Fidelity National Financial (FNF) Stock Overview
Provides various insurance products in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 6/6 |
FNF Community Fair Values
Create NarrativeSee what 43 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Fidelity National Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$48.61 |
| 52 Week High | US$61.40 |
| 52 Week Low | US$42.78 |
| Beta | 1.05 |
| 1 Month Change | -3.99% |
| 3 Month Change | -6.75% |
| 1 Year Change | -9.90% |
| 3 Year Change | 39.97% |
| 5 Year Change | 3.45% |
| Change since IPO | 111.35% |
Recent News & Updates
Analysis Article • May 13
Earnings Miss: Here's What Fidelity National Financial, Inc. (NYSE:FNF) Analysts Are Forecasting For This Year
Fidelity National Financial, Inc. ( NYSE:FNF ) just released its latest first-quarter report and things are not looking...
New Narrative • May 12
AI Integration And Real Estate Cycles Will Shape Future Earnings Stability
Catalysts About Fidelity National Financial Fidelity National Financial provides title insurance, escrow and related services, and also owns a majority stake in F&G, a retirement and life insurance business. What are the underlying business or industry changes driving this perspective?
Narrative Update • May 08
FNF: Share Repurchases And Higher Margins Will Support Future Upside
Narrative update on Fidelity National Financial The analyst price target for Fidelity National Financial has been reduced by $5. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E, in line with recent cuts from Deutsche Bank, Keefe Bruyette, and Barclays.Recent updates
Analysis Article • May 13
Earnings Miss: Here's What Fidelity National Financial, Inc. (NYSE:FNF) Analysts Are Forecasting For This Year
Fidelity National Financial, Inc. ( NYSE:FNF ) just released its latest first-quarter report and things are not looking...New Narrative • May 12
AI Integration And Real Estate Cycles Will Shape Future Earnings Stability
Catalysts About Fidelity National Financial Fidelity National Financial provides title insurance, escrow and related services, and also owns a majority stake in F&G, a retirement and life insurance business. What are the underlying business or industry changes driving this perspective?Narrative Update • May 08
FNF: Share Repurchases And Higher Margins Will Support Future Upside
Narrative update on Fidelity National Financial The analyst price target for Fidelity National Financial has been reduced by $5. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E, in line with recent cuts from Deutsche Bank, Keefe Bruyette, and Barclays.Narrative Update • Apr 24
FNF: Share Repurchases And Mortgage Tailwinds Will Support Future Upside
Analysts have trimmed the implied fair value for Fidelity National Financial by about $1 to $64.60, reflecting recent reductions to Street price targets. These include cuts of $4 and $9 that cite updated assumptions on the stock's future P/E and earnings power.Seeking Alpha • Apr 14
Fidelity National Financial: Housing Pessimism Is Too Extreme (Upgrade)
Summary Fidelity National Financial is upgraded to "Buy" after a 25% share price decline, offering 13% upside and a secure 4.4% dividend yield. I estimate FNF’s fair value at $53 per share, factoring in its $2.25 billion FG stake and resilient core title operations. Residential mortgage activity remains sluggish, but commercial title volumes are rebounding, with technology and AI investments supporting margin expansion. FNF’s conservative investment portfolio, ample liquidity, and disciplined M&A strategy underpin its capital return potential, including at least $350 million in 2025 buybacks. Read the full article on Seeking AlphaNarrative Update • Apr 07
FNF: Mortgage Tailwinds And Share Repurchases Will Support Future Upside
Analysts have trimmed their average price target for Fidelity National Financial by about $1.80 to reflect more conservative valuation assumptions, including a slightly lower future P/E multiple, while keeping revenue growth and profit margin expectations essentially unchanged. Analyst Commentary Recent research updates around Fidelity National Financial point to a mixed but generally constructive view on the shares, with modest target changes reflecting fine tuning rather than a shift in core expectations.Narrative Update • Mar 24
FNF: Benign Credit And 2026 Mortgage Tailwinds Will Support Upside
Narrative Update on Fidelity National Financial Analysts' targets for Fidelity National Financial have shifted modestly, with one firm moving to $71 from $70 and another to $63 from $64. These changes reflect differing views on the impact of a benign credit backdrop and a potentially stronger mortgage origination market in 2026.Narrative Update • Mar 09
FNF: Benign Credit Outlook And Buybacks Will Support Upside Into 2026
The updated analyst price target for Fidelity National Financial shifts modestly lower to $67.20 from $69.60, as analysts factor in higher modeled revenue growth alongside slightly lower profit margin and future P/E assumptions, informed by recent mixed target revisions in Street research. Analyst Commentary Recent Street research on Fidelity National Financial reflects a mix of optimism and caution, with updated price targets clustering in the low to low mid US$60s, alongside one higher target in the low US$70s.Narrative Update • Feb 23
FNF: Benign Credit Outlook Into 2026 Signals Potential Upside Opportunity
Analysts have trimmed their price target on Fidelity National Financial by $0.65 to $69.60. This reflects updated views on fair value, discount rate, revenue growth, profit margin, and future P/E, alongside sector research that factors in a more constructive outlook for credit and mortgage origination conditions into 2026.Analysis Article • Aug 08
Fidelity National Financial, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
NYSE:FNF 1 Year Share Price vs Fair Value Explore Fidelity National Financial's Fair Values from the Community and...Seeking Alpha • Apr 22
Fidelity National Financial: Well Priced Insurer, Steady Compounder
Summary Fidelity National Financial underwrites title insurance and has a controlling interest in an annuities and life insurance business. The title segment, which is the larger of the two, is cyclical but supported by a regime of rate cuts to come, which should boost real estate transactions. Annuity sales growth is supported by the aging population of the U.S. and related demand for retirement products like annuities. Risks come from flat or rising interest rates, as well as a recession that may more than overwhelm the benefits of rate cuts for distressed lenders. Read the full article on Seeking AlphaSeeking Alpha • Feb 04
