Kemper Corporation

NYSE:KMPR Stock Report

Market Cap: US$1.9b

Kemper Future Growth

Future criteria checks 3/6

Kemper is forecast to grow earnings and revenue by 69.5% and 0.6% per annum respectively while EPS is expected to grow by 70.1% per annum.

Key information

69.5%

Earnings growth rate

70.10%

EPS growth rate

Insurance earnings growth2.0%
Revenue growth rate0.6%
Future return on equityn/a
Analyst coverage

Low

Last updated07 May 2026

Recent future growth updates

Analysis Article • Feb 07

Kemper Corporation Just Missed Earnings - But Analysts Have Updated Their Models

There's been a notable change in appetite for Kemper Corporation ( NYSE:KMPR ) shares in the week since its full-year...

Recent updates

Narrative Update • Apr 23

KMPR: Index Move And Buybacks Will Face Cautious Execution Outlook

Analysts have trimmed their price target on Kemper by $8, reflecting updated views on revenue growth assumptions, profitability expectations, and valuation multiples highlighted in recent research from UBS and Citizens. Analyst Commentary Bearish analysts framing the new, lower price target are signalling greater caution around Kemper's ability to meet prior expectations on revenue growth and margins, and around what they are willing to pay for that profile.
Seeking Alpha • Apr 19

The Bottom Fishing Club - Kemper: Clear Undervaluation With Leverage To Bond Rally

Summary Kemper Corporation shows a compelling breakout pattern with significant pent-up value, pointing to the potential for a major rally. Profitability was pressured in 2025 by regulatory changes and claims severity, but restructuring efforts and new product initiatives are underway. Analysts forecast strong cash flow and profitability improvement post-2026, supported by a substantial bond portfolio. KMPR offers attractive valuation metrics and limited downside, with potential for a +50% to +100% share price rally through 2027. Read the full article on Seeking Alpha
Narrative Update • Apr 08

KMPR: Index Shift And Buybacks Will Support Future Upside Potential

Analysts have trimmed their price targets on Kemper by $9 to reflect more cautious views on the shares, citing updated research that includes a lower target from UBS and a downgrade from Citizens. Analyst Commentary Recent research takes a more measured stance on Kemper, with the lower price target and downgrade both pointing to a reassessment of how execution risks and growth potential line up with the current share price.
Narrative Update • Mar 24

KMPR: Share Repurchases And Execution Improvements Will Support Future Upside Potential

Analysts have lowered their price target on Kemper by $9, reflecting more cautious views following recent rating and target revisions, while keeping core valuation inputs broadly unchanged. Analyst Commentary Recent research updates on Kemper point to a more cautious stance, with the $9 reduction in the price target reflecting concerns about execution and risk, even as core valuation inputs appear largely intact.
Narrative Update • Mar 10

KMPR: Share Repurchases And Execution Progress Will Support Future Upside Potential

Analysts have trimmed their price target on Kemper by about $0.90 to roughly $57.30, reflecting refreshed assumptions around revenue growth, profit margin and future P/E multiples following recent target cuts and a downgrade from the Street. Analyst Commentary Recent Street research on Kemper has focused on resetting expectations around the share price, with one firm cutting its price target by US$9 and another moving to a more cautious stance on the stock.
Narrative Update • Feb 23

KMPR: Future Buybacks Will Face Cautious Execution Outlook And Higher Earnings Multiple

Analysts have trimmed their price target on Kemper by $9, reflecting lower assumed revenue growth and profit margins, along with a higher future P/E multiple. Analyst Commentary Recent research commentary around Kemper has tilted cautious, with bearish analysts adjusting expectations to reflect what they see as a tougher setup for revenue growth and profitability, even as valuation assumptions move higher.
Narrative Update • Feb 09

KMPR: Future Share Repurchases Will Likely Face Ongoing Multiple And Rating Pressure

Analysts have trimmed their price targets on Kemper, with recent research pointing to lower fair value expectations that reflect updated views on revenue growth, profitability, and P/E assumptions following target cuts such as the US$9 reduction cited by UBS and related rating changes. Analyst Commentary Recent research on Kemper has taken a more cautious tone, with price target reductions and rating changes signaling that some bearish analysts see a less favorable balance between risk and reward at current levels.
Analysis Article • Feb 08

Kemper (NYSE:KMPR) Is Paying Out A Dividend Of $0.32

Kemper Corporation ( NYSE:KMPR ) has announced that it will pay a dividend of $0.32 per share on the 3rd of March. This...
Analysis Article • Feb 07

Kemper Corporation Just Missed Earnings - But Analysts Have Updated Their Models

There's been a notable change in appetite for Kemper Corporation ( NYSE:KMPR ) shares in the week since its full-year...
Narrative Update • Jan 26

