Prudential Financial, Inc.

NYSE:PRU Stock Report

Market Cap: US$41.2b

Prudential Financial Past Earnings Performance

Past criteria checks 2/6

Prudential Financial's earnings have been declining at an average annual rate of -7%, while the Insurance industry saw earnings growing at 11.4% annually. Revenues have been declining at an average rate of 0.5% per year. Prudential Financial's return on equity is 8.2%, and it has net margins of 4.5%.

Key information

-6.98%

Earnings growth rate

-4.42%

EPS growth rate

Insurance Industry Growth8.02%
Revenue growth rate-0.46%
Return on equity8.23%
Net Margin4.49%
Next Earnings Update03 Feb 2026

Recent past performance updates

Recent updates

Prudential Financial Offers Three Notes: One Possible Buy

Nov 25

Prudential Financial, Inc. Just Beat Revenue Estimates By 17%

Nov 02
Prudential Financial, Inc. Just Beat Revenue Estimates By 17%

Prudential Financial: Best Days May Be Yet Ahead

Mar 03

Prudential Financial (NYSE:PRU) Is Increasing Its Dividend To $1.35

Feb 12
Prudential Financial (NYSE:PRU) Is Increasing Its Dividend To $1.35

Fewer Investors Than Expected Jumping On Prudential Financial, Inc. (NYSE:PRU)

Feb 10
Fewer Investors Than Expected Jumping On Prudential Financial, Inc. (NYSE:PRU)

Prudential Financial: Mixed Results Persist In Q4

Feb 06

Prudential Financial: The Buying Window Has Closed (For Now)

Dec 04

Prudential Financial Q3 2024 Earnings Preview: Growth Prospects Are Limited

Oct 29

Prudential Financial: H1 2024 Earnings Support Its Income Appeal

Sep 23

Prudential: Solid Results Increase Likeliness Of Continued Dividend Raises

Aug 21

Prudential Financial: Stronger Performance Is Largely In Shares

Jul 11

Prudential Financial: This Dividend Growth Stock Remains A Buy

May 06

Prudential Financial: Inexpensive High-Yielding Dividend Growth Pick

Apr 15

Prudential: Strong Fundamentals And High Dividend Yield

Apr 04

Prudential: Better Capitalized But Fully Valued

Mar 02

Prudential Financial: A High-Yielding Dividend Stock On Sale

Feb 13

Revenue & Expenses Breakdown

How Prudential Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:PRU Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2557,5982,58412,8450
30 Jun 2559,2091,61212,8790
31 Mar 2560,3662,26912,8300
31 Dec 2470,4052,69513,3410
30 Sep 2472,9664,05613,3400
30 Jun 2461,8282,80513,0950
31 Mar 2460,4432,13813,1110
31 Dec 2353,9792,45912,7210
30 Sep 2350,0301,09612,7760
30 Jun 2361,8791,80512,7760
31 Mar 2359,77327212,5560
31 Dec 2254,583-1,67212,5680
30 Sep 2259,872-42212,8560
30 Jun 2261,3121,18213,1760
31 Mar 2265,7774,32513,4830
31 Dec 2171,1848,73613,6080
30 Sep 2170,4957,23113,6490
30 Jun 2164,3187,19413,5810
31 Mar 2160,5762,66513,6980
31 Dec 2057,091-39513,9060
30 Sep 2060,266-9413,9910
30 Jun 2059,907-16013,9650
31 Mar 2063,1802,94213,7550
31 Dec 1964,8074,14013,3890
30 Sep 1964,3053,85612,8050
30 Jun 1965,3484,10612,4730
31 Mar 1964,6153,59912,1810
31 Dec 1862,9924,02611,9480
30 Sep 1860,9766,91510,5100
30 Jun 1861,1417,47310,4710
31 Mar 1859,9267,76510,6090
31 Dec 1759,8027,76811,9110
30 Sep 1757,9514,32911,7680
30 Jun 1758,5993,92411,8300
31 Mar 1759,5984,34911,8710
31 Dec 1658,9444,31810,4640
30 Sep 1661,2754,76511,6960
30 Jun 1658,0404,41011,4860
31 Mar 1657,1804,89110,9430
31 Dec 1558,3785,58710,9080
30 Sep 1562,9373,40711,4960
30 Jun 1562,1652,46411,5120
31 Mar 1561,9542,14911,8330

Quality Earnings: PRU has high quality earnings.

Growing Profit Margin: PRU's current net profit margins (4.5%) are lower than last year (5.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PRU has become profitable over the past 5 years, growing earnings by -7% per year.

Accelerating Growth: PRU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PRU had negative earnings growth (-36.3%) over the past year, making it difficult to compare to the Insurance industry average (11.6%).

Return on Equity

High ROE: PRU's Return on Equity (8.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/07 12:32
End of Day Share Price 2026/01/07 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Prudential Financial, Inc. is covered by 29 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays