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U.S. Property and Casualty Insurance Industry Analysis

UpdatedAug 10, 2025
DataAggregated Company Financials
Companies66
  • 7D2.2%
  • 3M-4.7%
  • 1Y9.7%
  • YTDn/a

In the last week, the Property and Casualty Insurance industry is up 2.2%, with Progressive up 2.2%. Meanwhile, Kemper actually underperformed within the industry, shrinking 16% in the last week. This takes the industry's 12 month performance to a gain of 9.7%. As for the next few years, earnings are expected to grow by 3.2% per annum.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 10 Aug 2025US$746.2bUS$524.0bUS$59.2b13.1x12.6x1.4x
Tue, 08 Jul 2025US$768.0bUS$509.7bUS$51.1b14.3x15x1.5x
Thu, 05 Jun 2025US$799.7bUS$508.3bUS$50.8b14.2x15.7x1.6x
Sat, 03 May 2025US$761.6bUS$504.2bUS$51.1b14.3x14.9x1.5x
Mon, 31 Mar 2025US$738.0bUS$471.0bUS$53.5b14x13.8x1.6x
Wed, 26 Feb 2025US$695.8bUS$471.5bUS$54.3b11.9x12.8x1.5x
Fri, 24 Jan 2025US$673.7bUS$463.4bUS$56.4b12.5x12x1.5x
Sun, 22 Dec 2024US$681.3bUS$462.2bUS$56.1b12.8x12.2x1.5x
Tue, 19 Nov 2024US$713.8bUS$462.2bUS$56.1b13.1x12.7x1.5x
Thu, 17 Oct 2024US$703.5bUS$447.1bUS$50.4b14.2x14x1.6x
Sat, 14 Sep 2024US$690.8bUS$443.0bUS$49.2b13.4x14x1.6x
Mon, 12 Aug 2024US$640.6bUS$443.1bUS$49.2b12.9x13x1.4x
Wed, 10 Jul 2024US$605.8bUS$431.7bUS$44.6b13.2x13.6x1.4x
Fri, 07 Jun 2024US$609.6bUS$420.3bUS$43.8b12.3x13.9x1.5x
Sun, 05 May 2024US$599.2bUS$419.3bUS$44.7b12.1x13.4x1.4x
Tue, 02 Apr 2024US$619.1bUS$406.3bUS$38.1b14.6x16.2x1.5x
Thu, 29 Feb 2024US$588.7bUS$406.5bUS$37.3b15.6x15.8x1.4x
Sat, 27 Jan 2024US$559.3bUS$399.7bUS$29.8b13.9x18.8x1.4x
Mon, 25 Dec 2023US$510.9bUS$396.7bUS$28.9b13.1x17.7x1.3x
Wed, 22 Nov 2023US$500.4bUS$395.3bUS$28.7b12.4x17.4x1.3x
Fri, 20 Oct 2023US$467.7bUS$365.0bUS$22.4b14.6x20.9x1.3x
Sun, 17 Sep 2023US$454.1bUS$361.2bUS$21.3b14.6x21.3x1.3x
Tue, 15 Aug 2023US$440.9bUS$360.9bUS$21.1b14.1x20.9x1.2x
Thu, 13 Jul 2023US$426.6bUS$343.4bUS$15.9b16.6x26.9x1.2x
Sat, 10 Jun 2023US$424.4bUS$340.2bUS$14.1b18.3x30.1x1.2x
Mon, 08 May 2023US$434.4bUS$339.7bUS$14.4b17.6x30.1x1.3x
Wed, 05 Apr 2023US$433.6bUS$329.3bUS$14.5b17.5x29.8x1.3x
Fri, 03 Mar 2023US$459.0bUS$329.8bUS$14.6b18.2x31.4x1.4x
Sun, 29 Jan 2023US$462.3bUS$329.8bUS$17.9b15.4x25.9x1.4x
Tue, 27 Dec 2022US$453.3bUS$327.5bUS$18.7b13.9x24.3x1.4x
Thu, 24 Nov 2022US$452.9bUS$327.5bUS$18.7b14.3x24.2x1.4x
Sat, 22 Oct 2022US$416.3bUS$326.3bUS$22.9b13.4x18.2x1.3x
Mon, 19 Sep 2022US$410.3bUS$324.3bUS$22.7b14.1x18.1x1.3x
Wed, 17 Aug 2022US$426.0bUS$324.3bUS$22.7b14.2x18.8x1.3x
Price to Earnings Ratio

18.8x


Total Market Cap: US$426.0bTotal Earnings: US$22.7bTotal Revenue: US$324.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 18.6x202320242025
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.6x which is lower than its 3-year average PE of 18.6x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 38% per year over the last three years.
  • Revenues for these companies have grown 17% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market2.39%
Financials1.01%
Insurance2.36%
Property and Casualty Insurance2.16%
General Insurance6.88%
Life and Health Insurance2.95%
Insurance Brokers2.53%
Reinsurance0.82%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$246.512.2%
+US$3.2b		11.2%PE13.9x
ALL AllstateUS$206.803.5%
+US$1.9b		20.9%PE9.6x
CB ChubbUS$271.241.4%
+US$1.5b		0.4%PE11.8x
TRV Travelers CompaniesUS$264.872.5%
+US$1.5b		24.7%PE11.5x
HIG Hartford Insurance GroupUS$128.164.2%
+US$1.5b		18.4%PE11.2x

Latest News

AIG
US$78.13
American International Group
7D
1.5%
1Y
8.4%
AGO
US$81.89
Assured Guaranty
7D
-2.3%
1Y
10.7%
AHL
US$28.83
Aspen Insurance Holdings
7D
-7.7%
1Y
n/a
LMND
US$48.98
Lemonade
7D
34.6%
1Y
220.5%
ROOT
US$88.26
Root
7D
-24.4%
1Y
91.3%
KMPR
US$50.27
Kemper
7D
-16.3%
1Y
-16.6%
CNA
US$47.00
CNA Financial
7D
7.1%
1Y
-4.4%
AIZ
US$203.27
Assurant
7D
9.0%
1Y
14.6%
ALL
US$206.80
Allstate
7D
3.5%
1Y
20.9%
TRV
US$264.87
Travelers Companies
7D
2.5%
1Y
24.7%
PLMR
US$120.38
Palomar Holdings
7D
-7.1%
1Y
33.9%
HIG
US$128.16
Hartford Insurance Group
7D
4.2%
1Y
18.4%
MKL
US$1,910.42
Markel Group
7D
-1.0%
1Y
25.5%
PGR
US$246.51
Progressive
7D
2.2%
1Y
11.2%
SLDE
US$17.13
Slide Insurance Holdings
7D
-6.3%
1Y
n/a
CB
US$271.24
Chubb
7D
1.4%
1Y
0.4%