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U.S. Insurance Industry Analysis

UpdatedNov 27, 2022
DataAggregated Company Financials
Companies139
  • 7D2.3%
  • 3M8.5%
  • 1Y10.1%
  • YTD6.9%

The Insurance industry has gained 2.3% in the last week and Chubb up 2.9%. In the same time, AGBA Group Holding was down 35%. This means that the industry has gained 10% over the past year. Earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022US$1.0tUS$777.8bUS$54.6b14.4x19x1.3x
Tue, 25 Oct 2022US$947.1bUS$769.3bUS$63.5b13.5x14.9x1.2x
Thu, 22 Sep 2022US$931.7bUS$795.2bUS$74.2b13.2x12.6x1.2x
Sat, 20 Aug 2022US$938.0bUS$775.5bUS$56.6b14.3x16.6x1.2x
Mon, 18 Jul 2022US$924.8bUS$783.0bUS$77.4b11.3x12x1.2x
Wed, 15 Jun 2022US$934.4bUS$787.8bUS$79.2b11x11.8x1.2x
Fri, 13 May 2022US$1.0tUS$787.4bUS$79.4b10.6x12.8x1.3x
Sun, 10 Apr 2022US$1.1tUS$787.4bUS$87.1b10.9x12.9x1.4x
Tue, 08 Mar 2022US$1.1tUS$817.3bUS$91.2b9.9x11.6x1.3x
Thu, 03 Feb 2022US$1.1tUS$803.7bUS$87.7b11.3x12.5x1.4x
Sat, 01 Jan 2022US$1.1tUS$801.0bUS$88.3b10.8x12.3x1.4x
Mon, 29 Nov 2021US$1.1tUS$801.0bUS$88.3b10.6x11.9x1.3x
Wed, 27 Oct 2021US$1.1tUS$775.0bUS$89.0b10.3x12.5x1.4x
Fri, 24 Sep 2021US$1.0tUS$771.4bUS$90.5b9.5x11.2x1.3x
Sun, 22 Aug 2021US$1.0tUS$771.8bUS$90.4b10x11.3x1.3x
Fri, 09 Jul 2021US$991.4bUS$770.6bUS$90.4b9.5x11x1.3x
Thu, 01 Apr 2021US$942.0bUS$734.5bUS$65.1b11.3x14.5x1.3x
Sun, 03 Jan 2021US$858.5bUS$705.4bUS$48.9b13.2x17.6x1.2x
Wed, 07 Oct 2020US$727.6bUS$687.1bUS$42.2b11.9x17.2x1.1x
Tue, 30 Jun 2020US$718.3bUS$687.0bUS$41.2b13.9x17.4x1x
Fri, 03 Apr 2020US$645.2bUS$697.1bUS$57.3b14x11.3x0.9x
Mon, 06 Jan 2020US$898.3bUS$707.6bUS$67.5b12.9x13.3x1.3x
Price to Earnings Ratio

16.3x


Total Market Cap: US$893.2bTotal Earnings: US$54.8bTotal Revenue: US$685.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 14.3x202020212022
Current Industry PE
  • Investors are optimistic on the American Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 19.0x which is higher than its 3-year average PE of 14.3x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 4.3% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.26%
Financials1.95%
Insurance2.32%
Insurance Brokers3.26%
Reinsurance2.61%
General Insurance2.44%
Property and Casualty Insurance2.37%
Life and Health Insurance1.46%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 30.5x.
    • Analysts are expecting annual earnings growth of 14.1%, which is higher than its past year's earnings growth of 10.0% per year.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 59% over the next 5 years.
  • This is better than its past earnings decline of 58% per year.
  • In contrast, the General Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CB ChubbUS$216.232.9%
+US$2.5b
17.2%PE14.6x
MMC Marsh & McLennan CompaniesUS$171.822.6%
+US$2.1b
3.3%PE25.2x
PGR ProgressiveUS$131.572.5%
+US$1.9b
39.1%PE92.7x
WTW Willis Towers WatsonUS$244.024.9%
+US$1.2b
6.6%PE26x
AON AonUS$307.081.9%
+US$1.2b
4.4%PE22.7x
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Latest News

AJG

US$199.29

Arthur J. Gallagher

7D

2.6%

1Y

22.2%

PGR

US$131.57

Progressive

7D

2.5%

1Y

39.1%

WTW

US$244.02

Willis Towers Watson

7D

4.9%

1Y

6.6%

MET

US$76.95

MetLife

7D

1.9%

1Y

28.0%

CB

US$216.23

Chubb

7D

2.9%

1Y

17.2%

TRV

US$188.91

Travelers Companies

7D

2.4%

1Y

22.9%

WDH

US$1.57

Waterdrop

7D

-3.1%

1Y

14.6%

HGTY

US$8.61

Hagerty

7D

-1.6%

1Y

-13.7%

NODK

US$13.23

NI Holdings

7D

-2.0%

1Y

-28.5%

LMND

US$19.48

Lemonade

7D

-2.6%

1Y

-63.1%

NWLI

US$205.21

National Western Life Group

7D

-1.8%

1Y

-4.3%

PLMR

US$60.80

Palomar Holdings

7D

-0.6%

1Y

-20.6%