River City Bank Balance Sheet Health
Financial Health criteria checks 4/6
River City Bank has total assets of $4.0B and total equity of $353.0M. Total deposits are $3.4B, and total loans are $3.0B.
Key information
11.4x
Asset to equity ratio
2.7%
Net interest margin
Total deposits | US$3.44b |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$281.20m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RCBC's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if RCBC has a sufficient allowance for bad loans.
Low Risk Liabilities: 93% of RCBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: RCBC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: RCBC's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: Insufficient data to determine if RCBC has an appropriate level of bad loans.