusters around higher price targets and a mixed view on how much upside is left at current levels.
PB
US$72.68
Prosperity Bancshares
7D
2.3%
1Y
-2.5%
TFC
US$51.95
Truist Financial
7D
1.0%
1Y
13.8%
Seeking Alpha • Jun 30

Truist Financial Preferreds Update: Hold Ratings Stay Even With Better Yields

Summary Truist Financial Corporation receives a Sell rating due to underwhelming total return despite offering the highest current yield among peers. All three TFC $25 par preferreds—Series I, O, and R—are non-cumulative, BBB- rated, past call, and offer yields between 6.2% and 6.5%. Preferred dividend coverage is robust at 16.6x net income, and common equity coverage of preferred par is a strong 12x. I kept the preferreds with a Hold rating.  While the yields are attractive and up from last fall, other regional banks still offer higher yields. Current market and rate dynamics favor fixed-rate preferreds with call protection, but TFC's preferreds offer low yields reflecting their safety and call risk. Read the full article on Seeking Alpha
CBC
US$31.17
Central Bancompany
7D
-2.0%
1Y
66.7%
Narrative Update • Jun 29

CBC: Fair Outlook Will Balance Earnings Strength And Index Inclusion

Analysts have adjusted their fair value estimate for Central Bancompany from $28.90 to $30.10, citing updated assumptions for revenue growth, profit margin, discount rate, and future P/E as the key drivers of the new price target. What’s in the News for Central Bancompany Central Bancompany Ord Shs Class A holds an earnings forecast score of 8.40 and is ranked 41 out of 399 companies in the Banking Services industry, based on TradingKey data from 5 covering analysts (source: TradingKey).
SFBS
US$84.92
ServisFirst Bancshares
7D
-3.3%
1Y
2.3%