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Arrow Financial NasdaqGS:AROW Stock Report

Last Price

US$28.99

Market Cap

US$482.4m

7D

1.2%

1Y

1.2%

Updated

26 Dec, 2024

Data

Company Financials +

Arrow Financial Corporation

NasdaqGS:AROW Stock Report

Market Cap: US$482.4m

AROW Stock Overview

A bank holding company, provides commercial and consumer banking, and financial products and services. More details

AROW fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance1/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

Arrow Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Arrow Financial
Historical stock prices
Current Share PriceUS$28.99
52 Week HighUS$34.63
52 Week LowUS$21.50
Beta0.75
1 Month Change-12.36%
3 Month Change2.44%
1 Year Change1.22%
3 Year Change-12.05%
5 Year Change-13.25%
Change since IPO189.42%

Recent News & Updates

Recent updates

Arrow Financial: Earnings Likely To Jump Thanks To Loan Growth And Margin Expansion

May 17

Arrow Financial (NASDAQ:AROW) Is Due To Pay A Dividend Of $0.27

Oct 31
Arrow Financial (NASDAQ:AROW) Is Due To Pay A Dividend Of $0.27

Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

Aug 28
Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

Aug 12
Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27

May 07
Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27

Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27

Feb 07
Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27

Arrow Financial declares 3% stock dividend

Sep 01

Arrow Financial: Earnings To Recover Next Year

Aug 17

Arrow Financial GAAP EPS of $0.75 beats by $0.04, revenue of $36.78M beats by $1.53M

Jul 27

Arrow Financial: Decent Loan Growth To Partially Counter Higher Credit Costs

Jun 03

Arrow Financial: Attractively Valued With A Flattish Earnings Outlook

Mar 15

Arrow Financial's (NASDAQ:AROW) Dividend Will Be Increased To US$0.27

Feb 01
Arrow Financial's (NASDAQ:AROW) Dividend Will Be Increased To US$0.27

Arrow Financial: Decent Loan Growth To Counter Provision Normalization

Dec 18

Arrow Financial's (NASDAQ:AROW) Dividend Will Be US$0.26

Nov 02
Arrow Financial's (NASDAQ:AROW) Dividend Will Be US$0.26

My Favorite Share Buyback Bank: Dividend Champion Arrow Financial Corporation

Sep 29

Arrow Financial: Attractively Valued With A Positive Earnings Outlook

Aug 07

Arrow Financial (NASDAQ:AROW) Will Pay A Dividend Of US$0.26

Aug 01
Arrow Financial (NASDAQ:AROW) Will Pay A Dividend Of US$0.26

Shareholders May Not Be So Generous With Arrow Financial Corporation's (NASDAQ:AROW) CEO Compensation And Here's Why

Apr 29
Shareholders May Not Be So Generous With Arrow Financial Corporation's (NASDAQ:AROW) CEO Compensation And Here's Why

Arrow Financial EPS beats by $0.16, beats on revenue

Apr 27

With EPS Growth And More, Arrow Financial (NASDAQ:AROW) Is Interesting

Apr 18
With EPS Growth And More, Arrow Financial (NASDAQ:AROW) Is Interesting

Shareholder Returns

AROWUS BanksUS Market
7D1.2%3.1%2.8%
1Y1.2%29.1%24.5%

Return vs Industry: AROW underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: AROW underperformed the US Market which returned 24.5% over the past year.

Price Volatility

Is AROW's price volatile compared to industry and market?
AROW volatility
AROW Average Weekly Movement5.7%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.1%

Stable Share Price: AROW has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AROW's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1851537Dave DeMarcowww.arrowfinancial.com

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company’s deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects.

Arrow Financial Corporation Fundamentals Summary

How do Arrow Financial's earnings and revenue compare to its market cap?
AROW fundamental statistics
Market capUS$482.42m
Earnings (TTM)US$32.96m
Revenue (TTM)US$136.14m

14.7x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AROW income statement (TTM)
RevenueUS$136.14m
Cost of RevenueUS$0
Gross ProfitUS$136.14m
Other ExpensesUS$103.18m
EarningsUS$32.96m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.97
Gross Margin100.00%
Net Profit Margin24.21%
Debt/Equity Ratio34.1%

How did AROW perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

55%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 23:42
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arrow Financial Corporation is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nicholas CucharaleHovde Group, LLC
Feddie StricklandHovde Group, LLC
Alexander Roberts TwerdahlPiper Sandler Companies