Aflac Balance Sheet Health
Financial Health criteria checks 4/6
Aflac has a total shareholder equity of $26.1B and total debt of $7.5B, which brings its debt-to-equity ratio to 28.7%. Its total assets and total liabilities are $117.6B and $91.5B respectively. Aflac's EBIT is $6.6B making its interest coverage ratio 33.6. It has cash and short-term investments of $6.2B.
Key information
28.7%
Debt to equity ratio
US$7.50b
Debt
| Interest coverage ratio | 33.6x |
| Cash | US$6.23b |
| Equity | US$26.10b |
| Total liabilities | US$91.47b |
| Total assets | US$117.57b |
Recent financial health updates
No updates
Recent updates
Aflac's Shares Are Overvalued
Jan 08Aflac (NYSE:AFL) Is Paying Out A Larger Dividend Than Last Year
Jan 08
Aflac (NYSE:AFL) Has Announced That It Will Be Increasing Its Dividend To $0.58
Dec 19Aflac Incorporated (NYSE:AFL) Looks Inexpensive But Perhaps Not Attractive Enough
Dec 12Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk
Nov 02Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments
Aug 26Should You Be Adding Aflac (NYSE:AFL) To Your Watchlist Today?
Aug 22Aflac Incorporated's (NYSE:AFL) Shares Lagging The Market But So Is The Business
Jul 11Aflac Incorporated Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
May 05Aflac Incorporated: Good Positioning But Risks From Japan
Apr 22Aflac: Growing Cancer Cases Will Lead To Higher Revenues
Apr 09Aflac Incorporated's (NYSE:AFL) Share Price Is Matching Sentiment Around Its Earnings
Apr 08Aflac: A Dividend Aristocrat To Watch
Feb 08Aflac's (NYSE:AFL) Upcoming Dividend Will Be Larger Than Last Year's
Feb 07Aflac: Still A Very Interesting Dividend-Growth Play
Jan 17Aflac: Should Be Part Of Any Dividend Growth Portfolio
Dec 19Aflac Q3: Why High Valuation May Be Signaling A Stock Split (Rating Upgrade)
Dec 05Aflac: Hold Rating Reaffirmed, A Dividend Grower With High Stock Price
Nov 08Aflac: An Incredible Dividend Aristocrat That Every Dividend Investor Should Own
Oct 03Insurer Aflac Swims On In Strong Rate Environment, But Remains Overbought
Jun 19Aflac: Impressive Record, Mixed Results
Feb 19Aflac Continues To Deliver
Feb 10AFLAC Non-GAAP EPS of $1.29 beats by $0.08, revenue of $4.01B misses by $480M
Feb 01Financial Position Analysis
Short Term Liabilities: AFL's short term assets ($7.7B) exceed its short term liabilities ($573.0M).
Long Term Liabilities: AFL's short term assets ($7.7B) do not cover its long term liabilities ($90.9B).
Debt to Equity History and Analysis
Debt Level: AFL's net debt to equity ratio (4.9%) is considered satisfactory.
Reducing Debt: AFL's debt to equity ratio has increased from 28.6% to 28.7% over the past 5 years.
Debt Coverage: AFL's debt is well covered by operating cash flow (39.4%).
Interest Coverage: AFL's interest payments on its debt are well covered by EBIT (33.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 04:51 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Aflac Incorporated is covered by 32 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ishan Majumdar | Baptista Research |
| Alex Scott | Barclays |
| Jay Gelb | Barclays |