The Hanover Insurance Group, Inc.

NYSE:THG Stock Report

Market Cap: US$4.9b

Hanover Insurance Group Past Earnings Performance

Past criteria checks 2/6

Hanover Insurance Group's earnings have been declining at an average annual rate of -25.2%, while the Insurance industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 5.5% per year. Hanover Insurance Group's return on equity is 6.4%, and it has net margins of 2.6%.

Key information

-25.2%

Earnings growth rate

-22.7%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate5.5%
Return on equity6.4%
Net Margin2.6%
Last Earnings Update31 Mar 2024

Recent past performance updates

Recent updates

Hanover Insurance Group: Improvement In Net Income Growth Encouraging

Feb 05

Pinning Down The Hanover Insurance Group, Inc.'s (NYSE:THG) P/S Is Difficult Right Now

Jan 19
Pinning Down The Hanover Insurance Group, Inc.'s (NYSE:THG) P/S Is Difficult Right Now

Hanover Insurance Group's (NYSE:THG) Shareholders Will Receive A Bigger Dividend Than Last Year

Dec 08
Hanover Insurance Group's (NYSE:THG) Shareholders Will Receive A Bigger Dividend Than Last Year

Hanover Insurance: Lower Combined Ratio Encouraging, But Further Net Income Growth Needed

Nov 14

The Hanover Insurance: 3% Dividend Yield And Modest Buy Rating

Sep 12

Hanover Insurance Group: Personal Lines Continues To Place Pressure On Earnings

Aug 08

Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.81

Mar 03
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.81

Hanover Insurance Q4 2022 Earnings Preview

Jan 31

Hanover Insurance expects to incur $90M in Q3 catastrophe losses

Oct 20

Hanover Insurance: Rebound Potential, But Modest Growth Likely For Now

Sep 06

Hanover Insurance Non-GAAP EPS of $2.32 beats by $0.17, Net premiums written of $1.33B beats by $100M

Aug 02

Hanover Insurance: Potential For Rebound Given Continued Premium Growth

Jun 22

If You Like EPS Growth Then Check Out Hanover Insurance Group (NYSE:THG) Before It's Too Late

May 04
If You Like EPS Growth Then Check Out Hanover Insurance Group (NYSE:THG) Before It's Too Late

Hanover Insurance Group: Showing Resilience In An Inflationary Environment

Apr 13

Hanover Insurance Group: An Assessment Of Inflation Risks

Feb 01

Here's Why I Think Hanover Insurance Group (NYSE:THG) Is An Interesting Stock

Jan 31
Here's Why I Think Hanover Insurance Group (NYSE:THG) Is An Interesting Stock

Hanover Insurance Group: Remaining Resilient In A Challenging Industry

Aug 09

Here's Why I Think Hanover Insurance Group (NYSE:THG) Might Deserve Your Attention Today

Aug 03
Here's Why I Think Hanover Insurance Group (NYSE:THG) Might Deserve Your Attention Today

The Hanover Insurance Group, Inc. 2021 Q1 - Results - Earnings Call Presentation

Apr 30

The Hanover Insurance Group, Inc. (NYSE:THG) Looks Interesting, And It's About To Pay A Dividend

Mar 06
The Hanover Insurance Group, Inc. (NYSE:THG) Looks Interesting, And It's About To Pay A Dividend

Have The Hanover Insurance Group, Inc. (NYSE:THG) Insiders Been Selling Their Stock?

Mar 05
Have The Hanover Insurance Group, Inc. (NYSE:THG) Insiders Been Selling Their Stock?

The Hanover Insurance Group, Inc.'s (NYSE:THG) 2.3% Dividend Yield Looks Pretty Interesting

Mar 02
The Hanover Insurance Group, Inc.'s (NYSE:THG) 2.3% Dividend Yield Looks Pretty Interesting

Results: The Hanover Insurance Group, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Feb 08
Results: The Hanover Insurance Group, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Revenue & Expenses Breakdown
Beta

How Hanover Insurance Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:THG Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 246,10116100
31 Dec 235,9943400
30 Sep 235,943-8600
30 Jun 235,793-9300
31 Mar 235,582000
31 Dec 225,46911700
30 Sep 225,36829200
30 Jun 225,27732600
31 Mar 225,27643300
31 Dec 215,22842000
30 Sep 215,14442300
30 Jun 215,11950800
31 Mar 215,05149400
31 Dec 204,82536200
30 Sep 204,78830600
30 Jun 204,75329800
31 Mar 204,72726800
31 Dec 194,89142900
30 Sep 194,73632100
30 Jun 194,68831400
31 Mar 194,62231100
31 Dec 184,49423900
30 Sep 184,48430900
30 Jun 184,40326400
31 Mar 184,09922100
31 Dec 174,26821600
30 Sep 174,43013200
30 Jun 174,58616100
31 Mar 174,97912300
31 Dec 164,0546700
30 Sep 164,89624600
30 Jun 164,88823500
31 Mar 164,96335400
31 Dec 155,03433100
30 Sep 155,11434300
30 Jun 155,14732100
31 Mar 155,12228300
31 Dec 145,06828200
30 Sep 145,01225700
30 Jun 144,94826300
31 Mar 144,85723400
31 Dec 134,79424600
30 Sep 134,74912600
30 Jun 134,70510500

Quality Earnings: THG has high quality earnings.

Growing Profit Margin: THG became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: THG's earnings have declined by 25.2% per year over the past 5 years.

Accelerating Growth: THG has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: THG has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (33.9%).


Return on Equity

High ROE: THG's Return on Equity (6.4%) is considered low.


Return on Assets


Return on Capital Employed


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