HCI Group (HCI) Stock Overview
Engages in the property and casualty insurance business in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
HCI Community Fair Values
Create NarrativeSee what 41 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
HCI Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$152.30 |
| 52 Week High | US$210.50 |
| 52 Week Low | US$136.37 |
| Beta | 1.15 |
| 1 Month Change | -1.07% |
| 3 Month Change | -4.01% |
| 1 Year Change | 3.12% |
| 3 Year Change | 206.32% |
| 5 Year Change | 94.36% |
| Change since IPO | 2,396.72% |
Recent News & Updates
HCI: Share Repurchase Plan And Higher P/E Assumptions Will Support Future Upside
Analysts have kept their $245.00 price target for HCI Group unchanged, making only slight tweaks to profit margin and forward P/E assumptions that guide the updated view. What's in the News The Board of Directors of HCI Group, Inc.HCI: Share Repurchase Plan And Steady Assumptions Will Support Future Upside
Analysts have held their price target for HCI Group steady at $245.00. This reflects updated views on discount rate, revenue growth, profit margin and future P/E that leave their overall valuation stance unchanged.Recent updates
HCI: Share Repurchase Plan And Higher P/E Assumptions Will Support Future Upside
Analysts have kept their $245.00 price target for HCI Group unchanged, making only slight tweaks to profit margin and forward P/E assumptions that guide the updated view. What's in the News The Board of Directors of HCI Group, Inc.HCI: Share Repurchase Plan And Steady Assumptions Will Support Future Upside
Analysts have held their price target for HCI Group steady at $245.00. This reflects updated views on discount rate, revenue growth, profit margin and future P/E that leave their overall valuation stance unchanged.HCI: New Share Buyback Authorization Will Support Future Upside Potential
Analysts have maintained their HCI Group price target at $245.00, indicating that their assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E in updated models remain largely unchanged. What's in the News Board of Directors authorizes a new share buyback plan for HCI Group, Inc.HCI Group: Valuation, Fundamentals Justify A Buy Position Despite High Technical Caution
Mar 11HCI: Share Buybacks Will Support Upside Despite More Cautious Assumptions
Analysts have maintained their $245.00 price target on HCI Group, with updated assumptions that now reflect a revenue growth outlook of 8.85%, a profit margin of 18.73% and a future P/E of 20.68x, supported by a consistent discount rate of 6.98%. What's in the News The Board of Directors authorized a new share buyback plan for HCI Group, Inc.HCI: Steady Assumptions And Undervalued Pricing Will Support Further Upside
Analysts have kept their HCI Group price target steady at $245.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margins, and future P/E multiples. Valuation Changes Fair Value: Model fair value remains at $245.00, with no change from the prior estimate.HCI: Stable Fair Value And P/E Assumptions Will Support Further Upside
Analysts have kept their HCI Group fair value estimate steady at $245.00, with only very small model tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions behind their updated target price rationale. Valuation Changes Fair Value: Kept steady at $245.00, indicating no change in the overall target level.HCI Group (NYSE:HCI) Has Announced A Dividend Of $0.40
Feb 05
HCI: Higher Assumed P/E Will Support Future Share Price Upside
Analysts now put their price target for HCI Group at $245, up from $234, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E to refine their view on the stock. Valuation Changes Fair Value: Target fair value has been raised from $234 to $245, representing a modest upward adjustment in the modelled price level.HCI: Steady Cash Flow Assumptions Will Support Future Share Price Upside
Analysts have kept their HCI Group fair value estimate steady at $234, with only minimal tweaks to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions. This signals that their overall view on the stock's valuation is essentially unchanged.HCI: Future Earnings Power Will Support Stronger Share Price Upside
