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U.S. Property and Casualty Insurance Industry Analysis

UpdatedApr 21, 2026
DataAggregated Company Financials
Companies67
  • 7D0.9%
  • 3M4.2%
  • 1Y4.0%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has remained flat. As for the the longer term, the industry is up 4.0% over the past 12 months. As for the next few years, earnings are forecast to decline by 2.7% per annum.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 22 Apr 2026US$752.9bUS$541.4bUS$73.0b10.9x10.3x1.4x
Fri, 20 Mar 2026US$732.2bUS$539.6bUS$71.5b10.5x10.2x1.4x
Sun, 15 Feb 2026US$759.5bUS$543.4bUS$71.6b11.8x10.6x1.4x
Tue, 13 Jan 2026US$757.2bUS$534.3bUS$65.3b12.5x11.6x1.4x
Thu, 11 Dec 2025US$753.3bUS$534.3bUS$65.3b12.7x11.5x1.4x
Sat, 08 Nov 2025US$732.5bUS$534.3bUS$65.2b12.3x11.2x1.4x
Mon, 06 Oct 2025US$777.2bUS$524.7bUS$59.2b13.7x13.1x1.5x
Wed, 03 Sep 2025US$760.8bUS$524.7bUS$59.2b13.4x12.8x1.4x
Fri, 01 Aug 2025US$732.5bUS$521.2bUS$57.9b13.1x12.6x1.4x
Sun, 29 Jun 2025US$769.9bUS$509.6bUS$51.1b14.1x15.1x1.5x
Tue, 27 May 2025US$773.9bUS$508.3bUS$50.9b14.5x15.2x1.5x
Thu, 24 Apr 2025US$758.8bUS$502.6bUS$54.3b13.7x14x1.5x
Sat, 22 Mar 2025US$727.0bUS$471.1bUS$53.5b13.8x13.6x1.5x
Mon, 17 Feb 2025US$684.4bUS$471.3bUS$53.8b12.8x12.7x1.5x
Wed, 15 Jan 2025US$667.2bUS$462.2bUS$56.1b12x11.9x1.4x
Fri, 13 Dec 2024US$695.5bUS$462.2bUS$56.1b12.5x12.4x1.5x
Sun, 10 Nov 2024US$710.7bUS$461.9bUS$56.2b12.5x12.6x1.5x
Tue, 08 Oct 2024US$701.4bUS$443.0bUS$49.2b13.3x14.3x1.6x
Thu, 05 Sep 2024US$696.6bUS$443.0bUS$49.2b13.8x14.2x1.6x
Sat, 03 Aug 2024US$640.5bUS$442.1bUS$48.7b13.4x13.1x1.4x
Mon, 01 Jul 2024US$600.2bUS$420.3bUS$43.8b13.1x13.7x1.4x
Wed, 29 May 2024US$611.0bUS$420.3bUS$43.8b12.6x13.9x1.5x
Fri, 26 Apr 2024US$598.4bUS$413.3bUS$40.7b13.6x14.7x1.4x
Sun, 24 Mar 2024US$605.9bUS$406.3bUS$38.1b14.6x15.9x1.5x
Tue, 20 Feb 2024US$580.4bUS$405.4bUS$37.0b14.4x15.7x1.4x
Thu, 18 Jan 2024US$535.2bUS$396.7bUS$28.9b13.1x18.5x1.3x
Sat, 16 Dec 2023US$505.8bUS$396.7bUS$28.9b12.6x17.5x1.3x
Mon, 13 Nov 2023US$497.0bUS$395.4bUS$28.5b12.4x17.4x1.3x
Wed, 11 Oct 2023US$453.8bUS$360.9bUS$21.5b14.3x21.1x1.3x
Fri, 08 Sep 2023US$444.3bUS$361.2bUS$21.3b14.1x20.8x1.2x
Sun, 06 Aug 2023US$441.4bUS$360.0bUS$20.9b15.9x21.1x1.2x
Tue, 04 Jul 2023US$427.7bUS$343.4bUS$15.9b16.5x26.9x1.2x
Thu, 01 Jun 2023US$410.9bUS$340.2bUS$14.1b17.6x29.1x1.2x
Sat, 29 Apr 2023US$438.5bUS$334.0bUS$15.7b19.2x28x1.3x
Price to Earnings Ratio

