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HCI Group NYSE:HCI Stock Report

Last Price

US$113.37

Market Cap

US$1.2b

7D

-0.8%

1Y

34.3%

Updated

20 Dec, 2024

Data

Company Financials +

HCI Group, Inc.

NYSE:HCI Stock Report

Market Cap: US$1.2b

HCI Stock Overview

Engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. More details

HCI fundamental analysis
Snowflake Score
Valuation6/6
Future Growth2/6
Past Performance6/6
Financial Health5/6
Dividends4/6

Rewards

Trading at 70.6% below our estimate of its fair value

Earnings are forecast to grow 6.23% per year

Earnings grew by 245.4% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 23.7%

Risk Analysis

Shareholders have been diluted in the past year


My Notes

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WA
Analyst Price Target
Consensus Narrative from 4 Analysts

Florida Insurer Will Expand Operations But Faces Profitability Risks From Hurricanes

Key Takeaways Strong operational efficiency and profitability support net margins, with a low combined ratio indicating robust operational performance. Growth strategies include launching a new carrier and focusing on high ROE areas, enhancing revenue and earnings prospects.
View narrative
US$140.25
FV
19.2% undervalued intrinsic discount
7.66%
Revenue growth p.a.
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4users have followed this narrative
2 days ago author updated this narrative

HCI Group, Inc. Competitors

International General Insurance Holdings

NasdaqCM:IGIC

US$1.1b

Employers Holdings

NYSE:EIG

US$1.2b

Safety Insurance Group

NasdaqGS:SAFT

US$1.2b

Tiptree

NasdaqCM:TIPT

US$747.4m

Price History & Performance

Summary of share price highs, lows and changes for HCI Group
Historical stock prices
Current Share PriceUS$113.37
52 Week HighUS$126.50
52 Week LowUS$81.35
Beta1.11
1 Month Change4.97%
3 Month Change7.93%
1 Year Change34.34%
3 Year Change29.54%
5 Year Change147.16%
Change since IPO1,758.52%

Recent News & Updates

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Nov 09
HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Recent updates

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Nov 09
HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)

Sep 10
It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)

HCI Group: A Tech-Driven Home Run In Florida's Insurance Market

Aug 25

HCI Group: A Growth Stock Trading At Reasonable Levels In The P&C Insurance Industry

Jun 03

Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

May 10
Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

Oct 21
HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

HCI Group: Impressive Margin Improvements, But Unimpressive Price Point

Oct 12

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Jul 16
HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

HCI Group's (NYSE:HCI) Dividend Will Be $0.40

Feb 14
HCI Group's (NYSE:HCI) Dividend Will Be $0.40

HCI Group declares $0.40 dividend

Jan 19

HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

Nov 16
HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

HCI Group (NYSE:HCI) Is Paying Out A Dividend Of $0.40

Oct 18
HCI Group (NYSE:HCI) Is Paying Out A Dividend Of $0.40

HCI Group announces Q3 pre-tax net loss of $78M

Oct 10

HCI Group Non-GAAP EPS of -$0.71, revenue of $125.93M

Aug 08

HCI Group declares $0.40 dividend

Jul 21

HCI Group (NYSE:HCI) Will Pay A Dividend Of US$0.40

May 06
HCI Group (NYSE:HCI) Will Pay A Dividend Of US$0.40

Shareholder Returns

HCIUS InsuranceUS Market
7D-0.8%-2.8%-3.5%
1Y34.3%25.2%22.1%

Return vs Industry: HCI exceeded the US Insurance industry which returned 25.2% over the past year.

Return vs Market: HCI exceeded the US Market which returned 22.1% over the past year.

Price Volatility

Is HCI's price volatile compared to industry and market?
HCI volatility
HCI Average Weekly Movement7.7%
Insurance Industry Average Movement4.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: HCI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HCI's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006547Paresh Patelhcigroup.com

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes.

HCI Group, Inc. Fundamentals Summary

How do HCI Group's earnings and revenue compare to its market cap?
HCI fundamental statistics
Market capUS$1.17b
Earnings (TTM)US$140.49m
Revenue (TTM)US$750.85m

8.5x

P/E Ratio

1.6x

P/S Ratio

Is HCI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HCI income statement (TTM)
RevenueUS$750.85m
Cost of RevenueUS$423.79m
Gross ProfitUS$327.06m
Other ExpensesUS$186.56m
EarningsUS$140.49m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)13.33
Gross Margin43.56%
Net Profit Margin18.71%
Debt/Equity Ratio49.4%

How did HCI perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

11%

Payout Ratio

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks
When do you need to buy HCI by to receive an upcoming dividend?
HCI Group dividend dates
Ex Dividend DateNov 15 2024
Dividend Pay DateDec 20 2024
Days until Ex dividend36 days
Days until Dividend pay date1 day

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 00:11
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HCI Group, Inc. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Casey AlexanderCompass Point Research & Trading, LLC
Casey AlexanderGilford Securities
Matthew CarlettiJMP Securities