Fidelity National Financial: Buy High Quality At A Discount
Summary Fidelity National Financial remains an attractive buy, due to its dominant market position, strategic diversification, and robust dividend growth. The company is well-positioned for sustained profitability through technology investments, AI-driven efficiencies, and a solid balance sheet with a 3.4% dividend yield. FNF appears undervalued with a forward PE below its historical average, offering significant upside potential from AUM growth and commercial sector recovery. Read the full article on Seeking AlphaSeeking Alpha • Nov 20
Fidelity National Financial: Strong And Safe Dividend Despite Housing Market
Summary Fidelity National Financial is poised to benefit from a housing market recovery by 2026 and the secular trend of an aging population boosting F&G sales. Despite current market lows, FNF maintains strong shareholder returns with a 3.3% dividend and a recent 4% increase, showcasing resilience. FNF's title insurance business holds a significant market share and stable pre-tax margins, while F&G's non-cyclical revenue base supports overall financial stability. FNF's strategic M&A and robust financials, including $7.4 billion in free cash flow, position it well for future growth and dividend sustainability. Read the full article on Seeking AlphaSeeking Alpha • Nov 09
Fidelity National: Q3 Refinancing Surge May Be Short-Lived
Summary Fidelity National Financial (FNF) has seen muted mortgage activity but benefits from its stake in F&G Annuities, which has risen over 25%. Title revenue improved but remains 30% below peak levels; margins compressed due to higher loss ratios and subdued housing transactions. Rising mortgage rates may hinder refinancing activity, impacting FNF's title business; no share repurchases expected until rates stabilize around 6%. FNF's dividend yield is 3.3%, but with limited capital return options, I recommend looking elsewhere for better investment opportunities. Read the full article on Seeking Alpha
New Narrative • Aug 21
Innovative Tech And Strategic Investments Set To Propel FNF's Margin Expansion And Revenue Surge
Strategic investments in innovative technologies and digital platforms are set to improve operational efficiency and expand margins, securing a competitive advantage.Seeking Alpha • Aug 07
Fidelity National Likely Needs Lower Rates To Continue Its Rally (Rating Downgrade)
Summary Fidelity's Q2 results were mixed, with EPS missing estimates by $0.07, given relatively weak mortgage transaction activity. Fidelity's title business saw modest improvement in pricing and volumes, with lower creating the potential for further growth. Declining rates could boost FNF's results, but interest rates may now be over-pricing potential Fed easing, prompting my recommendation to sell positions. Read the full article on Seeking AlphaSeeking Alpha • May 14
High Rates Likely Limit Fidelity National Financial's Upside
Summary Fidelity National Financial's stock has risen by 50% in the past year, driven by its majority stake in F&G Annuities & Life. The company's core title insurance business has struggled due to slower home sales and elevated rates, which have reduced mortgage activity. Any rebound is likely to be slow, and at 12.7x earnings excluding F&G, FNF is fairly valued. Read the full article on Seeking AlphaSeeking Alpha • Feb 13
Fidelity National Financial: Dividend Growth Should Continue
Summary Fidelity National Financial is a financial company that offers various financial products and services, including title insurance and mortgage-related services. The company has strong market leadership in the title insurance market, with a nationwide market share of 31% and a market share of 40% in direct sales. While the company's title insurance business is expected to recover once interest rates drop and demand for mortgages rises, there are concerns about its reliance on struggling commercial real estate. The valuation is higher than its 5-year average, but a dividend yield of 3.75% and dividend growth history might make up for it. Read the full article on Seeking AlphaShareholder Returns
| FNF | US Insurance | US Market | |
|---|---|---|---|
| 7D | 1.4% | 1.6% | 1.0% |
| 1Y | -9.9% | -6.7% | 28.7% |
Return vs Industry: FNF underperformed the US Insurance industry which returned -6.1% over the past year.
Return vs Market: FNF underperformed the US Market which returned 27.1% over the past year.
Price Volatility
| FNF volatility | |
|---|---|
| FNF Average Weekly Movement | 4.0% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FNF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FNF's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 24,535 | Mike Nolan | www.fnf.com |
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products.
Fidelity National Financial, Inc. Fundamentals Summary
| FNF fundamental statistics | |
|---|---|
| Market cap | US$13.29b |
| Earnings (TTM) | US$762.00m |
| Revenue (TTM) | US$14.96b |
17.2x
P/E Ratio0.9x
P/S RatioIs FNF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FNF income statement (TTM) | |
|---|---|
| Revenue | US$14.96b |
| Cost of Revenue | US$6.79b |
| Gross Profit | US$8.17b |
| Other Expenses | US$7.41b |
| Earnings | US$762.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.83 |
| Gross Margin | 54.62% |
| Net Profit Margin | 5.09% |
| Debt/Equity Ratio | 50.6% |
How did FNF perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield72%
Payout RatioDoes FNF pay a reliable dividends?
See FNF dividend history and benchmarks| Fidelity National Financial dividend dates | |
|---|---|
| Ex Dividend Date | Jun 16 2026 |
| Dividend Pay Date | Jun 30 2026 |
| Days until Ex dividend | 24 days |
| Days until Dividend pay date | 38 days |
Does FNF pay a reliable dividends?
See FNF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 06:02 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Fidelity National Financial, Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Terry Ma | Barclays |
| Ryan Byrnes | Brean Capital Historical (Janney Montgomery) |