THG Stock Overview
Through its subsidiaries, provides various property and casualty insurance products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Risk Analysis
THG passed our risk checks.
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The Hanover Insurance Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$154.33 |
| 52 Week High | US$166.13 |
| 52 Week Low | US$119.66 |
| Beta | 0.73 |
| 1 Month Change | -6.47% |
| 3 Month Change | 3.70% |
| 1 Year Change | 27.10% |
| 3 Year Change | 17.64% |
| 5 Year Change | 12.54% |
| Change since IPO | 536.41% |
Recent News & Updates
Recent updates
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Sep 29Risks To Shareholder Returns Are Elevated At These Prices For The Hanover Insurance Group, Inc. (NYSE:THG)
Jul 16
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Feb 05Pinning Down The Hanover Insurance Group, Inc.'s (NYSE:THG) P/S Is Difficult Right Now
Jan 19Hanover Insurance: Lower Combined Ratio Encouraging, But Further Net Income Growth Needed
Nov 14The Hanover Insurance: 3% Dividend Yield And Modest Buy Rating
Sep 12Hanover Insurance Group: Personal Lines Continues To Place Pressure On Earnings
Aug 08Hanover Insurance Q4 2022 Earnings Preview
Jan 31Hanover Insurance expects to incur $90M in Q3 catastrophe losses
Oct 20Hanover Insurance: Rebound Potential, But Modest Growth Likely For Now
Sep 06Hanover Insurance Non-GAAP EPS of $2.32 beats by $0.17, Net premiums written of $1.33B beats by $100M
Aug 02Hanover Insurance: Potential For Rebound Given Continued Premium Growth
Jun 22Hanover Insurance Group: Showing Resilience In An Inflationary Environment
Apr 13Hanover Insurance Group: An Assessment Of Inflation Risks
Feb 01Shareholder Returns
| THG | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.3% | 0.6% | 0.6% |
| 1Y | 27.1% | 25.7% | 23.7% |
Return vs Industry: THG matched the US Insurance industry which returned 25.7% over the past year.
Return vs Market: THG exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| THG volatility | |
|---|---|
| THG Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: THG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: THG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1852 | 4,800 | Jack Roche | www.hanover.com |
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers’ compensation, and other commercial lines coverage.
The Hanover Insurance Group, Inc. Fundamentals Summary
| THG fundamental statistics | |
|---|---|
| Market cap | US$5.56b |
| Earnings (TTM) | US$365.30m |
| Revenue (TTM) | US$6.18b |
15.2x
P/E Ratio0.9x
P/S RatioIs THG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| THG income statement (TTM) | |
|---|---|
| Revenue | US$6.18b |
| Cost of Revenue | US$5.02b |
| Gross Profit | US$1.16b |
| Other Expenses | US$795.80m |
| Earnings | US$365.30m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 04, 2025
| Earnings per share (EPS) | 10.14 |
| Gross Margin | 18.78% |
| Net Profit Margin | 5.91% |
| Debt/Equity Ratio | 27.2% |
How did THG perform over the long term?
See historical performance and comparisonDividends
2.3%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 22:15 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Hanover Insurance Group, Inc. is covered by 24 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Robert Farnam | Boenning & Scattergood, Inc. |