American International Group, Inc.

NYSE:AIG Stock Report

Market Cap: US$39.4b

American International Group Future Growth

Future criteria checks 1/6

American International Group is forecast to grow earnings and revenue by 8% and 5% per annum respectively. EPS is expected to grow by 12.8% per annum. Return on equity is forecast to be 8.8% in 3 years.

Key information

8.0%

Earnings growth rate

12.80%

EPS growth rate

Insurance earnings growth1.0%
Revenue growth rate5.0%
Future return on equity8.78%
Analyst coverage

Good

Last updated04 Sep 2026

Recent future growth updates

Recent updates

Seeking Alpha • Jul 13

AIG: An Opportunity To Buy This Global P&C Leader, While Still Undervalued

Summary American International Group (AIG) is upgraded to buy, driven by undervaluation, improving insurance metrics, and a robust investment-grade balance sheet. AIG's combined ratio and margins are improving, with the analyst consensus forecasting +12.8% YoY EPS growth and 19 upward revisions. Dividend growth and safety are meaningful, with AIG leading its peer group in 5-year dividend growth and maintaining a conservative payout ratio. Key risks remain from outsized catastrophe events, but diversified assets and liquidity position AIG as both a growth and dividend idea. Read the full article on Seeking Alpha
Narrative Update • Jul 11

AIG: Improving Earnings Profile And Underwriting Discipline Will Drive Future Re Rating

Analysts have nudged their price targets for American International Group higher, reflected in a $2.00 increase in the fair value estimate to $88.45. They cite an improving earnings profile, lower personal lines expense ratios, and continued progress on longer term objectives, even as commercial pricing moderates and some firms fine-tune targets across the U.S. insurance sector.
Narrative Update • Apr 23

AIG: Underwriting Discipline And Capital Flexibility Will Support Future Re Rating

The analyst price target for American International Group has edged down slightly, with the updated fair value moving from $87.20 to $86.45 as analysts factor in a series of modest target cuts across major firms, while still recognizing AIG's earnings profile and underwriting position highlighted in recent research. Analyst Commentary Street research on American International Group has been active, with several firms adjusting their price targets and one major upgrade.
Narrative Update • Apr 08

AIG: Capital Flexibility And Strong Underwriting Will Drive Future Re Rating

Analysts have nudged the blended price target for American International Group slightly higher to $87.20. This reflects incremental adjustments to earnings assumptions and valuation multiples after a mix of target increases and reductions across recent research updates.
Narrative Update • Feb 28

AIG: Capital Discipline And Softening P&C Cycle Will Guide Future Re Rating

The updated fair value estimate for American International Group edges up to $87.10 from $86.85, reflecting analysts' mixed price target revisions across $81 to $96 and their focus on slightly higher margin expectations and a lower assumed future P/E multiple, despite concerns about softer P&C pricing. Analyst Commentary Recent Street research on American International Group highlights a split view, with price targets spanning roughly the low US$80s to mid US$90s and a mix of Neutral, Equal Weight, Outperform and Buy ratings.
Narrative Update • Feb 14

AIG: Future Capital Discipline And Softening P&C Cycle Will Shape Re Rating

The updated analyst price target for American International Group now reflects a modest downward adjustment of about $0.10, as analysts balance slightly firmer assumptions for revenue growth and profit margins with a higher discount rate and mixed recent price target revisions across the Street. Analyst Commentary Street research on American International Group has been mixed recently, with both price target increases and reductions clustered over the past few months.
Narrative Update • Jan 31

AIG: Future Capital Discipline And P&C Cycle Management Will Drive Re Rating

Analysts have made only a slight adjustment to their AIG price targets, generally clustering around the mid to high $80s. They are weighing softer commercial P&C pricing, mixed views on growth and margins, and the impact of recent acquisitions on capital deployment.
Narrative Update • Jan 17

AIG: Future Profitability And Capital Discipline Will Drive Re Rating

Narrative Update Analysts have trimmed their consolidated price target for American International Group to about $86.95 from $88.28, reflecting mixed revisions across firms as they weigh softer property and casualty pricing trends against expectations for steadier margins and a lower future P/E multiple. Analyst Commentary Recent research on American International Group highlights a mix of optimism and caution, with price targets spread across the low to mid US$80s and up toward the mid US$90s, and ratings clustered around Neutral or equivalent with a few more constructive views.
Analysis Article • Sep 21

Not Many Are Piling Into American International Group, Inc. (NYSE:AIG) Just Yet

American International Group, Inc.'s ( NYSE:AIG ) price-to-earnings (or "P/E") ratio of 13x might make it look like a...
Narrative Update • Sep 04

Digitalization And Gen AI Will Transform Underwriting Operations

Analysts maintain a Neutral stance on AIG as the P&C insurance sector transitions to softer pricing and increased competition, heightening margin and growth uncertainties, with the consensus price target unchanged at $88.28. Analyst Commentary Bullish analysts believe the property and casualty (P&C) insurance market is transitioning away from a prolonged hard pricing environment, leading to greater selectivity in underwriting.
Seeking Alpha • Apr 24

