Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.S. Property and Casualty Insurance Industry Analysis

UpdatedJun 07, 2026
DataAggregated Company Financials
Companies68
  • 7D4.2%
  • 3M-0.9%
  • 1Y-5.5%
  • YTDn/a

The Property and Casualty Insurance industry is up 4.2% in the last week, with Progressive up 7.2%. During this same period, the Lemonade underperformed, falling 11%. In the past year, the industry is down 5.5%. In the next few years, earnings are forecast to decline by 4.4% annually.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 07 Jun 2026US$736.0bUS$546.1bUS$77.6b10.2x9.5x1.3x
Tue, 05 May 2026US$737.0bUS$545.1bUS$77.2b10.1x9.5x1.4x
Thu, 02 Apr 2026US$730.3bUS$539.5bUS$71.4b10.2x10.2x1.4x
Sat, 28 Feb 2026US$770.6bUS$541.3bUS$71.3b11.5x10.8x1.4x
Mon, 26 Jan 2026US$731.4bUS$535.1bUS$65.9b12.2x11.1x1.4x
Wed, 24 Dec 2025US$784.1bUS$534.3bUS$65.3b12.9x12x1.5x
Fri, 21 Nov 2025US$755.4bUS$534.3bUS$65.3b12.4x11.6x1.4x
Sun, 19 Oct 2025US$731.3bUS$528.1bUS$60.1b13.1x12.2x1.4x
Tue, 16 Sep 2025US$763.1bUS$524.7bUS$59.2b13.3x12.9x1.5x
Thu, 14 Aug 2025US$746.6bUS$524.0bUS$59.2b13.4x12.6x1.4x
Sat, 12 Jul 2025US$751.1bUS$509.5bUS$51.1b13.6x14.7x1.5x
Mon, 09 Jun 2025US$793.1bUS$508.3bUS$50.8b14.4x15.6x1.6x
Wed, 07 May 2025US$778.2bUS$504.7bUS$51.3b14.4x15.2x1.5x
Fri, 04 Apr 2025US$797.8bUS$498.1bUS$55.7b13.9x14.3x1.6x
Sun, 02 Mar 2025US$724.5bUS$472.0bUS$53.5b13x13.5x1.5x
Tue, 28 Jan 2025US$671.4bUS$463.4bUS$56.4b12.4x11.9x1.4x
Thu, 26 Dec 2024US$689.0bUS$462.2bUS$56.1b12.6x12.3x1.5x
Sat, 23 Nov 2024US$725.1bUS$462.2bUS$56.1b13.2x12.9x1.6x
Mon, 21 Oct 2024US$711.5bUS$448.4bUS$51.2b13.5x13.9x1.6x
Wed, 18 Sep 2024US$704.5bUS$443.0bUS$49.2b13.6x14.3x1.6x
Fri, 16 Aug 2024US$656.2bUS$443.1bUS$49.2b13x13.3x1.5x
Sun, 14 Jul 2024US$620.7bUS$431.7bUS$44.6b13.4x13.9x1.4x
Tue, 11 Jun 2024US$609.7bUS$420.3bUS$43.8b12.8x13.9x1.5x
Thu, 09 May 2024US$610.0bUS$420.1bUS$44.9b12.4x13.6x1.5x
Sat, 06 Apr 2024US$609.4bUS$406.3bUS$38.1b14.4x16x1.5x
Mon, 04 Mar 2024US$582.8bUS$406.1bUS$37.8b15.1x15.4x1.4x
Wed, 31 Jan 2024US$559.6bUS$399.7bUS$29.8b14x18.8x1.4x
Fri, 29 Dec 2023US$513.3bUS$396.7bUS$28.9b13.2x17.7x1.3x
Sun, 26 Nov 2023US$516.0bUS$396.5bUS$28.8b12.6x17.9x1.3x
Tue, 24 Oct 2023US$456.1bUS$365.0bUS$22.4b14.3x20.4x1.2x
Thu, 21 Sep 2023US$462.8bUS$361.2bUS$21.3b14.8x21.7x1.3x
Sat, 19 Aug 2023US$440.8bUS$361.0bUS$21.2b13.9x20.8x1.2x
Mon, 17 Jul 2023US$413.1bUS$347.3bUS$16.8b16.6x24.7x1.2x
Wed, 14 Jun 2023US$425.0bUS$340.2bUS$14.1b18.1x30.1x1.2x
Price to Earnings Ratio

