RCBC Stock Overview
Provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
River City Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$310.00 |
| 52 Week High | US$335.99 |
| 52 Week Low | US$225.25 |
| Beta | 0.36 |
| 1 Month Change | -5.98% |
| 3 Month Change | 11.47% |
| 1 Year Change | 35.37% |
| 3 Year Change | 11.51% |
| 5 Year Change | 47.62% |
| Change since IPO | 1,450.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| RCBC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -1.1% | -0.4% |
| 1Y | 35.4% | 29.5% | 24.8% |
Return vs Industry: RCBC exceeded the US Banks industry which returned 29.3% over the past year.
Return vs Market: RCBC exceeded the US Market which returned 23.9% over the past year.
Price Volatility
| RCBC volatility | |
|---|---|
| RCBC Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: RCBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: RCBC's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1973 | n/a | Steve Fleming | www.rivercitybank.com |
River City Bank provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. It offers checking, savings, and term certificate accounts. The company also provides consumer, term, commercial real estate, commercial, agriculture, and residential mortgage loans; and home equity lines of credit, revolving lines of credit, non-revolving lines of credit, and letters of credit.
River City Bank Fundamentals Summary
| RCBC fundamental statistics | |
|---|---|
| Market cap | US$453.88m |
| Earnings (TTM) | US$60.34m |
| Revenue (TTM) | US$121.15m |
7.5x
P/E Ratio1.1x
P/B RatioIs RCBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RCBC income statement (TTM) | |
|---|---|
| Revenue | US$121.15m |
| Cost of Revenue | US$0 |
| Gross Profit | US$121.15m |
| Other Expenses | US$60.82m |
| Earnings | US$60.34m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 41.21 |
| Gross Margin | 100.00% |
| Net Profit Margin | 49.80% |
| Debt/Equity Ratio | 12.0% |
How did RCBC perform over the long term?
See historical performance and comparisonDividends
0.5%
Current Dividend Yield4%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 03:13 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
River City Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|