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U.S. Property and Casualty Insurance Industry Analysis

UpdatedSep 10, 2026
DataAggregated Company Financials
Companies67
  • 7D-1.5%
  • 3M6.7%
  • 1Y5.9%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has dropped 1.2%, driven by Progressive declining 2.6%. In the past year, the industry has gained 5.7%. Looking forward, earnings are forecast to decline by 6.6% per year.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 10 Sep 2026US$776.2bUS$554.4bUS$80.7b10.2x9.6x1.4x
Sat, 08 Aug 2026US$814.1bUS$554.4bUS$80.8b10.6x10.1x1.5x
Mon, 06 Jul 2026US$818.0bUS$545.0bUS$77.6b11x10.5x1.5x
Wed, 03 Jun 2026US$704.9bUS$546.1bUS$77.6b9.9x9.1x1.3x
Fri, 01 May 2026US$735.3bUS$544.7bUS$77.0b10.2x9.6x1.3x
Sun, 29 Mar 2026US$716.4bUS$539.6bUS$71.4b10.2x10x1.3x
Tue, 24 Feb 2026US$764.1bUS$544.1bUS$71.2b11.4x10.7x1.4x
Thu, 22 Jan 2026US$732.4bUS$534.7bUS$65.8b12.5x11.1x1.4x
Sat, 20 Dec 2025US$781.0bUS$534.3bUS$65.3b12.9x12x1.5x
Mon, 17 Nov 2025US$764.5bUS$534.3bUS$65.3b12.9x11.7x1.4x
Wed, 15 Oct 2025US$761.1bUS$524.7bUS$59.2b13.6x12.9x1.5x
Fri, 12 Sep 2025US$753.7bUS$524.7bUS$59.2b13.4x12.7x1.4x
Sun, 10 Aug 2025US$746.2bUS$524.0bUS$59.2b13.1x12.6x1.4x
Tue, 08 Jul 2025US$768.0bUS$509.7bUS$51.1b14.3x15x1.5x
Thu, 05 Jun 2025US$799.7bUS$508.3bUS$50.8b14.2x15.7x1.6x
Sat, 03 May 2025US$761.6bUS$504.2bUS$51.1b14.3x14.9x1.5x
Mon, 31 Mar 2025US$738.0bUS$471.0bUS$53.5b14x13.8x1.6x
Wed, 26 Feb 2025US$695.8bUS$471.5bUS$54.3b11.9x12.8x1.5x
Fri, 24 Jan 2025US$673.7bUS$463.4bUS$56.4b12.5x12x1.5x
Sun, 22 Dec 2024US$681.3bUS$462.2bUS$56.1b12.8x12.2x1.5x
Tue, 19 Nov 2024US$713.8bUS$462.2bUS$56.1b13.1x12.7x1.5x
Thu, 17 Oct 2024US$703.5bUS$447.1bUS$50.4b14.2x14x1.6x
Sat, 14 Sep 2024US$690.8bUS$443.0bUS$49.2b13.4x14x1.6x
Mon, 12 Aug 2024US$640.6bUS$443.1bUS$49.2b12.9x13x1.4x
Wed, 10 Jul 2024US$605.8bUS$431.7bUS$44.6b13.2x13.6x1.4x
Fri, 07 Jun 2024US$609.6bUS$420.3bUS$43.8b12.3x13.9x1.5x
Sun, 05 May 2024US$599.2bUS$419.3bUS$44.7b12.1x13.4x1.4x
Tue, 02 Apr 2024US$619.1bUS$406.3bUS$38.1b14.6x16.2x1.5x
Thu, 29 Feb 2024US$588.7bUS$406.5bUS$37.3b15.6x15.8x1.4x
Sat, 27 Jan 2024US$559.3bUS$399.7bUS$29.8b13.9x18.8x1.4x
Mon, 25 Dec 2023US$510.9bUS$396.7bUS$28.9b13.1x17.7x1.3x
Wed, 22 Nov 2023US$500.4bUS$395.3bUS$28.7b12.4x17.4x1.3x
Fri, 20 Oct 2023US$467.7bUS$365.0bUS$22.4b14.6x20.9x1.3x
Sun, 17 Sep 2023US$454.1bUS$361.2bUS$21.3b14.6x21.3x1.3x
Price to Earnings Ratio

