ESNT Stock Overview
Through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for ESNT from our risk checks.
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Essent Group Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$54.13 |
| 52 Week High | US$65.34 |
| 52 Week Low | US$50.66 |
| Beta | 1.1 |
| 1 Month Change | -6.32% |
| 3 Month Change | -15.18% |
| 1 Year Change | 2.64% |
| 3 Year Change | 18.65% |
| 5 Year Change | 6.12% |
| Change since IPO | 140.26% |
Recent News & Updates
Recent updates
Essent Group Ltd.'s (NYSE:ESNT) Price Is Right But Growth Is Lacking
Dec 18
Is Now The Time To Put Essent Group (NYSE:ESNT) On Your Watchlist?
Sep 03Insuring Growth: Essent Group's Q2 Earnings Paint A Bright Picture
Aug 29Essent Group Ltd. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 07Benign Growth For Essent Group Ltd. (NYSE:ESNT) Underpins Its Share Price
Jul 16Essent Group Ltd. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
May 07Essent Group (NYSE:ESNT) Is Due To Pay A Dividend Of $0.28
May 06Why We Think Essent Group Ltd.'s (NYSE:ESNT) CEO Compensation Is Not Excessive At All
Apr 26The Market Doesn't Like What It Sees From Essent Group Ltd.'s (NYSE:ESNT) Earnings Yet
Mar 24Essent: Still Worried About Unemployment
Dec 07Essent Group: Insurances Grow And So Does The Buy Case
Aug 26Essent Group raises dividend to $0.25/share
Feb 10Essent's Catalyst Is The End To Economic Uncertainty
Jan 10Essent Group Q3 2022 Earnings Preview
Nov 03Essent In A Tough Industry, Underwriting Will Slow
Aug 25Essent Group GAAP EPS of $2.16 beats by $0.66, revenue of $244.4M in-line
Aug 05Essent Benefits From Housing Strength But Still Risky
Jun 03Shareholder Returns
| ESNT | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | 1.4% | -0.8% | -1.1% |
| 1Y | 2.6% | 24.1% | 22.4% |
Return vs Industry: ESNT underperformed the US Diversified Financial industry which returned 25.5% over the past year.
Return vs Market: ESNT underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| ESNT volatility | |
|---|---|
| ESNT Average Weekly Movement | 4.1% |
| Diversified Financial Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ESNT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ESNT's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 602 | Mark Casale | www.essentgroup.com |
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services.
Essent Group Ltd. Fundamentals Summary
| ESNT fundamental statistics | |
|---|---|
| Market cap | US$5.74b |
| Earnings (TTM) | US$736.87m |
| Revenue (TTM) | US$1.18b |
7.8x
P/E Ratio4.9x
P/S RatioIs ESNT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ESNT income statement (TTM) | |
|---|---|
| Revenue | US$1.18b |
| Cost of Revenue | US$128.59m |
| Gross Profit | US$1.06b |
| Other Expenses | US$318.89m |
| Earnings | US$736.87m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.94 |
| Gross Margin | 89.14% |
| Net Profit Margin | 62.22% |
| Debt/Equity Ratio | 8.8% |
How did ESNT perform over the long term?
See historical performance and comparisonDividends
2.1%
Current Dividend Yield16%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 00:58 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Essent Group Ltd. is covered by 18 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |