American Business Bank (OTCPK:AMBZ) - Stock Price, News & Analysis

AMBZ Stock Overview

A California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. More details

AMBZ fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 63.2% below our estimate of its fair value

Risk Analysis

No risks detected for AMBZ from our risk checks.

American Business Bank Competitors

Red River Bancshares

NasdaqGS:RRBI

US$390.9m

ACNB

NasdaqCM:ACNB

US$402.9m

Canandaigua National

OTCPK:CNND

US$383.7m

Home Bancorp

NasdaqGS:HBCP

US$391.1m

Price History & Performance

Summary of all time highs, changes and price drops for American Business Bank
Historical stock prices
Current Share Price	US$43.77
52 Week High	US$43.77
52 Week Low	US$29.75
Beta	0.71
11 Month Change	10.95%
3 Month Change	21.01%
1 Year Change	41.60%
33 Year Change	4.34%
5 Year Change	27.39%
Change since IPO	976.09%

Recent updates

Shareholder Returns

	AMBZ	US Banks	US Market
7D	0.6%	-0.9%	-1.0%
1Y	41.6%	53.3%	30.3%

Return vs Industry: AMBZ underperformed the US Banks industry which returned 54.2% over the past year.

Return vs Market: AMBZ exceeded the US Market which returned 30.4% over the past year.

Price Volatility

Is AMBZ's price volatile compared to industry and market?
AMBZ volatility
AMBZ Average Weekly Movement	2.4%
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: AMBZ has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AMBZ's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1998	248	Leon Blankstein	www.americanbb.bank

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfers, import and export commercial letters of credit, standby letters of credit, documentary and clean collections, and foreign currency exchange services; and consulting and referral services. It operates regional loan production offices located in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, and Long Beach.

American Business Bank Fundamentals Summary

How do American Business Bank's earnings and revenue compare to its market cap?
AMBZ fundamental statistics
Market cap	US$398.11m
Earnings (TTM)	US$42.15m
Revenue (TTM)	US$127.65m

9.5x

P/E Ratio

1.1x

P/B Ratio

Is AMBZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMBZ income statement (TTM)
Revenue	US$127.65m
Cost of Revenue	US$0
Gross Profit	US$127.65m
Other Expenses	US$85.50m
Earnings	US$42.15m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	4.63
Gross Margin	100.00%
Net Profit Margin	33.02%
Debt/Equity Ratio	0%

How did AMBZ perform over the long term?

See historical performance and comparison

American Business Bank OTCPK:AMBZ Stock Report