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Kemper NYSE:KMPR Stock Report

Last Price

US$65.06

Market Cap

US$4.1b

7D

-3.9%

1Y

35.1%

Updated

20 Dec, 2024

Data

Company Financials +

KMPR Stock Overview

A diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. More details

KMPR fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health1/6
Dividends5/6

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US$80.00
FV
18.7% undervalued intrinsic discount
8.19%
Revenue growth p.a.
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2 days ago author updated this narrative

Kemper Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Kemper
Historical stock prices
Current Share PriceUS$65.06
52 Week HighUS$73.01
52 Week LowUS$47.83
Beta0.87
1 Month Change-7.99%
3 Month Change7.48%
1 Year Change35.15%
3 Year Change15.60%
5 Year Change-15.15%
Change since IPO309.83%

Recent News & Updates

Kemper: Overly Conservative Management Limits Upside Potential

Oct 23

Recent updates

Kemper: Overly Conservative Management Limits Upside Potential

Oct 23

Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares

Oct 08
Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares

Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

Jun 09
Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

Kemper Corporation Just Beat Revenue Estimates By 6.7%

May 04
Kemper Corporation Just Beat Revenue Estimates By 6.7%

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Feb 13
Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored

Dec 27

Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

Dec 21
Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation

Nov 13

Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%

Nov 08
Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%

Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31

Aug 09
Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31

Kemper: Losses Continue And Investors Are Wise To Stay Away

Jul 25

Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31

May 09
Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31

Kemper Has Delivered On Self-Help Initiatives And The Share Price Reflects This

Feb 16

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Feb 05
Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Credit Suisse upgrades Kemper to Neutral, but cuts estimates on higher combined ratios

Jan 30

Kemper declares $0.31 dividend

Nov 02

Kemper Managing Through A Tough Situation, But Catalysts Still Lacking

Aug 23

Kemper to sell Reserve National Insurance to Medical Mutual for $90M

Aug 01

Kemper (NYSE:KMPR) Has Announced A Dividend Of US$0.31

May 09
Kemper (NYSE:KMPR) Has Announced A Dividend Of US$0.31

Shareholder Returns

KMPRUS InsuranceUS Market
7D-3.9%-2.8%-3.5%
1Y35.1%25.2%22.1%

Return vs Industry: KMPR exceeded the US Insurance industry which returned 25.2% over the past year.

Return vs Market: KMPR exceeded the US Market which returned 22.1% over the past year.

Price Volatility

Is KMPR's price volatile compared to industry and market?
KMPR volatility
KMPR Average Weekly Movement3.5%
Insurance Industry Average Movement4.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: KMPR has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: KMPR's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19908,100Joe Lacherwww.kemper.com

Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses.

Kemper Corporation Fundamentals Summary

How do Kemper's earnings and revenue compare to its market cap?
KMPR fundamental statistics
Market capUS$4.11b
Earnings (TTM)US$271.80m
Revenue (TTM)US$4.64b

15.3x

P/E Ratio

0.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KMPR income statement (TTM)
RevenueUS$4.64b
Cost of RevenueUS$3.08b
Gross ProfitUS$1.56b
Other ExpensesUS$1.29b
EarningsUS$271.80m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.24
Gross Margin33.66%
Net Profit Margin5.86%
Debt/Equity Ratio69.0%

How did KMPR perform over the long term?

See historical performance and comparison

Dividends

1.9%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 23:56
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Kemper Corporation is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew KligermanCredit Suisse
Robert GlasspiegelJanney Montgomery Scott LLC
Matthew CarlettiJMP Securities