RLI Balance Sheet Health
Financial Health criteria checks 4/6
RLI has a total shareholder equity of $1.5B and total debt of $100.0M, which brings its debt-to-equity ratio to 6.6%. Its total assets and total liabilities are $5.6B and $4.1B respectively. RLI's EBIT is $438.8M making its interest coverage ratio 69.3. It has cash and short-term investments of $114.7M.
Key information
6.6%
Debt to equity ratio
US$100.00m
Debt
| Interest coverage ratio | 69.3x |
| Cash | US$114.71m |
| Equity | US$1.52b |
| Total liabilities | US$4.11b |
| Total assets | US$5.63b |
Recent financial health updates
No updates
Recent updates
RLI Corp.: Competition Mounting In E&S
Feb 02Here's Why RLI (NYSE:RLI) Has Caught The Eye Of Investors
Jan 19
RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected
Dec 26RLI Corp.: A Resilient Dividend Champion Navigating 2024 With Strong Underwriting And Growth Potential
Oct 25Getting In Cheap On RLI Corp. (NYSE:RLI) Is Unlikely
Sep 07
Rising Claims And Competitive Rates Threaten Profit Margins In Insurance Sector
Aug 28 Legal challenges and competition from MGAs could impact RLI's earnings in its Casualty and Property segments through higher claims costs and pressure on pricing.A 'RLI'able Dividend Champion
Aug 20RLI Corp.: Results In Spite Of Expected Competition
Jun 06RLI Corp. (NYSE:RLI) Investors Are Less Pessimistic Than Expected
May 22Results: RLI Corp. Beat Earnings Expectations And Analysts Now Have New Forecasts
Apr 26RLI Corp.: Mounting Competition In Property, But No Alarms
Mar 11RLI Corp.: A Dividend Aristocrat Priced For Perfection
Aug 07RLI Corp.: The Always Expensive Dividend Aristocrat Priced For Perfection
May 23RLI declares $0.26 dividend
Feb 09RLI GAAP EPS of $2.13 beats by $0.96, revenue of $360.59M beats by $36.67M
Jan 25RLI Continues To Grow Its Premiums
Dec 19RLI Q3 2022 Earnings Preview
Oct 18RLI Continues An Aristocratic Tradition But Is Construction Exposed
Aug 25Financial Position Analysis
Short Term Liabilities: RLI's short term assets ($1.1B) do not cover its short term liabilities ($2.1B).
Long Term Liabilities: RLI's short term assets ($1.1B) do not cover its long term liabilities ($2.0B).
Debt to Equity History and Analysis
Debt Level: RLI has more cash than its total debt.
Reducing Debt: RLI's debt to equity ratio has reduced from 15% to 6.6% over the past 5 years.
Debt Coverage: RLI's debt is well covered by operating cash flow (560.2%).
Interest Coverage: RLI's interest payments on its debt are well covered by EBIT (69.3x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 19:11 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
RLI Corp. is covered by 18 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cullen Johnson | B. Riley Securities, Inc. |
| Matthew Carletti | Citizens JMP Securities, LLC |
| Casey Alexander | Compass Point Research & Trading, LLC |