21.3x


Total Market Cap: US$454.1bTotal Earnings: US$21.3bTotal Revenue: US$361.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 13.6x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.8x which is lower than its 3-year average PE of 13.6x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 56% per year over the last three years.
  • Revenues for these companies have grown 15% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market-0.22%
Financials-1.20%
Insurance-2.64%
Property and Casualty Insurance-1.48%
Life and Health Insurance-0.92%
Reinsurance-2.61%
General Insurance-4.01%
Insurance Brokers-6.81%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WRB W. R. BerkleyUS$69.912.6%
+US$695.6m		-3.1%PE14.1x
TRV Travelers CompaniesUS$366.850.2%
+US$139.7m		34.7%PE9.3x
SLDE Slide Insurance HoldingsUS$24.712.2%
+US$61.9m		83.7%PE5.2x
PLMR Palomar HoldingsUS$133.110.7%
+US$26.1m		12.1%PE17.2x
OSG Octave Specialty GroupUS$5.0111.6%
+US$23.4m		-44.0%PS0.7x

Latest News

SLDE
US$24.71
Slide Insurance Holdings
7D
2.2%
1Y
83.7%
FNF
US$44.48
Fidelity National Financial
7D
-3.7%
1Y
-25.2%
AIG
US$75.03
American International Group
7D
-1.4%
1Y
-3.8%
OSG
US$5.01
Octave Specialty Group
7D
11.6%
1Y
-44.0%
TRV
US$366.85
Travelers Companies
7D
0.2%
1Y
34.7%
Seeking Alpha • Sep 08

Travelers: Better Underwriting, Better Capital Returns, But Fully Valued

Summary The Travelers Companies has materially improved underwriting profitability, narrowing the gap with top-tier peers while maintaining disciplined portfolio selection. Aggressive share repurchases have reduced diluted shares outstanding by 6.8% year over year, helping EPS grow faster than aggregate earnings. A normalized core ROE around 16%–19% appears more sustainable than the recent 24% level as underwriting margins eventually normalize. At roughly $370–$375, TRV sits near the middle of my $350–$390 fair-value range, supporting a Hold rather than a new entry. I downgrade TRV from Buy to Hold, with a more attractive entry point below approximately $320–$330. Read the full article on Seeking Alpha
CB
US$337.62
Chubb
7D
-0.5%
1Y
21.7%
ALL
US$253.58
Allstate
7D
-2.2%
1Y
26.8%
Narrative Update • Sep 03

ALL: Future Upside Will Rely On Earnings Power And Share Repurchases

Analysts have lifted their price target for Allstate to $334, framing the change around updated fair value estimates, a slightly higher discount rate, more conservative revenue growth and profit margin assumptions, and a higher expected future P/E multiple. What’s in the News for Allstate Allstate reported estimated catastrophe losses for June 2026 of US$563 million, or US$445 million after tax.
PGR
US$215.50
Progressive
7D
-2.7%
1Y
-12.5%
ITIC
US$298.32
Investors Title
7D
2.3%
1Y
20.5%
WRB
US$69.91
W. R. Berkley
7D
2.6%
1Y
-3.1%
Seeking Alpha • Aug 29

W. R. Berkley Corporation Q2: Financial Stability, Dividends, And Baby Bonds Opportunities

Summary W.R. Berkley demonstrates robust financials with $45.67B in assets, $452.3M net income, and consistent EPS growth. WRB's 5-year and 3-year total returns outpace SPY, KIE, and key peers, highlighting superior long-term performance. Investment-grade credit ratings reinforce WRB's strong balance sheet and prudent risk management. Net investment income rose 10.4% YoY in Q2 2026, supporting continued shareholder value creation. Read the full article on Seeking Alpha
PLMR
US$133.11
Palomar Holdings
7D
0.7%
1Y
12.1%
KNSL
US$359.60
Kinsale Capital Group
7D
-4.6%
1Y
-15.5%
Seeking Alpha • Aug 24

Kinsale Capital: Too Expensive For Its New Growth Estimates

Summary Kinsale Capital specializes in underwriting complex specialty insurance risks, demonstrating consistently low combined ratios and disciplined risk selection. Despite strong underwriting and growth, Kinsale's current valuation is not attractive, leading me to assign a 'Hold' rating with a $300/share price target. Financial risk is low and underwriting quality is high, but the dividend yield remains minimal at just 0.26% per year. While KNSL fulfills all qualitative and safety criteria, it fails on valuation metrics, warranting patience for a better entry point. Read the full article on Seeking Alpha
ACGL
US$96.12
Arch Capital Group
7D
-2.1%
1Y
6.1%
ASIC
US$27.13
Ategrity Specialty Insurance Company Holdings
7D
1.6%
1Y
28.3%
PRHI
US$8.50
Presurance Holdings
7D
31.8%
1Y
31.7%
ERIE
US$243.83
Erie Indemnity
7D
-5.6%
1Y
-26.1%