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U.S. Property and Casualty Insurance Industry Analysis

UpdatedApr 16, 2026
DataAggregated Company Financials
Companies68
  • 7D0.1%
  • 3M2.7%
  • 1Y-0.2%
  • YTDn/a

In the last week, Property and Casualty Insurance has been flat. Furthermore, the industry has been flat for the past year as well. Looking forward, earnings are forecast to decline by 1.5% per year.

Industry Valuation and Performance

Has the U.S. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 16 Apr 2026US$739.5bUS$539.5bUS$71.4b10.6x10.4x1.4x
Sat, 14 Mar 2026US$741.1bUS$539.6bUS$71.5b10.7x10.4x1.4x
Mon, 09 Feb 2026US$772.2bUS$541.7bUS$70.5b12.7x11x1.4x
Wed, 07 Jan 2026US$768.2bUS$534.3bUS$65.3b12.7x11.8x1.4x
Fri, 05 Dec 2025US$759.3bUS$534.3bUS$65.3b12.6x11.6x1.4x
Sun, 02 Nov 2025US$719.9bUS$532.3bUS$62.0b13.2x11.6x1.4x
Tue, 30 Sep 2025US$762.8bUS$524.7bUS$59.2b13.2x12.9x1.5x
Thu, 28 Aug 2025US$758.0bUS$524.2bUS$59.2b13.6x12.8x1.4x
Sat, 26 Jul 2025US$742.6bUS$517.0bUS$55.0b13.7x13.5x1.4x
Mon, 23 Jun 2025US$768.1bUS$509.6bUS$51.1b14.1x15x1.5x
Wed, 21 May 2025US$798.3bUS$508.3bUS$50.9b14.6x15.7x1.6x
Fri, 18 Apr 2025US$758.4bUS$498.7bUS$54.9b13.6x13.8x1.5x
Sun, 16 Mar 2025US$730.8bUS$471.1bUS$53.5b13.8x13.7x1.6x
Tue, 11 Feb 2025US$691.4bUS$471.0bUS$56.0b13.2x12.4x1.5x
Thu, 09 Jan 2025US$672.5bUS$462.2bUS$56.1b12.4x12x1.5x
Sat, 07 Dec 2024US$729.1bUS$462.2bUS$56.1b13.1x13x1.6x
Mon, 04 Nov 2024US$673.1bUS$459.0bUS$55.9b12.4x12x1.5x
Wed, 02 Oct 2024US$699.4bUS$443.0bUS$49.2b13.9x14.2x1.6x
Fri, 30 Aug 2024US$686.5bUS$443.0bUS$49.2b14x14x1.5x
Sun, 28 Jul 2024US$637.1bUS$438.6bUS$46.5b13.3x13.7x1.5x
Tue, 25 Jun 2024US$607.5bUS$420.3bUS$43.8b13.3x13.9x1.4x
Thu, 23 May 2024US$618.6bUS$420.3bUS$43.8b12.5x14.1x1.5x
Sat, 20 Apr 2024US$591.9bUS$410.8bUS$40.1b14x14.8x1.4x
Mon, 18 Mar 2024US$604.6bUS$406.3bUS$38.1b14.1x15.9x1.5x
Wed, 14 Feb 2024US$565.1bUS$402.8bUS$34.5b13.2x16.4x1.4x
Fri, 12 Jan 2024US$527.4bUS$396.7bUS$28.9b13.3x18.2x1.3x
Sun, 10 Dec 2023US$512.3bUS$396.7bUS$28.9b12.8x17.7x1.3x
Tue, 07 Nov 2023US$493.9bUS$395.5bUS$28.6b12.6x17.3x1.2x
Thu, 05 Oct 2023US$446.9bUS$360.9bUS$21.5b14.3x20.8x1.2x
Sat, 02 Sep 2023US$446.5bUS$361.2bUS$21.3b14.1x20.9x1.2x
Mon, 31 Jul 2023US$442.5bUS$353.6bUS$19.0b19.4x23.3x1.3x
Wed, 28 Jun 2023US$421.9bUS$340.2bUS$14.1b18.1x29.9x1.2x
Fri, 26 May 2023US$420.9bUS$339.7bUS$14.5b18.2x28.9x1.2x
Sun, 23 Apr 2023US$438.0bUS$330.3bUS$14.3b18.5x30.7x1.3x
Price to Earnings Ratio

30.7x


Total Market Cap: US$438.0bTotal Earnings: US$14.3bTotal Revenue: US$330.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Property and Casualty Insurance Industry Price to Earnings3Y Average 15.8x202420252026
Current Industry PE
  • Investors are pessimistic on the American Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.4x which is lower than its 3-year average PE of 15.8x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 71% per year over the last three years.
  • Revenues for these companies have grown 18% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.S. Property and Casualty Insurance compare with similar industries?

