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Market Cap

US$492.8b

Last Updated

2021/04/16 22:36 UTC

Data Sources

Company Financials +

Executive Summary

JPMorgan Chase & Co. operates as a financial services company worldwide. More Details


Snowflake Analysis

Flawless balance sheet with solid track record and pays a dividend.


Similar Companies

Share Price & News

How has JPMorgan Chase's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: JPM is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: JPM's weekly volatility (3%) has been stable over the past year.


Market Performance


7 Day Return

-1.9%

JPM

0.03%

US Banks

1.3%

US Market


1 Year Return

61.1%

JPM

70.3%

US Banks

53.9%

US Market

Return vs Industry: JPM underperformed the US Banks industry which returned 83% over the past year.

Return vs Market: JPM exceeded the US Market which returned 57.5% over the past year.


Shareholder returns

JPMIndustryMarket
7 Day-1.9%0.03%1.3%
30 Day-1.2%0.7%3.3%
90 Day10.6%16.6%8.9%
1 Year66.3%61.1%76.0%70.3%56.6%53.9%
3 Year50.8%37.5%26.0%15.1%64.4%53.6%
5 Year175.6%139.6%97.2%72.0%120.4%95.7%

Long-Term Price Volatility Vs. Market

How volatile is JPMorgan Chase's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is JPMorgan Chase undervalued compared to its fair value and its price relative to the market?

5.9%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: JPM ($153.3) is trading below our estimate of fair value ($162.84)

Significantly Below Fair Value: JPM is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: JPM is good value based on its PE Ratio (12.1x) compared to the US Banks industry average (13.3x).

PE vs Market: JPM is good value based on its PE Ratio (12.1x) compared to the US market (22.3x).


Price to Earnings Growth Ratio

PEG Ratio: JPM's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: JPM is overvalued based on its PB Ratio (1.9x) compared to the US Banks industry average (1.1x).


Future Growth

How is JPMorgan Chase forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?

-2.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: JPM's earnings are forecast to decline over the next 3 years (-2.6% per year).

Earnings vs Market: JPM's earnings are forecast to decline over the next 3 years (-2.6% per year).

High Growth Earnings: JPM's earnings are forecast to decline over the next 3 years.

Revenue vs Market: JPM's revenue (2.8% per year) is forecast to grow slower than the US market (9.4% per year).

High Growth Revenue: JPM's revenue (2.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: JPM's Return on Equity is forecast to be low in 3 years time (13.1%).


Past Performance

How has JPMorgan Chase performed over the past 5 years?

7.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: JPM has high quality earnings.

Growing Profit Margin: JPM's current net profit margins (32.8%) are higher than last year (27.7%).


Past Earnings Growth Analysis

Earnings Trend: JPM's earnings have grown by 7.6% per year over the past 5 years.

Accelerating Growth: JPM's earnings growth over the past year (37.1%) exceeds its 5-year average (7.6% per year).

Earnings vs Industry: JPM earnings growth over the past year (37.1%) exceeded the Banks industry 1.5%.


Return on Equity

High ROE: JPM's Return on Equity (14.5%) is considered low.


Financial Health

How is JPMorgan Chase's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: JPM's Assets to Equity ratio (13.1x) is moderate.

Allowance for Bad Loans: JPM has a sufficient allowance for bad loans (237%).

Low Risk Liabilities: 67% of JPM's liabilities are made up of primarily low risk sources of funding.

Loan Level: JPM has an appropriate level of Loans to Assets ratio (25%).

Low Risk Deposits: JPM's Loans to Deposits ratio (41%) is appropriate.

Level of Bad Loans: JPM has an appropriate level of bad loans (1%).


Dividend

What is JPMorgan Chase current dividend yield, its reliability and sustainability?

2.35%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: JPM's dividend (2.35%) is higher than the bottom 25% of dividend payers in the US market (1.24%).

High Dividend: JPM's dividend (2.35%) is low compared to the top 25% of dividend payers in the US market (3.48%).


Stability and Growth of Payments

Stable Dividend: JPM's dividends per share have been stable in the past 10 years.

Growing Dividend: JPM's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (28.5%), JPM's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: JPM's dividends in 3 years are forecast to be well covered by earnings (36.6% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.6yrs

Average management tenure


CEO

Jamie Dimon (64 yo)

15.33yrs

Tenure

US$31,664,554

Compensation

Mr. James Dimon, also known as Jamie, has been the Chairman and Chief Executive Officer of JPMorgan Chase & Co. since December 31, 2006 and December 31, 2005 respectively and served as its President since ...


CEO Compensation Analysis

Compensation vs Market: Jamie's total compensation ($USD31.66M) is above average for companies of similar size in the US market ($USD11.02M).

Compensation vs Earnings: Jamie's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: JPM's management team is considered experienced (3.6 years average tenure).


Board Members

Experienced Board: JPM's board of directors are considered experienced (6.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

JPMorgan Chase & Co.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: JPMorgan Chase & Co.
  • Ticker: JPM
  • Exchange: NYSE
  • Founded: 1799
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: US$492.765b
  • Shares outstanding: 3.03b
  • Website: https://www.jpmorganchase.com

Number of Employees


Location

  • JPMorgan Chase & Co.
  • 383 Madison Avenue
  • New York
  • New York
  • 10179
  • United States

Listings


Biography

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates in four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and As...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/16 22:36
End of Day Share Price2021/04/16 00:00
Earnings2021/03/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.