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KMPR logo

Kemper NYSE:KMPR Stock Report

Last Price

US$58.80

Market Cap

US$3.8b

7D

3.7%

1Y

0.2%

Updated

24 Apr, 2025

Data

Company Financials +

Kemper Corporation

NYSE:KMPR Stock Report

Market Cap: US$3.8b

KMPR Stock Overview

An insurance holding company, provides insurance products in the United States. More details

KMPR fundamental analysis
Snowflake Score
Valuation6/6
Future Growth2/6
Past Performance2/6
Financial Health2/6
Dividends5/6

Rewards

Trading at 63.2% below our estimate of its fair value

Earnings are forecast to grow 11.8% per year

Became profitable this year

Pays a reliable dividend of 2.18%

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 43.5%

Risk Analysis

No risks detected for KMPR from our risk checks.

Kemper Corporation Competitors

Assured Guaranty

NYSE:AGO

US$4.3b

First American Financial

NYSE:FAF

US$6.2b

Mercury General

NYSE:MCY

US$3.0b

Hanover Insurance Group

NYSE:THG

US$5.9b

Price History & Performance

Summary of share price highs, lows and changes for Kemper
Historical stock prices
Current Share PriceUS$58.80
52 Week HighUS$73.01
52 Week LowUS$53.57
Beta1.05
1 Month Change-13.07%
3 Month Change-10.09%
1 Year Change0.15%
3 Year Change24.89%
5 Year Change-12.53%
Change since IPO270.39%

Recent News & Updates

Better EPS Than Expected, And Immune To The Tariff Storm, Kemper Is A Buy

Feb 06

Recent updates

Better EPS Than Expected, And Immune To The Tariff Storm, Kemper Is A Buy

Feb 06

Kemper: Overly Conservative Management Limits Upside Potential

Oct 23

Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares

Oct 08
Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares
author-image

Tactical Shifts Set To Propel Specialty P&C Segment Into A New Growth Era

Sep 03 Expansion in the Specialty P&C segment and a focus on profitability and growth suggest expectations of increased premium revenue and market share.

Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

Jun 09
Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

Kemper Corporation Just Beat Revenue Estimates By 6.7%

May 04
Kemper Corporation Just Beat Revenue Estimates By 6.7%

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Feb 13
Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored

Dec 27

Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

Dec 21
Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation

Nov 13

Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%

Nov 08
Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%

Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31

Aug 09
Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31

Kemper: Losses Continue And Investors Are Wise To Stay Away

Jul 25

Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31

May 09
Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31

Kemper Has Delivered On Self-Help Initiatives And The Share Price Reflects This

Feb 16

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Feb 05
Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

Credit Suisse upgrades Kemper to Neutral, but cuts estimates on higher combined ratios

Jan 30

Kemper declares $0.31 dividend

Nov 02

Kemper Managing Through A Tough Situation, But Catalysts Still Lacking

Aug 23

Kemper to sell Reserve National Insurance to Medical Mutual for $90M

Aug 01

Shareholder Returns

KMPRUS InsuranceUS Market
7D3.7%0.8%4.1%
1Y0.2%17.4%7.9%

Return vs Industry: KMPR underperformed the US Insurance industry which returned 16.7% over the past year.

Return vs Market: KMPR underperformed the US Market which returned 5.9% over the past year.

Price Volatility

Is KMPR's price volatile compared to industry and market?
KMPR volatility
KMPR Average Weekly Movement5.4%
Insurance Industry Average Movement5.2%
Market Average Movement7.8%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market4.1%

Stable Share Price: KMPR has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: KMPR's weekly volatility (5%) has been stable over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

KMPR logo
Kemper
AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts

Specialty Auto Business Expected To Thrive Amid Market Opportunities

Key Takeaways Kemper is achieving strong growth and profitability due to strategic market positioning, favorable regulatory environments, and effective risk management. Confidence in future earnings is evident through share repurchases, dividend increases, and strategic asset allocation, bolstering EPS and investment income.
View narrative
US$84.40
FV
30.3% undervalued intrinsic discount
10.03%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
1 day ago author updated this narrative
View Kemper Community

About the Company

FoundedEmployeesCEOWebsite
19907,400Joe Lacherwww.kemper.com

Kemper Corporation, an insurance holding company, provides insurance products in the United States. The company operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers.

Kemper Corporation Fundamentals Summary

How do Kemper's earnings and revenue compare to its market cap?
KMPR fundamental statistics
Market capUS$3.75b
Earnings (TTM)US$317.80m
Revenue (TTM)US$4.64b

11.8x

P/E Ratio

0.8x

P/S Ratio

Is KMPR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KMPR income statement (TTM)
RevenueUS$4.64b
Cost of RevenueUS$3.01b
Gross ProfitUS$1.63b
Other ExpensesUS$1.31b
EarningsUS$317.80m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.96
Gross Margin35.05%
Net Profit Margin6.85%
Debt/Equity Ratio69.4%

How did KMPR perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

25%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/24 10:37
End of Day Share Price 2025/04/24 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kemper Corporation is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Andrew KligermanCredit Suisse
Robert GlasspiegelJanney Montgomery Scott LLC