Analysts have made a modest upward revision to their price target on HCI Group, now seeing fair value at approximately 234 dollars per share. This reflects fine tuned assumptions around discount rates, revenue growth, profit margins, and future earnings multiples.HCI: Future Margin Expansion Will Support Stronger Share Price Upside
Analysts have modestly raised their price target on HCI Group to approximately $234 from about $232, citing expectations for stronger revenue growth, improving profit margins, and a slightly lower valuation multiple outlook. Valuation Changes The fair value estimate has risen slightly from about $232 to approximately $234 per share.HCI: Future Profit Margin Improvement Will Drive Share Price Upside
Analysts have raised their price target for HCI Group from $213.75 to $231.67, citing improved profit margin projections and incremental adjustments to growth and risk assumptions. Valuation Changes Fair Value: Increased from $213.75 to $231.67.HCI: Upward Price Potential Expected Amid Updated Financial Forecasts
Analysts have revised HCI Group's fair value target upward from $202.50 to $213.75 per share, citing updated assumptions in their financial forecasts. Valuation Changes Fair Value per share increased from $202.50 to $213.75, reflecting an updated assessment of the company's prospects.HCI Group (NYSE:HCI) Will Pay A Dividend Of $0.40
Oct 28HCI Group (NYSE:HCI) Is Paying Out A Dividend Of $0.40
Jul 15HCI Group (NYSE:HCI) Will Pay A Dividend Of $0.40
Feb 08Lacklustre Performance Is Driving HCI Group, Inc.'s (NYSE:HCI) Low P/E
Jan 16If EPS Growth Is Important To You, HCI Group (NYSE:HCI) Presents An Opportunity
Dec 25HCI Group (NYSE:HCI) Is Due To Pay A Dividend Of $0.40
Nov 09
A Balancing Act For Future Prosperity And Challenges
HCI Group's expansion and strategic policy acquisitions hint at a promising growth trajectory, impacting future revenues and market positions positively.It's A Story Of Risk Vs Reward With HCI Group, Inc. (NYSE:HCI)
Sep 10HCI Group: A Tech-Driven Home Run In Florida's Insurance Market
Aug 25HCI Group: A Growth Stock Trading At Reasonable Levels In The P&C Insurance Industry
Jun 03Revenues Tell The Story For HCI Group, Inc. (NYSE:HCI)
May 10Shareholder Returns
| HCI | US Insurance | US Market | |
|---|---|---|---|
| 7D | -2.9% | -1.0% | 0.8% |
| 1Y | 3.1% | -8.3% | 27.7% |
Return vs Industry: HCI exceeded the US Insurance industry which returned -5.8% over the past year.
Return vs Market: HCI underperformed the US Market which returned 28.7% over the past year.
Price Volatility
| HCI volatility | |
|---|---|
| HCI Average Weekly Movement | 4.1% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: HCI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HCI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 594 | Paresh Patel | www.hcigroup.com |
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners’ property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies.
HCI Group, Inc. Fundamentals Summary
| HCI fundamental statistics | |
|---|---|
| Market cap | US$2.00b |
| Earnings (TTM) | US$286.96m |
| Revenue (TTM) | US$900.95m |
Is HCI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HCI income statement (TTM) | |
|---|---|
| Revenue | US$900.95m |
| Cost of Revenue | US$364.25m |
| Gross Profit | US$536.69m |
| Other Expenses | US$249.73m |
| Earnings | US$286.96m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 06, 2026
| Earnings per share (EPS) | 22.09 |
| Gross Margin | 59.57% |
| Net Profit Margin | 31.85% |
| Debt/Equity Ratio | 6.1% |
How did HCI perform over the long term?
See historical performance and comparisonDividends
Does HCI pay a reliable dividends?
See HCI dividend history and benchmarks| HCI Group dividend dates | |
|---|---|
| Ex Dividend Date | May 15 2026 |
| Dividend Pay Date | Jun 18 2026 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 46 days |
Does HCI pay a reliable dividends?
See HCI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/01 12:48 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HCI Group, Inc. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | Citizens JMP Securities, LLC |
| Casey Alexander | Ladenburg Thalmann & Company |
| Michael Phillips | Oppenheimer & Co. Inc. |