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River City Bank OTCPK:RCBC Stock Report

Last Price

US$329.73

Market Cap

US$483.1m

7D

-0.08%

1Y

53.4%

Updated

24 Nov, 2024

Data

Company Financials

RCBC Stock Overview

Provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. More details

RCBC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends0/6

River City Bank Competitors

Price History & Performance

Summary of all time highs, changes and price drops for River City Bank
Historical stock prices
Current Share PriceUS$329.73
52 Week HighUS$335.99
52 Week LowUS$216.61
Beta0.35
11 Month Change6.36%
3 Month Change15.69%
1 Year Change53.36%
33 Year Change19.90%
5 Year Change64.04%
Change since IPO1,548.65%

Recent News & Updates

Recent updates

Shareholder Returns

RCBCUS BanksUS Market
7D-0.08%1.8%2.2%
1Y53.4%57.7%31.6%

Return vs Industry: RCBC underperformed the US Banks industry which returned 57.8% over the past year.

Return vs Market: RCBC exceeded the US Market which returned 31.7% over the past year.

Price Volatility

Is RCBC's price volatile compared to industry and market?
RCBC volatility
RCBC Average Weekly Movement6.1%
Banks Industry Average Movement5.1%
Market Average Movement6.3%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: RCBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RCBC's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1973n/aSteve Flemingwww.rivercitybank.com

River City Bank provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. It offers checking, savings, and term certificate accounts. The company also provides consumer, term, commercial real estate, commercial, agriculture, and residential mortgage loans; and home equity lines of credit, revolving lines of credit, non-revolving lines of credit, and letters of credit.

River City Bank Fundamentals Summary

How do River City Bank's earnings and revenue compare to its market cap?
RCBC fundamental statistics
Market capUS$483.09m
Earnings (TTM)US$60.34m
Revenue (TTM)US$121.15m

8.0x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RCBC income statement (TTM)
RevenueUS$121.15m
Cost of RevenueUS$0
Gross ProfitUS$121.15m
Other ExpensesUS$60.82m
EarningsUS$60.34m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)41.18
Gross Margin100.00%
Net Profit Margin49.80%
Debt/Equity Ratio12.0%

How did RCBC perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

4%

Payout Ratio