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RLI NYSE:RLI Stock Report

Last Price

US$164.77

Market Cap

US$7.6b

7D

-0.2%

1Y

23.8%

Updated

30 Dec, 2024

Data

Company Financials +

RLI Corp.

NYSE:RLI Stock Report

Market Cap: US$7.6b

RLI Stock Overview

An insurance holding company, underwrites property and casualty insurance. More details

RLI fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance6/6
Financial Health5/6
Dividends0/6

Rewards

Trading at 3.9% below our estimate of its fair value

Earnings grew by 45.8% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 6% per year for the next 3 years


My Notes

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Community Narratives

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Narratives bring a range of perspectives from our community.

WA
Analyst Price Target
Consensus Narrative from 5 Analysts

Social Inflation Will Increase Legal Costs And Reduce Future Profit Margins

Key Takeaways Longer claims resolution and increased reserves due to liability exposures could pressure future net margins. Investments in new products may compress margins if they don't lead to proportional revenue growth.
View narrative
US$182.60
FV
9.8% undervalued intrinsic discount
3.79%
Revenue growth p.a.
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12 days ago author updated this narrative

RLI Corp. Competitors

AXIS Capital Holdings

NYSE:AXS

US$7.5b

Selective Insurance Group

NasdaqGS:SIGI

US$5.7b

Hanover Insurance Group

NYSE:THG

US$5.6b

American Financial Group

NYSE:AFG

US$11.5b

Price History & Performance

Summary of share price highs, lows and changes for RLI
Historical stock prices
Current Share PriceUS$164.77
52 Week HighUS$182.29
52 Week LowUS$132.30
Beta0.42
1 Month Change-6.33%
3 Month Change4.66%
1 Year Change23.78%
3 Year Change47.23%
5 Year Change79.61%
Change since IPO13,630.79%

Recent News & Updates

RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

Dec 26
RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

Recent updates

RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

Dec 26
RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

RLI Corp.: A Resilient Dividend Champion Navigating 2024 With Strong Underwriting And Growth Potential

Oct 25

Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely

Sep 07
Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely

A 'RLI'able Dividend Champion

Aug 20

RLI Corp.: Results In Spite Of Expected Competition

Jun 06

RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

May 22
RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected

Results: RLI Corp. Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 26
Results: RLI Corp. Beat Earnings Expectations And Analysts Now Have New Forecasts

RLI Corp.: Mounting Competition In Property, But No Alarms

Mar 11

Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely

Feb 15
Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely

RLI Corp.: A Dividend Aristocrat Priced For Perfection

Aug 07

RLI Corp.: The Always Expensive Dividend Aristocrat Priced For Perfection

May 23

RLI declares $0.26 dividend

Feb 09

RLI GAAP EPS of $2.13 beats by $0.96, revenue of $360.59M beats by $36.67M

Jan 25

RLI Continues To Grow Its Premiums

Dec 19

RLI Q3 2022 Earnings Preview

Oct 18

RLI Continues An Aristocratic Tradition But Is Construction Exposed

Aug 25

RLI declares $0.26 dividend

Aug 17

RLI Q2 2022 Earnings Preview

Jul 19

Shareholder Returns

RLIUS InsuranceUS Market
7D-0.2%0.6%0.6%
1Y23.8%25.7%23.7%

Return vs Industry: RLI underperformed the US Insurance industry which returned 25.7% over the past year.

Return vs Market: RLI matched the US Market which returned 23.7% over the past year.

Price Volatility

Is RLI's price volatile compared to industry and market?
RLI volatility
RLI Average Weekly Movement3.2%
Insurance Industry Average Movement4.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.1%

Stable Share Price: RLI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RLI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19651,099Craig Kliethermeswww.rlicorp.com

RLI Corp., an insurance holding company, underwrites property and casualty insurance. Its Casualty segment provides commercial and personal coverage products; and general liability products, such as coverage for third-party liability of commercial insureds, including manufacturers, contractors, apartments, and mercantile. It also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals.

RLI Corp. Fundamentals Summary

How do RLI's earnings and revenue compare to its market cap?
RLI fundamental statistics
Market capUS$7.60b
Earnings (TTM)US$419.53m
Revenue (TTM)US$1.76b

18.0x

P/E Ratio

4.3x

P/S Ratio

Is RLI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RLI income statement (TTM)
RevenueUS$1.76b
Cost of RevenueUS$1.09b
Gross ProfitUS$670.93m
Other ExpensesUS$251.40m
EarningsUS$419.53m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)9.16
Gross Margin38.02%
Net Profit Margin23.77%
Debt/Equity Ratio5.7%

How did RLI perform over the long term?

See historical performance and comparison

Dividends

0.7%

Current Dividend Yield

12%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 23:19
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

RLI Corp. is covered by 19 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cullen JohnsonB. Riley Securities, Inc.
Casey AlexanderCompass Point Research & Trading, LLC
Randolph BinnerFBR Capital Markets & Co.