American International Group (AIG) Stock Overview
Provides insurance products for commercial, institutional, and individual customers in North America and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for AIG from our risk checks.
AIG Community Fair Values
Create NarrativeSee what 51 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
American International Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$74.80 |
| 52 Week High | US$87.46 |
| 52 Week Low | US$71.25 |
| Beta | 0.60 |
| 1 Month Change | -0.60% |
| 3 Month Change | -0.11% |
| 1 Year Change | -7.47% |
| 3 Year Change | 49.96% |
| 5 Year Change | 49.09% |
| Change since IPO | 732.05% |
Recent News & Updates
American International Group: Underwriting Proves Resilient Again In Q1
May 01
AIG: Underwriting Discipline And Capital Flexibility Will Support Future Re Rating
The analyst price target for American International Group has edged down slightly, with the updated fair value moving from $87.20 to $86.45 as analysts factor in a series of modest target cuts across major firms, while still recognizing AIG's earnings profile and underwriting position highlighted in recent research. Analyst Commentary Street research on American International Group has been active, with several firms adjusting their price targets and one major upgrade.AIG: Capital Flexibility And Strong Underwriting Will Drive Future Re Rating
Analysts have nudged the blended price target for American International Group slightly higher to $87.20. This reflects incremental adjustments to earnings assumptions and valuation multiples after a mix of target increases and reductions across recent research updates.Recent updates
American International Group: Underwriting Proves Resilient Again In Q1
May 01AIG: Underwriting Discipline And Capital Flexibility Will Support Future Re Rating
The analyst price target for American International Group has edged down slightly, with the updated fair value moving from $87.20 to $86.45 as analysts factor in a series of modest target cuts across major firms, while still recognizing AIG's earnings profile and underwriting position highlighted in recent research. Analyst Commentary Street research on American International Group has been active, with several firms adjusting their price targets and one major upgrade.AIG: Capital Flexibility And Strong Underwriting Will Drive Future Re Rating
Analysts have nudged the blended price target for American International Group slightly higher to $87.20. This reflects incremental adjustments to earnings assumptions and valuation multiples after a mix of target increases and reductions across recent research updates.AIG: Capital Discipline And Softening P&C Cycle Will Guide Future Re Rating
The updated fair value estimate for American International Group edges up to $87.10 from $86.85, reflecting analysts' mixed price target revisions across $81 to $96 and their focus on slightly higher margin expectations and a lower assumed future P/E multiple, despite concerns about softer P&C pricing. Analyst Commentary Recent Street research on American International Group highlights a split view, with price targets spanning roughly the low US$80s to mid US$90s and a mix of Neutral, Equal Weight, Outperform and Buy ratings.AIG: Future Capital Discipline And Softening P&C Cycle Will Shape Re Rating
The updated analyst price target for American International Group now reflects a modest downward adjustment of about $0.10, as analysts balance slightly firmer assumptions for revenue growth and profit margins with a higher discount rate and mixed recent price target revisions across the Street. Analyst Commentary Street research on American International Group has been mixed recently, with both price target increases and reductions clustered over the past few months.AIG: Future Capital Discipline And P&C Cycle Management Will Drive Re Rating
Analysts have made only a slight adjustment to their AIG price targets, generally clustering around the mid to high $80s. They are weighing softer commercial P&C pricing, mixed views on growth and margins, and the impact of recent acquisitions on capital deployment.AIG: Future Profitability And Capital Discipline Will Drive Re Rating
Narrative Update Analysts have trimmed their consolidated price target for American International Group to about $86.95 from $88.28, reflecting mixed revisions across firms as they weigh softer property and casualty pricing trends against expectations for steadier margins and a lower future P/E multiple. Analyst Commentary Recent research on American International Group highlights a mix of optimism and caution, with price targets spread across the low to mid US$80s and up toward the mid US$90s, and ratings clustered around Neutral or equivalent with a few more constructive views.Not Many Are Piling Into American International Group, Inc. (NYSE:AIG) Just Yet
Sep 21
Digitalization And Gen AI Will Transform Underwriting Operations
Analysts maintain a Neutral stance on AIG as the P&C insurance sector transitions to softer pricing and increased competition, heightening margin and growth uncertainties, with the consensus price target unchanged at $88.28. Analyst Commentary Bullish analysts believe the property and casualty (P&C) insurance market is transitioning away from a prolonged hard pricing environment, leading to greater selectivity in underwriting.Increases to CEO Compensation Might Be Put On Hold For Now at American International Group, Inc. (NYSE:AIG)
May 07
American International Group's (NYSE:AIG) Dividend Will Be Increased To $0.45
May 05AIG: Mega Insurance Brand Continues Showing Upside Potential Despite Price Climbing (Rating Upgrade)
Apr 24American International Group: Mixed Underwriting, Likely Caps Upside Despite Buybacks
Feb 12American International Group: Underwriting Gains And Capital Returns Reflected In Valuation
Nov 21American International Group: Don't Overthink It
Sep 13AIG: An Insurance Heavyweight To Hold, Awaiting The Next Dip
Sep 04American International: Business Is Simplifying, But Shares Appear Fully Valued
Jun 19Shareholder Returns
| AIG | US Insurance | US Market | |
|---|---|---|---|
| 7D | -2.0% | -1.9% | 0.6% |
| 1Y | -7.5% | -5.8% | 28.7% |
Return vs Industry: AIG underperformed the US Insurance industry which returned -6.4% over the past year.
Return vs Market: AIG underperformed the US Market which returned 27.6% over the past year.
Price Volatility
| AIG volatility | |
|---|---|
| AIG Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: AIG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AIG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1919 | 22,100 | Peter Zaffino | www.aig.com |
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products.
American International Group, Inc. Fundamentals Summary
| AIG fundamental statistics | |
|---|---|
| Market cap | US$39.47b |
| Earnings (TTM) | US$3.10b |
| Revenue (TTM) | US$26.61b |
Is AIG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AIG income statement (TTM) | |
|---|---|
| Revenue | US$26.61b |
| Cost of Revenue | US$17.53b |
| Gross Profit | US$9.08b |
| Other Expenses | US$5.98b |
| Earnings | US$3.10b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 01, 2026
| Earnings per share (EPS) | 5.79 |
| Gross Margin | 34.11% |
| Net Profit Margin | 11.63% |
| Debt/Equity Ratio | 22.3% |
How did AIG perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/30 12:33 |
| End of Day Share Price | 2026/04/30 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
American International Group, Inc. is covered by 36 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |