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U.S. Property and Casualty Insurance Industry Analysis

UpdatedJun 01, 2026
DataAggregated Company Financials
Companies68
  • 7D-4.7%
  • 3M-8.4%
  • 1Y-10.4%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has dropped 4.7%, driven by Chubb declining 5.5%. The industry has fallen 10% in the last year. In the next few years, earnings are forecast to decline by 4.2% annually.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 02 Jun 2026US$706.2bUS$546.1bUS$77.6b9.8x9.1x1.3x
Thu, 30 Apr 2026US$749.0bUS$544.0bUS$75.0b10.8x10x1.4x
Sat, 28 Mar 2026US$729.9bUS$539.6bUS$71.5b10.2x10.2x1.4x
Mon, 23 Feb 2026US$764.1bUS$544.1bUS$71.2b11.4x10.7x1.4x
Wed, 21 Jan 2026US$731.3bUS$534.3bUS$65.3b12.3x11.2x1.4x
Fri, 19 Dec 2025US$781.5bUS$534.3bUS$65.3b13x12x1.5x
Sun, 16 Nov 2025US$764.5bUS$534.3bUS$65.3b12.9x11.7x1.4x
Tue, 14 Oct 2025US$763.0bUS$524.7bUS$59.2b13.4x12.9x1.5x
Thu, 11 Sep 2025US$753.9bUS$524.7bUS$59.2b13.2x12.7x1.4x
Sat, 09 Aug 2025US$742.9bUS$523.9bUS$59.1b12.9x12.6x1.4x
Mon, 07 Jul 2025US$768.0bUS$509.7bUS$51.1b14.4x15x1.5x
Wed, 04 Jun 2025US$802.7bUS$508.3bUS$50.9b14.5x15.8x1.6x
Fri, 02 May 2025US$769.1bUS$504.1bUS$51.0b14x15.1x1.5x
Sun, 30 Mar 2025US$738.0bUS$471.0bUS$53.5b14x13.8x1.6x
Tue, 25 Feb 2025US$683.0bUS$471.5bUS$54.3b12.3x12.6x1.4x
Thu, 23 Jan 2025US$677.4bUS$462.2bUS$56.1b12.4x12.1x1.5x
Sat, 21 Dec 2024US$674.4bUS$462.2bUS$56.1b12.8x12x1.5x
Mon, 18 Nov 2024US$713.8bUS$462.2bUS$56.1b12.9x12.7x1.5x
Wed, 16 Oct 2024US$696.6bUS$447.1bUS$50.4b13.8x13.8x1.6x
Fri, 13 Sep 2024US$683.9bUS$443.0bUS$49.2b13.4x13.9x1.5x
Sun, 11 Aug 2024US$640.6bUS$443.1bUS$49.2b12.9x13x1.4x
Tue, 09 Jul 2024US$603.1bUS$431.7bUS$44.6b13.3x13.5x1.4x
Thu, 06 Jun 2024US$611.1bUS$420.3bUS$43.8b12.6x13.9x1.5x
Sat, 04 May 2024US$599.9bUS$419.3bUS$44.7b12.1x13.4x1.4x
Mon, 01 Apr 2024US$619.1bUS$406.3bUS$38.1b14.7x16.2x1.5x
Wed, 28 Feb 2024US$586.6bUS$406.2bUS$37.2b14.6x15.8x1.4x
Fri, 26 Jan 2024US$558.7bUS$400.0bUS$29.8b13.8x18.7x1.4x
Sun, 24 Dec 2023US$510.9bUS$396.7bUS$28.9b13.1x17.7x1.3x
Tue, 21 Nov 2023US$500.4bUS$395.3bUS$28.7b12.6x17.4x1.3x
Thu, 19 Oct 2023US$475.9bUS$363.7bUS$22.5b14.9x21.2x1.3x
Sat, 16 Sep 2023US$452.0bUS$361.2bUS$21.3b14.4x21.2x1.3x
Mon, 14 Aug 2023US$443.0bUS$360.9bUS$21.1b14.1x21x1.2x
Wed, 12 Jul 2023US$428.2bUS$343.4bUS$15.9b16.5x27x1.2x
Fri, 09 Jun 2023US$424.5bUS$340.2bUS$14.1b18.4x30.1x1.2x
Price to Earnings Ratio

30.1x


Total Market Cap: US$424.5bTotal Earnings: US$14.1bTotal Revenue: US$340.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 14.9x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.1x which is lower than its 3-year average PE of 14.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 77% per year over the last three years.
  • Revenues for these companies have grown 17% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market1.58%
Financials-0.41%
Insurance-3.86%
Property and Casualty Insurance-4.72%
General Insurance-2.39%
Insurance Brokers-2.40%
Life and Health Insurance-2.44%
Reinsurance-6.66%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LMND LemonadeUS$58.723.9%
+US$169.0m		63.8%PS5.3x
XZO Exzeo GroupUS$14.6012.6%
+US$148.2m		n/aPE16.2x
TRUP TrupanionUS$22.261.3%
+US$12.2m		-52.4%PE37.6x
TIPT TiptreeUS$17.721.5%
+US$9.8m		-22.4%PB1.3x
FGNX FG NexusUS$8.498.7%
+US$4.3m		-89.7%PS22.1x

Latest News

CINF
US$156.83
Cincinnati Financial
7D
-6.7%
1Y
3.4%
Narrative Update • Jun 01

CINF: Strong Underwriting And Q1 Results Will Shape Future P/E Range

Analysts have nudged the fair value estimate for Cincinnati Financial higher to $181.50. This reflects a series of upward price target revisions that lean on recent stock performance, a roll forward of time, and relatively stronger underwriting results for carriers compared with insurance brokers.
CB
US$309.78
Chubb
7D
-5.5%
1Y
3.3%
Narrative Update • Jun 01

CB: Future Dividends And Buybacks Will Support A Stable Fairly Valued Outlook

Analysts have nudged their fair value estimate for Chubb slightly higher from about $344.57 to $345.78, citing updated assumptions around revenue trends, profit margins, and a modestly lower future P/E multiple. What's in the News Piper Sandler and Wells Fargo raised their price targets for Chubb to US$340 and US$333 respectively, while keeping Neutral and Equal Weight ratings.
TRV
US$288.93
Travelers Companies
7D
-5.7%
1Y
4.6%
GBLI
US$26.98
Global Indemnity Group
7D
0.4%
1Y
-13.5%
LMND
US$58.72
Lemonade
7D
3.9%
1Y
63.8%
ALL
US$207.21
Allstate
7D
-4.3%
1Y
-2.6%
TRUP
US$22.26
Trupanion
7D
1.3%
1Y
-52.4%
HIG
US$126.57
Hartford Insurance Group
7D
-6.9%
1Y
-2.5%
NODK
US$13.97
NI Holdings
7D
0.3%
1Y
6.2%
XZO
US$14.60
Exzeo Group
7D
12.6%
1Y
n/a
AIG
US$73.45
American International Group
7D
-4.7%
1Y
-14.4%
PGR
US$192.67
Progressive
7D
-3.4%
1Y
-33.3%
Narrative Update • May 24

PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing

Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.
FGNX
US$8.49
FG Nexus
7D
8.7%
1Y
-89.7%
ACGL
US$88.74
Arch Capital Group
7D
-7.9%
1Y
-7.8%
PRHI
US$5.13
Presurance Holdings
7D
1.4%
1Y
-9.5%
TIPT
US$17.72
Tiptree
7D
1.5%
1Y
-22.4%