US Market3.42%
Financials2.29%
Insurance0.59%
Property and Casualty Insurance0.11%
Life and Health Insurance2.32%
Reinsurance0.90%
Insurance Brokers0.34%
General Insurance0.12%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$201.231.6%
+US$1.8b		-26.9%PE10.4x
ALL AllstateUS$218.232.9%
+US$1.3b		12.4%PE5.5x
LMND LemonadeUS$65.8611.7%
+US$528.6m		144.7%PS6.8x
MKL Markel GroupUS$1.98k1.6%
+US$388.5m		12.5%PE11.7x
FNF Fidelity National FinancialUS$48.421.7%
+US$222.3m		-21.2%PE21.8x

Latest News

PGR
US$201.23
Progressive
7D
1.6%
1Y
-26.9%
TRV
US$299.33
Travelers Companies
7D
-0.7%
1Y
18.6%

Travelers: Profits Up, Strong Chart, Remains A Lower-Risk Financials Play

Apr 16
XZO
US$16.79
Exzeo Group
7D
6.1%
1Y
n/a
L
US$110.23
Loews
7D
0.4%
1Y
29.4%
NP
US$26.96
Neptune Insurance Holdings
7D
3.9%
1Y
n/a
ALL
US$218.23
Allstate
7D
2.9%
1Y
12.4%

The Allstate Corporation: Good Value, But Growth Too Dry

Apr 14
FNF
US$48.42
Fidelity National Financial
7D
1.7%
1Y
-21.2%

Fidelity National Financial: Housing Pessimism Is Too Extreme (Upgrade)

Apr 14
MKL
US$1,983.23
Markel Group
7D
1.6%
1Y
12.5%

MKL: Future Outlook Will Weigh Buybacks Neutral Stance And Steady Earnings

Analysts have trimmed their Markel Group price target by about $16 to reflect slightly updated assumptions around fair value, revenue growth, profit margin and future P/E, following recent research that includes a resumed Neutral rating and a separate $100 price target adjustment. Analyst Commentary Recent Street research on Markel Group highlights a mix of optimism and caution, with one set of analysts resuming coverage at Neutral and another adjusting the price target by about $100 based on updated assumptions.
HIG
US$138.75
Hartford Insurance Group
7D
-0.1%
1Y
18.4%
LMND
US$65.86
Lemonade
7D
11.7%
1Y
144.7%
CB
US$327.27
Chubb
7D
-1.6%
1Y
14.8%

CB: Dividends And Buybacks Will Sustain A Stable Fairly Valued Profile

Analysts have nudged their price target for Chubb slightly higher to about $342 from roughly $339. This reflects small model updates around revenue trends, profit margins, the discount rate, and forward P/E assumptions.
ACGL
US$97.47
Arch Capital Group
7D
-1.1%
1Y
5.5%

ACGL: Share Repurchases And Strong Margins Will Drive Future Returns

Narrative Update on Arch Capital Group The updated analyst fair value estimate for Arch Capital Group has increased by about $3 to $109.84. Analysts attribute this change to slightly higher expected profitability, a modestly higher discount rate, and a lower future P/E following recent price target increases across several research firms.
AIG
US$77.09
American International Group
7D
-0.4%
1Y
-4.8%

AIG: Capital Flexibility And Strong Underwriting Will Drive Future Re Rating

Analysts have nudged the blended price target for American International Group slightly higher to $87.20. This reflects incremental adjustments to earnings assumptions and valuation multiples after a mix of target increases and reductions across recent research updates.
AXS
US$100.74
AXIS Capital Holdings
7D
-2.1%
1Y
6.1%

AXS: Future Upside Will Rely On Buybacks And Firm Fair Value

Analysts have trimmed their price target on AXIS Capital Holdings slightly to about $123.18 from roughly $123.64, reflecting small tweaks to fair value assumptions, discount rate inputs and projected revenue growth, profit margin and future P/E levels. What's in the News The Board of Directors authorized a new share buyback plan on February 26, 2026, signaling approval for additional capital returns to shareholders (Key Developments).
WRB
US$66.10
W. R. Berkley
7D
-1.7%
1Y
-3.4%

W. R. Berkley's Baby Bonds: Investment-Grade Income At A Discount

Apr 07
ERIE
US$244.53
Erie Indemnity
7D
-3.5%
1Y
-40.6%