28x


Total Market Cap: US$438.5bTotal Earnings: US$15.7bTotal Revenue: US$334.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 15.7x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.3x which is lower than its 3-year average PE of 15.7x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 71% per year over the last three years.
  • Revenues for these companies have grown 19% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market3.58%
Financials2.35%
Insurance1.71%
Property and Casualty Insurance0.90%
Life and Health Insurance3.25%
Reinsurance3.23%
Insurance Brokers2.29%
General Insurance0.84%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$207.505.5%
+US$6.3b		-21.7%PE10.5x
CB ChubbUS$329.291.1%
+US$1.4b		13.4%PE12.4x
ACGL Arch Capital GroupUS$98.852.8%
+US$940.4m		6.3%PE8x
FNF Fidelity National FinancialUS$50.686.4%
+US$832.4m		-17.7%PE22.8x
AIG American International GroupUS$77.931.2%
+US$486.7m		-4.5%PE13.5x

Latest News

FNF
US$50.68
Fidelity National Financial
7D
6.4%
1Y
-17.7%
CB
US$329.29
Chubb
7D
1.1%
1Y
13.4%

Chubb Limited (CB): The Underwriting Sentinel and the "Global Life" Expansion

Chubb Limited (CB) , the world’s largest publicly traded property and casualty (P&C) insurer, enters Tuesday, April 21, 2026 , following a massive first-quarter earnings beat that underscores its status as the "Gold Standard" of risk management. Trading at $329.29 USD —a marginal 0.21% decline today as the market digests an over-80% surge in core operating income—the stock is holding firm near its 52-week highs.
TRV
US$301.42
Travelers Companies
7D
0.6%
1Y
15.3%
EIG
US$41.94
Employers Holdings
7D
0.4%
1Y
-13.5%
AMSF
US$33.15
AMERISAFE
7D
-1.6%
1Y
-32.9%
WRB
US$65.40
W. R. Berkley
7D
-0.9%
1Y
-7.7%

WRB: Sector Headwinds And 2026 Execution Risks Will Drive Share Re Rating

Analysts have trimmed the W. R.
PGR
US$207.50
Progressive
7D
5.5%
1Y
-21.7%
ALL
US$216.34
Allstate
7D
0.7%
1Y
11.6%

ALL: Rich Multiple And Modest Margins Will Limit Buyback-Supported Upside

Analysts have adjusted their price target on Allstate slightly lower to about $190.85 from roughly $192.43. This reflects updated views on fair value, revenue growth assumptions, profit margins, and future P/E expectations.
HCI
US$152.19
HCI Group
7D
-0.8%
1Y
5.2%
MKL
US$1,965.84
Markel Group
7D
-0.02%
1Y
10.1%

MKL: Future Outlook Will Weigh Buybacks Neutral Stance And Steady Earnings

Analysts have trimmed their Markel Group price target by about $16 to reflect slightly updated assumptions around fair value, revenue growth, profit margin and future P/E, following recent research that includes a resumed Neutral rating and a separate $100 price target adjustment. Analyst Commentary Recent Street research on Markel Group highlights a mix of optimism and caution, with one set of analysts resuming coverage at Neutral and another adjusting the price target by about $100 based on updated assumptions.
CINF
US$166.46
Cincinnati Financial
7D
1.9%
1Y
25.2%

CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns

Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.
SIGI
US$80.88
Selective Insurance Group
7D
-0.02%
1Y
-11.4%

SIGI: Future Returns Will Rely On Executing Margins At A Measured P/E

Narrative Update on Selective Insurance Group The consensus analyst price target for Selective Insurance Group has shifted as recent research included an $8 reduction from Keefe Bruyette and a $7 increase from Piper Sandler, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Recent price target changes for Selective Insurance Group highlight different views on how the market should value the company, with some analysts assigning more weight to earnings growth potential and others placing greater emphasis on execution risks and return expectations.
ACGL
US$98.85
Arch Capital Group
7D
2.8%
1Y
6.3%

ACGL: Share Repurchases And Strong Margins Will Drive Future Returns

Narrative Update on Arch Capital Group The updated analyst fair value estimate for Arch Capital Group has increased by about $3 to $109.84. Analysts attribute this change to slightly higher expected profitability, a modestly higher discount rate, and a lower future P/E following recent price target increases across several research firms.
AIG
US$77.93
American International Group
7D
1.2%
1Y
-4.5%

AIG: Capital Flexibility And Strong Underwriting Will Drive Future Re Rating

Analysts have nudged the blended price target for American International Group slightly higher to $87.20. This reflects incremental adjustments to earnings assumptions and valuation multiples after a mix of target increases and reductions across recent research updates.
KFS
US$11.61
Kingsway Financial Services
7D
-2.9%
1Y
40.9%
WTM
US$2,276.34
White Mountains Insurance Group
7D
-1.0%
1Y
30.5%