HCI Group (NYSE:HCI) - Stock Price, News & Analysis

HCI Stock Overview

Engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. More details

HCI fundamental analysis
Snowflake Score
Valuation	6/6
Future Growth	2/6
Past Performance	6/6
Financial Health	5/6
Dividends	5/6

Rewards

Trading at 71.3% below our estimate of its fair value

Earnings are forecast to grow 13.82% per year

Earnings grew by 245.4% over the past year

Pays a reliable dividend of 1.48%

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 28.5%

Risk Analysis

Shareholders have been diluted in the past year

HCI Group, Inc. Competitors

International General Insurance Holdings

NasdaqCM:IGIC

US$1.1b

Employers Holdings

NYSE:EIG

US$1.3b

Safety Insurance Group

NasdaqGS:SAFT

US$1.2b

Tiptree

NasdaqCM:TIPT

US$801.5m

Price History & Performance

Summary of all time highs, changes and price drops for HCI Group
Historical stock prices
Current Share Price	US$109.68
52 Week High	US$124.00
52 Week Low	US$81.35
Beta	1.11
11 Month Change	-5.29%
3 Month Change	20.65%
1 Year Change	27.98%
33 Year Change	-6.03%
5 Year Change	138.02%
Change since IPO	1,698.03%

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Nov 09

Recent updates

HCI Group: A Growth Stock Trading At Reasonable Levels In The P&C Insurance Industry

Jun 03

Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

May 10

HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

Oct 21

HCI Group: Impressive Margin Improvements, But Unimpressive Price Point

Oct 12

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Jul 16

HCI Group's (NYSE:HCI) Dividend Will Be $0.40

Feb 14

HCI Group declares $0.40 dividend

Jan 19

HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

Nov 16

HCI Group (NYSE:HCI) Is Paying Out A Dividend Of $0.40

Oct 18

HCI Group announces Q3 pre-tax net loss of $78M

Oct 10

HCI Group Non-GAAP EPS of -$0.71, revenue of $125.93M

Aug 08

HCI Group declares $0.40 dividend

Jul 21

HCI Group (NYSE:HCI) Will Pay A Dividend Of US$0.40

May 06

Shareholder Returns

	HCI	US Insurance	US Market
7D	-2.4%	-0.8%	-1.2%
1Y	28.0%	30.5%	30.4%

Return vs Industry: HCI underperformed the US Insurance industry which returned 30.5% over the past year.

Return vs Market: HCI underperformed the US Market which returned 30.4% over the past year.

Price Volatility

Is HCI's price volatile compared to industry and market?
HCI volatility
HCI Average Weekly Movement	7.8%
Insurance Industry Average Movement	4.2%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.5%
10% least volatile stocks in US Market	3.1%

Stable Share Price: HCI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HCI's weekly volatility (8%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2006	547	Paresh Patel	hcigroup.com

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes.

HCI Group, Inc. Fundamentals Summary

How do HCI Group's earnings and revenue compare to its market cap?
HCI fundamental statistics
Market cap	US$1.16b
Earnings (TTM)	US$140.49m
Revenue (TTM)	US$750.85m

8.2x

P/E Ratio

1.5x

P/S Ratio

Is HCI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HCI income statement (TTM)
Revenue	US$750.85m
Cost of Revenue	US$423.79m
Gross Profit	US$327.06m
Other Expenses	US$186.56m
Earnings	US$140.49m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	13.33
Gross Margin	43.56%
Net Profit Margin	18.71%
Debt/Equity Ratio	49.4%

How did HCI perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

11%

Payout Ratio

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks

When do you need to buy HCI by to receive an upcoming dividend?
HCI Group dividend dates
Ex Dividend Date	Nov 15 2024
Dividend Pay Date	Dec 20 2024
Days until Ex dividend	6 days
Days until Dividend pay date	29 days

Does HCI pay a reliable dividends?

See HCI dividend history and benchmarks

HCI Stock Overview

Rewards

Risk Analysis

HCI Group, Inc. Competitors

NasdaqCM:IGIC

US$1.1b

NYSE:EIG

US$1.3b

NasdaqGS:SAFT

US$1.2b

NasdaqCM:TIPT

US$801.5m

Price History & Performance

Recent News & Updates

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Second quarter dividend of US$0.40 announced

HCI Group, Inc. Declares Regular Quarterly Cash Dividend, Payable on December 20, 2024

Consensus EPS estimates fall by 31%

HCI Group, Inc. to Report Q3, 2024 Results on Nov 07, 2024

Recent updates

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Second quarter dividend of US$0.40 announced

HCI Group, Inc. Declares Regular Quarterly Cash Dividend, Payable on December 20, 2024

Consensus EPS estimates fall by 31%

HCI Group, Inc. to Report Q3, 2024 Results on Nov 07, 2024

Investor sentiment improves as stock rises 17%

It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)

HCI Group: A Tech-Driven Home Run In Florida's Insurance Market

Consensus EPS estimates increase by 12%

Upcoming dividend of US$0.40 per share

HCI Group, Inc. to Report Q2, 2024 Results on Aug 08, 2024

First quarter dividend of US$0.40 announced

Insufficient new directors

HCI Group: A Growth Stock Trading At Reasonable Levels In The P&C Insurance Industry

Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Fourth quarter dividend of US$0.40 announced

HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024

HCI Group, Inc. to Report Q1, 2024 Results on May 08, 2024

Chief Financial Officer recently sold US$2.3m worth of stock

Board Member notifies of intention to sell stock

HCI Group, Inc., Annual General Meeting, Jun 11, 2024

Consensus revenue estimates increase by 22%

Price target increased by 17% to US$120

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.40 per share at 1.8% yield

HCI Group, Inc. to Report Q4, 2023 Results on Mar 07, 2024

Third quarter dividend of US$0.40 announced

HCI Group Declares Quarterly Cash Dividend, Payable on March 15, 2024

HCI Group, Inc. has filed a Follow-on Equity Offering in the amount of $75 million.

HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million.

New minor risk - Shareholder dilution

HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million.

Investor sentiment improves as stock rises 22%

Price target increased by 11% to US$91.33

Third quarter 2023 earnings released: EPS: US$1.53 (vs US$5.66 loss in 3Q 2022)

HCI Group (NYSE:HCI) Has Affirmed Its Dividend Of $0.40

HCI Group: Impressive Margin Improvements, But Unimpressive Price Point

HCI Group, Inc. to Report Q3, 2023 Results on Nov 07, 2023

Upcoming dividend of US$0.40 per share at 2.6% yield

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40

HCI Group, Inc. to Report Q2, 2023 Results on Aug 08, 2023

HCI Group, Inc.(NYSE:HCI) dropped from Russell 2000 Defensive Index

Chief Financial Officer recently sold US$842k worth of stock

Chief Financial Officer notifies of intention to sell stock

Upcoming dividend of US$0.40 per share at 2.7% yield

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Full year 2022 earnings released: US$6.24 loss per share (vs US$0.23 profit in FY 2021)

HCI Group's (NYSE:HCI) Dividend Will Be $0.40

HCI Group, Inc. to Report Q4, 2022 Results on Mar 09, 2023

Upcoming dividend of US$0.40 per share at 3.3% yield

HCI Group Declares Quarterly Cash Dividend, Payable on March 17, 2023

Price target decreased to US$75.00

HCI Group declares $0.40 dividend

HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40

High number of new directors

Upcoming dividend of US$0.40 per share