Aflac Incorporated

NYSE:AFL Stock Report

Market Cap: US$56.8b

Aflac Management

Management criteria checks 3/4

Aflac's CEO is Dan Amos, appointed in Jan 1990, has a tenure of 35.67 years. total yearly compensation is $19.27M, comprised of 7.5% salary and 92.5% bonuses, including company stock and options. directly owns 0.56% of the company’s shares, worth $317.66M. The average tenure of the management team and the board of directors is 2.7 years and 8.7 years respectively.

Key information

Dan Amos

Chief executive officer

US$19.3m

Total compensation

CEO salary percentage7.48%
CEO tenure35.7yrs
CEO ownership0.6%
Management average tenure2.7yrs
Board average tenure8.7yrs

Recent management updates

Recent updates

Aflac: Q2 Earnings Indicate Slowing Growth (Rating Downgrade)

Aug 22

Aflac Incorporated Just Missed Earnings - But Analysts Have Updated Their Models

May 03
Aflac Incorporated Just Missed Earnings - But Analysts Have Updated Their Models

Benign Growth For Aflac Incorporated (NYSE:AFL) Underpins Its Share Price

Apr 27
Benign Growth For Aflac Incorporated (NYSE:AFL) Underpins Its Share Price

Aflac's Shares Are Overvalued

Jan 08

Aflac (NYSE:AFL) Is Paying Out A Larger Dividend Than Last Year

Jan 08
Aflac (NYSE:AFL) Is Paying Out A Larger Dividend Than Last Year

Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Dec 19
Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58

Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Dec 12
Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough

Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk

Nov 02

Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments

Aug 26

Aflac Incorporated: Good Positioning But Risks From Japan

Apr 22

Aflac: Growing Cancer Cases Will Lead To Higher Revenues

Apr 09

Aflac: A Dividend Aristocrat To Watch

Feb 08

Aflac: Still A Very Interesting Dividend-Growth Play

Jan 17

Aflac: Should Be Part Of Any Dividend Growth Portfolio

Dec 19

Aflac Q3: Why High Valuation May Be Signaling A Stock Split (Rating Upgrade)

Dec 05

Aflac: Hold Rating Reaffirmed, A Dividend Grower With High Stock Price

Nov 08

Aflac: An Incredible Dividend Aristocrat That Every Dividend Investor Should Own

Oct 03

CEO Compensation Analysis

How has Dan Amos's remuneration changed compared to Aflac's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2025n/an/a

US$2b

Mar 31 2025n/an/a

US$4b

Dec 31 2024US$19mUS$1m

US$5b

Sep 30 2024n/an/a

US$4b

Jun 30 2024n/an/a

US$5b

Mar 31 2024n/an/a

US$5b

Dec 31 2023US$21mUS$1m

US$5b

Sep 30 2023n/an/a

US$5b

Jun 30 2023n/an/a

US$5b

Mar 31 2023n/an/a

US$5b

Dec 31 2022US$16mUS$1m

US$4b

Sep 30 2022n/an/a

US$5b

Jun 30 2022n/an/a

US$4b

Mar 31 2022n/an/a

US$4b

Dec 31 2021US$16mUS$1m

US$4b

Sep 30 2021n/an/a

US$4b

Jun 30 2021n/an/a

US$6b

Mar 31 2021n/an/a

US$6b

Dec 31 2020US$23mUS$1m

US$5b

Sep 30 2020n/an/a

US$5b

Jun 30 2020n/an/a

US$3b

Mar 31 2020n/an/a

US$3b

Dec 31 2019US$14mUS$1m

US$3b

Sep 30 2019n/an/a

US$3b

Jun 30 2019n/an/a

US$3b

Mar 31 2019n/an/a

US$3b

Dec 31 2018US$18mUS$1m

US$3b

Compensation vs Market: Dan's total compensation ($USD19.27M) is above average for companies of similar size in the US market ($USD13.52M).

Compensation vs Earnings: Dan's compensation has been consistent with company performance over the past year.


CEO

Dan Amos (73 yo)

35.7yrs
Tenure
US$19,268,254
Compensation

Mr. Daniel Paul Amos, also known as Dan, has been President since January 1, 2024 and also the Chief Executive Officer of Aflac Incorporated and Aflac since 1990. He has been Chairman of Aflac Incorporated...


Leadership Team

NamePositionTenureCompensationOwnership
Daniel Amos
Chairman & CEO35.7yrsUS$19.27m0.56%
$ 317.7m
Virgil Miller
Presidentless than a yearUS$3.61m0.0043%
$ 2.5m
Max Kristian Broden
Senior EVP & CFO5.7yrsUS$6.21m0.023%
$ 13.1m
Bradley Dyslin
Executive VP2.7yrsUS$5.01m0.0054%
$ 3.1m
Audrey Tillman
Senior EVP11.3yrsUS$4.55m0.051%
$ 29.3m
Robin Blackmon
SVP of Financial Services & Chief Accounting Officer1.7yrsno data0.0013%
$ 738.9k
Bradley Knox
Senior VP & Counsel of Federal Relationsno datano datano data
Steven Kent Beaver
Executive Vice President & CFO6.3yrsno data0.0082%
$ 4.6m
Timothy Callahan
Senior VP & Chief Information Security Officer9.7yrsno datano data
Frederic Jean Simard
Executive VP2yrsno data0.00077%
$ 437.7k
JR Shamley
Senior VP of National Account Business Development & Growth Solutionsless than a yearno datano data
Michael Fradkin
Senior Vice President of Aflac Dental & Visionless than a yearno datano data
2.7yrs
Average Tenure
59yo
Average Age

Experienced Management: AFL's management team is considered experienced (2.7 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Daniel Amos
Chairman & CEO42.7yrsUS$19.27m0.56%
$ 317.7m
Charles Ditmars Lake
President of Aflac International & Chairman of Aflac Life Insurance Japan17.3yrsUS$3.96m0.0096%
$ 5.4m
Masatoshi Koide
President & Representative Director of Aflac Life Insurance Japanno dataUS$3.60m0.013%
$ 7.5m
William Bowers
Independent Lead Non-Management Director12.3yrsUS$405.09k0.013%
$ 7.6m
Thomas Kenny
Independent Director10.6yrsUS$340.05k0.0024%
$ 1.4m
Katherine Rohrer
Independent Director7.8yrsUS$340.05k0.0040%
$ 2.3m
Karole Lloyd
Independent Director8.7yrsUS$365.05k0.0091%
$ 5.2m
Arthur Collins
Independent Director3.3yrsUS$340.05k0.0013%
$ 716.2k
Georgette Kiser
Independent Director6.3yrsUS$330.05k0.0036%
$ 2.0m
Joseph Moskowitz
Independent Director10.3yrsUS$355.05k0.0046%
$ 2.6m
Nobuchika Mori
Independent Director5.3yrsUS$315.05k0.0026%
$ 1.4m
Miwako Hosoda
Independent Director2.3yrsUS$315.05k0.0013%
$ 716.2k
8.7yrs
Average Tenure
65.5yo
Average Age

Experienced Board: AFL's board of directors are considered experienced (8.7 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/09 19:21
End of Day Share Price 2025/09/09 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Aflac Incorporated is covered by 34 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
Taylor ScottBarclays
Jack MattenBMO Capital Markets Equity Research