Red River Bancshares
Market Cap
US$330.6m
Last Updated
2019/08/22 00:55 UTC
Data Sources
Company Financials +
Executive Summary
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to businesses, professionals, individuals, and public entities in Louisiana.
Snowflake
Fundamentals
Flawless balance sheet and overvalued.
Risks
- Red River Bancshares is covered by less than 3 analysts.
Share Price & News
How has Red River Bancshares's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0.3%
NasdaqGS:RRBI
2.4%
US Banks
2.9%
US Market
1 Year Return
n/a
NasdaqGS:RRBI
-14.8%
US Banks
0.2%
US Market
No trading data on RRBI.
No trading data on RRBI.
Share holder returns
| RRBI | Industry | Market | |
|---|---|---|---|
| 7 Day | 0.3% | 2.4% | 2.9% |
| 30 Day | -5.8% | -6.3% | -2.3% |
| 90 Day | -6.6% | -2.1% | 3.1% |
| 1 Year | n/a | -12.4%-14.8% | 2.4%0.2% |
| 3 Year | n/a | 41.7%32.0% | 41.7%32.4% |
| 5 Year | n/a | 52.2%35.7% | 55.1%37.9% |
Price Volatility Vs. Market
How volatile is Red River Bancshares's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall St
What Does Red River Bancshares, Inc.'s (NASDAQ:RRBI) P/E Ratio Tell You?Valuation
Is Red River Bancshares undervalued based on future cash flows and its price relative to the stock market?
20%
Discount to future cash flow value
Intrinsic Value Based on Future Cash Flows
Red River Bancshares's share price is below the future cash flow value, but not at a moderate discount (< 20%).
Red River Bancshares's share price is below the future cash flow value, but not at a substantial discount (< 40%).
Price Based on Earnings
Red River Bancshares is overvalued based on earnings compared to the US Banks industry average.
Red River Bancshares is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Red River Bancshares is poor value based on expected growth next year.
Price Based on Value of Assets
Red River Bancshares is overvalued based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is Red River Bancshares expected to perform in the next 1 to 3 years based on estimates from 2 analysts?
7.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Red River Bancshares's revenue is expected to grow by 6.3% yearly, however this is not considered high growth (20% yearly).
Red River Bancshares's earnings are expected to grow by 7.2% yearly, however this is not considered high growth (20% yearly).
Red River Bancshares's revenue growth is positive but not above the United States of America market average.
Red River Bancshares's earnings growth is positive but not above the United States of America market average.
Red River Bancshares's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if Red River Bancshares will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has Red River Bancshares performed over the past 5 years?
27.3%
Last years earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Insufficient data to establish if Red River Bancshares's year on year earnings growth rate was positive over the past 5 years.
Unable to compare Red River Bancshares's 1-year earnings growth to the 5-year average due to insufficient past data.
Red River Bancshares's earnings growth has not exceeded the US Banks industry average in the past year (27.3% vs 33.2%).
Return on Equity
Red River Bancshares has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Red River Bancshares used its assets more efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Red River Bancshares improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Red River Bancshares's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Red River Bancshares has an acceptable proportion of non-loan assets held.
Red River Bancshares has a sufficient allowance for bad loans.
Red River Bancshares's liabilities are made up of primarily low risk sources of funding.
Red River Bancshares's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at Red River Bancshares are broadly funded by customer deposits.
Red River Bancshares has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is Red River Bancshares's current dividend yield, its reliability and sustainability?
0.50%
Expected Dividend Yield
Dividend Yield and Payments Analysis
Red River Bancshares's pays a lower dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).
Red River Bancshares's dividend is below the markets top 25% of dividend payers in United States of America (3.85%).
Red River Bancshares is not paying a notable dividend for United States of America, therefore no need to check if the payments are stable.
Red River Bancshares is not paying a notable dividend for United States of America, therefore no need to check if the payments are increasing.
Current Payout to Shareholders
No need to calculate the sustainability of Red River Bancshares's dividends as it is not paying a notable one for United States of America.
Future Payout to Shareholders
No need to calculate the sustainability of Red River Bancshares's dividends in 3 years as they are not expected to pay a notable one for United States of America.
Next Steps
Management
What is the CEO of Red River Bancshares's salary, the management and board of directors tenure and is there insider trading?
21.6yrs
Average board tenure
CEO
Ronald Chatelain (55yo)
21.6yrs
Tenure
Mr. R. Blake Chatelain serves as the Chief Executive Officer, President and Director of Red River Bank and Red River Bancshares, Inc. since 1998. Mr. Chatelain serves as a Director at Red River Bancshares ...
Board Age and Tenure
21.6yrs
Average Tenure
66.5yo
Average Age
The average tenure for the Red River Bancshares board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Insider Trading
No 3 month open market individual insider trading information.
Recent Insider Transactions
| Entity | Individual |
| Shares | 10,000 |
| Max Price | US$42.30 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 9,680 |
| Max Price | US$42.30 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 7,000 |
| Max Price | US$42.30 |
Ownership Breakdown
Management Team
Ronald Chatelain (55yo)
President
- Tenure: 21.6yrs
Bryon Salazar (46yo)
Executive VP
- Tenure: 0.0yrs
- Compensation: US$334.25k
Tammi Salazar (49yo)
Executive VP of Private Banking
- Tenure: 0.0yrs
Jeff Theiler (54yo)
Senior VP & COO
- Tenure: 0.0yrs
Isabel Carriere (52yo)
Executive VP
- Tenure: 0.0yrs
Amanda Barnett (55yo)
Senior VP
- Tenure: 0.0yrs
Andrew Cutrer (45yo)
Senior Vice President
- Tenure: 0.0yrs
Board Members
Ronald Chatelain (55yo)
President
- Tenure: 21.6yrs
Barry Hines (71yo)
Director
- Tenure: 21.6yrs
Robert Nichols (69yo)
Director
- Tenure: 12.6yrs
Willie Obey (69yo)
Director
- Tenure: 21.6yrs
Teddy Price (55yo)
Director
- Tenure: 21.6yrs
John Simpson (77yo)
Non-Executive Chairman of the Board
- Tenure: 21.6yrs
Don Thompson (60yo)
Director
- Tenure: 21.6yrs
Harrie Torbett (64yo)
Director
- Tenure: 21.6yrs
Michael Ashbrook (48yo)
Director
- Tenure: 6.6yrs
Kirk Cooper (70yo)
Director
- Tenure: 21.6yrs
Company Information
Red River Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Red River Bancshares, Inc.
- Ticker: RRBI
- Exchange: NasdaqGS
- Founded: 1998
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$330.607m
- Shares outstanding: 7.31m
- Website: https://www.redriverbank.net
Number of Employees
Location
- Red River Bancshares, Inc.
- 1412 Centre Court Drive
- Suite 101
- Alexandria
- Louisiana
- 71301
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| RRBI | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | May 2019 |
Biography
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to businesses, professionals, individuals, and public entities in Louisiana. It ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/22 00:55 |
| End of Day Share Price | 2019/08/21 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.