First American Financial Corporation

NYSE:FAF Stock Report

Market Cap: US$6.8b

First American Financial Past Earnings Performance

Past criteria checks 1/6

First American Financial's earnings have been declining at an average annual rate of -24%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been declining at an average rate of 1.4% per year. First American Financial's return on equity is 1.8%, and it has net margins of 1.6%.

Key information

-24.0%

Earnings growth rate

-22.9%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate-1.4%
Return on equity1.8%
Net Margin1.6%
Next Earnings Update12 Feb 2025

Recent past performance updates

Recent updates

First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning

Nov 11

First American Financial Corporation's (NYSE:FAF) Share Price Matching Investor Opinion

Aug 19
First American Financial Corporation's (NYSE:FAF) Share Price Matching Investor Opinion

First American Financial: Too Much Optimism Around A Recovery

Aug 12

First American Financial: Lack Of Near-Term Growth Leaves Shares With Limited Upside

May 16

First American Financial Corporation's (NYSE:FAF) Popularity With Investors Is Clear

Apr 19
First American Financial Corporation's (NYSE:FAF) Popularity With Investors Is Clear

First American Financial: Limited Housing Supply Leaves Shares Fully Valued

Dec 30

Getting In Cheap On First American Financial Corporation (NYSE:FAF) Might Be Difficult

Dec 25
Getting In Cheap On First American Financial Corporation (NYSE:FAF) Might Be Difficult

Why First American Financial Is Worth A Nibble At Current Prices

Oct 20

First American Financial (NYSE:FAF) Is Increasing Its Dividend To $0.53

Aug 26
First American Financial (NYSE:FAF) Is Increasing Its Dividend To $0.53

First American Financial: Cooling Volumes Makes For A Hold

Aug 09

First American Financial Q4 2022 Earnings Preview

Feb 08

First American acquires 1031 Solutions

Feb 02

First American Financial: Patience Should Be Rewarded

Jan 12

First American Financial declares $0.52 dividend

Nov 16

First American Financial: Low-Risk Housing Play At A Great Valuation

Oct 21

First American Financial (NYSE:FAF) Is Paying Out A Larger Dividend Than Last Year

Aug 27
First American Financial (NYSE:FAF) Is Paying Out A Larger Dividend Than Last Year

First American Financial raises dividend by 2% to $0.52/share

Aug 24

Ensemble Capital Management - First American: At Its Lowest Valuation In Over A Decade

Jul 19

Here's Why We Think First American Financial (NYSE:FAF) Is Well Worth Watching

Jun 10
Here's Why We Think First American Financial (NYSE:FAF) Is Well Worth Watching

Here's Why I Think First American Financial (NYSE:FAF) Is An Interesting Stock

Feb 28
Here's Why I Think First American Financial (NYSE:FAF) Is An Interesting Stock

Revenue & Expenses Breakdown

How First American Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:FAF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,872932,1420
30 Jun 245,9471952,1040
31 Mar 245,9822182,1090
31 Dec 236,0042172,1120
30 Sep 236,2592372,1680
30 Jun 236,6022412,2520
31 Mar 237,0182112,3550
31 Dec 227,6052632,4700
30 Sep 228,2944692,5510
30 Jun 229,0259122,5660
31 Mar 229,2291,1052,5360
31 Dec 219,2211,2412,4690
30 Sep 218,9991,2612,3790
30 Jun 218,3569982,3050
31 Mar 217,6998672,1680
31 Dec 207,0866962,0630
30 Sep 206,6646401,9890
30 Jun 206,4226451,9490
31 Mar 206,3116611,9440
31 Dec 196,2027071,9260
30 Sep 195,8915751,7660
30 Jun 195,7625391,7450
31 Mar 195,7545081,7470
31 Dec 185,7484741,7490
30 Sep 185,8126041,7480
30 Jun 185,7894741,7430
31 Mar 185,7534411,7300
31 Dec 175,7724231,7240
30 Sep 175,7952831,7970
30 Jun 175,7843691,7910
31 Mar 175,6913491,7730
31 Dec 165,5763431,6550
30 Sep 165,4283431,6430
30 Jun 165,3043121,6160
31 Mar 165,2663031,6060
31 Dec 155,1752881,5890
30 Sep 155,0742871,5660
30 Jun 154,9502921,5200
31 Mar 154,7762491,4660
31 Dec 144,6782331,4270
30 Sep 144,6422041,3870
30 Jun 144,6841871,3990
31 Mar 144,8221721,4100
31 Dec 134,9561861,4710

Quality Earnings: FAF has high quality earnings.

Growing Profit Margin: FAF's current net profit margins (1.6%) are lower than last year (3.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FAF's earnings have declined by 24% per year over the past 5 years.

Accelerating Growth: FAF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FAF had negative earnings growth (-60.8%) over the past year, making it difficult to compare to the Insurance industry average (33.2%).


Return on Equity

High ROE: FAF's Return on Equity (1.8%) is considered low.


Return on Assets


Return on Capital Employed


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