AROW Stock Overview
A bank holding company, provides commercial and consumer banking, and financial products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for AROW from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Arrow Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.99 |
| 52 Week High | US$34.63 |
| 52 Week Low | US$21.50 |
| Beta | 0.75 |
| 1 Month Change | -12.36% |
| 3 Month Change | 2.44% |
| 1 Year Change | 1.22% |
| 3 Year Change | -12.05% |
| 5 Year Change | -13.25% |
| Change since IPO | 189.42% |
Recent News & Updates
Recent updates
Arrow Financial: Earnings Likely To Jump Thanks To Loan Growth And Margin Expansion
May 17Arrow Financial (NASDAQ:AROW) Is Due To Pay A Dividend Of $0.27
Oct 31
Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27
Aug 28Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27
Aug 12Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27
May 07Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27
Feb 07Arrow Financial declares 3% stock dividend
Sep 01Arrow Financial: Earnings To Recover Next Year
Aug 17Arrow Financial GAAP EPS of $0.75 beats by $0.04, revenue of $36.78M beats by $1.53M
Jul 27Arrow Financial: Decent Loan Growth To Partially Counter Higher Credit Costs
Jun 03Arrow Financial: Attractively Valued With A Flattish Earnings Outlook
Mar 15Arrow Financial's (NASDAQ:AROW) Dividend Will Be Increased To US$0.27
Feb 01Arrow Financial: Decent Loan Growth To Counter Provision Normalization
Dec 18Arrow Financial's (NASDAQ:AROW) Dividend Will Be US$0.26
Nov 02My Favorite Share Buyback Bank: Dividend Champion Arrow Financial Corporation
Sep 29Arrow Financial: Attractively Valued With A Positive Earnings Outlook
Aug 07Arrow Financial (NASDAQ:AROW) Will Pay A Dividend Of US$0.26
Aug 01Shareholders May Not Be So Generous With Arrow Financial Corporation's (NASDAQ:AROW) CEO Compensation And Here's Why
Apr 29Arrow Financial EPS beats by $0.16, beats on revenue
Apr 27With EPS Growth And More, Arrow Financial (NASDAQ:AROW) Is Interesting
Apr 18Shareholder Returns
| AROW | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.2% | 3.1% | 2.8% |
| 1Y | 1.2% | 29.1% | 24.5% |
Return vs Industry: AROW underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: AROW underperformed the US Market which returned 24.5% over the past year.
Price Volatility
| AROW volatility | |
|---|---|
| AROW Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.1% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: AROW has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AROW's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1851 | 537 | Dave DeMarco | www.arrowfinancial.com |
Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company’s deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects.
Arrow Financial Corporation Fundamentals Summary
| AROW fundamental statistics | |
|---|---|
| Market cap | US$482.42m |
| Earnings (TTM) | US$32.96m |
| Revenue (TTM) | US$136.14m |
14.7x
P/E Ratio1.2x
P/B RatioIs AROW overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AROW income statement (TTM) | |
|---|---|
| Revenue | US$136.14m |
| Cost of Revenue | US$0 |
| Gross Profit | US$136.14m |
| Other Expenses | US$103.18m |
| Earnings | US$32.96m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.21% |
| Debt/Equity Ratio | 34.1% |
How did AROW perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield55%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 23:42 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Arrow Financial Corporation is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nicholas Cucharale | Hovde Group, LLC |
| Feddie Strickland | Hovde Group, LLC |
| Alexander Roberts Twerdahl | Piper Sandler Companies |