Kemper Past Earnings Performance
Past criteria checks 2/6
Kemper's earnings have been declining at an average annual rate of -48.6%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been declining at an average rate of 0.4% per year. Kemper's return on equity is 9.7%, and it has net margins of 5.9%.
Key information
-48.6%
Earnings growth rate
-48.2%
EPS growth rate
| Insurance Industry Growth | 8.0% |
| Revenue growth rate | -0.4% |
| Return on equity | 9.7% |
| Net Margin | 5.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Kemper: Overly Conservative Management Limits Upside Potential
Oct 23Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares
Oct 08
Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking
Jun 09Kemper Corporation Just Beat Revenue Estimates By 6.7%
May 04Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 13Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored
Dec 27Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)
Dec 21Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation
Nov 13Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%
Nov 08Kemper (NYSE:KMPR) Will Pay A Dividend Of $0.31
Aug 09Kemper: Losses Continue And Investors Are Wise To Stay Away
Jul 25Kemper (NYSE:KMPR) Has Affirmed Its Dividend Of $0.31
May 09Kemper Has Delivered On Self-Help Initiatives And The Share Price Reflects This
Feb 16Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31
Feb 05Credit Suisse upgrades Kemper to Neutral, but cuts estimates on higher combined ratios
Jan 30Kemper declares $0.31 dividend
Nov 02Kemper Managing Through A Tough Situation, But Catalysts Still Lacking
Aug 23Kemper to sell Reserve National Insurance to Medical Mutual for $90M
Aug 01Kemper (NYSE:KMPR) Has Announced A Dividend Of US$0.31
May 09Revenue & Expenses Breakdown
How Kemper makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 4,639 | 272 | 995 | 0 |
| 30 Jun 24 | 4,660 | 52 | 999 | 0 |
| 31 Mar 24 | 4,793 | -121 | 1,021 | 0 |
| 31 Dec 23 | 4,945 | -272 | 1,050 | 0 |
| 30 Sep 23 | 5,132 | -377 | 1,082 | 0 |
| 30 Jun 23 | 5,294 | -305 | 1,121 | 0 |
| 31 Mar 23 | 5,449 | -280 | 1,162 | 0 |
| 31 Dec 22 | 5,524 | -287 | 1,198 | 0 |
| 30 Sep 22 | 5,627 | -339 | 1,219 | 0 |
| 30 Jun 22 | 5,722 | -339 | 1,231 | 0 |
| 31 Mar 22 | 5,812 | -330 | 1,237 | 0 |
| 31 Dec 21 | 5,719 | -124 | 1,226 | 0 |
| 30 Sep 21 | 5,708 | 83 | 1,254 | 0 |
| 30 Jun 21 | 5,606 | 280 | 1,218 | 0 |
| 31 Mar 21 | 5,331 | 469 | 1,175 | 0 |
| 31 Dec 20 | 5,206 | 410 | 1,111 | 0 |
| 30 Sep 20 | 5,004 | 437 | 990 | 0 |
| 30 Jun 20 | 4,887 | 443 | 969 | 0 |
| 31 Mar 20 | 4,901 | 439 | 960 | 0 |
| 31 Dec 19 | 5,039 | 529 | 1,016 | 0 |
| 30 Sep 19 | 4,818 | 410 | 953 | 0 |
| 30 Jun 19 | 4,742 | 373 | 993 | 0 |
| 31 Mar 19 | 4,236 | 289 | 901 | 0 |
| 31 Dec 18 | 3,683 | 187 | 827 | 0 |
| 30 Sep 18 | 3,292 | 218 | 788 | 0 |
| 30 Jun 18 | 2,823 | 174 | 649 | 0 |
| 31 Mar 18 | 2,765 | 173 | 643 | 0 |
| 31 Dec 17 | 2,723 | 119 | 592 | 0 |
| 30 Sep 17 | 2,669 | 112 | 636 | 0 |
| 30 Jun 17 | 2,619 | 47 | 642 | 0 |
| 31 Mar 17 | 2,562 | 15 | 646 | 0 |
| 31 Dec 16 | 2,522 | 13 | 647 | 0 |
| 30 Sep 16 | 2,496 | -15 | 661 | 0 |
| 30 Jun 16 | 2,471 | 41 | 660 | 0 |
| 31 Mar 16 | 2,453 | 64 | 654 | 0 |
| 31 Dec 15 | 2,341 | 80 | 645 | 0 |
| 30 Sep 15 | 2,284 | 142 | 625 | 0 |
| 30 Jun 15 | 2,208 | 109 | 622 | 0 |
| 31 Mar 15 | 2,141 | 91 | 621 | 0 |
| 31 Dec 14 | 2,197 | 112 | 628 | 0 |
| 30 Sep 14 | 2,223 | 104 | 635 | 0 |
| 30 Jun 14 | 2,319 | 167 | 646 | 0 |
| 31 Mar 14 | 2,365 | 190 | 648 | 0 |
| 31 Dec 13 | 2,427 | 213 | 654 | 0 |
Quality Earnings: KMPR has high quality earnings.
Growing Profit Margin: KMPR became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: KMPR's earnings have declined by 48.6% per year over the past 5 years.
Accelerating Growth: KMPR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: KMPR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (30.6%).
Return on Equity
High ROE: KMPR's Return on Equity (9.7%) is considered low.