Prudential Financial, Inc., through its subsidiaries, provides insurance, investment management, and other financial products and services.
Established dividend payer and fair value.
Share Price & News
How has Prudential Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PRU's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: PRU underperformed the US Insurance industry which returned -10.8% over the past year.
Return vs Market: PRU underperformed the US Market which returned 16.8% over the past year.
Price Volatility Vs. Market
How volatile is Prudential Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StMarket Still Lacking Some Conviction On Prudential Financial, Inc. (NYSE:PRU)
1 month ago | Simply Wall StHere's What Prudential Financial, Inc.'s (NYSE:PRU) Shareholder Ownership Structure Looks Like
2 months ago | Simply Wall StThose Who Purchased Prudential Financial (NYSE:PRU) Shares Three Years Ago Have A 41% Loss To Show For It
Is Prudential Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PRU ($70.74) is trading below our estimate of fair value ($140.28)
Significantly Below Fair Value: PRU is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: PRU is unprofitable, so we can't compare its PE Ratio to the US Insurance industry average.
PE vs Market: PRU is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PRU's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PRU is good value based on its PB Ratio (0.4x) compared to the US Insurance industry average (0.9x).
How is Prudential Financial forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PRU is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.2%).
Earnings vs Market: PRU is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: PRU's is expected to become profitable in the next 3 years.
Revenue vs Market: PRU's revenue (1.8% per year) is forecast to grow slower than the US market (9.4% per year).
High Growth Revenue: PRU's revenue (1.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PRU's Return on Equity is forecast to be low in 3 years time (9.4%).
How has Prudential Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PRU is currently unprofitable.
Growing Profit Margin: PRU is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: PRU is unprofitable, and losses have increased over the past 5 years at a rate of 4.6% per year.
Accelerating Growth: Unable to compare PRU's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: PRU is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-4%).
Return on Equity
High ROE: PRU has a negative Return on Equity (-0.17%), as it is currently unprofitable.
How is Prudential Financial's financial position?
Financial Position Analysis
Short Term Liabilities: PRU's short term assets ($42.8B) do not cover its short term liabilities ($64.7B).
Long Term Liabilities: PRU's short term assets ($42.8B) do not cover its long term liabilities ($784.1B).
Debt to Equity History and Analysis
Debt Level: PRU's debt to equity ratio (53.9%) is considered high.
Reducing Debt: PRU's debt to equity ratio has reduced from 108.1% to 53.9% over the past 5 years.
Debt Coverage: PRU's debt is well covered by operating cash flow (69.2%).
Interest Coverage: PRU is unprofitable, therefore interest payments are not well covered by earnings.
What is Prudential Financial current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: PRU's dividend (6.22%) is higher than the bottom 25% of dividend payers in the US market (1.62%).
High Dividend: PRU's dividend (6.22%) is in the top 25% of dividend payers in the US market (4.29%)
Stability and Growth of Payments
Stable Dividend: PRU's dividends per share have been stable in the past 10 years.
Growing Dividend: PRU's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: PRU is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: PRU's dividends in 3 years are forecast to be well covered by earnings (38.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Charlie Lowrey (62 yo)
Mr. Charles Frederick Lowrey, Jr., also known as Charlie, has been Chief Executive Officer, President and Director of Prudential Financial, Inc. since December 01, 2018 and Chairman of the Board since Apri ...
CEO Compensation Analysis
Compensation vs Market: Charlie's total compensation ($USD15.13M) is above average for companies of similar size in the US market ($USD11.35M).
Compensation vs Earnings: Charlie's compensation has increased whilst the company is unprofitable.
|Vice Chair||1.58yrs||US$12.08m||0.020% |
|Executive VP & CFO||1.67yrs||US$4.87m||0.0056% |
|Executive VP & Head of International Businesses||no data||US$7.50m||0.015% |
|Senior VP & Chief Investment Officer||1.67yrs||no data||0.0057% |
|Senior VP||6.42yrs||no data||0.0016% |
|Chief Information Officer & Executive VP||1.08yrs||no data||no data|
|Senior VP and Head of Investor Relations||no data||no data||no data|
|Chief Ethics & Compliance Officer||no data||no data||no data|
|Executive VP & General Counsel||4.83yrs||no data||0.011% |
|Vice President of Communications||no data||no data||no data|
|Senior VP & Chief Marketing Officer||no data||no data||no data|
Experienced Management: PRU's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.
|Vice Chair||1.58yrs||US$12.08m||0.020% |
|Independent Director||16.58yrs||US$335.00k||0.0097% |
|Independent Director||13.92yrs||US$322.50k||0.0029% |
|Independent Director||6.75yrs||US$335.00k||0.0030% |
|Independent Director||4.42yrs||US$305.00k||0.00013% |
|Independent Director||19.58yrs||US$324.85k||0.00013% |
|Independent Director||4.42yrs||US$305.00k||0.00011% |
|Independent Director||9.83yrs||US$305.00k||0.000030% |
|Independent Director||5.08yrs||US$306.35k||0.00011% |
|Lead Independent Director||3.25yrs||US$405.00k||0.00013% |
|Independent Director||4.42yrs||US$300.00k||0.000020% |
Experienced Board: PRU's board of directors are considered experienced (4.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Prudential Financial, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Prudential Financial, Inc.
- Ticker: PRU
- Exchange: NYSE
- Founded: 1875
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: US$27.914b
- Shares outstanding: 394.60m
- Website: https://www.prudential.com
Number of Employees
- Prudential Financial, Inc.
- 751 Broad Street
- New Jersey
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PRU||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Dec 2001|
|PRU *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Dec 2001|
|PLL||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Dec 2001|
|0KRX||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Dec 2001|
|PLL||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Dec 2001|
|P1DT34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EACH 2 REPR 1 SHS UNSPON||BR||BRL||Jan 2020|
Prudential Financial, Inc., through its subsidiaries, provides insurance, investment management, and other financial products and services. It operates through eight segments: PGIM, Retirement, Group Insur ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 00:22|
|End of Day Share Price||2020/08/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.