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U.S. Property and Casualty Insurance Industry Analysis

UpdatedJun 11, 2026
DataAggregated Company Financials
Companies68
  • 7D5.1%
  • 3M0.4%
  • 1Y-1.3%
  • YTDn/a

In the last week, the Property and Casualty Insurance industry is up 5.1%, with Chubb leading the way, up 5.7%. Despite this gain, the industry's performance has been flat over the past year. Looking forward, earnings are forecast to decline by 4.3% per year.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 11 Jun 2026US$728.4bUS$546.1bUS$77.6b10.2x9.4x1.3x
Sat, 09 May 2026US$725.8bUS$546.1bUS$77.5b10.1x9.4x1.3x
Mon, 06 Apr 2026US$730.6bUS$539.5bUS$71.4b10.3x10.2x1.4x
Wed, 04 Mar 2026US$778.9bUS$541.7bUS$71.5b11.4x10.9x1.4x
Fri, 30 Jan 2026US$740.4bUS$537.9bUS$66.3b12.4x11.2x1.4x
Sun, 28 Dec 2025US$782.3bUS$534.3bUS$65.3b12.9x12x1.5x
Tue, 25 Nov 2025US$767.7bUS$534.3bUS$65.3b12.5x11.8x1.4x
Thu, 23 Oct 2025US$734.3bUS$529.8bUS$60.8b13.2x12.1x1.4x
Sat, 20 Sep 2025US$754.5bUS$524.7bUS$59.2b13.4x12.7x1.4x
Mon, 18 Aug 2025US$753.7bUS$524.2bUS$59.2b13.4x12.7x1.4x
Wed, 16 Jul 2025US$750.2bUS$509.5bUS$51.1b13.4x14.7x1.5x
Fri, 13 Jun 2025US$764.5bUS$508.7bUS$50.9b14.2x15x1.5x
Sun, 11 May 2025US$785.1bUS$508.1bUS$51.1b14.5x15.4x1.5x
Tue, 08 Apr 2025US$731.1bUS$498.1bUS$55.7b12.6x13.1x1.5x
Thu, 06 Mar 2025US$719.8bUS$471.2bUS$53.4b13.1x13.5x1.5x
Sat, 01 Feb 2025US$689.9bUS$469.8bUS$56.7b12.5x12.2x1.5x
Mon, 30 Dec 2024US$685.4bUS$462.2bUS$56.1b12.5x12.2x1.5x
Wed, 27 Nov 2024US$733.6bUS$462.2bUS$56.1b13.4x13.1x1.6x
Fri, 25 Oct 2024US$696.3bUS$449.7bUS$51.6b12.9x13.5x1.5x
Sun, 22 Sep 2024US$702.5bUS$443.0bUS$49.2b13.7x14.3x1.6x
Tue, 20 Aug 2024US$662.4bUS$443.0bUS$49.2b13.4x13.5x1.5x
Thu, 18 Jul 2024US$629.6bUS$434.5bUS$45.7b13.7x13.8x1.4x
Sat, 15 Jun 2024US$597.5bUS$420.3bUS$43.8b12.6x13.6x1.4x
Mon, 13 May 2024US$616.0bUS$420.0bUS$43.8b12.5x14.1x1.5x
Wed, 10 Apr 2024US$614.6bUS$406.4bUS$38.1b14.4x16.1x1.5x
Fri, 08 Mar 2024US$591.2bUS$406.1bUS$37.8b15.3x15.6x1.5x
Sun, 04 Feb 2024US$562.4bUS$402.4bUS$32.1b14.4x17.5x1.4x
Tue, 02 Jan 2024US$517.7bUS$396.7bUS$28.9b13.1x17.9x1.3x
Thu, 30 Nov 2023US$511.5bUS$396.5bUS$28.8b12.7x17.8x1.3x
Sat, 28 Oct 2023US$454.6bUS$366.4bUS$23.9b13.7x19x1.2x
Mon, 25 Sep 2023US$460.9bUS$361.2bUS$21.3b14.7x21.6x1.3x
Wed, 23 Aug 2023US$433.2bUS$361.0bUS$21.2b13.8x20.4x1.2x
Fri, 21 Jul 2023US$434.7bUS$348.2bUS$16.2b18.4x26.8x1.2x
Sun, 18 Jun 2023US$424.9bUS$340.2bUS$14.1b18.3x30.1x1.2x
Price to Earnings Ratio

30.1x


Total Market Cap: US$424.9bTotal Earnings: US$14.1bTotal Revenue: US$340.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 14.8x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.4x which is lower than its 3-year average PE of 14.8x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 77% per year over the last three years.
  • Revenues for these companies have grown 17% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market-4.05%
Financials2.58%
Insurance5.69%
Property and Casualty Insurance5.08%
Insurance Brokers7.01%
General Insurance6.76%
Reinsurance5.97%
Life and Health Insurance5.97%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CB ChubbUS$330.585.7%
+US$6.9b		15.7%PE11.3x
PGR ProgressiveUS$204.205.6%
+US$6.3b		-22.4%PE10.3x
ALL AllstateUS$223.346.7%
+US$3.6b		13.8%PE4.8x
TRV Travelers CompaniesUS$303.364.6%
+US$2.9b		16.1%PE8.5x
CINF Cincinnati FinancialUS$166.435.3%
+US$1.3b		13.2%PE9.3x

Latest News

TRV
US$303.36
Travelers Companies
7D
4.6%
1Y
16.1%
Narrative Update • Jun 10

TRV: Underwriting And Capital Returns Will Offset AI And Reserve Uncertainties

Analysts have nudged the fair value estimate for Travelers Companies slightly higher to about $314.48, citing a series of raised price targets across the Street and updated views that recent underwriting results and company actions help support the stock's risk profile relative to brokers. Analyst Commentary Recent research points to a generally constructive view on Travelers Companies, with several price targets adjusted higher and one modest trim.
CB
US$330.58
Chubb
7D
5.7%
1Y
15.7%
ALL
US$223.34
Allstate
7D
6.7%
1Y
13.8%
AIG
US$74.94
American International Group
7D
3.3%
1Y
-11.2%
GBLI
US$25.76
Global Indemnity Group
7D
-4.5%
1Y
-15.2%
CINF
US$166.43
Cincinnati Financial
7D
5.3%
1Y
13.2%
PGR
US$204.20
Progressive
7D
5.6%
1Y
-22.4%
Narrative Update • Jun 07

PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience

Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
ERIE
US$231.98
Erie Indemnity
7D
11.9%
1Y
-35.0%
WTM
US$2,018.89
White Mountains Insurance Group
7D
-0.7%
1Y
15.0%
ACGL
US$91.31
Arch Capital Group
7D
3.9%
1Y
2.1%
FGNX
US$6.04
FG Nexus
7D
-15.0%
1Y
-93.2%
PRHI
US$5.05
Presurance Holdings
7D
-13.0%
1Y
-9.1%