30.1x


Total Market Cap: US$425.0bTotal Earnings: US$14.1bTotal Revenue: US$340.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 14.8x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.5x which is lower than its 3-year average PE of 14.8x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 77% per year over the last three years.
  • Revenues for these companies have grown 17% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market-2.79%
Financials0.65%
Insurance3.87%
Property and Casualty Insurance4.23%
Insurance Brokers4.03%
Life and Health Insurance2.93%
Reinsurance2.62%
General Insurance2.12%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$204.027.2%
+US$8.0b		-27.0%PE10.3x
CB ChubbUS$326.274.7%
+US$5.6b		11.0%PE11.2x
ALL AllstateUS$221.017.2%
+US$3.8b		6.2%PE4.7x
TRV Travelers CompaniesUS$303.253.9%
+US$2.4b		10.8%PE8.5x
WRB W. R. BerkleyUS$68.577.9%
+US$2.0b		-7.6%PE14.2x

Latest News

PGR
US$204.02
Progressive
7D
7.2%
1Y
-27.0%
WRB
US$68.57
W. R. Berkley
7D
7.9%
1Y
-7.6%
LMND
US$51.46
Lemonade
7D
-11.3%
1Y
29.0%
Narrative Update • Jun 05

LMND: Autonomous Driving Data Will Drive Future Earnings Power

Analysts have trimmed their average price target on Lemonade to $75, down $5, citing slower premium growth across property and casualty peers. They also point to expectations that pricing and premiums could weaken further, even as their models still assume slightly higher revenue growth, modestly better profit margins, and a lower future P/E multiple.
HIG
US$132.14
Hartford Insurance Group
7D
3.9%
1Y
2.2%
Narrative Update • Jun 04

HIG: Future Returns Will Reflect Funds Sale Proceeds And Resilient Margins

Analysts have nudged their blended price target on Hartford Insurance Group slightly lower, with the internal fair value estimate edging from $149.45 to $149.10 as recent research reports combine modest target cuts with a few small upward revisions. Analyst Commentary Recent Street research on Hartford Insurance Group reflects a mix of caution and support, with several firms trimming price targets while a few have nudged them higher.
TRV
US$303.25
Travelers Companies
7D
3.9%
1Y
10.8%
ALL
US$221.01
Allstate
7D
7.2%
1Y
6.2%
Narrative Update • Jun 02

ALL: Earnings Beat And Buybacks Will Support Future Upside

Allstate’s analyst price target has been revised slightly higher to $241.86 from $241.45. Analysts point to modest adjustments in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions to support the new figure.
BOW
US$25.75
Bowhead Specialty Holdings
7D
-3.3%
1Y
-29.2%
Narrative Update • Jun 01

BOW: Higher Fair Value And P E Multiple Should Support Future Upside

Analysts have raised their price target for Bowhead Specialty Holdings to $31.43 from $29.86, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and forward P/E estimates. What's in the News No recent news items, periodicals, or key developments were provided for Bowhead Specialty Holdings as of 1 Jun 2026.
CINF
US$165.29
Cincinnati Financial
7D
5.0%
1Y
9.4%
Narrative Update • Jun 01

CINF: Strong Underwriting And Q1 Results Will Shape Future P/E Range

Analysts have nudged the fair value estimate for Cincinnati Financial higher to $181.50. This reflects a series of upward price target revisions that lean on recent stock performance, a roll forward of time, and relatively stronger underwriting results for carriers compared with insurance brokers.
CB
US$326.27
Chubb
7D
4.7%
1Y
11.0%
Narrative Update • Jun 01

CB: Future Dividends And Buybacks Will Support A Stable Fairly Valued Outlook

Analysts have nudged their fair value estimate for Chubb slightly higher from about $344.57 to $345.78, citing updated assumptions around revenue trends, profit margins, and a modestly lower future P/E multiple. What's in the News Piper Sandler and Wells Fargo raised their price targets for Chubb to US$340 and US$333 respectively, while keeping Neutral and Equal Weight ratings.
HIPO
US$24.82
Hippo Holdings
7D
-4.1%
1Y
-10.5%
SLDE
US$16.74
Slide Insurance Holdings
7D
-7.2%
1Y
n/a
XZO
US$13.22
Exzeo Group
7D
-4.5%
1Y
n/a
ACIC
US$10.28
American Coastal Insurance
7D
-1.6%
1Y
-5.9%
FGNX
US$6.25
FG Nexus
7D
-28.2%
1Y
-92.6%
L
US$107.57
Loews
7D
3.9%
1Y
20.7%
TIPT
US$17.67
Tiptree
7D
-3.1%
1Y
-21.8%