FAF Stock Overview

Through its subsidiaries, provides financial services. More details

FAF fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	4/6
Past Performance	1/6
Financial Health	2/6
Dividends	4/6

Rewards

Earnings are forecast to grow 50.65% per year

Analysts in good agreement that stock price will rise by 21.6%

Risk Analysis

Dividend of 3.44% is not well covered by earnings

Profit margins (1.6%) are lower than last year (3.8%)

My Notes

Capture your thoughts, links and company narrative

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

Analyst Price Target

Consensus Narrative from 5 Analysts

Advancements In Proprietary Technologies Will Improve Future Operational Efficiency

Key Takeaways Significant growth in commercial revenues and strategic investments indicate potential for increased future profitability and improved net margins. Share repurchases and dividend hikes focus on enhancing shareholder value amid the current cyclical downturn.

View narrative

US$76.40

17.8% undervalued

10.10%

Revenue growth p.a.

2 days ago

First American Financial Corporation Competitors

Old Republic International

NYSE:ORI

US$9.0b

AXIS Capital Holdings

NYSE:AXS

US$7.3b

Kemper

NYSE:KMPR

US$4.1b

Hanover Insurance Group

NYSE:THG

US$5.5b

Price History & Performance

Summary of share price highs, lows and changes for First American Financial
Historical stock prices
Current Share Price	US$62.82
52 Week High	US$70.92
52 Week Low	US$51.60
Beta	1.33
1 Month Change	-5.41%
3 Month Change	-3.34%
1 Year Change	-3.06%
3 Year Change	-17.75%
5 Year Change	8.63%
Change since IPO	317.41%

First American Financial Corporation's (NYSE:FAF) P/E Still Appears To Be Reasonable

Nov 29

First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning

Nov 11

Recent updates

First American Financial Corporation's (NYSE:FAF) P/E Still Appears To Be Reasonable

Nov 29

First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning

Nov 11

First American Financial Corporation's (NYSE:FAF) Share Price Matching Investor Opinion

Aug 19

First American Financial: Too Much Optimism Around A Recovery

Aug 12

First American Financial: Lack Of Near-Term Growth Leaves Shares With Limited Upside

May 16

First American Financial Corporation's (NYSE:FAF) Popularity With Investors Is Clear

Apr 19

First American Financial: Limited Housing Supply Leaves Shares Fully Valued

Dec 30

Getting In Cheap On First American Financial Corporation (NYSE:FAF) Might Be Difficult

Dec 25

Ensemble Capital Management - First American: At Its Lowest Valuation In Over A Decade

Jul 19

Shareholder Returns

	FAF	US Insurance	US Market
7D	-4.3%	-2.8%	-3.5%
1Y	-3.1%	25.2%	22.1%

Return vs Industry: FAF underperformed the US Insurance industry which returned 25.2% over the past year.

Return vs Market: FAF underperformed the US Market which returned 22.1% over the past year.

Price Volatility

Is FAF's price volatile compared to industry and market?
FAF volatility
FAF Average Weekly Movement	3.0%
Insurance Industry Average Movement	4.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: FAF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FAF's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1889	19,210	Ken DeGiorgio	www.firstam.com

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally.

First American Financial Corporation Fundamentals Summary

How do First American Financial's earnings and revenue compare to its market cap?
FAF fundamental statistics
Market cap	US$6.34b
Earnings (TTM)	US$92.80m
Revenue (TTM)	US$5.87b

69.7x

P/E Ratio

1.1x

P/S Ratio

Is FAF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FAF income statement (TTM)
Revenue	US$5.87b
Cost of Revenue	US$2.26b
Gross Profit	US$3.62b
Other Expenses	US$3.52b
Earnings	US$92.80m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 12, 2025

Earnings per share (EPS)	0.90
Gross Margin	61.58%
Net Profit Margin	1.58%
Debt/Equity Ratio	53.3%

How did FAF perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

239%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 23:14
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First American Financial Corporation is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Bruce Harting	Barclays
Terry Ma	Barclays
Ryan Gilbert	BTIG

FAF Stock Overview

Rewards

Risk Analysis

Advancements In Proprietary Technologies Will Improve Future Operational Efficiency

First American Financial Corporation Competitors

NYSE:ORI

US$9.0b

NYSE:AXS

US$7.3b

NYSE:KMPR

US$4.1b

NYSE:THG

US$5.5b

Price History & Performance

Recent News & Updates

First American Title Insurance Company and First American Financial Corporation Expands Breadth of AgentNet Services, Introduces Order Insights with Real-Time Fraud Alerts

Upcoming dividend of US$0.54 per share

First American Financial Corporation's (NYSE:FAF) P/E Still Appears To Be Reasonable

First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning

Third quarter dividend of US$0.54 announced

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on December 16, 2024

Recent updates

First American Title Insurance Company and First American Financial Corporation Expands Breadth of AgentNet Services, Introduces Order Insights with Real-Time Fraud Alerts

Upcoming dividend of US$0.54 per share

First American Financial Corporation's (NYSE:FAF) P/E Still Appears To Be Reasonable

First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning

Third quarter dividend of US$0.54 announced

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on December 16, 2024

First American Financial Corporation Provides Earnings Guidance for the Year 2024

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Price target increased by 11% to US$73.40

First American Financial Corporation to Report Q4, 2024 Results on Feb 12, 2025

Second quarter dividend of US$0.54 announced

First American Financial Corporation Appoints Deborah L. Wahl to Board of Directors

First American Financial Corporation's (NYSE:FAF) Share Price Matching Investor Opinion

First American Financial: Too Much Optimism Around A Recovery

Second quarter 2024 earnings: Revenues and EPS in line with analyst expectations

First quarter dividend of US$0.53 announced

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on June 17, 2024

First American Financial: Lack Of Near-Term Growth Leaves Shares With Limited Upside

Consensus EPS estimates fall by 10%

First quarter 2024 earnings: EPS misses analyst expectations

First American Financial Corporation's (NYSE:FAF) Popularity With Investors Is Clear

First American Financial Corporation, Annual General Meeting, May 21, 2024

Upcoming dividend of US$0.53 per share

Consensus EPS estimates fall by 18%

Full year 2023 earnings: EPS and revenues miss analyst expectations

Third quarter dividend of US$0.53 announced

Consensus EPS estimates fall by 11%

First American Financial Corporation to Report Q1, 2024 Results on Apr 25, 2024

Price target increased by 8.2% to US$70.60

First American Financial: Limited Housing Supply Leaves Shares Fully Valued

Getting In Cheap On First American Financial Corporation (NYSE:FAF) Might Be Difficult

ACI Introduces SureStep Mobile, an Advanced Appraisal Data Collection and Order Management Solution

Upcoming dividend of US$0.53 per share at 3.6% yield

Price target decreased by 9.2% to US$63.25

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on December 15, 2023

Consensus EPS estimates fall by 31%

New major risk - Revenue and earnings growth

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

Why First American Financial Is Worth A Nibble At Current Prices

First American Financial Corporation to Report Q4, 2023 Results on Feb 08, 2024

Upcoming dividend of US$0.53 per share at 3.5% yield

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on September 15, 2023

First American Financial: Cooling Volumes Makes For A Hold

Price target increased by 8.1% to US$71.00

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

First American Financial Corporation Appoints Jody Mulkey as Chief Technology Officer

Upcoming dividend of US$0.52 per share at 3.7% yield

First American Financial Corporation Announces FraudGuard Solution Now Helps Reduce Risk in Home Equity Lending, Valuation, and SCRA Compliance

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on June 15, 2023

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.52 per share at 3.7% yield

Full year 2022 earnings: EPS and revenues miss analyst expectations

First American Financial Q4 2022 Earnings Preview

First American Financial Corporation acquired 1031 Solutions, LLC.

First American acquires 1031 Solutions

First American Financial Corporation Declares Quarterly Cash Dividend, Payable on March 15, 2023

First American Financial: Patience Should Be Rewarded

First American Financial Corporation to Report Q1, 2023 Results on Apr 27, 2023