AIG: Mega Insurance Brand Continues Showing Upside Potential Despite Price Climbing (Rating Upgrade)

Summary Insurance brand AIG gets upgraded back to a buy after my last hold rating, after considering additional factors from recent data. Positives include new business won in 2024, improved combined ratios, a positive 3-year price target, and market presence in commercial lines. The insurance sector can benefit from the AI trend in terms of improved productivity in underwriting, claims, and servicing. Having exposure to a large fixed-income investment portfolio, interest rate risk remains and the need to follow Fed decisions. Read the full article on Seeking Alpha
Seeking Alpha • Feb 12

American International Group: Mixed Underwriting, Likely Caps Upside Despite Buybacks

Summary American International Group shares have been range-bound, up 8% in the past year, with limited upside due to valuation constraints and modest earnings growth, excluding the impact of buybacks. AIG's transformational period included divestitures, significant share buybacks, and improved balance sheet health, but core underwriting improvements appear to have peaked. The company's capital allocation is strong, with continued buybacks expected, but catastrophe losses and modest investment income gains limit EPS growth potential. At 12x core earnings and with its CRBG stake, shares are worth at most $76, leaving shares just a hold. Read the full article on Seeking Alpha
Seeking Alpha • Nov 21

American International Group: Underwriting Gains And Capital Returns Reflected In Valuation

Summary AIG shares have been recently rangebound, though they have 17% over the past year, with a 2% increase since my last "hold" rating, underperforming the S&P 500. AIG's Q3 earnings rose 18% to $1.23, benefiting from a streamlined structure and higher investment income, but underwriting income fell 20%. AIG's strong balance sheet and aggressive buybacks, supported by Corebridge sales, suggest a fair value of $78, implying a 7% total return. Despite solid underwriting and potential EPS growth, AIG's modest upside and market-like return justify maintaining a "hold" rating. Read the full article on Seeking Alpha

Earnings and Revenue Growth Forecasts

NYSE:AIG - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202832,3764,581N/A4,6674
12/31/202731,2804,391N/A7,2736
12/31/202628,9553,893N/A7,7076
6/30/202626,7392,9653,8503,850N/A
3/31/202626,7013,1613,5253,525N/A
12/31/202526,6113,0963,3143,314N/A
9/30/202527,1203,3052,8032,803N/A
6/30/202527,3963,2693,1593,159N/A
3/31/202526,8582,5072,6962,696N/A
12/31/202427,0272,2003,2733,273N/A
9/30/202426,4532,6774,7674,767N/A
6/30/202427,0792,1686,5816,581N/A
3/31/202427,8712,4216,2676,267N/A
12/31/202327,8342,4776,2436,243N/A
9/30/202332,8041,6014,7914,791N/A
6/30/202339,7484,3684,6474,647N/A
3/31/202346,3156,4804,5924,592N/A
12/31/202229,7211,8154,1344,134N/A
9/30/202257,12713,3934,4824,482N/A
6/30/202255,84212,3124,0674,067N/A
3/31/202252,4999,6565,6785,678N/A
12/31/202151,80810,3386,2236,223N/A
9/30/202147,3485,5606,1936,193N/A
6/30/202144,3394,1764,0874,087N/A
3/31/202143,155-3,8502,2642,264N/A
12/31/202043,337-5,9771,0381,038N/A
9/30/202045,143-5,044-409-409N/A
6/30/202048,300-4,672-774-774N/A
3/31/202051,5514,366N/A-1,417N/A
12/31/201949,3173,278N/A-1,807N/A
9/30/201950,8071,785N/A-690N/A
6/30/201949,176-83N/A-871N/A
3/31/201948,233-249N/A23N/A
12/31/201847,59036N/A-394N/A
9/30/201847,545-6,001N/A1,006N/A
6/30/201847,804-6,519N/A878N/A
3/31/201848,640-6,334N/A1,580N/A
12/31/201749,448-6,088N/A-7,818N/A
9/30/201748,773-2,436N/A-8,232N/A
6/30/201749,873-239N/A-7,224N/A
3/31/201752,092562N/A-6,985N/A
12/31/201651,209-759N/A3,502N/A
9/30/201653,148405N/A2,396N/A
6/30/201653,116-268N/A2,955N/A
3/31/201654,023-407N/A1,521N/A
12/31/201558,2392,196N/A2,877N/A
9/30/201558,9894,727N/A2,884N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: AIG's forecast earnings growth (8% per year) is above the savings rate (3.7%).

Earnings vs Market: AIG's earnings (8% per year) are forecast to grow slower than the US market (17.2% per year).

High Growth Earnings: AIG's earnings are forecast to grow, but not significantly.

Revenue vs Market: AIG's revenue (5% per year) is forecast to grow slower than the US market (13.4% per year).

High Growth Revenue: AIG's revenue (5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: AIG's Return on Equity is forecast to be low in 3 years time (8.8%).

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 06:43
End of Day Share Price 2026/09/14 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American International Group, Inc. is covered by 36 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
"Alex ScottBarclays
Jay GelbBarclays