Arrow Financial Balance Sheet Health
Financial Health criteria checks 6/6
Arrow Financial has total assets of $4.4B and total equity of $393.3M. Total deposits are $3.8B, and total loans are $3.3B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $344.2M.
Key information
11.2x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$3.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$344.24m |
Recent financial health updates
Recent updates
Arrow Financial: Earnings Likely To Jump Thanks To Loan Growth And Margin Expansion
May 17Arrow Financial (NASDAQ:AROW) Is Due To Pay A Dividend Of $0.27
Oct 31
Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27
Aug 28Arrow Financial's (NASDAQ:AROW) Dividend Will Be $0.27
Aug 12Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27
May 07Arrow Financial (NASDAQ:AROW) Has Affirmed Its Dividend Of $0.27
Feb 07Arrow Financial declares 3% stock dividend
Sep 01Arrow Financial: Earnings To Recover Next Year
Aug 17Arrow Financial GAAP EPS of $0.75 beats by $0.04, revenue of $36.78M beats by $1.53M
Jul 27Arrow Financial: Decent Loan Growth To Partially Counter Higher Credit Costs
Jun 03Arrow Financial: Attractively Valued With A Flattish Earnings Outlook
Mar 15Arrow Financial's (NASDAQ:AROW) Dividend Will Be Increased To US$0.27
Feb 01Arrow Financial: Decent Loan Growth To Counter Provision Normalization
Dec 18Arrow Financial's (NASDAQ:AROW) Dividend Will Be US$0.26
Nov 02My Favorite Share Buyback Bank: Dividend Champion Arrow Financial Corporation
Sep 29Arrow Financial: Attractively Valued With A Positive Earnings Outlook
Aug 07Arrow Financial (NASDAQ:AROW) Will Pay A Dividend Of US$0.26
Aug 01Shareholders May Not Be So Generous With Arrow Financial Corporation's (NASDAQ:AROW) CEO Compensation And Here's Why
Apr 29Arrow Financial EPS beats by $0.16, beats on revenue
Apr 27With EPS Growth And More, Arrow Financial (NASDAQ:AROW) Is Interesting
Apr 18Be Sure To Check Out Arrow Financial Corporation (NASDAQ:AROW) Before It Goes Ex-Dividend
Feb 24Did You Participate In Any Of Arrow Financial's (NASDAQ:AROW) Respectable 63% Return?
Feb 21Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AROW's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: AROW has a sufficient allowance for bad loans (143%).
Low Risk Liabilities: 96% of AROW's liabilities are made up of primarily low risk sources of funding.
Loan Level: AROW has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: AROW's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: AROW has an appropriate level of bad loans (0.7%).