FMAO Stock Overview
Operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio and Northeast Indiana. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for FMAO from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Farmers & Merchants Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.52 |
| 52 Week High | US$34.15 |
| 52 Week Low | US$18.99 |
| Beta | 0.68 |
| 1 Month Change | -14.92% |
| 3 Month Change | 9.02% |
| 1 Year Change | 15.00% |
| 3 Year Change | -13.23% |
| 5 Year Change | -3.84% |
| Change since IPO | 107.42% |
Recent News & Updates
Recent updates
Farmers & Merchants Bancorp GAAP EPS of $0.68 misses by $0.03, revenue of $26.32M beats by $3.37M
Oct 19Farmers & Merchants Bancorp: Growing Bank To Consider
Sep 23Farmers & Merchants Bancorp (NASDAQ:FMAO) Has Announced That It Will Be Increasing Its Dividend To $0.21
Sep 20
Farmers & Merchants Bancorp raises dividend by 10.5% to $0.21
Sep 16Farmers & Merchants Bancorp GAAP EPS of $0.63 beats by $0.01, revenue of $25.18M beats by $3.01M
Jul 21Should You Be Adding Farmers & Merchants Bancorp (NASDAQ:FMAO) To Your Watchlist Today?
Jun 09Farmers & Merchants Bancorp Continues To Reap The Fruits Of Its Prudence
Apr 29Farmers & Merchants Bancorp Has Almost No Overdue Loans
Mar 03Farmers & Merchants Bancorp's (NASDAQ:FMAO) Dividend Will Be Increased To US$0.19
Dec 23Farmers & Merchants Bancorp (NASDAQ:FMAO) Has Affirmed Its Dividend Of US$0.18
Sep 20Upgrade: Analysts Just Made A Notable Increase To Their Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) Forecasts
Jul 23Shareholder Returns
| FMAO | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | 0.1% | -1.1% |
| 1Y | 15.0% | 28.7% | 22.4% |
Return vs Industry: FMAO underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: FMAO underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| FMAO volatility | |
|---|---|
| FMAO Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FMAO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FMAO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1897 | 446 | Lars Eller | www.fm.bank |
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio and Northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles.
Farmers & Merchants Bancorp, Inc. Fundamentals Summary
| FMAO fundamental statistics | |
|---|---|
| Market cap | US$386.93m |
| Earnings (TTM) | US$22.83m |
| Revenue (TTM) | US$98.00m |
16.9x
P/E Ratio1.2x
P/B RatioIs FMAO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FMAO income statement (TTM) | |
|---|---|
| Revenue | US$98.00m |
| Cost of Revenue | US$0 |
| Gross Profit | US$98.00m |
| Other Expenses | US$75.17m |
| Earnings | US$22.83m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.69 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.30% |
| Debt/Equity Ratio | 97.0% |
How did FMAO perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield52%
Payout RatioDoes FMAO pay a reliable dividends?
See FMAO dividend history and benchmarks| Farmers & Merchants Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Dec 27 2024 |
| Dividend Pay Date | Jan 20 2025 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 20 days |
Does FMAO pay a reliable dividends?
See FMAO dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 23:35 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Farmers & Merchants Bancorp, Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Nosal | Hovde Group, LLC |
| Daniel Cardenas | Janney Montgomery Scott LLC |
| Brendan Nosal | Piper Sandler Companies |