Arrow Financial Corporation

NasdaqGS:AROW Stock Report

Market Cap: US$682.5m

Arrow Financial Dividends and Buybacks

Dividend criteria checks 4/6

Arrow Financial is a dividend paying company with a current yield of 2.91% that is well covered by earnings.

Key information

2.9%

Dividend yield

0.9%

Buyback Yield

Total Shareholder Yield3.8%
Future Dividend Yield3.0%
Dividend Growth4.0%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio37%

Recent dividend and buyback updates

Analysis Article Feb 03

Arrow Financial (NASDAQ:AROW) Has Announced That It Will Be Increasing Its Dividend To $0.30

The board of Arrow Financial Corporation ( NASDAQ:AROW ) has announced that it will be paying its dividend of $0.30 on...

Recent updates

Seeking Alpha Mar 25

No Need To Rush Into Arrow Financial

Summary Arrow Financial is rated Hold due to average operational metrics and lack of near-term catalysts despite recent earnings growth. AROW's Q4 2025 net income hit a record $14M, but net interest margin and delinquency trends remain only average or slightly below peers. The pending Adirondack Bancorp acquisition offers geographic expansion but limited immediate financial upside and will dilute tangible book value by 9.1%. Risks include high geographic concentration in New York, integration uncertainty, and macroeconomic headwinds such as inflation and slowing job growth. Read the full article on Seeking Alpha
Analysis Article Feb 03

Arrow Financial (NASDAQ:AROW) Has Announced That It Will Be Increasing Its Dividend To $0.30

The board of Arrow Financial Corporation ( NASDAQ:AROW ) has announced that it will be paying its dividend of $0.30 on...
Analysis Article Jul 27

Arrow Financial's (NASDAQ:AROW) Dividend Will Be Increased To $0.29

Arrow Financial Corporation ( NASDAQ:AROW ) will increase its dividend from last year's comparable payment on the 25th...
Seeking Alpha Mar 09

Arrow Financial: Upgrading To Buy After The Market's Overreaction To Q4's Earnings Miss

Summary The outlook on the net interest margin remains rosy because of the upcoming re-pricing of certificates of deposits and loans. My loan growth outlook is worse than before, mostly because the consumer sentiment has worsened in recent months. Further, the mortgage rates are higher. I’ve reduced my EPS estimate to $2.01. The year-end target price suggests a price upside of 7.9%. AROW is also offering a dividend yield of 4.2%. Read the full article on Seeking Alpha
Seeking Alpha May 17

Arrow Financial: Earnings Likely To Jump Thanks To Loan Growth And Margin Expansion

Summary The outlook for all three loan segments, residential real estate, consumer, and commercial, is positive thanks to the regional economy. Upcoming interest rate cuts will boost the margin, as deposits will re-price faster than loans. Additionally, rate cuts can pause deposit mix deterioration. The December 2024 target price suggests a moderately high price upside. Further, AROW is offering a good dividend yield. Read the full article on Seeking Alpha
Analysis Article Oct 31

Arrow Financial (NASDAQ:AROW) Is Due To Pay A Dividend Of $0.27

The board of Arrow Financial Corporation ( NASDAQ:AROW ) has announced that it will pay a dividend on the 15th of...
Analysis Article Aug 28

Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

The board of Arrow Financial Corporation ( NASDAQ:AROW ) has announced that it will pay a dividend of $0.27 per share...
Analysis Article Aug 12

Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27

The board of Arrow Financial Corporation ( NASDAQ:AROW ) has announced that it will pay a dividend on the 15th of...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: AROW's dividends per share have been stable in the past 10 years.

Growing Dividend: AROW's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Arrow Financial Dividend Yield vs Market
How does AROW dividend yield compare to the market?
SegmentDividend Yield
Company (AROW)2.9%
Market Bottom 25% (US)1.3%
Market Top 25% (US)4.1%
Industry Average (Banks)2.2%
Analyst forecast (AROW) (up to 3 years)3.0%

Notable Dividend: AROW's dividend (2.91%) is higher than the bottom 25% of dividend payers in the US market (1.35%).

High Dividend: AROW's dividend (2.91%) is low compared to the top 25% of dividend payers in the US market (4.12%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (37.4%), AROW's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 22:02
End of Day Share Price 2026/07/06 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Arrow Financial Corporation is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Feddie StricklandHovde Group, LLC
Damon DelMonteKeefe, Bruyette, & Woods
Manuel NavasPiper Sandler Companies