KMPR: Future Buybacks Will Likely Fail To Support Compressed Earnings Multiple

Analysts have trimmed their fair value estimate for Kemper from $50.00 to $35.00 per share, citing updated assumptions that point to more moderate revenue growth, a slightly higher discount rate, and a lower future P/E, partly offset by a higher projected profit margin. What's in the News From July 1, 2025 to August 31, 2025, Kemper repurchased 1,916,515 shares, equal to 3.01% of its shares, for a total of US$99.96 million under its ongoing buyback program announced on August 7, 2014 (Key Developments).
Narrative Update • Jan 10

KMPR: CEO Transition And Buybacks Will Support Future Upside Potential

Narrative Update on Kemper Analysts have trimmed their price target on Kemper from about US$59.60 to roughly US$58.20, citing the recent CEO transition and a more measured view on revenue growth. This is partly offset by slightly higher profit margin expectations and a modestly lower future P/E assumption.
Narrative Update • Dec 19

KMPR: CEO Shift And Buybacks Will Drive Long-Term Upside Potential

Analysts have reduced their price target on Kemper by $0.40 to $60.00, reflecting concerns that the abrupt CEO transition could weigh on the company’s near term execution and share performance, despite largely unchanged fundamental assumptions. Analyst Commentary Analysts are largely cautious following the CEO transition, with most commentary centering on execution risk and valuation discipline at the current share price.
Narrative Update • Dec 05

KMPR: CEO Transition Will Present Long-Term Opportunity Despite Market Downgrade

Analysts have trimmed their price target on Kemper to $59.60, reflecting a cautious reassessment of revenue growth and leadership uncertainty following the abrupt CEO transition, even though margin and valuation assumptions remain largely intact. Analyst Commentary Analyst reactions to the leadership change highlight a more cautious stance on Kemper, with the downgrade to a neutral rating signaling tempered expectations for near term share price appreciation despite relatively stable fundamental assumptions.
Narrative Update • Nov 21

KMPR: Leadership Transition Will Present Recovery Opportunity Following Market Downgrade

Analysts have lowered their price target for Kemper from $60 to $59.60. They cite increased uncertainty following the recent CEO transition and a slightly diminished outlook for the company's growth and profitability.
Analysis Article • Nov 18

The Market Doesn't Like What It Sees From Kemper Corporation's (NYSE:KMPR) Earnings Yet As Shares Tumble 26%

Unfortunately for some shareholders, the Kemper Corporation ( NYSE:KMPR ) share price has dived 26% in the last thirty...
Narrative Update • Nov 07

KMPR: Future Leadership Stability Will Drive Recovery Despite CEO Transition

Analysts have lowered Kemper's fair value estimate from $67.60 to $59.60, citing leadership transitions and revised growth expectations as key factors for the updated price target. Analyst Commentary Recent street research has highlighted both optimism and caution within the analyst community regarding Kemper’s current transition and revised growth outlook.
Narrative Update • Aug 08

US Demographic Shifts And Digital Adoption Will Advance Niche Insurance

Reduced revenue growth and declining net profit margins have driven a notable cut in Kemper’s consensus price target from $82.20 to $69.00. What's in the News Kemper Corporation announces a new share repurchase program, authorizing up to $500 million in buybacks.
Analysis Article • Apr 30

Kemper Corporation's (NYSE:KMPR) CEO Compensation Is Looking A Bit Stretched At The Moment

Key Insights Kemper will host its Annual General Meeting on 7th of May Salary of US$1.09m is part of CEO Joe Lacher's...
Seeking Alpha • Feb 06

Better EPS Than Expected, And Immune To The Tariff Storm, Kemper Is A Buy

Summary Kemper Corporation's significant restructuring and exit from the Preferred Property and Casualty Insurance business are expected to enhance financial flexibility and FCF growth from 2025 to 2031. Stock repurchases and a robust repurchase plan are likely to increase demand for KMPR shares, potentially driving up the stock price. Inorganic growth through acquisitions in the U.S. insurance market is anticipated to further boost KMPR's free cash flow and overall financial performance. I do not think that incoming tariffs applicable to products coming from Canada, Europe, Brazil, or other countries may affect the company's business model. Read the full article on Seeking Alpha
Seeking Alpha • Oct 23

Kemper: Overly Conservative Management Limits Upside Potential

Summary Kemper Corporation is a solid insurance company with reasonable profitability, but its current stock price already reflects its modest growth potential. The company has improved its combined loss ratio by exiting unprofitable segments, but management's conservative approach limits further growth opportunities. Despite a strong balance sheet and liquidity, Kemper lags behind peers due to management's cautious strategy, missing out on potential market gains. Shares are a hold with a price target of $50. Read the full article on Seeking Alpha
Analysis Article • Oct 08

Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares

There wouldn't be many who think Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.8x is worth a...
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New Narrative • Sep 03

Tactical Shifts Set To Propel Specialty P&C Segment Into A New Growth Era

Expansion in the Specialty P&C segment and a focus on profitability and growth suggest expectations of increased premium revenue and market share.
Analysis Article • Jun 09

Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

It's not a stretch to say that Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.8x right now...
Analysis Article • May 04

Kemper Corporation Just Beat Revenue Estimates By 6.7%

It's been a good week for Kemper Corporation ( NYSE:KMPR ) shareholders, because the company has just released its...
Analysis Article • Feb 13

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

The board of Kemper Corporation ( NYSE:KMPR ) has announced that it will pay a dividend of $0.31 per share on the 5th...
Seeking Alpha • Dec 27

Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored

Summary Kemper Corporation is an insurance company that has issued an unusual reset-rate baby bond (KMPB) that is an under-the-radar bargain. KMPB is from an investment grade company, and I will show that the KMPB bond is quite undervalued compared to other bonds with the same credit rating. On its call date, KMPB’s yield-to-maturity will reset (jump) to 10.36% at today’s 5-year note yield, an extraordinary yield for a solid bond. The large future reset-rate yield should lead to strong capital gains between now and the reset date, providing an estimated 12% or better total annualized return on KMPB. Read the full article on Seeking Alpha
Analysis Article • Dec 21

Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

There wouldn't be many who think Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.6x is worth a...
Seeking Alpha • Nov 13

Depressed Valuation And Strong Guidance Enable Growth For Kemper Corporation

Summary Kemper's presence in high-volume markets is driving profit restoration. Wall Street consensus on Kemper's valuation and financial performance is positive. There are potential risks and challenges that Kemper may face in the future. Read the full article on Seeking Alpha
Analysis Article • Nov 08

Kemper Corporation (NYSE:KMPR) Analysts Just Slashed Next Year's Revenue Estimates By 10%

One thing we could say about the analysts on Kemper Corporation ( NYSE:KMPR ) - they aren't optimistic, having just...

Earnings and Revenue Growth Forecasts

NYSE:KMPR - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20284,802N/AN/AN/A1
12/31/20274,701265N/AN/A4
12/31/20264,496230N/AN/A2
3/31/20264,70542460493N/A
12/31/20254,790143554585N/A
9/30/20254,845249553585N/A
6/30/20254,785343551587N/A
3/31/20254,689346474520N/A
12/31/20244,639318330383N/A
9/30/20244,640272120178N/A
6/30/20244,66052-64-2N/A
3/31/20244,793-121-155-96N/A
12/31/20234,945-272-188-134N/A
9/30/20235,132-377-187-145N/A
6/30/20235,294-305-219-186N/A
3/31/20235,449-280-212-187N/A
12/31/20225,524-287-241-210N/A
9/30/20225,627-339-168-127N/A
6/30/20225,722-339-3323N/A
3/31/20225,812-330127192N/A
12/31/20215,719-124293351N/A
9/30/20215,70883453504N/A
6/30/20215,606280382422N/A
3/31/20215,331469484526N/A
12/31/20205,206410395448N/A
9/30/20205,004437343419N/A
6/30/20204,887443469562N/A
3/31/20204,901439413508N/A
12/31/20195,039529N/A534N/A
9/30/20194,818410N/A560N/A
6/30/20194,742373N/A584N/A
3/31/20194,236289N/A554N/A
12/31/20183,683187N/A539N/A
9/30/20183,292218N/A421N/A
6/30/20182,823174N/A328N/A
3/31/20182,765173N/A266N/A
12/31/20172,723119N/A241N/A
9/30/20172,669112N/A235N/A
6/30/20172,61947N/A228N/A
3/31/20172,56215N/A212N/A
12/31/20162,52213N/A241N/A
9/30/20162,496-15N/A218N/A
6/30/20162,47141N/A251N/A
3/31/20162,45364N/A263N/A
12/31/20152,34180N/A215N/A
9/30/20152,284142N/A202N/A
6/30/20152,208109N/A142N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: KMPR's forecast earnings growth (69.5% per year) is above the savings rate (3.5%).

Earnings vs Market: KMPR's earnings (69.5% per year) are forecast to grow faster than the US market (16.4% per year).

High Growth Earnings: KMPR's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: KMPR's revenue (0.6% per year) is forecast to grow slower than the US market (11.4% per year).

High Growth Revenue: KMPR's revenue (0.6% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if KMPR's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/07 02:39
End of Day Share Price 2026/05/07 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kemper Corporation is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert GlasspiegelBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC
Amit KumarMacquarie Research