CNA Financial
Market Cap
US$13.0b
Last Updated
2021/05/17 23:33 UTC
Data Sources
Company Financials +
Executive Summary
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. More Details
Rewards
Risk Analysis
Snowflake Analysis
Solid track record with adequate balance sheet and pays a dividend.
Similar Companies
Share Price & News
How has CNA Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CNA is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CNA's weekly volatility (3%) has been stable over the past year.
Market Performance
7 Day Return
-1.6%
CNA
-0.8%
US Insurance
-0.6%
US Market
1 Year Return
71.4%
CNA
56.2%
US Insurance
46.0%
US Market
Return vs Industry: CNA exceeded the US Insurance industry which returned 62.9% over the past year.
Return vs Market: CNA exceeded the US Market which returned 50.8% over the past year.
Shareholder returns
| CNA | Industry | Market | |
|---|---|---|---|
| 7 Day | -1.6% | -0.8% | -0.6% |
| 30 Day | 1.4% | 4.4% | -1.8% |
| 90 Day | 8.3% | 14.9% | 0.2% |
| 1 Year | 81.3%71.4% | 60.2%56.2% | 48.4%46.0% |
| 3 Year | 18.6%-3.7% | 41.9%31.4% | 60.5%50.4% |
| 5 Year | 104.8%45.4% | 85.9%62.9% | 125.9%100.9% |
Long-Term Price Volatility Vs. Market
How volatile is CNA Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
This Insider Has Just Sold Shares In CNA Financial Corporation (NYSE:CNA)1 week ago | Simply Wall St
Be Sure To Check Out CNA Financial Corporation (NYSE:CNA) Before It Goes Ex-Dividend2 months ago | Simply Wall St
Don't Ignore The Fact That This Insider Just Sold Some Shares In CNA Financial Corporation (NYSE:CNA)Valuation
Is CNA Financial undervalued compared to its fair value and its price relative to the market?
18.2%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CNA ($47.43) is trading below our estimate of fair value ($57.98)
Significantly Below Fair Value: CNA is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: CNA is poor value based on its PE Ratio (12.1x) compared to the US Insurance industry average (11.2x).
PE vs Market: CNA is good value based on its PE Ratio (12.1x) compared to the US market (19.8x).
Price to Earnings Growth Ratio
PEG Ratio: CNA is poor value based on its PEG Ratio (1.8x)
Price to Book Ratio
PB vs Industry: CNA is good value based on its PB Ratio (1.1x) compared to the US Insurance industry average (1.2x).
Future Growth
How is CNA Financial forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
6.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CNA's forecast earnings growth (6.7% per year) is above the savings rate (2%).
Earnings vs Market: CNA's earnings (6.7% per year) are forecast to grow slower than the US market (14.6% per year).
High Growth Earnings: CNA's earnings are forecast to grow, but not significantly.
Revenue vs Market: CNA's revenue is expected to decline over the next 3 years (-15.1% per year).
High Growth Revenue: CNA's revenue is forecast to decline over the next 3 years (-15.1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if CNA's Return on Equity is forecast to be high in 3 years time
Past Performance
How has CNA Financial performed over the past 5 years?
2.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CNA has high quality earnings.
Growing Profit Margin: CNA's current net profit margins (9.3%) are higher than last year (5.8%).
Past Earnings Growth Analysis
Earnings Trend: CNA's earnings have grown by 2% per year over the past 5 years.
Accelerating Growth: CNA's earnings growth over the past year (78.1%) exceeds its 5-year average (2% per year).
Earnings vs Industry: CNA earnings growth over the past year (78.1%) exceeded the Insurance industry 46.2%.
Return on Equity
High ROE: CNA's Return on Equity (8.8%) is considered low.
Financial Health
How is CNA Financial's financial position?
Financial Position Analysis
Short Term Liabilities: CNA's short term assets ($10.1B) do not cover its short term liabilities ($29.3B).
Long Term Liabilities: CNA's short term assets ($10.1B) do not cover its long term liabilities ($22.3B).
Debt to Equity History and Analysis
Debt Level: CNA's debt to equity ratio (20.7%) is considered satisfactory.
Reducing Debt: CNA's debt to equity ratio has reduced from 23.6% to 20.7% over the past 5 years.
Debt Coverage: CNA's debt is well covered by operating cash flow (65.9%).
Interest Coverage: CNA's interest payments on its debt are well covered by EBIT (11.8x coverage).
Balance Sheet
Dividend
What is CNA Financial current dividend yield, its reliability and sustainability?
4.79%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CNA's dividend (4.79%) is higher than the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: CNA's dividend (4.79%) is in the top 25% of dividend payers in the US market (3.42%)
Stability and Growth of Payments
Stable Dividend: CNA's dividend payments have been volatile in the past 10 years.
Growing Dividend: CNA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (38.1%), CNA's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.5yrs
Average management tenure
CEO
Dino Robusto (62 yo)
4.5yrs
Tenure
US$11,469,174
Compensation
Mr. Dino Ennio Robusto is Chairman and Chief Executive Officer of CNA Financial Corporation (CNA) since November 2016. Since joining CNA Financial Corporation in November 2016, he has re-energized the busi...
CEO Compensation Analysis
Compensation vs Market: Dino's total compensation ($USD11.47M) is about average for companies of similar size in the US market ($USD11.20M).
Compensation vs Earnings: Dino's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: CNA's management team is considered experienced (3.5 years average tenure).
Board Members
Experienced Board: CNA's board of directors are considered experienced (4.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CNA insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
CNA Financial Corporation's company bio, employee growth, exchange listings and data sources
Key Information
- Name: CNA Financial Corporation
- Ticker: CNA
- Exchange: NYSE
- Founded: 1853
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$12.985b
- Shares outstanding: 271.66m
- Website: https://www.cna.com
Number of Employees
Location
- CNA Financial Corporation
- 151 North Franklin Street
- Floor 9
- Chicago
- Illinois
- 60606
- United States
Listings
Biography
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It operates through Specialty, Commercial, International, Life & Group, and Corporate ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/05/17 23:33 |
| End of Day Share Price | 2021/05/17 00:00 |
| Earnings | 2021/03/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.