| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
CNA Stock Overview
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States.
CNA Financial Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$44.86 |
| 52 Week High | US$50.33 |
| 52 Week Low | US$41.44 |
| Beta | 0.80 |
| 1 Month Change | -7.20% |
| 3 Month Change | -0.42% |
| 1 Year Change | -4.27% |
| 3 Year Change | -0.93% |
| 5 Year Change | -1.73% |
| Change since IPO | 34.58% |
Recent News & Updates
CNA Financial (NYSE:CNA) Is Increasing Its Dividend To US$0.40
CNA Financial Corporation's ( NYSE:CNA ) dividend will be increasing to US$0.40 on 2nd of June. This will take the...
Shareholder Returns
| CNA | US Insurance | US Market | |
|---|---|---|---|
| 7D | -1.3% | -2.2% | -4.0% |
| 1Y | -4.3% | 2.5% | -13.2% |
Return vs Industry: CNA underperformed the US Insurance industry which returned 1% over the past year.
Return vs Market: CNA exceeded the US Market which returned -12.3% over the past year.
Price Volatility
| CNA volatility | |
|---|---|
| CNA Average Weekly Movement | 3.7% |
| Insurance Industry Average Movement | 5.0% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: CNA is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: CNA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1853 | 5,600 | Dino Robusto | https://www.cna.com |
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It operates through Specialty, Commercial, International, Life & Group, and Corporate & Other segments. The company offers professional liability coverages and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, employment practices, fiduciary, and fidelity coverages to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated standard property and casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products.
CNA Financial Fundamentals Summary
| CNA fundamental statistics | |
|---|---|
| Market Cap | US$12.17b |
| Earnings (TTM) | US$1.20b |
| Revenue (TTM) | US$11.93b |
10.1x
P/E Ratio1.0x
P/S RatioIs CNA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CNA income statement (TTM) | |
|---|---|
| Revenue | US$11.93b |
| Cost of Revenue | US$7.73b |
| Gross Profit | US$4.20b |
| Other Expenses | US$3.00b |
| Earnings | US$1.20b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.43 |
| Gross Margin | 35.22% |
| Net Profit Margin | 10.09% |
| Debt/Equity Ratio | 25.7% |
How did CNA perform over the long term?
See historical performance and comparisonDividends
8.0%
Current Dividend Yield35%
Payout RatioValuation
Is CNA Financial undervalued compared to its fair value and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
20.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CNA ($44.86) is trading below our estimate of fair value ($56.52)
Significantly Below Fair Value: CNA is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CNA is good value based on its Price-To-Earnings Ratio (10.1x) compared to the US Insurance industry average (11.3x).
PE vs Market: CNA is good value based on its Price-To-Earnings Ratio (10.1x) compared to the US market (15.1x).
Price to Earnings Growth Ratio
PEG Ratio: CNA is poor value based on its PEG Ratio (2.1x)
Price to Book Ratio
PB vs Industry: CNA's Price-To-Book Ratio (1.1x) is in line with the US Insurance industry average.
Future Growth
How is CNA Financial forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Future Growth Score
1/6Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
4.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CNA's forecast earnings growth (4.8% per year) is above the savings rate (1.9%).
Earnings vs Market: CNA's earnings (4.8% per year) are forecast to grow slower than the US market (12.3% per year).
High Growth Earnings: CNA's earnings are forecast to grow, but not significantly.
Revenue vs Market: CNA's revenue is expected to decline over the next 3 years (-15.3% per year).
High Growth Revenue: CNA's revenue is forecast to decline over the next 3 years (-15.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if CNA's Return on Equity is forecast to be high in 3 years time
Past Performance
How has CNA Financial performed over the past 5 years?
Past Performance Score
5/6Past Performance Score 5/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
2.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CNA has high quality earnings.
Growing Profit Margin: CNA's current net profit margins (10.1%) are higher than last year (9.3%).
Past Earnings Growth Analysis
Earnings Trend: CNA's earnings have grown by 2.3% per year over the past 5 years.
Accelerating Growth: CNA's earnings growth over the past year (13.2%) exceeds its 5-year average (2.3% per year).
Earnings vs Industry: CNA earnings growth over the past year (13.2%) exceeded the Insurance industry -2.6%.
Return on Equity
High ROE: CNA's Return on Equity (11.1%) is considered low.
Financial Health
How is CNA Financial's financial position?
Financial Health Score
3/6Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: CNA's short term assets ($10.5B) do not cover its short term liabilities ($31.3B).
Long Term Liabilities: CNA's short term assets ($10.5B) do not cover its long term liabilities ($21.7B).
Debt to Equity History and Analysis
Debt Level: CNA's net debt to equity ratio (10.3%) is considered satisfactory.
Reducing Debt: CNA's debt to equity ratio has increased from 23.2% to 25.7% over the past 5 years.
Debt Coverage: CNA's debt is well covered by operating cash flow (92.1%).
Interest Coverage: CNA's interest payments on its debt are well covered by EBIT (14.1x coverage).
Balance Sheet
Dividend
What is CNA Financial current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
8.02%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CNA's dividend (8.02%) is higher than the bottom 25% of dividend payers in the US market (1.57%).
High Dividend: CNA's dividend (8.02%) is in the top 25% of dividend payers in the US market (4.05%)
Stability and Growth of Payments
Stable Dividend: CNA's dividend payments have been volatile in the past 10 years.
Growing Dividend: CNA's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (34.8%), CNA's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its reasonably low cash payout ratio (38.7%), CNA's dividend payments are well covered by cash flows.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
3.9yrs
Average management tenure
CEO
Dino Robusto (63 yo)
5.5yrs
Tenure
US$14,246,207
Compensation
Mr. Dino Ennio Robusto is Chairman and Chief Executive Officer of CNA Financial Corporation (CNA) since November 2016. Since joining CNA Financial Corporation in November 2016, he has re-energized the busi...
CEO Compensation Analysis
Compensation vs Market: Dino's total compensation ($USD14.25M) is about average for companies of similar size in the US market ($USD13.26M).
Compensation vs Earnings: Dino's compensation has increased by more than 20% in the past year.
Leadership Team
Experienced Management: CNA's management team is considered experienced (3.9 years average tenure).
Board Members
Experienced Board: CNA's board of directors are considered experienced (5.3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CNA insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
CNA Financial Corporation's employee growth, exchange listings and data sources
Key Information
- Name: CNA Financial Corporation
- Ticker: CNA
- Exchange: NYSE
- Founded: 1853
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Implied Market Cap: US$12.171b
- Shares outstanding: 271.31m
- Website: https://www.cna.com
Number of Employees
Location
- CNA Financial Corporation
- 151 North Franklin Street
- Floor 9
- Chicago
- Illinois
- 60606
- United States
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/05/24 00:00 |
| End of Day Share Price | 2022/05/24 00:00 |
| Earnings | 2022/03/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.