JPMorgan Chase Balance Sheet Health
Financial Health criteria checks 6/6
JPMorgan Chase has total assets of $4,210.0B and total equity of $345.8B. Total deposits are $2,430.8B, and total loans are $1,356.8B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $1,424.0B.
Key information
12.2x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$2.43t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.42t |
Recent financial health updates
No updates
Recent updates
JPMorgan Chase's (NYSE:JPM) Dividend Will Be $1.25
Jan 02
JPMorgan Chase's (NYSE:JPM) Dividend Will Be $1.25
Dec 18JPMorgan Chase: Well Positioned For The Point In The Cycle
Dec 17JPMorgan: Strong Results Make 6% Preferred Shares Still Appealing
Nov 09JPMorgan, Bank Of America, Citi Earnings Summaries: Playing Offense And Defense With 3 Bank Stocks
Oct 25JPMorgan Chase & Co., Wells Fargo, And Economy In Good Shape
Oct 15JPMorgan Earnings Preview: Should Be A Good Quarter
Oct 08JPMorgan Chase (NYSE:JPM) Is Increasing Its Dividend To $1.25
Sep 30Wall Street Lunch: Geopolitical Tensions Biggest Risk To Markets - Dimon
Sep 19JPMorgan: Swapping A 5% Yield For A 5.9% Yield
Sep 07JPMorgan: Attractive Fixed Income Securities
Aug 22JPMorgan Chase: Covered Calls Can Help Navigate Fed Rate Cuts
Aug 15JPMorgan And Citigroup Q2 '24 Earnings Previews: Both Should Have Decent Quarters With Different Catalysts
Jul 11JPMorgan Chase (NYSE:JPM) Is Due To Pay A Dividend Of $1.15
Jul 03JPMorgan Chase: Higher Rate Preferred Shares With Marginal Risk Compared To CDs
Jun 24JPMorgan Chase (NYSE:JPM) Will Pay A Dividend Of $1.15
Jun 19JPMorgan: Potential For Underperformance In A Falling Rate Environment
Jun 09JPMorgan: The Bank You Want To Own For The Next 6 Months And Maybe Forever
May 27JPMorgan Chase (NYSE:JPM) Will Pay A Dividend Of $1.15
May 25JPMorgan: A 6% Preferred Dividend Yield Remains Appealing
May 04JPMorgan: Solid Dividend Growth Stock With More Upside Potential
Apr 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JPM's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: JPM has a sufficient allowance for bad loans (297%).
Low Risk Liabilities: 63% of JPM's liabilities are made up of primarily low risk sources of funding.
Loan Level: JPM has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: JPM's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: JPM has an appropriate level of bad loans (0.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 00:54 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
JPMorgan Chase & Co. is covered by 60 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |