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U.S. Diversified Financial Industry Analysis

UpdatedFeb 09, 2026
DataAggregated Company Financials
Companies130
  • 7D2.5%
  • 3M-1.1%
  • 1Y-5.7%
  • YTD-2.4%

In the last week, the Diversified Financial industry is up 2.5%, with Berkshire Hathaway up 4.5%. Meanwhile, PayPal Holdings actually underperformed within the industry, shrinking 23% in the last week. In the past year, the industry is down 5.7%. Looking forward, earnings are forecast to grow by 9.8% annually.

Industry Valuation and Performance

Has the U.S. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 09 Feb 2026US$2.7tUS$701.0bUS$128.2b15.8x21.4x3.9x
Wed, 07 Jan 2026US$2.9tUS$695.3bUS$127.0b14.1x22.5x4.1x
Fri, 05 Dec 2025US$2.8tUS$695.7bUS$127.1b13.8x21.9x4x
Sun, 02 Nov 2025US$2.8tUS$690.2bUS$121.0b15.1x22.7x4x
Tue, 30 Sep 2025US$2.9tUS$689.2bUS$120.6b16.9x23.9x4.2x
Thu, 28 Aug 2025US$2.9tUS$686.0bUS$121.0b16.6x24.2x4.3x
Sat, 26 Jul 2025US$2.9tUS$681.2bUS$141.4b18.8x20.3x4.2x
Mon, 23 Jun 2025US$2.8tUS$681.2bUS$141.4b15.9x19.7x4.1x
Wed, 21 May 2025US$2.9tUS$678.6bUS$141.1b15.3x20.9x4.3x
Fri, 18 Apr 2025US$2.8tUS$672.3bUS$152.0b14x18.5x4.2x
Sun, 16 Mar 2025US$2.9tUS$672.4bUS$152.5b14.9x18.8x4.3x
Tue, 11 Feb 2025US$2.9tUS$665.8bUS$161.9b17.5x18.1x4.4x
Thu, 09 Jan 2025US$2.7tUS$667.5bUS$160.1b18.7x17.2x4.1x
Sat, 07 Dec 2024US$2.8tUS$667.6bUS$160.1b18.2x17.7x4.2x
Mon, 04 Nov 2024US$2.7tUS$664.1bUS$128.5b15.5x20.6x4x
Wed, 02 Oct 2024US$2.6tUS$660.8bUS$128.0b15.8x20.4x4x
Fri, 30 Aug 2024US$2.6tUS$660.4bUS$127.8b16.5x20.1x3.9x
Sun, 28 Jul 2024US$2.4tUS$664.6bUS$132.7b14.8x18.4x3.7x
Tue, 25 Jun 2024US$2.4tUS$673.5bUS$131.5b13.6x18.4x3.6x
Thu, 23 May 2024US$2.5tUS$673.6bUS$131.5b14.1x18.7x3.7x
Sat, 20 Apr 2024US$2.4tUS$659.0bUS$147.8b14.3x16.2x3.6x
Mon, 18 Mar 2024US$2.5tUS$663.2bUS$147.5b15.7x16.8x3.7x
Wed, 14 Feb 2024US$2.4tUS$656.0bUS$111.7b13.9x21.5x3.7x
Fri, 12 Jan 2024US$2.3tUS$648.5bUS$107.0b13.4x21.4x3.5x
Sun, 10 Dec 2023US$2.2tUS$648.6bUS$107.0b13.9x20.3x3.3x
Tue, 07 Nov 2023US$2.1tUS$647.8bUS$100.5b11.2x20.8x3.2x
Thu, 05 Oct 2023US$2.1tUS$622.6bUS$106.8b12.4x19.5x3.3x
Sat, 02 Sep 2023US$2.2tUS$621.7bUS$106.8b12.9x20.7x3.6x
Mon, 31 Jul 2023US$2.2tUS$600.1bUS$32.7b13.8x65.9x3.6x
Wed, 28 Jun 2023US$2.1tUS$598.0bUS$31.2b10.9x65.7x3.4x
Fri, 26 May 2023US$2.0tUS$597.8bUS$31.2b10.3x63.2x3.3x
Sun, 23 Apr 2023US$2.0tUS$583.6bUS$7.6b9.5x268.9x3.5x
Tue, 21 Mar 2023US$782.8bUS$409.1b-US$5,022,148,307.006.3x-155.9x1.9x
Thu, 16 Feb 2023US$768.5bUS$384.3bUS$16.1b7x47.7x2x
Price to Earnings Ratio

47.7x


Total Market Cap: US$768.5bTotal Earnings: US$16.1bTotal Revenue: US$384.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Diversified Financial Industry Price to Earnings3Y Average 32.9x202420252026
Current Industry PE
  • Investors are pessimistic on the American Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 21.4x which is lower than its 3-year average PE of 32.9x.
  • The industry is trading close to its 3-year average PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 100% per year over the last three years.
  • Revenues for these companies have grown 22% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-0.071%
Financials1.26%
Diversified Financial2.51%
Multi-Sector Holdings5.54%
Transaction and Payment Processing Services0.51%
Specialized Finance-0.17%
Other Diversified Financial Services-0.76%
Industry PE
  • Investors are most optimistic about the Specialized Finance industry which is trading above its 3-year average PE ratio of 16.7x.
    • Analysts are expecting annual earnings growth of 6.4%, which is higher than its past year's earnings decline of 0.3% per year.
  • Investors are most pessimistic about the Multi-Sector Holdings industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 10.6x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 29% over the next 5 years.
  • This is better than its past earnings decline of 1.8% per year.
  • In contrast, the Multi-Sector Holdings industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BRK.A Berkshire HathawayUS$762.57k4.5%
+US$47.7b		8.0%PE16.3x
CPAY CorpayUS$354.1916.2%
+US$3.5b		-5.6%PE23.2x
ACT Enact HoldingsUS$43.176.7%
+US$392.8m		27.2%PE9.2x
GPN Global PaymentsUS$72.861.6%
+US$313.6m		-33.5%PE12.5x
RKT Rocket CompaniesUS$18.880.6%
+US$309.7m		46.1%PS8.7x

