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Aflac NYSE:AFL Stock Report

Last Price

US$102.69

Market Cap

US$56.2b

7D

-1.8%

1Y

26.1%

Updated

20 Dec, 2024

Data

Company Financials +

AFL Stock Overview

Through its subsidiaries, provides supplemental health and life insurance products. More details

AFL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends5/6

My Notes

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Community Narratives

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Aflac Incorporated Competitors

Price History & Performance

Summary of share price highs, lows and changes for Aflac
Historical stock prices
Current Share PriceUS$102.69
52 Week HighUS$115.50
52 Week LowUS$75.08
Beta0.97
1 Month Change-6.85%
3 Month Change-4.85%
1 Year Change26.08%
3 Year Change78.00%
5 Year Change95.15%
Change since IPO172,549.17%

Recent News & Updates

Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Dec 19
Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Dec 12
Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Recent updates

Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Dec 19
Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Dec 12
Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk

Nov 02

Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments

Aug 26

Should You Be Adding Aflac (NYSE:AFL) To Your Watchlist Today?

Aug 22
Should You Be Adding Aflac (NYSE:AFL) To Your Watchlist Today?

Aflac Incorporated's (NYSE:AFL) Shares Lagging The Market But So Is The Business

Jul 11
Aflac Incorporated's (NYSE:AFL) Shares Lagging The Market But So Is The Business

Aflac Incorporated Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

May 05
Aflac Incorporated Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aflac Incorporated: Good Positioning But Risks From Japan

Apr 22

Aflac: Growing Cancer Cases Will Lead To Higher Revenues

Apr 09

Aflac Incorporated's (NYSE:AFL) Share Price Is Matching Sentiment Around Its Earnings

Apr 08
Aflac Incorporated's (NYSE:AFL) Share Price Is Matching Sentiment Around Its Earnings

Aflac: A Dividend Aristocrat To Watch

Feb 08

Aflac's (NYSE:AFL) Upcoming Dividend Will Be Larger Than Last Year's

Feb 07
Aflac's (NYSE:AFL) Upcoming Dividend Will Be Larger Than Last Year's

Aflac: Still A Very Interesting Dividend-Growth Play

Jan 17

Investors Don't See Light At End Of Aflac Incorporated's (NYSE:AFL) Tunnel

Dec 21
Investors Don't See Light At End Of Aflac Incorporated's (NYSE:AFL) Tunnel

Aflac: Should Be Part Of Any Dividend Growth Portfolio

Dec 19

Aflac Q3: Why High Valuation May Be Signaling A Stock Split (Rating Upgrade)

Dec 05

Aflac: Hold Rating Reaffirmed, A Dividend Grower With High Stock Price

Nov 08

Aflac: An Incredible Dividend Aristocrat That Every Dividend Investor Should Own

Oct 03

Insurer Aflac Swims On In Strong Rate Environment, But Remains Overbought

Jun 19

Aflac: Impressive Record, Mixed Results

Feb 19

Aflac Continues To Deliver

Feb 10

AFLAC Non-GAAP EPS of $1.29 beats by $0.08, revenue of $4.01B misses by $480M

Feb 01

Aflac: Moderately Overvalued In Light Of Challenging Growth Environment

Dec 07

Shareholder Returns

AFLUS InsuranceUS Market
7D-1.8%-2.2%-2.4%
1Y26.1%26.1%23.3%

Return vs Industry: AFL matched the US Insurance industry which returned 26.1% over the past year.

Return vs Market: AFL exceeded the US Market which returned 23.3% over the past year.

Price Volatility

Is AFL's price volatile compared to industry and market?
AFL volatility
AFL Average Weekly Movement3.0%
Insurance Industry Average Movement4.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: AFL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AFL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
195512,785Dan Amoswww.aflac.com

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. The company operates through Aflac Japan and Aflac U.S. segments. The Aflac Japan segment offers cancer, medical, nursing care, work leave, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan.

Aflac Incorporated Fundamentals Summary

How do Aflac's earnings and revenue compare to its market cap?
AFL fundamental statistics
Market capUS$56.25b
Earnings (TTM)US$3.81b
Revenue (TTM)US$17.30b

15.0x

P/E Ratio

3.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFL income statement (TTM)
RevenueUS$17.30b
Cost of RevenueUS$9.48b
Gross ProfitUS$7.82b
Other ExpensesUS$4.01b
EarningsUS$3.81b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)6.86
Gross Margin45.20%
Net Profit Margin22.01%
Debt/Equity Ratio49.7%

How did AFL perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

29%

Payout Ratio

Does AFL pay a reliable dividends?

See AFL dividend history and benchmarks
When do you need to buy AFL by to receive an upcoming dividend?
Aflac dividend dates
Ex Dividend DateFeb 19 2025
Dividend Pay DateMar 03 2025
Days until Ex dividend60 days
Days until Dividend pay date72 days

Does AFL pay a reliable dividends?

See AFL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 06:16
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Aflac Incorporated is covered by 32 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ishan MajumdarBaptista Research
Jay GelbBarclays
Alex ScottBarclays