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U.S. Financials Sector Analysis

UpdatedJan 31, 2025
DataAggregated Company Financials
Companies1340
  • 7D2.1%
  • 3M11.6%
  • 1Y34.9%
  • YTD7.4%

In the last week, the Financials industry is up 2.1%, with Mastercard leading the way with a 6.0% gain. In the last 12 months, the industry was up 35%. Earnings are forecast to grow by 8.6% annually.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 31 Jan 2025US$9.9tUS$3.0tUS$546.3b12.7x18.1x3.3x
Sun, 29 Dec 2024US$9.4tUS$2.9tUS$505.1b13x18.6x3.2x
Tue, 26 Nov 2024US$9.5tUS$2.9tUS$504.7b13.9x18.9x3.3x
Thu, 24 Oct 2024US$9.0tUS$2.8tUS$470.9b12.6x19.2x3.2x
Sat, 21 Sep 2024US$8.8tUS$2.8tUS$466.2b12.7x18.8x3.1x
Mon, 19 Aug 2024US$8.4tUS$2.8tUS$466.2b12.1x18x3x
Wed, 17 Jul 2024US$8.3tUS$2.8tUS$467.2b11.9x17.7x3x
Fri, 14 Jun 2024US$7.8tUS$2.8tUS$463.2b10.6x16.8x2.8x
Sun, 12 May 2024US$8.0tUS$2.8tUS$462.4b10.9x17.3x2.9x
Tue, 09 Apr 2024US$8.0tUS$2.7tUS$475.0b10.7x16.8x2.9x
Thu, 07 Mar 2024US$7.7tUS$2.7tUS$472.4b10.7x16.3x2.8x
Sat, 03 Feb 2024US$7.6tUS$2.7tUS$427.3b11.8x17.7x2.8x
Mon, 01 Jan 2024US$7.4tUS$2.7tUS$446.8b11.5x16.6x2.7x
Wed, 29 Nov 2023US$6.9tUS$2.7tUS$446.4b10.5x15.3x2.5x
Fri, 27 Oct 2023US$6.2tUS$2.7tUS$440.2b10.1x14.2x2.3x
Sun, 24 Sep 2023US$6.6tUS$2.7tUS$430.8b10.3x15.3x2.5x
Tue, 22 Aug 2023US$6.6tUS$2.7tUS$431.0b10.7x15.4x2.5x
Thu, 20 Jul 2023US$6.9tUS$2.6tUS$348.9b11x19.7x2.6x
Sat, 17 Jun 2023US$6.5tUS$2.6tUS$341.3b10.6x19.1x2.5x
Mon, 15 May 2023US$6.1tUS$2.6tUS$341.3b10.2x18x2.4x
Wed, 12 Apr 2023US$6.3tUS$2.6tUS$318.3b10.7x19.9x2.5x
Fri, 10 Mar 2023US$5.4tUS$2.4tUS$308.4b11.4x17.5x2.3x
Sun, 05 Feb 2023US$5.9tUS$2.4tUS$348.5b11.9x16.9x2.4x
Tue, 03 Jan 2023US$5.5tUS$2.4tUS$369.1b11.4x14.8x2.3x
Thu, 01 Dec 2022US$5.8tUS$2.4tUS$369.1b12x15.7x2.4x
Sat, 29 Oct 2022US$5.5tUS$2.4tUS$390.2b11.6x14.2x2.3x
Mon, 26 Sep 2022US$5.1tUS$2.4tUS$408.5b11.3x12.5x2.1x
Wed, 24 Aug 2022US$5.5tUS$2.4tUS$401.2b11.7x13.8x2.3x
Fri, 22 Jul 2022US$5.4tUS$2.3tUS$496.6b11.3x10.9x2.3x
Sun, 19 Jun 2022US$5.1tUS$2.4tUS$513.5b10.5x9.9x2.1x
Tue, 17 May 2022US$5.6tUS$2.4tUS$515.6b11.4x10.8x2.3x
Thu, 14 Apr 2022US$6.2tUS$2.4tUS$554.2b11.7x11.2x2.6x
Sat, 12 Mar 2022US$6.2tUS$2.5tUS$555.5b10.7x11.2x2.5x
Mon, 07 Feb 2022US$6.8tUS$2.4tUS$548.5b11x12.3x2.8x
Price to Earnings Ratio

12.3x


Total Market Cap: US$6.8tTotal Earnings: US$548.5bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 15.9x202320242025
Current Industry PE
  • Investors are optimistic on the American Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 18.1x which is higher than its 3-year average PE of 15.9x.
  • The 3-year average PS ratio of 2.6x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 6.5% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-0.49%
Financials2.11%
Diversified Financial3.85%
Mortgage REITs2.92%
Insurance2.67%
Banks1.43%
Capital Markets1.15%
Mortgage Finance0%0
Consumer Finance-1.10%
Industry PE
  • Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 22.8x.
    • Analysts are expecting annual earnings growth of 12.1%, which is lower than the prior year's growth of 17.2% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading close to its 3-year average of 15.6x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 36% over the next 5 years.
  • This is better than its past earnings decline of 1.0% per year.
  • In contrast, the Diversified Financial industry is expected to see its earnings grow by 2.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MA MastercardUS$566.016.0%
+US$29.2b		22.8%PE40.4x
V VisaUS$343.054.5%
+US$29.1b		23.8%PE34.6x
BRK.A Berkshire HathawayUS$709.08k2.9%
+US$28.3b		21.9%PE9.5x
BLK BlackRockUS$1.07k5.3%
+US$8.3b		36.5%PE26.1x
JPM JPMorgan ChaseUS$268.230.9%
+US$6.4b		54.4%PB2.3x
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