OTCPK:THVB

Stock Analysis Report

Thomasville Bancshares

Executive Summary

Thomasville Bancshares, Inc. operates as the bank holding company for Thomasville National Bank and TNB Financial Services, which provides banking and financial products and services primarily in Thomasville, Georgia.

Snowflake

Fundamentals

Second-rate dividend payer with weak fundamentals.

Risks

  • Thomasville Bancshares's last earnings update was 1309 days ago.
  • Thomasville Bancshares is not covered by any analysts.

Share Price & News

How has Thomasville Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.3%

OTCPK:THVB

-2.6%

US Banks

-1.0%

US Market


1 Year Return

-3.7%

OTCPK:THVB

-14.2%

US Banks

-0.4%

US Market

THVB outperformed the Banks industry which returned -16.1% over the past year.

THVB underperformed the Market in United States of America which returned -1.7% over the past year.


Share holder returns

THVBIndustryMarket
7 Day-1.3%-2.6%-1.0%
30 Day-7.5%-5.5%-3.3%
90 Day0.9%-3.5%0.4%
1 Year-0.5%-3.7%-11.8%-14.2%1.8%-0.4%
3 Year33.5%22.6%42.2%32.4%39.4%30.4%
5 Year99.7%74.0%53.3%36.7%54.2%37.1%

Price Volatility Vs. Market

How volatile is Thomasville Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Thomasville Bancshares undervalued based on future cash flows and its price relative to the stock market?


Intrinsic Value Based on Future Cash Flows

Thomasville Bancshares's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Thomasville Bancshares's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Unable to compare the PE ratio to the industry average as no data exists.

Unable to calculate PE ratio for Thomasville Bancshares, we can't compare the value of its earnings to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Thomasville Bancshares, we can't assess if its growth is good value.


Price Based on Value of Assets

Unable to compare the PB ratio to the industry average as no data exists.


Next Steps

Future Growth

How is Thomasville Bancshares expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.5%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Thomasville Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of THVB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Thomasville Bancshares's filings and announcements here.
  • Explore growth companies in the banks industry.

Past Performance

How has Thomasville Bancshares performed over the past 5 years?

15.4%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Thomasville Bancshares has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Thomasville Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Thomasville Bancshares's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Thomasville Bancshares has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of THVB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Thomasville Bancshares's financial data was last updated here.
  • Explore more healthy companies in the banks industry.

Dividend

What is Thomasville Bancshares's current dividend yield, its reliability and sustainability?

1.85%

Current Dividend Yield


Dividend Yield and Payments Analysis

Thomasville Bancshares's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.5%).

Thomasville Bancshares's dividend is below the markets top 25% of dividend payers in United States of America (3.9%).

Dividends per share have been stable in the past 10 years.

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Thomasville Bancshares has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Thomasville Bancshares's salary, the management and board of directors tenure and is there insider trading?

24.4yrs

Average board tenure


CEO

Stephen Cheney (61yo)

24.4yrs

Tenure

US$286,197

Compensation

Mr. Stephen Harmon Cheney serves as Chief Executive Officer and a Director of Thomasville Bancshares, Inc. Mr. Cheney serves as Director of TNB Financial Services, Inc and serves as Chairman at Thomasville ...


Board Age and Tenure

24.4yrs

Average Tenure

59yo

Average Age

The average tenure for the Thomasville Bancshares board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Stephen Cheney (61yo)

    CEO & Director

    • Tenure: 24.4yrs
    • Compensation: $286.20k
  • Bert Hodges (54yo)

    Executive VP & Director

    • Tenure: 24.6yrs
    • Compensation: $228.12k
  • Joel Barrett (50yo)

    Executive VP & Director

    • Compensation: $222.64k
  • Hollie Lloyd

    SVP & CFO


Board Members

  • Joel Barrett (50yo)

    Executive VP & Director

    • Tenure: 13.3yrs
    • Compensation: $222.64k
  • David Cone (54yo)

    Vice Chairman of the Board

    • Compensation: $11.50k
  • Randall Moore (59yo)

    Director

    • Tenure: 20.3yrs
    • Compensation: $6.00k
  • Harold Jackson (71yo)

    Director

    • Tenure: 24.4yrs
    • Compensation: $6.00k
  • Rick Singletary (59yo)

    Chairman of the Board

    • Compensation: $16.40k
  • Mills Herndon

    Director

  • Stephen Cheney (61yo)

    CEO & Director

    • Tenure: 24.4yrs
    • Compensation: $286.20k
  • Charles Balfour (55yo)

    Director

    • Tenure: 24.4yrs
    • Compensation: $6.00k
  • Charles Hancock (59yo)

    Director

    • Tenure: 24.4yrs
    • Compensation: $6.50k
  • Bert Hodges (54yo)

    Executive VP & Director

    • Tenure: 24.4yrs
    • Compensation: $228.12k

Company Information

Thomasville Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Thomasville Bancshares, Inc.
  • Ticker: THVB
  • Exchange: OTCPK
  • Founded: 1995
  • Industry: regional banks
  • Sector: banks
  • Market Cap: US$242.848m
  • Shares outstanding: 6.00m
  • Website: Click here

Location

  • Thomasville Bancshares, Inc.
  • 301 North Broad Street
  • Thomasville
  • Georgia
  • 31792
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
THVBOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJul 1999

Biography

Thomasville Bancshares, Inc. operates as the bank holding company for Thomasville National Bank and TNB Financial Services, which provides banking and financial products and services primarily in Thomasvil ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/16 23:48
End of Day Share Price2019/08/16 00:00
Earnings2015/12/31
Annual Earnings2015/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.