Latest News

MA
US$548.74
Mastercard
7D
-1.2%
1Y
-3.0%

MA: Crypto And Stablecoin Expansion Will Drive Future Upside

Analysts trimmed their fair value estimate for Mastercard by about US$4, to roughly US$661, reflecting slightly lower assumed future P/E multiples, even as they highlight resilient revenue growth, strong profit margins, and a series of recent rating upgrades that see the shares as relatively inexpensive. Analyst Commentary Recent research on Mastercard has been active, with a mix of price target trims and increases alongside several rating upgrades.
ACT
US$43.17
Enact Holdings
7D
6.7%
1Y
27.2%

ACT: Future Returns Will Reflect Ongoing Buybacks And Stable Profitability At Fair Pricing

Analysts have raised their price target for Enact Holdings to $45.60 from $42.20, pointing to updated assumptions around discount rate, revenue growth, profit margin, and future P/E that together refine how they see the stock's risk and return profile today. What's in the News Enact Holdings, Inc.
WU
US$10.28
Western Union
7D
8.0%
1Y
-1.6%

WU: Digital And Retail Remittances Will Offset Stablecoin Sentiment Headwinds

Analysts have trimmed their Western Union fair value estimate from about US$14.58 to roughly US$14.36, reflecting updated views on discount rates, profit margins and future P/E, while also weighing recent commentary on stablecoin sentiment headwinds and the company’s plans to grow revenue through 2028. Analyst Commentary Recent research has highlighted a mix of caution around digital asset competition and constructive views on Western Union’s multiyear revenue ambitions.
GPN
US$72.86
Global Payments
7D
1.6%
1Y
-33.5%
TOST
US$27.73
Toast
7D
-12.0%
1Y
-33.0%

TOST: Restaurant Execution And New Installations Will Support Future Margin Expansion

Narrative Update on Toast The analyst price target for Toast has been trimmed slightly, based on research that balances expectations for solid near term results with concerns related to competition, valuation, and the expansion of the total addressable market. Analyst Commentary Recent research on Toast reflects a mixed setup, with some analysts highlighting execution strengths and others focusing on valuation and competitive pressures.
ESNT
US$65.28
Essent Group
7D
3.8%
1Y
11.6%

ESNT: Future Returns Will Reflect 2026 Credit Conditions And Mortgage Market Outlook

Narrative Update on Analyst Price Targets Analysts have made only a modest adjustment to their outlook on Essent Group, with the blended price target moving slightly given small tweaks to valuation inputs such as the discount rate and assumed future P/E. Recent Street research has clustered around a tight US$65 to US$70 target range, supported by expectations for steady sector conditions and a stable credit backdrop into 2026.
AFRM
US$57.03
Affirm Holdings
7D
-8.0%
1Y
-26.6%
CPAY
US$354.19
Corpay
7D
16.2%
1Y
-5.6%
XYZ
US$55.97
Block
7D
-7.3%
1Y
-34.0%

XYZ: BNPL Adoption And Execution Improvements Will Drive Medium Term Upside Momentum

Analysts have made a small upward adjustment to their fair value estimate for Block, lifting it by about US$0.20 per share. Recent research points to building momentum in the business and a willingness to assign a slightly higher future P/E multiple, despite more tempered assumptions for growth and margins.
V
US$331.58
Visa
7D
-0.7%
1Y
-5.6%

V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat

Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.
PYPL
US$40.42
PayPal Holdings
7D
-22.8%
1Y
-48.3%

PYPL: AI Commerce Partnerships And Buybacks Will Drive Future Reassessment

The analyst price target for PayPal Holdings has been revised from $105.86 to $79.19. This reflects analysts' updates to fair value, growth, profitability and future P/E assumptions following a broad wave of target cuts and rating changes across the Street.
FISV
US$60.00
Fiserv
7D
-4.7%
1Y
-74.0%

FISV: Slower Core Execution And Legal Scrutiny Will Pressure Earnings Power

Analysts have cut their price targets on Fiserv to a clustered range around US$77 to US$99. This reflects a more cautious stance tied to lower assumed growth, slightly higher discount rates, trimmed future P/E expectations and mixed sentiment around the pace of improvement in its core payments and banking businesses.
RKT
US$18.88
Rocket Companies
7D
0.6%
1Y
46.1%

RKT: Higher Future P/E Will Support Stable And Undervalued Outlook

Analysts have adjusted their price target on Rocket Companies slightly, with the updated fair value estimate now at US$21.57. This reflects modest tweaks to assumptions around the discount rate, revenue growth, profit margins, and future P/E multiples.
FIS
US$51.93
Fidelity National Information Services
7D
-7.4%
1Y
-37.2%

Fidelity National Information Services' (NYSE:FIS) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 02
Fidelity National Information Services' (NYSE:FIS) Shareholders Will Receive A Bigger Dividend Than Last Year
BRK.A
US$762,569.63
Berkshire Hathaway
7D
4.5%
1Y
8.0%
HASI
US$36.13
HA Sustainable Infrastructure Capital
7D
4.9%
1Y
26.6%