Header cover image

U.S. Insurance Industry Analysis

UpdatedDec 02, 2021
DataAggregated Company Financials
Companies140
  • 7D-1.7%
  • 3M0.3%
  • 1Y19.1%
  • YTD19.9%

Over the last 7 days, the Insurance industry has dropped 1.7%, driven by declines in American International Group and Allstate of 4.9% and 5.9%, respectively. This takes the industry's 12 month performance to a gain of 19%.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Sun, 05 Dec 2021US$1.0tUS$801.0bUS$88.3b10.3x
Tue, 02 Nov 2021US$1.1tUS$777.4bUS$86.9b10.5x
Thu, 30 Sep 2021US$1.0tUS$771.4bUS$90.5b9.8x
Sat, 28 Aug 2021US$1.0tUS$771.8bUS$90.4b10x
Sun, 04 Jul 2021US$991.4bUS$770.6bUS$90.4b9.5x
Wed, 07 Apr 2021US$942.0bUS$734.5bUS$65.1b11.3x
Sat, 09 Jan 2021US$858.5bUS$705.4bUS$48.9b13.2x
Fri, 02 Oct 2020US$727.6bUS$687.1bUS$42.2b11.9x
Mon, 06 Jul 2020US$718.3bUS$687.0bUS$41.2b13.9x
Thu, 09 Apr 2020US$645.2bUS$697.1bUS$57.3b14x
Wed, 01 Jan 2020US$898.3bUS$707.6bUS$67.5b12.9x
Sat, 05 Oct 2019US$898.4bUS$685.6bUS$54.8b17.4x
Tue, 09 Jul 2019US$889.8bUS$674.1bUS$52.7b16.6x
Mon, 01 Apr 2019US$809.8bUS$663.6bUS$48.1b16x
Thu, 03 Jan 2019US$743.9bUS$641.2bUS$42.9b17.7x
PE Ratio

17.7x

Total Market Cap: US$743.9bTotal Earnings: US$42.9bTotal Revenue: US$641.2b0%0%0%3 Year10 Year
20202021

Current Industry PE: Investors are relatively neutral on the industry at the moment, considering it's trading close to its 3-year average PE ratio of 13.9x. It appears they believe that earnings will grow in-line with historical growth rates.

Past Earnings Growth: The earnings for companies in the Insurance industry have grown 27% per year over the last three years, and revenues for these companies have grown 7.7% per year. This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Insurance industry?

Insurance Brokers0.22%
Reinsurance0.053%
Life and Health Insurance-1.98%
Property and Casualty Insurance-2.44%
General Insurance-4.02%

Industry PE: Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 27.2x. However analysts are expecting annual earnings growth of 22%, which is lower than the prior year's growth of 30% per year. So the market might believe that analysts are underestimating future growth. Meanwhile, investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 17.0x.

Forecasted Growth: Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 47% over the next 5 years. This is better than it's past earnings growth rate of 33% per year. Meanwhile, the General Insurance industry is expected to see its earnings decline by 11% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company7D1YValuation
MMC Marsh & McLennan Companies0.8%+US$696.8m43.0%PE31.2x
AJG Arthur J. Gallagher1.4%+US$485.0m42.6%PE36.5x
PGR Progressive0.7%+US$368.6m6.4%PE13.8x
RNR RenaissanceRe Holdings3.8%+US$270.6m-1.3%PS1.4x
WLTW Willis Towers Watson0.8%+US$230.5m7.6%PE12.5x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
Download on the App StoreGet it on Google Play
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

AFL

US$54.28

Aflac

7D

-2.3%

1Y

17.3%