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RF

Regions Financial NYSE:RF Stock Report

Last Price

US$22.96

Market Cap

US$21.5b

7D

7.5%

1Y

12.0%

Updated

12 Aug, 2022

Data

Company Financials +
RF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

RF Stock Overview

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers.

Rewards

Trading at 62.5% below our estimate of its fair value

Pays a reliable dividend of 3.48%

Risk Analysis

No risks detected for RF from our risk checks.

Regions Financial Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Regions Financial
Historical stock prices
Current Share PriceUS$22.96
52 Week HighUS$25.57
52 Week LowUS$18.01
Beta1.31
1 Month Change23.18%
3 Month Change15.49%
1 Year Change12.00%
3 Year Change62.95%
5 Year Change63.30%
Change since IPO-24.02%

Recent News & Updates

Aug 10

Regions Financial: Shares Surge Following Strong Economic Data

Regional banks are in rally-mode after a slew of solid macro data. Regions Financial sports impressive relative strength vs. its industry ETF. With an inexpensive valuation, the technical picture is also favorable. Regional banks are often seen as a bellwether for the Financials sector and the broader stock market. A popular ETF to play that industry is the SPDR S&P Regional Banking ETF (KRE). The industry had struggled mightily on an absolute basis through mid-July. In the last few weeks, however, small regional banks have taken flight. Following a much better than expected U.S. employment report last Friday and (finally) a cooler-than-anticipated July CPI report on Wednesday morning, investors are piling into KRE. After outperforming the Select Financials Sector ETF (XLF) since early Q2, the bulls hope that this group of small banking firms can keep the momentum going into year-end. Regional Banks Outpace The Financials Sector Stockcharts.com One company shines within the niche with a solid 4% positive total return year-to-date. According to Bank of America Global Research, Regions (RF) is a regional bank based in the Southeast with more than $160 billion in assets. Headquartered in Birmingham Alabama, the company has over 1,800 branches and a leading market share in Alabama, Tennessee, and Mississippi. The company's lending portfolio focuses primarily on C&I, residential mortgages, home equity, and commercial mortgage. The $20 billion market cap Financials sector banking company pays a handsome 3.6% dividend yield and trades at just 10.1 times last year's earnings, according to The Wall Street Journal. Analysts at BofA see a profit dip this year, but then a solid growth rate in 2023 before earnings per share stabilize in 2024. As such, RF’s P/E ratio is seen as remaining cheap if the stock does not continue to climb from here. Dividend investors will like BofA’s yield forecast on RF – rising to nearly 5% by year-end 2024. RF: Earnings, Valuation, Dividend Forecasts BofA Global Research Regions beat its Q2 EPS forecast in July as the reporting season kicked off. Its next earnings date is confirmed by Wall Street Horizon for Friday, October 21, BMO. Between now and then, the company’s management team is expected to speak at the Barclays Global Financial Services Conference from September 12-14. Investors should be on guard for possible volatility around that date. Regions' Corporate Event Calendar: September Conference On Deck Wall Street Horizon The Technical Take RF shares surged on Wednesday as the market, and the Financials sector, in particular, rallied on the better-than-forecast CPI report. Regions looks to post five consecutive weekly advances as the stock sports relative strength.

Aug 10
Regions Financial (NYSE:RF) Is Increasing Its Dividend To $0.20

Regions Financial (NYSE:RF) Is Increasing Its Dividend To $0.20

The board of Regions Financial Corporation ( NYSE:RF ) has announced that it will be paying its dividend of $0.20 on...

Jul 26
Regions Financial's (NYSE:RF) Upcoming Dividend Will Be Larger Than Last Year's

Regions Financial's (NYSE:RF) Upcoming Dividend Will Be Larger Than Last Year's

Regions Financial Corporation ( NYSE:RF ) has announced that it will be increasing its dividend from last year's...

Shareholder Returns

RFUS BanksUS Market
7D7.5%5.5%1.3%
1Y12.0%-13.2%-11.7%

Return vs Industry: RF exceeded the US Banks industry which returned -13.2% over the past year.

Return vs Market: RF exceeded the US Market which returned -11.7% over the past year.

Price Volatility

Is RF's price volatile compared to industry and market?
RF volatility
RF Average Weekly Movement5.0%
Banks Industry Average Movement3.7%
Market Average Movement7.8%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: RF is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: RF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
197119,673John Turnerhttps://www.regions.com

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services.

Regions Financial Corporation Fundamentals Summary

How do Regions Financial's earnings and revenue compare to its market cap?
RF fundamental statistics
Market CapUS$21.45b
Earnings (TTM)US$2.12b
Revenue (TTM)US$6.61b

10.1x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
RF income statement (TTM)
RevenueUS$6.61b
Cost of RevenueUS$0
Gross ProfitUS$6.61b
Other ExpensesUS$4.49b
EarningsUS$2.12b

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

Oct 21, 2022

Earnings per share (EPS)2.27
Gross Margin100.00%
Net Profit Margin32.06%
Debt/Equity Ratio28.7%

How did RF perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

30%

Payout Ratio

Does RF pay a reliable dividends?

See RF dividend history and benchmarks
When do you need to buy RF by to receive an upcoming dividend?
Regions Financial dividend dates
Ex Dividend DateSep 01 2022
Dividend Pay DateOct 03 2022
Days until Ex dividend19 days
Days until Dividend pay date51 days

Does RF pay a reliable dividends?

See RF dividend history and benchmarks