Essent Group Management
Management criteria checks 4/4
Essent Group's CEO is Mark Casale, appointed in Jan 2008, has a tenure of 18.33 years. total yearly compensation is $10.04M, comprised of 10% salary and 90% bonuses, including company stock and options. directly owns 2.64% of the company’s shares, worth $150.18M. The average tenure of the management team and the board of directors is 5 years and 10.2 years respectively.
Key information
Mark Casale
Chief executive officer
US$10.0m
Total compensation
| CEO salary percentage | 9.96% |
| CEO tenure | 18.3yrs |
| CEO ownership | 2.6% |
| Management average tenure | 5yrs |
| Board average tenure | 10.2yrs |
Recent management updates
Recent updates
ESNT: Future Returns Will Reflect 2026 Credit Conditions And Capital Actions
Analysts have made a modest upward adjustment to the fair value estimate for Essent Group, lifting the target by about $0.13 to $67.81 as they weigh recent mixed price target moves across major firms against relatively stable growth, profitability and P/E assumptions. Analyst Commentary Recent research on Essent Group reflects a mix of modest optimism and caution, with small target price adjustments rather than sweeping calls.ESNT: Future Returns Will Depend On 2026 Credit And Capital Deployment
Analysts have trimmed the blended price target for Essent Group by a small amount, reflecting slightly lower fair value estimates around $67.69, as recent target cuts from firms at $63 sit alongside a higher $68 target. Updated assumptions for revenue growth, profit margins and future P/E multiples feed into the new view.ESNT: Future Returns Will Rely On 2026 Mortgage And Credit Conditions
The analyst price target for Essent Group has been adjusted modestly lower to reflect a mix of reduced targets around $63 to $65 and higher targets up to $70, as analysts incorporate recent Q4 earnings and updated outlooks for credit conditions and mortgage activity. Analyst Commentary Recent research updates on Essent Group show a mix of cautious trimming and modest upward revisions to price targets.ESNT: Future Returns Will Hinge On 2026 Mortgage And Credit Conditions
Analysts have modestly raised their blended price target on Essent Group to $68, pointing to recalibrated earnings expectations, a slightly lower discount rate, and updated P/E assumptions following recent Q4 results and sector level reviews. Analyst Commentary Recent Street research on Essent Group shows a mix of optimism and caution around the new US$68 blended price target, with different views on how much upside remains relative to execution risks and sector level trends.ESNT: Future Returns Will Reflect 2026 Mortgage Conditions And Credit Risk
The analyst price target for Essent Group edges slightly lower to $68.31 from $68.63, reflecting modest adjustments to fair value and discount rate assumptions as analysts balance mixed target moves from Barclays, BofA, JPMorgan, and Goldman Sachs following recent results. Analyst Commentary Recent research on Essent Group shows a mix of cautious and constructive views, with price targets clustered in the low to high $60s and ratings ranging from Equal Weight and Neutral to Buy.ESNT: Future Returns Will Reflect 2026 Credit Conditions And Mortgage Market Outlook
Narrative Update on Analyst Price Targets Analysts have made only a modest adjustment to their outlook on Essent Group, with the blended price target moving slightly given small tweaks to valuation inputs such as the discount rate and assumed future P/E. Recent Street research has clustered around a tight US$65 to US$70 target range, supported by expectations for steady sector conditions and a stable credit backdrop into 2026.ESNT: Future Returns Will Hinge On Capital Returns And 2026 Credit Conditions
Analysts have raised their average price target for Essent Group by about $0.25, citing recent sector wide consumer finance updates and mixed target revisions that reflect both cautious views on credit risk and expectations for steadier mortgage and loan activity into 2026. Analyst Commentary Recent research on Essent Group reflects a generally balanced stance, with modest price target changes clustering in a tight US$65 to US$70 range and ratings that sit in the middle of the spectrum.ESNT: Future Returns Will Depend On Buybacks Versus Credit Risk In 2026
Essent Group's updated analyst price target now implies a fair value of about US$68.38, up from roughly US$67.50, as analysts recalibrate their views around modest tweaks to growth, profitability, and future P/E assumptions after mixed target moves on recent Street research. Analyst Commentary Recent research on Essent Group reflects a mix of optimism and caution, with one major bank lifting its target and another trimming it slightly as they refresh their 2026 outlooks.ESNT: Future Returns Will Hinge On Buyback Discipline Amid Macro Uncertainty
Analysts have nudged their price target on Essent Group slightly higher, from $67.25 to $67.50, citing modestly stronger revenue growth expectations that more than offset a marginally higher discount rate and essentially stable profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as a reflection of resilient earnings power, with current valuation still seen as reasonable relative to long term growth prospects.ESNT: Future Returns Will Depend On Execution Amid Larger Buyback And Macro Risks
Analysts have increased their price target on Essent Group by $4 to $71, reflecting slightly higher long term earnings expectations despite largely unchanged assumptions for fair value, discount rate, revenue growth, profit margins, and future valuation multiples. Analyst Commentary Recent research commentary reflects a generally constructive view on Essent Group, with modestly higher price targets signaling confidence in the company’s earnings power and balance sheet strength, while still acknowledging execution and macro risks.ESNT: Future Returns Will Depend On Execution Amid Buybacks And Margin Headwinds
Analysts have slightly increased their price target for Essent Group from $67 to $71. This reflects ongoing confidence in the company's fundamentals despite modest adjustments to growth and margin projections.ESNT: Future Results Will Depend On Sustaining Solid Credit And Expense Management
Analysts have raised their price target for Essent Group, increasing it by $4 to $71. They cite the company's solid quarterly performance and strong expense and tax management compared to peers.Analysts Raise Essent Group Price Targets on Improved Credit Performance and Strong Execution
Analysts have raised their price targets for Essent Group, increasing the consensus from $67 to $71 as they cite improved credit performance, along with continued strength in expense and tax management. Analyst Commentary Following recent price target increases for Essent Group, analysts have shared insights into the core drivers affecting their updated outlooks on the firm.Homeownership Trends And Digital Transformation Will Unlock Future Potential
Analysts have increased their price target for Essent Group, raising it from $66.25 to $67.50. They cite the company's improved revenue growth outlook and continued strong credit performance as key factors.Essent Group: Upgrading To Hold As Interest Rates Decline
Sep 19Earnings Beat: Essent Group Ltd. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Aug 11
Essent Group Ltd. (NYSE:ESNT) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
May 14Insuring Growth: Essent Group's Q2 Earnings Paint A Bright Picture
Aug 29
Elevated Interest Rates And Tactical Diversifications Poised To Bolster Earnings
Favorable demographics and housing supply/demand imbalance boost the value of insured properties, potentially lowering claim rates and increasing revenues.Essent: Still Worried About Unemployment
Dec 07Essent Group: Insurances Grow And So Does The Buy Case
Aug 26CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Dec 31 2025 | US$10m | US$1m | US$690m |
| Sep 30 2025 | n/a | n/a | US$703m |
| Jun 30 2025 | n/a | n/a | US$715m |
| Mar 31 2025 | n/a | n/a | US$723m |
| Dec 31 2024 | US$10m | US$1m | US$729m |
| Sep 30 2024 | n/a | n/a | US$737m |
| Jun 30 2024 | n/a | n/a | US$739m |
| Mar 31 2024 | n/a | n/a | US$707m |
| Dec 31 2023 | US$9m | US$1m | US$696m |
| Sep 30 2023 | n/a | n/a | US$668m |
| Jun 30 2023 | n/a | n/a | US$668m |
| Mar 31 2023 | n/a | n/a | US$728m |
| Dec 31 2022 | US$9m | US$1m | US$831m |
| Sep 30 2022 | n/a | n/a | US$865m |
| Jun 30 2022 | n/a | n/a | US$892m |
| Mar 31 2022 | n/a | n/a | US$820m |
| Dec 31 2021 | US$7m | US$925k | US$682m |
| Sep 30 2021 | n/a | n/a | US$624m |
| Jun 30 2021 | n/a | n/a | US$544m |
| Mar 31 2021 | n/a | n/a | US$399m |
| Dec 31 2020 | US$7m | US$925k | US$413m |
| Sep 30 2020 | n/a | n/a | US$436m |
| Jun 30 2020 | n/a | n/a | US$456m |
| Mar 31 2020 | n/a | n/a | US$578m |
| Dec 31 2019 | US$8m | US$925k | US$556m |
Compensation vs Market: Mark's total compensation ($USD10.04M) is about average for companies of similar size in the US market ($USD8.56M).
Compensation vs Earnings: Mark's compensation has been consistent with company performance over the past year.
CEO
Mark Casale (60 yo)
18.3yrs
Tenure
US$10,039,676
Compensation
Mr. Mark Anthony Casale is the founder, Chief Executive Officer and Chairman of the Board of Directors of Essent Group Ltd. and Essent Title Insurance (NYSE: ESNT). Mr. Casale has financial services experi...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 18.3yrs | US$10.04m | 2.64% $ 150.2m | |
| CFO & Senior VP | 3.9yrs | US$1.66m | 0.044% $ 2.5m | |
| Senior VP | 18.3yrs | US$2.39m | 0.25% $ 14.4m | |
| Chief Risk Officer & Senior VP | 17.3yrs | US$1.94m | 0.21% $ 12.0m | |
| President of Essent Guaranty | 4.3yrs | US$2.96m | 0.31% $ 17.6m | |
| Senior VP & Chief Information Officer | no data | no data | no data | |
| Vice President of Investor Relations | no data | no data | no data | |
| Senior Vice President of Corporate Development | 4.3yrs | no data | no data | |
| President & Chief Underwriting Officer of Essent Reinsurance Ltd | 5yrs | no data | no data | |
| President of Essent Title Insurance Inc | no data | no data | no data |
5.0yrs
Average Tenure
60yo
Average Age
Experienced Management: ESNT's management team is seasoned and experienced (5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 18.3yrs | US$10.04m | 2.64% $ 150.2m | |
| Lead Independent Director | 18.3yrs | US$363.70k | 0.028% $ 1.6m | |
| Independent Director | 1yr | US$214.91k | 0% $ 0 | |
| Independent Director | 13.3yrs | US$328.29k | 0.025% $ 1.4m | |
| Independent Director | 12.4yrs | US$333.29k | 0.032% $ 1.8m | |
| Independent Director | less than a year | no data | no data | |
| Independent Director | 8yrs | US$328.29k | 0.023% $ 1.3m | |
| Independent Director | 16.3yrs | US$303.29k | 0.031% $ 1.7m | |
| Independent Director | 3.8yrs | US$303.29k | 0.0087% $ 494.4k | |
| Independent Director | 1yr | US$214.91k | 0% $ 0 |
10.2yrs
Average Tenure
60.5yo
Average Age
Experienced Board: ESNT's board of directors are seasoned and experienced ( 10.2 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/01 13:23 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Essent Group Ltd. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |