Kemper Balance Sheet Health
Financial Health criteria checks 1/6
Kemper has a total shareholder equity of $2.8B and total debt of $1.9B, which brings its debt-to-equity ratio to 69%. Its total assets and total liabilities are $12.9B and $10.1B respectively. Kemper's EBIT is $566.9M making its interest coverage ratio 10.1. It has cash and short-term investments of $777.8M.
Key information
69.0%
Debt to equity ratio
US$1.91b
Debt
| Interest coverage ratio | 10.1x |
| Cash | US$777.80m |
| Equity | US$2.77b |
| Total liabilities | US$10.10b |
| Total assets | US$12.87b |
Recent financial health updates
No updates
Recent updates
Kemper: Overly Conservative Management Limits Upside Potential
Oct 23Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares
Oct 08
Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking
Jun 09Kemper Corporation Just Beat Revenue Estimates By 6.7%
May 04Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 13Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored
Dec 27Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)
Dec 21Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation
Nov 13Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%
Nov 08Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31
Aug 09Kemper: Losses Continue And Investors Are Wise To Stay Away
Jul 25Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31
May 09Kemper Has Delivered On Self-Help Initiatives And The Share Price Reflects This
Feb 16Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 05Credit Suisse upgrades Kemper to Neutral, but cuts estimates on higher combined ratios
Jan 30Kemper declares $0.31 dividend
Nov 02Kemper Managing Through A Tough Situation, But Catalysts Still Lacking
Aug 23Kemper to sell Reserve National Insurance to Medical Mutual for $90M
Aug 01Kemper (NYSE:KMPR) Has Announced A Dividend Of US$0.31
May 09Financial Position Analysis
Short Term Liabilities: KMPR's short term assets ($2.0B) do not cover its short term liabilities ($2.4B).
Long Term Liabilities: KMPR's short term assets ($2.0B) do not cover its long term liabilities ($7.7B).
Debt to Equity History and Analysis
Debt Level: KMPR's net debt to equity ratio (40.9%) is considered high.
Reducing Debt: KMPR's debt to equity ratio has increased from 23.5% to 69% over the past 5 years.
Debt Coverage: KMPR's debt is not well covered by operating cash flow (9.3%).
Interest Coverage: KMPR's interest payments on its debt are well covered by EBIT (10.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/30 06:25 |
| End of Day Share Price | 2025/01/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Kemper Corporation is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Kligerman | Credit Suisse |
| Robert Glasspiegel | Janney Montgomery Scott LLC |
| Matthew Carletti | JMP Securities |